NORTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,06,970

1180,45

1037,71

2,66,088

1602,90

1361,06

1.

Direct Finance

2,02,475

1062,89

934,90

2,60,716

1243,37

1070,43

2.

Indirect Finance

4,495

117,56

102,81

5,372

359,53

290,64

II.

INDUSTRY

60,176

2387,00

1955,23

78,012

4335,79

3399,49

1.

Mining & Quarrying

26

71

64

124

13,47

10,12

2.

Food Manufacturing & Processing

1,488

316,24

265,71

2,381

644,23

463,76

(a)

Rice Mills, Flour & Dal Mills

865

206,39

170,47

1,467

477,69

338,39

(b)

Sugar

11

23,51

18,27

27

44,99

33,56

(c)

Edible Oils & Vanaspati

414

50,60

43,32

133

40,10

29,05

(d)

Tea Processing

-

-

-

12

68

65

(e)

Processing of Fruits & Vegetables

4

11,01

11,68

21

1,59

1,05

(f)

Others

194

24,74

21,96

721

79,19

61,06

3.

Beverage & Tobacco

11

6,03

5,05

49

27,22

23,63

4.

Textiles

3,872

745,67

616,20

7,806

1559,07

1230,68

(a)

Cotton Textiles

698

271,00

228,28

1,455

788,87

613,56

(b)

Jute Textiles

7

67

47

15

1,42

1,10

(c)

Handloom Textiles & Khadi

397

82,50

68,77

434

18,95

16,55

(d)

Other Textiles

2,770

391,50

318,67

5,902

749,83

599,47

5.

Paper, Paper Products & Printing

250

40,52

37,49

978

123,39

95,69

6.

Leather & Leather Products

92

9,19

7,96

384

34,04

26,56

7.

Rubber & Rubber Products

433

78,74

63,49

644

81,05

67,43

8.

Chemicals & Chemical Products

643

128,90

106,16

1,525

160,22

135,21

(a)

Heavy Industrial Chemicals

19

14,57

14,63

67

23,41

20,84

(b)

Fertilisers

22

20,52

18,46

50

28,37

27,82

(c)

Drugs & Pharmaceuticals

63

2,99

2,48

291

29,50

23,24

(d)

Non-Edible Oils

2

1,95

1,42

23

7,03

6,37

(e)

Other Chemicals & Chemical Products

537

88,88

69,17

1,094

71,91

56,94

9.

Petroleum, Coal Products & Nuclear Fuels

53

5,80

2,59

68

23,22

21,83

10.

Manufacture of Cement & Cement Products

43

1,22

1,03

135

5,72

4,57

11.

Basic Metals & Metal Products

1,788

323,79

281,48

4,623

549,07

442,62

(a)

Iron & Steel

723

189,12

159,47

1,488

324,14

261,22

(b)

Non-Ferrous Metals

112

14,00

14,19

23

3,48

3,07

(c)

Other Metal Products

953

120,68

107,82

3,112

221,45

178,32

12.

Engineering

1,806

140,32

120,36

3,354

222,14

192,74

(a)

Heavy Engineering

128

9,50

7,97

245

37,32

30,41

(b)

Light Engineering

1,431

73,03

63,87

2,210

86,50

75,04

(c)

Electrical Machinery & Goods

217

50,58

44,09

780

56,72

46,42

(d)

Electronic Machinery & Goods

30

7,21

4,43

119

41,60

40,87

13.

Vehicles, Vehicle Parts & Transport Equipments

1,678

253,12

185,30

2,268

389,39

283,90

14.

Other Industries

47,909

244,15

200,02

52,780

457,39

358,89

15.

Electricity, Gas & Water

26

90,63

59,97

38

20,10

18,74

(a)

Electricity Generation & Transmission

23

90,36

59,71

24

17,75

16,76

(b)

Non-Conventional Energy

-

-

-

2

39

38

(c)

Gas, Steam & Water Supply

3

27

26

12

1,97

1,60

16.

Construction

58

1,97

1,80

855

26,06

23,12

III.

TRANSPORT OPERATORS

3,032

30,45

21,63

13,079

114,98

87,45

IV.

PROFESSIONAL AND OTHER SERVICES

4,223

53,39

37,21

17,015

179,55

148,21

V.

PERSONAL LOANS

1,06,564

431,07

369,32

2,07,011

1072,32

935,93

1.

Loans for Purchase of Consumer Durables

7,598

26,55

22,39

23,599

75,67

63,29

2.

Loans for Housing

11,368

144,50

123,61

36,512

358,94

318,35

3.

Rest of the Personal Loans

87,598

260,01

223,31

1,46,900

637,71

554,28

VI.

TRADE

53,462

401,85

322,34

1,05,434

2354,87

2146,24

1.

Wholesale Trade

7,437

146,65

115,61

9,380

1721,56

1646,08

2.

Retail Trade

46,025

255,20

206,73

96,054

633,31

500,15

VII.

FINANCE

98

14,17

11,68

583

42,26

32,27

VIII.

ALL OTHERS

35,757

190,47

164,85

94,793

630,88

541,20

TOTAL BANK CREDIT

4,70,282

4688,86

3919,97

7,82,015

10333,56

8651,85

OF WHICH:

1.

Artisans & Village Industries

9,874

54,47

43,91

13,572

46,78

37,44

2.

Other Small Scale Industries

31,165

1043,76

826,93

50,631

1725,42

1366,31

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

71,819

121,78

104,76

1.

Direct Finance

-

-

-

71,550

121,17

104,29

2.

Indirect Finance

-

-

-

269

61

47

II.

INDUSTRY

180

495,46

329,10

10,145

11,29

10,01

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

7

62,43

17,47

39

1,05

94

(a)

Rice Mills, Flour & Dal Mills

1

3

3

11

71

61

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

21

28

28

(d)

Tea Processing

3

16,20

13,80

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

3

46,20

3,65

7

6

5

3.

Beverage & Tobacco

4

2,06

1,86

-

-

-

4.

Textiles

58

165,61

140,57

3

24

21

(a)

Cotton Textiles

34

137,74

112,91

3

24

21

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

24

27,87

27,65

-

-

-

5.

Paper, Paper Products & Printing

2

5,96

7,97

7

21

21

6.

Leather & Leather Products

-

-

-

1

1

1

7.

Rubber & Rubber Products

8

17,57

17,37

2

1

1

8.

Chemicals & Chemical Products

50

142,13

93,41

6

34

33

(a)

Heavy Industrial Chemicals

1

1,00

-

-

-

-

(b)

Fertilisers

-

-

-

2

17

17

(c)

Drugs & Pharmaceuticals

28

121,85

85,82

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

21

19,28

7,59

4

17

17

9.

Petroleum, Coal Products & Nuclear Fuels

3

41,70

5,02

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

4

2,55

1,78

2

3

3

(a)

Iron & Steel

2

50

48

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

2

2,05

1,30

2

3

3

12.

Engineering

12

6,21

6,26

11

14

13

(a)

Heavy Engineering

4

2,01

1,01

1

8

8

(b)

Light Engineering

3

3,50

4,55

3

3

2

(c)

Electrical Machinery & Goods

-

-

-

7

4

3

(d)

Electronic Machinery & Goods

5

69

69

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

11

43,55

32,17

6

7

6

14.

Other Industries

21

5,71

5,21

10,064

9,13

8,03

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

4

6

6

III.

TRANSPORT OPERATORS

-

-

-

5,816

6,70

5,41

IV.

PROFESSIONAL AND OTHER SERVICES

4

31

10

757

1,84

1,60

V.

PERSONAL LOANS

237

4,67

4,35

14,259

23,12

21,84

1.

Loans for Purchase of Consumer Durables

116

3,17

3,25

1,582

2,02

1,86

2.

Loans for Housing

2

4

4

2,332

3,15

2,89

3.

Rest of the Personal Loans

119

1,46

1,07

10,345

17,95

17,09

VI.

TRADE

13

2,57

1,23

16,962

19,31

16,42

1.

Wholesale Trade

6

2,34

1,01

938

1,93

1,73

2.

Retail Trade

7

23

22

16,024

17,38

14,70

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

49

1,85

1,81

533

1,37

1,11

TOTAL BANK CREDIT

483

504,86

336,59

1,20,291

185,40

161,15

OF WHICH:

1.

Artisans & Village Industries

-

-

-

7,345

6,27

5,54

2.

Other Small Scale Industries

15

15,92

13,89

2,635

3,48

3,19

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

455

22,87

19,05

5,45,332

2927,99

2522,58

1.

Direct Finance

400

7,87

7,22

5,35,141

2435,29

2116,83

2.

Indirect Finance

55

15,00

11,83

10,191

492,70

405,74

II.

INDUSTRY

773

247,92

187,74

1,49,286

7477,46

5881,58

1.

Mining & Quarrying

1

8

5

151

14,26

10,81

2.

Food Manufacturing & Processing

62

30,17

22,62

3,977

1054,13

770,50

(a)

Rice Mills, Flour & Dal Mills

36

18,62

17,43

2,380

703,45

526,93

(b)

Sugar

1

8

7

39

68,58

51,89

(c)

Edible Oils & Vanaspati

13

9,56

4,02

581

100,53

76,67

(d)

Tea Processing

-

-

-

15

16,88

14,45

(e)

Processing of Fruits & Vegetables

-

-

-

25

12,60

12,74

(f)

Others

12

1,91

1,10

937

152,10

87,83

3.

Beverage & Tobacco

-

-

-

64

35,30

30,54

4.

Textiles

116

90,62

66,74

11,855

2561,21

2054,38

(a)

Cotton Textiles

51

76,15

55,27

2,241

1274,00

1010,23

(b)

Jute Textiles

1

40

-

23

2,49

1,57

(c)

Handloom Textiles & Khadi

-

-

-

831

101,45

85,32

(d)

Other Textiles

64

14,07

11,47

8,760

1183,28

957,26

5.

Paper, Paper Products & Printing

14

3,59

2,95

1,251

173,67

144,31

6.

Leather & Leather Products

4

4

3

481

43,28

34,55

7.

Rubber & Rubber Products

16

89

35

1,103

178,26

148,66

8.

Chemicals & Chemical Products

42

5,57

3,27

2,266

437,16

338,39

(a)

Heavy Industrial Chemicals

3

1,63

93

90

40,61

36,40

(b)

Fertilisers

-

-

-

74

49,05

46,45

(c)

Drugs & Pharmaceuticals

6

17

14

388

154,51

111,68

(d)

Non-Edible Oils

-

-

-

25

8,98

7,78

(e)

Other Chemicals & Chemical Products

33

3,77

2,20

1,689

184,01

136,07

9.

Petroleum, Coal Products & Nuclear Fuels

3

29

23

127

71,02

29,67

10.

Manufacture of Cement & Cement Products

4

30

30

182

7,24

5,89

11.

Basic Metals & Metal Products

133

24,62

19,94

6,550

900,06

745,85

(a)

Iron & Steel

67

19,57

16,08

2,280

533,32

437,26

(b)

Non-Ferrous Metals

-

-

-

135

17,48

17,26

(c)

Other Metal Products

66

5,06

3,86

4,135

349,26

291,33

12.

Engineering

89

18,62

13,31

5,272

387,42

332,80

(a)

Heavy Engineering

19

8,07

4,65

397

56,98

44,12

(b)

Light Engineering

63

10,10

8,25

3,710

173,16

151,73

(c)

Electrical Machinery & Goods

5

25

21

1,009

107,59

90,76

(d)

Electronic Machinery & Goods

2

20

20

156

49,70

46,20

13.

Vehicles, Vehicle Parts & Transport Equipments

96

29,67

26,00

4,059

715,80

527,44

14.

Other Industries

183

42,34

30,93

1,10,957

758,71

603,08

15.

Electricity, Gas & Water

2

36

33

66

111,09

79,04

(a)

Electricity Generation & Transmission

-

-

-

47

108,10

76,46

(b)

Non-Conventional Energy

-

-

-

2

39

38

(c)

Gas, Steam & Water Supply

2

36

33

17

2,60

2,20

16.

Construction

8

76

69

925

28,85

25,67

III.

TRANSPORT OPERATORS

72

4,64

3,41

21,999

156,78

117,90

IV.

PROFESSIONAL AND OTHER SERVICES