Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

12,276

27,98

23,54

3,173

24,62

20,37

1.

Direct Finance

12,152

27,75

23,38

2,887

21,11

17,80

2.

Indirect Finance

124

23

17

286

3,51

2,56

II.

INDUSTRY

2,116

87,08

64,71

3,676

441,79

344,56

1.

Mining & Quarrying

41

5,54

3,33

186

159,95

112,30

2.

Food Manufacturing and Processing

184

6,00

4,07

185

10,99

7,84

(a)

Rice Mills, Flour and Dal Mills

12

92

60

8

31

30

(b)

Sugar

1

2

2

-

-

-

(c)

Edible Oils and Vanaspati

13

75

68

4

13

13

(d)

Tea Processing

-

-

-

1

1

1

(e)

Processing of Fruits & Vegetables

5

5

2

11

1,33

70

(f)

Others

153

4,25

2,74

161

9,21

6,70

3.

Beverage and Tobacco

83

1,15

95

139

11,04

8,11

4.

Textiles

17

2,05

2,03

116

16,13

17,01

(a)

Cotton Textiles

-

-

-

5

10,64

11,99

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

2

2

1

-

-

-

(d)

Other Textiles

15

2,03

2,02

111

5,49

5,01

5.

Paper, Paper Products and Printing

52

1,17

1,00

155

6,31

5,19

6.

Leather and Leather Products

19

2,00

2,49

16

16

15

7.

Rubber and Rubber Products

26

2,27

1,72

59

5,28

3,81

8.

Chemicals and Chemical Products

63

28,41

19,33

288

65,29

49,39

(a)

Heavy Industrial Chemicals

3

8

8

21

2,51

1,50

(b)

Fertilizers

3

15,54

10,97

7

26,46

13,76

(c)

Drugs and Pharmaceuticals

7

51

46

61

17,42

16,74

(d)

Non-Edible Oils

-

-

-

4

8

10

(e)

Other Chemicals & Chemical Products

50

12,28

7,82

195

18,82

17,30

9.

Petroleum, Coal Products & Nuclear Fuels

2

22

21

14

8,50

7,84

10.

Manufacture of Cement & Cement Products

12

24

21

39

88

65

11.

Basic Metals & Metal Products

133

6,60

5,58

254

53,78

48,33

(a)

Iron and Steel

13

4,67

4,14

63

36,76

36,39

(b)

Non-Ferrous Metals

5

16

8

15

9,22

6,41

(c)

Other Metal Products

115

1,78

1,35

176

7,80

5,52

12.

Engineering

58

22,45

16,25

270

33,19

27,77

(a)

Heavy Engineering

9

12,16

6,92

18

5,03

3,66

(b)

Light Engineering

15

4,87

4,29

76

10,47

8,77

(c)

Electrical Machinery & Goods

21

2,25

1,85

83

6,00

4,21

(d)

Electronic Machinery & Goods

13

3,17

3,19

93

11,69

11,14

13.

Vehicles, Vehicle Parts & Transport

Equipments

54

1,00

54

94

14,43

8,37

14.

Other Industries

1,266

5,58

4,82

1,300

27,64

23,88

15.

Electricity, Gas & Water

3

10

9

9

1,54

82

(a)

Electricity Generation & Transmission

1

5

4

5

15

14

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

2

5

5

4

1,39

67

16.

Construction

103

2,30

2,10

552

26,67

23,12

III.

TRANSPORT OPERATORS

2,539

32,40

24,98

1,882

41,17

31,29

IV.

PROFESSIONAL AND OTHER SERVICES

5,622

15,99

12,11

3,024

45,54

37,75

V .

PERSONAL LOANS

18,238

45,79

40,99

22,913

98,74

87,95

1.

Loans for Purchase of Consumer Durables

1,215

1,87

1,47

1,503

3,83

3,30

2.

Loans for Housing

1,359

6,92

6,48

2,088

21,57

19,85

3.

Rest of the Personal Loans

15,664

37,00

33,03

19,322

73,34

64,80

V I.

TRADE

5,270

11,37

9,17

4,351

66,12

53,92

1.

Wholesale Trade

353

3,42

2,65

390

30,82

23,50

2.

Retail Trade

4,917

7,95

6,51

3,961

35,29

30,42

VII.

FINANCE

8

82

97

34

17,67

7,94

VIII.

ALL OTHERS

6,315

9,63

8,45

8,356

79,18

72,61

TOTAL BANK CREDIT

52,384

231,05

184,91

47,409

814,82

656,38

OF WHICH :

1. Artisans & Village Industries

499

94

75

194

1,24

1,15

2. Other Small Scale Industries

1,095

20,27

15,37

2,115

97,00

81,84

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

8.

Chemicals and Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron and Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

-

-

-

-

-

-

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

2. Other Small Scale Industries

-

-

-

-

-

-