Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

14,41,962

2097,28

1921,13

7,77,325

1470,28

1344,00

1.

Direct Finance

14,23,815

1982,41

1834,63

7,71,241

1380,01

1269,46

2.

Indirect Finance

18,147

114,87

86,50

6,084

90,27

74,54

II.

INDUSTRY

93,040

1610,61

1329,22

1,12,127

3550,30

3000,11

1.

Mining & Quarrying

77

87,03

80,06

104

15,28

12,09

2.

Food Manufacturing & Processing

1,344

150,75

138,58

2,240

327,86

249,81

(a) Rice Mills, Flour & Dal Mills

611

25,66

22,33

899

55,53

48,01

(b) Sugar

14

49,87

49,11

30

127,88

85,58

(c) Edible Oils & Vanaspati

230

14,41

13,19

359

30,44

24,68

(d) Tea Processing

65

12,80

11,90

223

56,70

47,59

(e) Processing of Fruits & Vegetables

7

93

99

17

5,70

2,56

(f) Others

417

47,08

41,05

712

51,60

41,38

3.

Beverage & Tobacco

40

3,33

2,67

71

18,83

17,04

4.

Textiles

3,283

421,98

327,32

7,710

1398,53

1114,29

(a) Cotton Textiles

1,650

309,24

234,75

3,900

893,45

749,64

(b) Jute Textiles

2

13

9

33

2,51

2,13

(c) Handloom Textiles & Khadi

298

14,99

14,53

615

46,81

37,60

(d) Other Textiles

1,333

97,62

77,96

3,162

455,76

324,91

5.

Paper, Paper Products & Printing

433

58,22

48,61

2,073

227,03

191,34

6.

Leather & Leather Products

133

55,18

51,73

777

126,33

118,04

7.

Rubber & Rubber Products

97

92,03

73,82

172

17,80

12,86

8.

Chemicals & Chemical Products

636

160,15

110,30

2,587

608,56

594,42

(a) Heavy Industrial Chemicals

35

18,36

9,82

51

20,67

12,35

(b) Fertilisers

18

38,73

26,52

34

85,79

90,96

(c) Drugs & Pharmaceuticals

90

37,38

21,94

177

10,97

10,83

(d) Non-Edible Oils

9

2,00

1,34

30

4,55

4,32

(e) Other Chemicals & Chemical Products

484

63,69

50,68

2,295

486,59

475,97

9.

Petroleum, Coal Products & Nuclear Fuels

15

12,68

7,09

40

3,97

3,74

10.

Manufacture of Cement & Cement Products

81

34,59

26,23

136

46,86

36,83

11.

Basic Metals & Metal Products

544

94,72

78,95

1,081

171,14

137,73

(a) Iron & Steel

136

62,37

54,99

182

85,47

67,49

(b) Non-Ferrous Metals

7

1,42

1,35

24

12,24

10,86

(c) Other Metal Products

401

30,93

22,61

875

73,43

59,38

12.

Engineering

921

128,25

112,73

1,342

164,88

137,89

(a) Heavy Engineering

76

24,14

22,43

121

23,21

16,84

(b) Light Engineering

576

56,33

49,36

718

77,03

65,87

(c) Electrical Machinery & Goods

210

24,83

21,79

421

53,97

45,74

(d) Electronic Machinery & Goods

59

22,95

19,16

82

10,67

9,44

13.

Vehicles, Vehicle Parts & Transport Equipments

371

70,51

64,16

774

101,46

94,11

14.

Other Industries

84,353

212,85

183,19

92,368

289,66

254,73

15.

Electricity, Gas & Water

56

9,86

6,65

53

12,26

8,71

(a) Electricity Generation & Transmission

30

7,30

5,14

39

6,47

5,21

(b) Non-Conventional Energy

2

9

8

3

3,90

2,12

(c) Gas, Steam & Water Supply

24

2,47

1,43

11

1,89

1,37

16.

Construction

656

18,47

17,14

599

19,85

16,49

III.

TRANSPORT OPERATORS

8,564

107,59

88,75

9,915

153,33

116,21

IV.

PROFESSIONAL AND OTHER SERVICES

59,222

148,47

121,08

45,209

218,27

187,62

V.

PERSONAL LOANS

3,12,785

639,41

581,41

3,75,111

991,50

901,50

1.

Loans for Purchase of Consumer Durables

22,935

35,26

29,19

38,180

66,71

55,15

2.

Loans for Housing

16,787

159,88

148,49

26,203

274,65

253,63

3.

Rest of the Personal Loans

2,73,063

444,27

403,72

3,10,728

650,14

592,73

VI.

TRADE

1,29,978

342,19

314,27

1,24,104

638,47

527,44

1.

Wholesale Trade

5,765

149,85

140,42

8,867

192,96

157,40

2.

Retail Trade

1,24,213

192,34

173,85

1,15,237

445,51

370,04

VII.

FINANCE

581

255,28

141,95

1,118

59,32

39,86

VIII.

ALL OTHERS

2,24,822

343,80

313,44

1,76,026

500,62

453,16

TOTAL BANK CREDIT

22,70,954

5544,62

4811,25

16,20,935

7582,09

6569,90

OF WHICH:

1. Artisans & Village Industries

37,897

51,05

46,10

29,218

57,16

51,22

2. Other Small Scale Industries

40,427

437,66

372,56

65,759

1372,24

1062,22

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,54,261

513,14

440,62

7,277

605,35

516,85

1.

Direct Finance

1,50,529

360,15

321,43

5,860

293,06

234,09

2.

Indirect Finance

3,732

153,00

119,19

1,417

312,28

282,75

II.

INDUSTRY

89,894

7773,81

6446,37

88,737

13250,41

10364,44

1.

Mining & Quarrying

215

47,48

34,20

368

275,70

243,83

2.

Food Manufacturing & Processing

1,787

603,54

518,77

876

791,87

698,52

(a) Rice Mills, Flour & Dal Mills

541

46,26

35,87

176

48,87

45,87

(b) Sugar

58

343,97

286,03

57

231,23

201,65

(c) Edible Oils & Vanaspati

291

37,86

29,46

78

106,81

77,79

(d) Tea Processing

16

12,92

10,18

27

38,53

35,04

(e) Processing of Fruits & Vegetables

48

11,20

7,37

19

154,57

151,06

(f) Others

833

151,32

149,85

519

211,86

187,11

3.

Beverage & Tobacco

94

37,04

30,38

103

226,32

194,47

4.

Textiles

16,023

4484,49

3623,14

2,353

1077,48

911,82

(a) Cotton Textiles

5,757

2927,76

2386,84

338

273,51

247,08

(b) Jute Textiles

77

8,96

8,67

9

1,62

3,15

(c) Handloom Textiles & Khadi

544

49,79

34,46

36

26,09

20,28

(d) Other Textiles

9,645

1497,97

1193,17

1,970

776,26

641,31

5.

Paper, Paper Products & Printing

1,581

296,19

278,37

1,817

340,17

247,96

6.

Leather & Leather Products

397

53,12

47,15

2,010

1104,95

925,62

7.

Rubber & Rubber Products

380

81,48

63,54

334

321,96

241,81

8.

Chemicals & Chemical Products

2,256

240,76

202,93

2,583

1761,90

1398,57

(a) Heavy Industrial Chemicals

130

29,41

22,61

218

178,12

130,19

(b) Fertilisers

32

50,56

47,69

104

583,33

489,75

(c) Drugs & Pharmaceuticals

294

27,82

21,68

489

389,06

331,69

(d) Non-Edible Oils

20

4,20

3,84

15

9,59

8,05

(e) Other Chemicals & Chemical Products

1,780

128,77

107,10

1,757

601,80

438,88

9.

Petroleum, Coal Products & Nuclear Fuels

135

43,96

40,50

215

413,21

302,22

10.

Manufacture of Cement & Cement Products

168

66,92

63,29

149

605,83

465,62

11.

Basic Metals & Metal Products

2,356

562,82

514,13

2,312

690,76

597,96

(a) Iron & Steel

673

392,70

367,99

660

364,97

316,93

(b) Non-Ferrous Metals

111

20,07

10,63

130

50,34

47,66

(c) Other Metal Products

1,572

150,05

135,51

1,522

275,46

233,36

12.

Engineering

4,138

529,27

422,00

4,196

1578,46

1263,23

(a) Heavy Engineering

470

216,16

185,43

415

320,58

252,65

(b) Light Engineering

2,388

142,78

108,34

1,897

342,44

284,49

(c) Electrical Machinery & Goods

1,097

141,82

101,47

1,264

442,53

360,79

(d) Electronic Machinery & Goods

183

28,50

26,76

620

472,90

365,29

13.

Vehicles, Vehicle Parts & Transport Equipments

888

186,12

146,79

1,258

2105,36

1416,39

14.

Other Industries

58,645

447,95

378,70

66,147

1390,97

1064,75

15.

Electricity, Gas & Water

102

26,10

22,68

110

277,45

124,42

(a) Electricity Generation & Transmission

40

6,20

3,65

86

250,62

97,68

(b) Non-Conventional Energy

21

12,81

12,40

6

17,65

19,27

(c) Gas, Steam & Water Supply

41

7,08

6,62

18

9,18

7,47

16.

Construction

729

66,58

59,81

3,906

288,02

267,27

III.

TRANSPORT OPERATORS

7,795

141,56

119,52

5,746

380,61

284,56

IV.

PROFESSIONAL AND OTHER SERVICES

31,812

392,12

337,26

42,945

1311,93

1089,36

V.

PERSONAL LOANS

3,51,079

1283,72

1154,65

5,19,945

2514,06

1984,49

1.

Loans for Purchase of Consumer Durables

57,741

104,95

89,00

30,804

72,12

60,70

2.

Loans for Housing

38,419

428,93

389,88

33,299

491,48

455,09

3.

Rest of the Personal Loans

2,54,919

749,84

675,77

4,55,842

1950,45

1468,70

VI.

TRADE

69,172

1156,71

939,10

30,169

3122,60

2780,00

1.

Wholesale Trade

8,295

576,69

431,58

6,859

2495,48

2238,32

2.

Retail Trade

60,877

580,01

507,52

23,310

627,12

541,69

VII.

FINANCE

1,240

168,59

128,20

2,402

2325,47

1785,62

VIII.

ALL OTHERS

1,48,834

702,59

577,88

1,68,611

1136,09

1060,53

TOTAL BANK CREDIT

8,54,087

12132,24

10143,59

8,65,832

24646,52

19865,86

OF WHICH:

1. Artisans & Village Industries

13,477

47,48

41,23

2,575

17,07

14,36

2. Other Small Scale Industries

51,393

2270,15

1823,56

47,906

1845,04

1557,67