Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,55,836

1530,83

1291,27

2,52,727

820,89

651,61

1. Direct Finance

5,52,104

1379,58

1154,65

2,48,330

732,89

589,18

2. Indirect Finance

3,732

151,25

136,62

4,397

87,99

62,43

II.

INDUSTRY

43,208

2721,51

2304,89

49,494

3174,52

2447,96

1. Mining & Quarrying

99

12,93

11,07

129

23,26

15,52

2. Food Manufacturing & Processing

501

60,82

45,72

744

221,01

126,86

(a) Rice Mills, Flour & Dal Mills

151

20,27

14,69

155

33,60

28,94

(b) Sugar

1

1,17

1,17

2

5,41

2,71

(c) Edible Oils & Vanaspati

55

8,46

4,97

167

79,56

32,91

(d) Tea Processing

3

26

26

7

1,30

1,28

(e) Processing of Fruits & Vegetables

4

3,41

64

17

5,98

4,02

(f) Others

287

27,23

23,98

396

95,15

57,01

3. Beverage & Tobacco

71

14,19

10,88

107

8,26

4,39

4. Textiles

880

218,00

183,28

1,163

313,06

259,54

(a) Cotton Textiles

172

121,99

106,52

661

226,09

177,88

(b) Jute Textiles

1

2

-

1

5

-

(c) Handloom Textiles & Khadi

231

7,97

6,88

105

4,52

3,54

(d) Other Textiles

476

88,03

69,88

396

82,40

78,12

5. Paper, Paper Products & Printing

179

31,15

29,69

626

162,58

133,78

6. Leather & Leather Products

39

93

38

41

4,68

4,30

7. Rubber & Rubber Products

52

2,52

1,57

132

8,96

6,99

8. Chemicals & Chemical Products

1,157

740,93

623,64

2,586

1251,93

934,59

(a) Heavy Industrial Chemicals

99

203,55

168,48

367

342,81

258,89

(b) Fertilisers

16

182,27

150,07

16

205,67

163,58

(c) Drugs & Pharmaceuticals

202

101,90

75,55

473

164,57

129,91

(d) Non-Edible Oils

11

2,41

2,56

32

16,31

7,47

(e) Other Chemicals & Chemical Products

829

250,80

226,99

1,698

522,57

374,74

9. Petroleum, Coal Products & Nuclear Fuels

38

723,49

677,37

49

325,13

316,52

10. Manufacture of Cement & Cement Products

98

101,15

71,33

130

86,60

61,40

11. Basic Metals & Metal Products

692

243,91

212,63

1,681

135,76

124,14

(a) Iron & Steel

178

177,78

160,89

360

63,66

61,31

(b) Non-Ferrous Metals

42

13,66

10,04

38

15,92

18,57

(c) Other Metal Products

472

52,47

41,70

1,283

56,18

44,25

12. Engineering

526

93,21

74,35

1,131

185,91

149,63

(a) Heavy Engineering

53

31,19

22,83

147

48,72

28,01

(b) Light Engineering

212

8,11

6,96

472

52,09

43,49

(c) Electrical Machinery & Goods

226

43,27

28,18

416

51,43

45,98

(d) Electronic Machinery & Goods

35

10,64

16,37

96

33,68

32,15

13. Vehicles, Vehicle Parts & Transport Equipments

1,930

40,44

22,14

455

29,34

23,98

14. Other Industries

36,743

229,14

164,34

40,272

281,86

209,31

15. Electricity, Gas & Water

15

143,04

116,42

19

100,98

60,59

(a) Electricity Generation & Transmission

13

142,97

116,35

11

50,45

50,40

(b) Non-Conventional Energy

-

-

-

1

50,00

10,00

(c) Gas, Steam & Water Supply

2

7

7

7

53

18

16. Construction

188

65,65

60,08

229

35,20

16,40

III.

TRANSPORT OPERATORS

14,373

118,60

78,55

11,812

90,95

61,22

IV.

PROFESSIONAL AND OTHER SERVICES

22,354

72,70

55,53

25,524

143,11

107,16

V.

PERSONAL LOANS

1,15,278

381,50

314,57

1,34,086

576,77

464,82

1. Loans for Purchase of Consumer Durables

9,710

21,34

15,08

8,517

20,86

15,31

2. Loans for Housing

15,104

101,31

80,02

33,122

243,19

197,66

3. Rest of the Personal Loans

90,464

258,85

219,47

92,447

312,72

251,84

VI.

TRADE

81,202

418,73

367,88

59,546

365,17

255,34

1. Wholesale Trade

3,735

259,67

249,52

4,734

140,71

82,28

2. Retail Trade

77,467

159,06

118,36

54,812

224,46

173,06

VII.

FINANCE

755

7,35

3,59

1,377

77,94

54,35

VIII. ALL OTHERS

19,182

116,23

91,61

32,252

286,84

210,40

TOTAL BANK CREDIT

8,52,188

5367,47

4507,88

5,66,818

5536,19

4252,86

OF WHICH: 1. Artisans & Village Industries

23,013

30,99

24,20

16,509

33,66

26,17

2. Other Small Scale Industries

11,017

151,73

126,09

20,249

586,01

440,36

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

23,560

224,75

194,07

4,933

311,53

240,88

1. Direct Finance

23,173

150,77

137,00

4,269

32,03

26,08

2. Indirect Finance

387

73,98

57,07

664

279,50

214,80

II.

INDUSTRY

24,142

2383,89

1568,07

75,686

12133,16

9753,38

1. Mining & Quarrying

114

106,78

91,80

86

100,09

85,84

2. Food Manufacturing & Processing

665

226,34

90,26

610

513,19

345,96

(a) Rice Mills, Flour & Dal Mills

67

10,19

7,57

105

23,67

20,04

(b) Sugar

2

56

12

-

-

-

(c) Edible Oils & Vanaspati

195

25,08

14,35

188

226,68

154,30

(d) Tea Processing

5

57

47

11

14,86

7,82

(e) Processing of Fruits & Vegetables

51

12,94

9,41

22

23,65

23,54

(f) Others

345

177,01

58,34

284

224,32

140,26

3. Beverage & Tobacco

30

7,90

6,76

40

48,81

8,93

4. Textiles

483

188,51

136,37

10,246

2980,26

2527,07

(a) Cotton Textiles

111

44,60

33,53

2,196

1712,64

1448,95

(b) Jute Textiles

14

85

45

5

97

86

(c) Handloom Textiles & Khadi

74

10,77

10,73

639

32,20

26,57

(d) Other Textiles

284

132,30

91,66

7,406

1234,46

1050,69

5. Paper, Paper Products & Printing

264

21,66

16,25

987

207,98

179,69

6. Leather & Leather Products

50

2,99

2,10

143

6,37

5,46

7. Rubber & Rubber Products

77

4,94

4,10

182

42,20

35,33

8. Chemicals & Chemical Products

1,460

430,35

300,58

4,697

2842,93

2120,15

(a) Heavy Industrial Chemicals

69

64,17

50,74

550

549,77

425,18

(b) Fertilisers

17

96,22

58,46

73

470,23

356,00

(c) Drugs & Pharmaceuticals

195

43,04

31,96

904

879,63

645,97

(d) Non-Edible Oils

7

61

29

45

93,67

83,69

(e) Other Chemicals & Chemical Products

1,172

226,32

159,13

3,125

849,64

609,32

9. Petroleum, Coal Products & Nuclear Fuels

45

34,52

21,19

164

271,36

160,67

10. Manufacture of Cement & Cement Products

100

82,41

68,49

100

212,78

237,79

11. Basic Metals & Metal Products

1,568

452,00

304,95

2,354

780,36

637,32

(a) Iron & Steel

437

272,24

160,72

628

560,04

455,67

(b) Non-Ferrous Metals

171

72,18

65,62

118

35,30

32,33

(c) Other Metal Products

960

107,58

78,61

1,608

185,02

149,33

12. Engineering

1,450

233,38

150,87

3,278

1248,31

996,18

(a) Heavy Engineering

423

134,56

75,85

469

316,06

255,61

(b) Light Engineering

694

59,78

48,62

1,438

286,86

253,16

(c) Electrical Machinery & Goods

271

17,39

12,87

1,098

514,16

371,63

(d) Electronic Machinery & Goods

62

21,65

13,53

273

131,22

115,77

13. Vehicles, Vehicle Parts & Transport Equipments

191

21,30

17,07

462

139,38

79,08

14. Other Industries

17,264

500,63

299,24

51,483

1155,28

945,30

15. Electricity, Gas & Water

37

47,54

39,15

146

1233,78

1075,55

(a) Electricity Generation & Transmission

15

31,93

25,97

118

1203,40

1049,23

(b) Non-Conventional Energy

1

10,00

10,00

7

5,52

2,32

(c) Gas, Steam & Water Supply

21

5,61

3,19

21

24,85

24,00

16. Construction

344

22,64

18,88

708

350,06

313,04

III.

TRANSPORT OPERATORS

5,074

69,15

54,00

6,506

133,30

100,70

IV.

PROFESSIONAL AND OTHER SERVICES

16,025

143,29

106,10

18,523

333,68

256,57

V.

PERSONAL LOANS

1,16,570

620,93

498,59

2,12,447

1359,71

1079,85

1. Loans for Purchase of Consumer Durables

7,962

23,90

17,69

7,178

28,50

21,43

2. Loans for Housing

36,255

297,37

248,60

52,510

537,85

446,39

3. Rest of the Personal Loans

72,353

299,66

232,30

1,52,759

793,36

612,03

VI.

TRADE

21,373

565,75

429,63

30,183

1488,62

1120,00

1. Wholesale Trade

2,562

362,70

279,22

8,659

1112,53

804,14

2. Retail Trade

18,811

203,05

150,41

21,524

376,09

315,86

VII.

FINANCE

361

76,90

58,92

944

848,96

557,71

VIII.

ALL OTHERS

15,705

285,97

208,05

49,380

1017,24

859,93

TOTAL BANK CREDIT

2,22,810

4370,62

3117,43

3,98,602

17626,20

13969,01

OF WHICH: 1. Artisans & Village Industries

6,560

14,81

11,34

7,014

20,04

15,85

2. Other Small Scale Industries

10,206

584,29

359,86

28,960

1641,20

1272,86