Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

21,81,381

3154,45

3023,68

9,56,850

1736,40

1593,19

1. Direct Finance

21,53,294

2981,43

2869,93

9,41,450

1556,23

1451,02

2. Indirect Finance

28,087

173,02

153,75

15,400

180,17

142,17

II.

INDUSTRY

1,04,946

1210,70

986,46

1,06,360

1750,44

1426,40

1. Mining & Quarrying

144

15,55

14,06

231

27,98

19,40

2. Food Manufacturing & Processing

3,848

386,14

317,48

5,267

679,85

508,64

(a) Rice Mills, Flour & Dal Mills

2,598

231,76

176,81

4,112

479,04

324,48

(b) Sugar

29

79,38

77,46

46

108,77

109,33

(c) Edible Oils & Vanaspati

181

26,93

25,16

260

40,25

31,43

(d) Tea Processing

3

18

14

-

-

-

(e) Processing of Fruits & Vegetables

10

2,94

3,01

19

4,37

3,66

(f) Others

1,027

44,95

34,91

830

47,42

39,76

3. Beverage & Tobacco

41

19,12

19,15

63

27,93

23,95

4. Textiles

862

32,03

23,63

2,393

136,56

127,51

(a) Cotton Textiles

309

26,15

18,67

320

63,99

59,04

(b) Jute Textiles

-

-

-

11

8,65

6,81

(c) Handloom Textiles & Khadi

231

87

79

1,116

3,80

3,49

(d) Other Textiles

322

5,01

4,17

946

60,13

58,18

5. Paper, Paper Products & Printing

139

32,87

16,54

841

46,07

36,63

6. Leather & Leather Products

38

5,21

4,81

108

1,70

1,35

7. Rubber & Rubber Products

19

1,61

1,07

108

18,04

5,79

8. Chemicals & Chemical Products

375

118,86

79,43

1,077

165,22

138,13

(a) Heavy Industrial Chemicals

24

10,05

8,64

76

33,19

25,71

(b) Fertilisers

7

18,71

10,29

4

21

24

(c) Drugs & Pharmaceuticals

114

30,55

22,47

389

47,69

43,15

(d) Non-Edible Oils

39

13,99

9,62

14

18,93

14,54

(e) Other Chemicals & Chemical Products

191

45,55

28,40

594

65,20

54,50

9. Petroleum, Coal Products & Nuclear Fuels

21

34,17

2,55

17

6,43

6,24

10. Manufacture of Cement & Cement Products

98

82,04

82,01

296

52,78

44,39

11. Basic Metals & Metal Products

213

107,14

92,65

414

154,82

125,75

(a) Iron & Steel

84

72,47

62,77

109

117,04

91,91

(b) Non-Ferrous Metals

24

4,30

5,03

15

1,34

1,08

(c) Other Metal Products

105

30,36

24,85

290

36,44

32,75

12. Engineering

508

183,02

164,72

1,316

114,62

126,86

(a) Heavy Engineering

79

6,86

6,32

176

48,25

51,83

(b) Light Engineering

195

12,23

11,90

617

22,12

18,19

(c) Electrical Machinery & Goods

139

117,40

102,36

377

14,22

11,40

(d) Electronic Machinery & Goods

95

46,53

44,14

146

30,04

45,45

13. Vehicles, Vehicle Parts & Transport Equipments

808

12,56

10,26

1,009

18,14

14,37

14. Other Industries

97,555

166,41

148,32

92,000

241,42

213,55

15. Electricity, Gas & Water

39

9,32

5,83

31

39,91

16,08

(a) Electricity Generation & Transmission

27

8,10

4,20

11

37,14

13,35

(b) Non-Conventional Energy

3

16

16

1

6

6

(c) Gas, Steam & Water Supply

9

1,06

1,47

19

2,71

2,66

16. Construction

238

4,67

3,93

1,189

18,97

17,75

III.

TRANSPORT OPERATORS

18,351

86,71

68,64

18,540

132,20

101,65

IV.

PROFESSIONAL AND OTHER SERVICES

72,017

114,11

92,62

47,255

165,25

137,85

V.

PERSONAL LOANS

4,43,121

905,89

818,36

4,46,884

1336,19

1166,06

1. Loans for Purchase of Consumer Durables

25,069

40,22

33,72

32,598

64,18

53,05

2. Loans for Housing

33,389

201,93

182,11

56,614

432,90

378,62

3. Rest of the Personal Loans

3,84,663

663,75

602,53

3,57,672

839,10

734,39

VI.

TRADE

2,37,527

872,59

772,60

1,63,004

1264,07

991,91

1. Wholesale Trade

7,745

440,25

429,54

12,621

276,52

223,15

2. Retail Trade

2,29,782

432,34

343,06

1,50,383

987,54

768,77

VII.

FINANCE

2,667

18,63

17,46

1,523

44,12

32,29

VIII.

ALL OTHERS

2,22,307

490,86

460,29

1,49,041

571,26

529,68

TOTAL BANK CREDIT

32,82,317

6853,95

6240,11

18,89,457

6999,92

5979,03

OF WHICH: 1. Artisans & Village Industries

60,395

104,84

101,66

42,544

81,06

75,68

2. Other Small Scale Industries

29,342

306,74

237,79

42,756

719,81

532,53

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,70,982

616,73

555,23

4,944

661,46

518,45

1. Direct Finance

1,61,673

508,21

466,34

3,609

233,71

220,41

2. Indirect Finance

9,309

108,53

88,90

1,335

427,76

298,05

II.

INDUSTRY

93,585

2800,82

2258,10

71,479

6144,49

5311,31

1. Mining & Quarrying

231

66,41

44,57

90

56,39

60,19

2. Food Manufacturing & Processing

3,632

621,26

482,63

1,499

646,42

451,14

(a) Rice Mills, Flour & Dal Mills

2,215

327,92

243,42

1,030

388,71

241,38

(b) Sugar

28

113,55

110,19

19

64,66

66,33

(c) Edible Oils & Vanaspati

254

57,36

37,13

113

99,86

74,96

(d) Tea Processing

2

11

9

10

2,92

2,93

(e) Processing of Fruits & Vegetables

35

11,75

9,68

6

2,11

2,09

(f) Others

1,098

110,58

82,12

321

88,18

63,45

3. Beverage & Tobacco

231

396,92

281,04

56

81,78

65,14

4. Textiles

1,410

191,77

154,17

812

528,65

499,33

(a) Cotton Textiles

806

150,10

125,94

229

245,52

218,59

(b) Jute Textiles

14

23,90

14,49

21

2,51

2,48

(c) Handloom Textiles & Khadi

69

5,33

4,22

37

3,83

1,49

(d) Other Textiles

521

12,44

9,52

525

276,79

276,77

5. Paper, Paper Products & Printing

951

105,05

104,06

853

168,82

147,19

6. Leather & Leather Products

146

11,03

7,62

110

41,00

63,01

7. Rubber & Rubber Products

331

12,11

9,55

217

91,26

51,06

8. Chemicals & Chemical Products

1,144

171,61

129,00

2,284

1395,11

1207,25

(a) Heavy Industrial Chemicals

42

21,05

11,84

243

58,54

58,37

(b) Fertilisers

24

45,25

39,18

62

372,72

323,29

(c) Drugs & Pharmaceuticals

305

37,26

31,80

838

714,05

598,72

(d) Non-Edible Oils

20

4,25

4,29

11

8,50

8,11

(e) Other Chemicals & Chemical Products

753

63,81

41,89

1,130

241,30

218,76

9. Petroleum, Coal Products & Nuclear Fuels

40

11,79

8,00

40

53,88

48,49

10. Manufacture of Cement & Cement Products

210

41,06

30,38

213

275,36

272,66

11. Basic Metals & Metal Products

1,022

531,56

449,64

1,185

611,46

582,92

(a) Iron & Steel

295

495,62

419,60

509

445,37

428,73

(b) Non-Ferrous Metals

32

5,09

2,49

77

46,11

49,39

(c) Other Metal Products

695

30,84

27,56

599

119,98

104,80

12. Engineering

1,412

160,54

135,06

1,910

596,15

458,45

(a) Heavy Engineering

95

54,30

54,61

100

116,25

94,53

(b) Light Engineering

760

30,17

19,53

669

197,93

132,30

(c) Electrical Machinery & Goods

450

35,91

22,55

865

187,04

143,05

(d) Electronic Machinery & Goods

107

40,16

38,37

276

94,93

88,58

13. Vehicles, Vehicle Parts & Transport Equipments

894

54,66

42,83

472

30,35

30,32

14. Other Industries

79,964

323,38

285,24

60,339

696,76

632,62

15. Electricity, Gas & Water

51

15,21

14,46

201

680,94

578,23

(a) Electricity Generation & Transmission

24

11,85

11,21

167

670,03

568,37

(b) Non-Conventional Energy

2

1,51

1,54

14

8,25

6,88

(c) Gas, Steam & Water Supply

25

1,85

1,70

20

2,65

2,98

16. Construction

1,916

86,48

79,87

1,198

190,17

163,31

III.

TRANSPORT OPERATORS

18,172

161,30

123,04

9,914

270,22

231,01

IV.

PROFESSIONAL AND OTHER SERVICES

40,704

359,13

295,86

15,505

483,66

423,19

V.

PERSONAL LOANS

4,22,574

1764,00

1537,43

2,55,374

1592,72

1359,32

1. Loans for Purchase of Consumer Durables

42,506

97,90

77,13

20,245

63,71

51,16

2. Loans for Housing

81,828

710,94

636,68

44,433

621,20

538,81

3. Rest of the Personal Loans

2,98,240

955,16

823,62

1,90,696

907,82

769,34

VI.

TRADE

1,01,625

1529,10

1303,01

32,905

2493,86

1922,80

1. Wholesale Trade

10,715

448,71

360,63

6,152

295,34

245,36

2. Retail Trade

90,910

1080,39

942,38

26,753

2198,52

1677,45

VII.

FINANCE

1,254

71,60

64,92

978

297,65

240,58

VIII.

ALL OTHERS

1,10,955

735,75

668,04

72,489

1467,82

1313,21

TOTAL BANK CREDIT

9,59,851

8038,45

6805,63

4,63,588

13411,88

11319,87

OF WHICH: 1. Artisans & Village Industries

32,437

63,54

59,38

9,939

38,43

42,57

2. Other Small Scale Industries

39,879

831,35

633,22

41,393

836,39

721,86