NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

6,79,408

1088,56

924,94

2,44,297

440,97

367,85

1.

Direct Finance

6,71,363

1039,83

883,76

2,39,634

374,04

320,46

2.

Indirect Finance

8,045

48,73

41,17

4,663

66,92

47,39

II.

INDUSTRY

85,939

441,89

345,37

57,094

579,75

452,23

1.

Mining & Quarrying

1,421

19,37

14,48

517

27,80

18,90

2.

Food Manufacturing and Processing

1,286

30,73

24,63

1,464

38,41

32,21

(a)

Rice Mills, Flour and Dal Mills

285

2,01

1,56

292

9,67

8,08

(b)

Sugar

12

14,78

10,79

6

13

5

(c)

Edible Oils and Vanaspati

510

4,56

4,16

422

24,52

20,57

(d)

Tea Processing

1

4

4

—

—

—

(e)

Processing of Fruits & Vegetables

9

13

9

15

8

7

(f)

Others

469

9,22

8,00

729

4,02

3,44

3.

Beverage and Tobacco

12

4,17

2,75

30

89

62

4.

Textiles

409

121,57

99,69

2,129

202,90

140,93

(a)

Cotton Textiles

131

12,92

10,30

1,579

59,77

47,84

(b)

Jute Textiles

3

3

2

3

4

2

(c)

Handloom Textiles & Khadi

56

83

80

120

2,07

1,69

(d)

Other Textiles

219

107,80

88,57

427

141,01

91,38

5.

Paper, Paper Products and Printing

62

2,12

4,32

184

2,15

2,22

6.

Leather and Leather Products

100

66

60

139

94

87

7.

Rubber and Rubber Products

16

62

90

55

16,98

16,46

8.

Chemicals and Chemical Products

177

18,01

13,11

300

56,14

50,03

(a)

Heavy Industrial Chemicals

10

10

10

37

32,84

29,70

(b)

Fertilizers

8

10,85

8,72

—

—

—

(c)

Drugs and Pharmaceuticals

18

2,52

39

46

7,62

6,73

(d)

Non-Edible Oils

12

10

10

9

6,53

4,90

(e)

Other Chemicals & Chemical Products

129

4,44

3,79

208

9,15

8,70

9.

Petroleum, Coal Products & Nuclear Fuels

10

16

15

22

4,09

3,29

10.

Manufacture of Cement & Cement Products

201

24,41

19,19

283

68,70

51,67

11.

Basic Metals & Metal Products

301

59,43

24,79

450

19,16

15,01

(a)

Iron and Steel

87

55,32

21,52

170

9,09

7,92

(b)

Non-Ferrous Metals

9

25

25

22

5,20

4,10

(c)

Other Metal Products

205

3,87

3,02

258

4,88

3,00

12.

Engineering

322

47,59

50,95

602

26,50

23,44

(a)

Heavy Engineering

98

1,27

1,05

51

68

48

(b)

Light Engineering

134

11,49

11,12

135

2,32

1,97

(c)

Electrical Machinery & Goods

42

1,89

66

156

18,33

16,61

(d)

Electronic Machinery & Goods

48

32,94

38,12

260

5,18

4,39

13.

Vehicles, Vehicle Parts & Transport Equipments

138

1,66

1,11

181

3,12

2,57

14.

Other Industries

81,394

109,13

86,89

50,638

105,79

89,97

15.

Electricity, Gas & Water

19

74

52

31

1,54

70

(a)

Electricity Generation & Transmission

15

47

24

29

1,54

69

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

4

27

29

2

1

1

16.

Construction

71

1,52

1,31

69

4,65

3,34

III.

TRANSPORT OPERATORS

22,667

58,01

47,05

10,717

51,83

42,44

IV.

PROFESSIONAL AND OTHER SERVICES

24,678

34,37

25,71

23,302

33,83

28,80

V.

PERSONAL LOANS

1,37,578

227,02

202,53

1,24,686

253,15

221,73

1.

Loans for Purchase of Consumer Durables

4,505

7,18

5,64

5,664

9,44

7,48

2.

Loans for Housing

13,091

30,65

27,69

15,202

57,55

51,87

3.

Rest of the Personal Loans

1,19,982

189,19

169,20

1,03,820

186,16

162,39

V I.

TRADE

1,40,543

221,70

192,44

1,14,403

283,02

226,48

1.

Wholesale Trade

4,815

61,36

58,28

6,032

74,27

54,24

2.

Retail Trade

1,35,728

160,34

134,16

1,08,371

208,75

172,24

VII.

FINANCE

89

1,82

1,25

80

7,00

5,60

VIII.

ALL OTHERS

50,822

68,17

61,42

44,158

77,87

70,30

TOTAL BANK CREDIT

11,41,724

2141,54

1800,70

6,18,737

1727,43

1415,43

OF WHICH :

1.

Artisans & Village Industries

66,185

50,63

43,12

27,796

26,35

23,29

2.

Other Small Scale Industries

14,202

71,22

62,54

23,269

172,77

148,29

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

29,261

181,14

143,47

6,315

106,73

82,69

1.

Direct Finance

27,467

152,63

119,46

6,106

31,87

32,26

2.

Indirect Finance

1,794

28,50

24,02

209

74,86

50,42

II.

INDUSTRY

33,096

1477,35

1214,81

12,808

1206,46

1016,40

1.

Mining & Quarrying

636

98,85

59,76

80

18,64

13,21

2.

Food Manufacturing and Processing

976

81,12

63,86

272

39,67

33,82

(a)

Rice Mills, Flour and Dal Mills

277

18,42

12,65

98

5,47

4,55

(b)

Sugar

3

26

11

1

1

1

(c)

Edible Oils and Vanaspati

231

40,03

32,08

91

29,08

25,57

(d)

Tea Processing

2

2

—

3

27

7

(e)

Processing of Fruits & Vegetables

19

5,27

5,18

3

4

3

(f)

Others

444

17,12

13,82

76

4,81

3,58

3.

Beverage and Tobacco

76

7,87

6,85

38

13,44

10,98

4.

Textiles

2,052

430,08

378,14

924

185,00

138,27

(a)

Cotton Textiles

711

130,28

117,68

172

16,31

14,33

(b)

Jute Textiles

16

1,59

1,56

10

56

45

(c)

Handloom Textiles & Khadi

32

81

61

25

5,35

2,02

(d)

Other Textiles

1,293

297,39

258,28

717

162,78

121,46

5.

Paper, Paper Products and Printing

437

77,91

58,87

288

29,67

22,84

6.

Leather and Leather Products

93

1,12

1,12

61

17,43

15,75

7.

Rubber and Rubber Products

104

69,15

37,46

52

4,64

3,86

8.

Chemicals and Chemical Products

949

161,98

122,99

582

82,61

73,40

(a)

Heavy Industrial Chemicals

112

16,12

7,76

53

3,44

2,70

(b)

Fertilizers

34

49,92

30,70

5

1,04

1,17

(c)

Drugs and Pharmaceuticals

148

33,57

23,91

201

6,97

6,10

(d)

Non-Edible Oils

18

3,62

1,11

12

1,56

1,48

(e)

Other Chemicals & Chemical Products

637

58,75

59,52

311

69,60

61,95

9.

Petroleum, Coal Products & Nuclear Fuels

36

1,94

1,50

69

4,94

4,69

10.

Manufacture of Cement & Cement Products

226

52,59

44,79

69

6,49

5,38

11.

Basic Metals & Metal Products

829

93,70

76,73

790

117,70

92,64

(a)

Iron and Steel

314

33,32

31,40

358

65,23

56,85

(b)

Non-Ferrous Metals

82

23,92

13,50

105

13,87

9,19

(c)

Other Metal Products

433

36,47

31,83

327

38,59

26,61

12.

Engineering

1,022

173,48

162,41

798

216,92

185,79

(a)

Heavy Engineering

202

25,63

22,28

60

15,22

14,09

(b)

Light Engineering

327

26,33

22,35

233

30,90

26,15

(c)

Electrical Machinery & Goods

247

18,29

14,63

368

144,37

124,05

(d)

Electronic Machinery & Goods

246

103,23

103,15

137

26,43

21,50

13.

Vehicles, Vehicle Parts & Transport Equipments

157

14,05

11,31

124

51,35

46,60

14.

Other Industries

25,294

199,49

178,12

8,522

219,07

198,42

15.

Electricity, Gas & Water

45

5,18

4,11

63

179,59

154,84

(a)

Electricity Generation & Transmission

33

2,61

3,18

58

179,54

154,80

(b)

Non-Conventional Energy

2

1,33

2

1

1

—

(c)

Gas, Steam & Water Supply

10

1,23

92

4

5

4

16.

Construction

164

8,85

6,79

76

19,30

15,91

III.

TRANSPORT OPERATORS

5,698

53,88

44,83

1,463

29,82

18,89

IV.

PROFESSIONAL AND OTHER SERVICES

16,163

85,95

70,41

4,313

45,03

39,78

V.

PERSONAL LOANS

1,08,263

339,01

299,30

65,359

219,48

193,05

1.

Loans for Purchase of Consumer Durables

9,031

15,94

13,61

4,913

7,55

6,09

2.

Loans for Housing

14,075

107,19

97,44

12,520

87,26

80,87

3.

Rest of the Personal Loans

85,157

215,87

188,24

47,926

124,67

106,09

V I.

TRADE

59,806

288,63

231,05

16,711

387,42

327,90

1.

Wholesale Trade

4,293

110,63

83,61

3,292

312,39

267,88

2.

Retail Trade

55,513

178,00

147,44

13,419

75,03

60,02

VII.

FINANCE

157

15,82

12,78

185

130,24

97,85

VIII.

ALL OTHERS

41,004

152,68

128,49

17,698

131,94

111,11

TOTAL BANK CREDIT

2,93,448

2594,44

2145,14

1,24,852

2257,13

1887,67

OF WHICH :

1.

Artisans & Village Industries

6,512

13,98

12,10

2,090

4,44

3,88

2.

Other Small Scale Industries

19,794

396,34

338,79

7,734

354,78

271,18