Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

NORTHERN REGION

STATE : PUNJAB

(Amount in Rupees Thousand)

AMRITSAR

BATHINDA

FARIDKOT

FATEHGARH SAHIB

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

43,263

213,39,60

36,655

154,30,41

18,260

104,54,99

14,976

46,75,40

1.

Direct Finance

42,582

166,02,84

36,156

144,11,09

17,393

94,47,45

14,466

44,69,62

2.

Indirect Finance

681

47,36,76

499

10,19,32

867

10,07,54

510

2,05,78

II.

INDUSTRY

16,428

609,90,25

7,479

91,94,82

1,758

66,33,48

2,308

101,96,50

1.

Mining & Quarrying

5

16,20

9

38,70

62

3,86,40

1

28,62

2.

Manufacturing & Processing

16,255

607,76,82

7,455

91,14,44

1,684

61,36,21

2,252

99,72,80

3.

Electricity, Gas & Water

6

49,41

-

-

-

-

3

1,09,77

4.

Construction

162

1,47,82

15

41,68

12

1,10,87

52

85,31

III.

TRANSPORT OPERATORS

3,494

11,37,92

1,022

5,66,98

655

4,41,58

447

1,50,44

IV.

PROFESSIONAL AND OTHER SERVICES

3,811

29,74,24

930

7,20,07

441

6,99,72

546

1,84,08

V.

PERSONAL LOANS

46,173

178,61,69

14,065

53,38,93

6,814

29,66,67

6,847

20,36,71

1.

Loans for Purchase of Consumer Durables

5,375

15,40,27

1,187

2,29,96

811

1,64,01

838

1,87,02

2.

Loans for Housing

6,963

58,31,86

2,832

17,87,04

1,334

14,14,88

1,818

7,23,23

3.

Rest of the Personal Loans

33,835

104,89,56

10,046

33,21,93

4,669

13,87,78

4,191

11,26,46

VI.

TRADE

23,324

173,57,33

9,771

84,11,74

4,306

42,10,24

3,872

55,53,50

1.

Wholesale Trade

2,353

90,52,88

559

43,62,04

401

10,62,94

359

39,54,85

2.

Retail Trade

20,971

83,04,45

9,212

40,49,70

3,905

31,47,30

3,513

15,98,65

VII.

FINANCE

103

21,02,77

13

63,53

13

17,77

4

2,22

VIII.

ALL OTHERS

24,596

87,14,22

2,608

12,82,55

1,091

12,67,64

2,060

6,63,05

TOTAL BANK CREDIT

1,61,192

1324,78,02

72,543

410,09,03

33,338

266,92,09

31,060

234,61,90

OF WHICH:  1. Artisans & Village Industries

2,490

6,64,62

2,705

2,94,60

191

1,86,09

364

1,01,22

2. Other Small Scale Industries

9,490

274,12,51

3,499

27,91,83

1,224

32,39,09

1,323

9,40,38

(Amount in Rupees Thousand)

FEROZPUR

GURDASPUR

HOSHIARPUR

JALANDHAR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

57,084

244,62,58

26,802

104,57,21

28,068

94,79,52

25,526

172,91,39

1.

Direct Finance

55,612

228,67,10

26,579

91,45,02

27,692

89,32,22

25,054

129,44,58

2.

Indirect Finance

1,472

15,95,48

223

13,12,19

376

5,47,30

472

43,46,81

II.

INDUSTRY

5,536

98,06,51

9,079

115,52,92

10,847

214,17,76

15,922

645,73,77

1.

Mining & Quarrying

9

97,19

7

36,22

-

-

7

19,59

2.

Manufacturing & Processing

5,520

96,97,82

9,022

114,29,88

10,843

214,14,17

15,891

643,71,99

3.

Electricity, Gas & Water

-

-

-

-

-

-

2

36,38

4.

Construction

7

11,50

50

86,82

4

3,59

22

1,45,81

III.

TRANSPORT OPERATORS

1,976

4,71,51

2,976

9,57,37

1,189

6,65,29

1,294

14,77,62

IV.

PROFESSIONAL AND OTHER SERVICES

1,486

7,55,53

869

5,38,49

947

4,22,98

2,616

27,89,29

V.

PERSONAL LOANS

16,907

60,96,14

23,837

80,54,55

18,675

65,68,65

46,494

227,79,52

1.

Loans for Purchase of Consumer Durables

1,287

2,83,44

2,651

7,06,82

1,655

3,60,04

3,692

12,00,11

2.

Loans for Housing

2,321

19,42,41

3,049

21,82,41

3,112

22,10,24

5,955

71,89,07

3.

Rest of the Personal Loans

13,299

38,70,29

18,137

51,65,32

13,908

39,98,37

36,847

143,90,34

VI.

TRADE

12,944

66,49,48

17,066

59,83,14

10,634

37,26,81

14,824

211,76,55

1.

Wholesale Trade

1,582

21,16,33

518

9,13,61

541

6,49,82

3,283

120,54,41

2.

Retail Trade

11,362

45,33,15

16,548

50,69,53

10,093

30,76,99

11,541

91,22,14

VII.

FINANCE

2

31

20

11,31

10

77,82

226

4,25,77

VIII.

ALL OTHERS

2,830

23,87,43

3,807

19,49,85

4,867

16,25,99

22,691

120,71,81

TOTAL BANK CREDIT

98,765

506,29,49

84,456

395,04,84

75,237

439,84,82

1,29,593

1425,85,72

OF WHICH:   1. Artisans & Village Industries

1,873

3,52,92

1,995

4,30,73

5,763

7,88,20

1,811

24,58,84

2. Other Small Scale Industries

2,933

58,59,04

4,715

73,35,10

3,836

25,21,34

11,416

332,48,38

(Amount in Rupees Thousand)

KAPURTHALA

LUDHIANA

MANSA

MOGA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

12,985

48,01,07

53,666

273,08,76

24,762

95,89,72

19,969

83,92,40

1.

Direct Finance

12,692

39,03,80

52,686

240,29,50

24,404

89,35,60

19,616

78,08,81

2.

Indirect Finance

293

8,97,27

980

32,79,26

358

6,54,12

353

5,83,59

II.

INDUSTRY

3,044

176,25,65

40,185

2740,71,60

3,715

19,67,51

2,582

18,89,69

1.

Mining & Quarrying

22

50,31

12

2,52,09

-

-

-

-

2.

Manufacturing & Processing

3,020

175,75,02

40,097

2726,68,96

3,714

19,46,97

2,579

18,43,34

3.

Electricity, Gas & Water

-

-

35

6,40,30

-

-

-

-

4.

Construction

2

32

41

5,10,25

1

20,54

3

46,35

III.

TRANSPORT OPERATORS

546

4,28,10

1,949

14,71,73

576

1,32,40

466

3,58,71

IV.

PROFESSIONAL AND OTHER SERVICES

1,110

10,37,02

3,757

55,67,07

313

1,72,73

436

2,95,13

V.

PERSONAL LOANS

12,638

59,07,24

48,107

241,20,08

3,348

11,23,93

6,741

26,87,82

1.

Loans for Purchase of Consumer Durables

1,269

3,95,36

3,674

13,94,31

149

42,78

806

1,88,00

2.

Loans for Housing

1,104

13,33,74

7,049

84,50,15

461

3,18,85

1,062

10,01,88

3.

Rest of the Personal Loans

10,265

41,78,14

37,384

142,75,62

2,738

7,62,30

4,873

14,97,94

VI.

TRADE

6,116

63,42,48

18,489

1474,03,69

3,907

21,13,90

5,259

23,18,62

1.

Wholesale Trade

247

35,13,21

3,653

1360,72,43

178

3,34,04

305

3,55,32

2.

Retail Trade

5,869

28,29,27

14,836

113,31,26

3,729

17,79,86

4,954

19,63,30

VII.

FINANCE

11

1,18,98

179

6,05,96

1

9,00

42

21,87

VIII.

ALL OTHERS

2,876

19,92,45

36,959

196,34,43

423

4,71,03

1,084

6,01,69

TOTAL BANK CREDIT

39,326

382,52,99

2,03,291

5001,83,32

37,045

155,80,22

36,579

165,65,93

OF WHICH:   1. Artisans & Village Industries

466

1,61,71

1,619

7,51,58

2,008

2,80,72

386

92,92

2. Other Small Scale Industries

2,147

47,98,93

24,582

1065,84,03

1,518

8,98,29

1,210

9,73,41

(Amount in Rupees Thousand)

MUKTSAR

NAWANSHAHR

PATIALA

RUPNAGAR

SANGRUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

25

26

27

28

29

30

31

32

33

34

I.

AGRICULTURE

24,333

111,53,06

11,131

39,25,08

56,249

373,75,61

19,076

72,23,11

72,527

  288,97,90

1.

Direct Finance

23,988

102,15,97

11,062

37,26,18

55,082

217,40,15

18,907

63,29,86

71,170

261,73,68

2.

Indirect Finance

345

9,37,09

69

1,98,90

1,167

156,35,46

169

8,93,25

1,357

27,24,22

II.

INDUSTRY

1,996

38,97,77

1,856

11,01,18

10,653

454,24,05

5,737

316,90,77

10,161

161,23,27

1.

Mining & Quarrying

-

-

3

90,32

8

38,48

4

20,54

2

6,18

2.

Manufacturing & Processing

1,996

38,97,77

1,797

9,88,74

10,613

374,52,99

5,289

312,37,68

10,117

160,80,37

3.

Electricity, Gas & Water

-

-

-

-

9

69,74,30

10

84,57

1

9,34

4.

Construction

-

-

56

22,12

23

9,58,28

434

3,47,98

41

27,38

III.

TRANSPORT OPERATORS

576

2,16,34

613

3,15,57

1,557

19,12,28

1,256

7,06,93

1,407

3,79,53

IV.

PROFESSIONAL AND OTHER SERVICES

332

2,51,63

378

1,88,93

1,750

14,03,44

1,383

8,67,23

1,032

4,58,53

V.

PERSONAL LOANS

5,430

17,77,25

6,992

30,69,37

34,914

133,91,89

17,364

69,00,08

17,855

59,98,71

1.

Loans for Purchase of Consumer Durables

534

1,32,29

789

2,23,72

3,935

11,11,40

3,426

8,64,83

1,078

2,71,50

2.

Loans for Housing

1,356

5,37,12

640

6,45,71

6,946

47,05,75

1,927

21,57,68

2,425

22,25,24

3.

Rest of the Personal Loans

3,540

11,07,84

5,563

21,99,94

24,033

75,74,74

12,011

38,77,57

14,352

35,01,97

VI.

TRADE

5,298

25,71,67

3,437

23,45,86

17,251

104,93,02

8,541

37,62,48

12,496

49,29,78

1.

Wholesale Trade

475

4,47,53

73

12,01,40

2,323

21,89,66

354

6,95,07

957

6,47,59

2.

Retail Trade

4,823

21,24,14

3,364

11,44,46

14,928

83,03,36

8,187

30,67,41

11,539

42,82,19

VII.

FINANCE

14

5,18

8

14,43

25

1,95,33

35

4,16,07

4

4,63,83

VIII.

ALL OTHERS

1,735

12,85,07

1,801

4,83,02

9,431

115,30,00

8,766

33,93,96

6,336

43,00,36

TOTAL BANK CREDIT

39,714

211,57,97

26,216

114,43,44

1,31,830

1217,25,62

62,158

549,60,63

1,21,818

615,51,91

OF WHICH: 1. Artisans & Village Industries

704

93,01

866

91,80

1,796

5,35,18

1,406

3,00,07

4,374

11,17,47

2. Other Small Scale Industries

970

11,06,85

644

5,20,03

6,974

130,73,14

3,340

62,29,25

4,966

77,90,30