SOUTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

10,888

22,96

20,41

17,074

26,85

26,54

1.

Direct Finance

10,840

21,94

19,34

17,045

25,31

25,18

2.

Indirect Finance

48

1,03

1,07

29

1,54

1,36

II.

INDUSTRY

3,213

53,40

44,61

2,827

140,30

98,07

1.

Mining & Quarrying

1

2

2

1

7

1

2.

Food Manufacturing & Processing

89

2,00

1,82

87

31,49

21,19

(a)

Rice Mills, Flour & Dal Mills

84

1,90

1,72

22

1,65

1,05

(b)

Sugar

1

5

5

4

25,78

16,54

(c)

Edible Oils & Vanaspati

-

-

-

6

1,94

1,03

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

4

5

5

55

2,13

2,57

3.

Beverage & Tobacco

1

15

-

8

38

20

4.

Textiles

6

40

46

52

39,48

24,35

(a)

Cotton Textiles

-

-

-

32

35,67

21,89

(b)

Jute Textiles

1

30

35

-

-

-

(c)

Handloom Textiles & Khadi

3

1

2

1

2

1

(d)

Other Textiles

2

8

10

19

3,79

2,45

5.

Paper, Paper Products & Printing

32

7,87

7,50

68

3,33

1,58

6.

Leather & Leather Products

4

93

90

15

5,71

5,65

7.

Rubber & Rubber Products

5

14

9

15

1,32

1,06

8.

Chemicals & Chemical Products

41

6,77

4,54

135

20,50

16,36

(a)

Heavy Industrial Chemicals

6

38

30

3

9,81

9,13

(b)

Fertilisers

-

-

-

2

16

15

(c)

Drugs & Pharmaceuticals

-

-

-

18

46

33

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

35

6,38

4,23

112

10,06

6,75

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

4

41

47

10.

Manufacture of Cement & Cement Products

1

3

3

4

5

4

11.

Basic Metals & Metal Products

26

5,71

5,01

47

2,77

1,64

(a)

Iron & Steel

1

15

15

4

65

23

(b)

Non-Ferrous Metals

2

4,08

3,96

1

6

4

(c)

Other Metal Products

23

1,48

90

42

2,06

1,38

12.

Engineering

96

20,64

17,17

105

18,61

13,77

(a)

Heavy Engineering

-

-

-

5

93

26

(b)

Light Engineering

7

1,92

1,50

22

1,62

43

(c)

Electrical Machinery & Goods

86

2,88

2,80

38

9,64

8,46

(d)

Electronic Machinery & Goods

3

15,84

12,87

40

6,42

4,62

13.

Vehicles, Vehicle Parts & Transport Equipments

2

15

8

20

65

44

14.

Other Industries

2,881

7,25

6,08

2,226

13,22

9,45

15.

Electricity, Gas & Water

1

3

2

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

3

2

-

-

-

16.

Construction

27

1,31

88

40

2,30

1,87

III.

TRANSPORT OPERATORS

199

1,44

96

367

2,61

2,16

IV.

PROFESSIONAL AND OTHER SERVICES

170

3,18

2,86

1,725

13,64

12,07

V.

PERSONAL LOANS

8,782

38,75

32,29

22,247

65,80

60,12

1.

Loans for Purchase of Consumer Durables

1,127

1,66

1,44

1,587

3,19

2,89

2.

Loans for Housing

577

19,98

15,73

1,238

19,30

18,60

3.

Rest of the Personal Loans

7,078

17,10

15,12

19,422

43,30

38,64

VI.

TRADE

2,422

17,16

14,12

5,214

33,79

29,54

1.

Wholesale Trade

735

3,10

2,70

109

6,68

5,57

2.

Retail Trade

1,687

14,05

11,42

5,105

27,11

23,97

VII.

FINANCE

32

78

72

6

9

8

VIII.

ALL OTHERS

282

3,57

2,71

14,039

32,86

29,43

TOTAL BANK CREDIT

25,988

141,23

118,68

63,499

315,94

258,02

OF WHICH:

1.

Artisans & Village Industries

158

97

84

647

1,05

94

2.

Other Small Scale Industries

889

13,83

11,23

1,657

28,74

21,89

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

7

22,89

5,33

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

2

4,34

4,34

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

1

1,30

23

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

1

1,30

23

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

1

45

45

-

-

-

14.

Other Industries

3

16,81

31

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

7

22,89

5,33

-

-

-

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

2.

Other Small Scale Industries

2

4,34

4,34

-

-

-

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

559

1,24

1,11

28,521

51,05

48,06

1.

Direct Finance

559

1,24

1,11

28,444

48,48

45,63

2.

Indirect Finance

-

-

-

77

2,56

2,43

II.

INDUSTRY

456

57,32

46,46

6,503

273,91

194,46

1.

Mining & Quarrying

-

-

-

2

9

3

2.

Food Manufacturing & Processing

28

3,53

2,10

204

37,02

25,10

(a)

Rice Mills, Flour & Dal Mills

2

2,15

1,30

108

5,70

4,07

(b)

Sugar

-

-

-

5

25,83

16,59

(c)

Edible Oils & Vanaspati

18

1,10

54

24

3,04

1,57

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

8

28

26

67

2,45

2,88

3.

Beverage & Tobacco

6

21

19

15

74

38

4.

Textiles

22

8,48

7,11

80

48,36

31,91

(a)

Cotton Textiles

6

96

57

38

36,63

22,45

(b)

Jute Textiles

-

-

-

1

30

35

(c)

Handloom Textiles & Khadi

-

-

-

4

3

3

(d)

Other Textiles

16

7,52

6,54

37

11,39

9,08

5.

Paper, Paper Products & Printing

22

2,60

2,20

124

18,14

15,62

6.

Leather & Leather Products

11

57

50

30

7,22

7,05

7.

Rubber & Rubber Products

9

2,07

1,03

29

3,53

2,18

8.

Chemicals & Chemical Products

56

25,30

21,02

232

52,57

41,92

(a)

Heavy Industrial Chemicals

5

3,35

3,75

14

13,55

13,18

(b)

Fertilisers

-

-

-

2

16

15

(c)

Drugs & Pharmaceuticals

9

6,00

3,57

27

6,46

3,89

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

42

15,96

13,71

189

32,40

24,69

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

4

41

47

10.

Manufacture of Cement & Cement Products

-

-

-

5

9

8

11.

Basic Metals & Metal Products

28

2,08

1,47

101

10,56

8,12

(a)

Iron & Steel

3

95

70

8

1,75

1,07

(b)

Non-Ferrous Metals

-

-

-

3

4,14

3,99

(c)

Other Metal Products

25

1,13

78

90

4,67

3,05

12.

Engineering

27

5,10

4,58

229

45,65

35,75

(a)

Heavy Engineering

1

5

5

6

98

31

(b)

Light Engineering

4

1,03

1,06

34

5,86

3,22

(c)

Electrical Machinery & Goods

14

2,43

2,29

138

14,95

13,56

(d)

Electronic Machinery & Goods

8

1,59

1,18

51

23,86

18,66

13.

Vehicles, Vehicle Parts & Transport Equipments

22

41

37

45

1,66

1,34

14.

Other Industries

172

1,68

1,51

5,282

38,95

17,34

15.

Electricity, Gas & Water

1

80

80

2

83

82

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

1

80

80

1

80

80

(c)

Gas, Steam & Water Supply

-

-

-

1

3

2

16.

Construction

52

4,50

3,59

119

8,11

6,34

III.

TRANSPORT OPERATORS

123

1,66

1,44

689

5,72

4,56

IV.