Mizoram
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
NORTH-EASTERN REGION |
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(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
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AND ITS ASSOCIATES |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
|
|
Standing |
|
|
standing |
|
|
standing |
||||
|
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
I. |
AGRICULTURE |
4,741 |
5,04 |
4,87 |
176 |
47 |
45 |
- |
- |
- |
||
1. |
Direct Finance |
4,674 |
4,26 |
4,17 |
174 |
46 |
45 |
- |
- |
- |
||
2. |
Indirect Finance |
67 |
78 |
69 |
2 |
1 |
1 |
- |
- |
- |
||
II. |
INDUSTRY |
1,866 |
9,73 |
7,97 |
115 |
1,10 |
1,09 |
- |
- |
- |
||
1. |
Mining & Quarrying |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
2. |
Food Manufacturing and Processing |
130 |
5,91 |
4,39 |
6 |
2 |
3 |
- |
- |
- |
||
(a) |
Rice Mills, Flour and Dal Mills |
24 |
10 |
13 |
- |
- |
- |
- |
- |
- |
||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Edible Oils and Vanaspati |
1 |
- |
- |
1 |
- |
1 |
- |
- |
- |
||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(e) |
Processing of Fruits & Vegetables |
1 |
- |
- |
- |
- |
- |
- |
- |
- |
||
(f) |
Others |
104 |
5,79 |
4,25 |
5 |
2 |
2 |
- |
- |
- |
||
3. |
Beverage and Tobacco |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
4. |
Textiles |
25 |
15 |
14 |
10 |
10 |
11 |
- |
- |
- |
||
(a) |
Cotton Textiles |
3 |
3 |
3 |
- |
- |
- |
- |
- |
- |
||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Handloom Textiles & Khadi |
9 |
6 |
5 |
7 |
5 |
5 |
- |
- |
- |
||
(d) |
Other Textiles |
13 |
7 |
6 |
3 |
6 |
6 |
- |
- |
- |
||
5. |
Paper, Paper Products and Printing |
16 |
16 |
13 |
6 |
17 |
16 |
- |
- |
- |
||
6. |
Leather and Leather Products |
1 |
1 |
- |
1 |
1 |
1 |
- |
- |
- |
||
7. |
Rubber and Rubber Products |
2 |
2 |
1 |
- |
- |
- |
- |
- |
- |
||
8. |
Chemicals and Chemical Products |
1 |
1 |
1 |
3 |
19 |
11 |
- |
- |
- |
||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
2 |
18 |
11 |
- |
- |
- |
||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(e) |
Other Chemicals & Chemical Products |
1 |
1 |
1 |
1 |
1 |
1 |
- |
- |
- |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
1 |
2 |
1 |
- |
- |
- |
- |
- |
- |
||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
11. |
Basic Metals & Metal Products |
8 |
7 |
7 |
1 |
1 |
1 |
- |
- |
- |
||
(a) |
Iron and Steel |
3 |
4 |
4 |
- |
- |
- |
- |
- |
- |
||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Other Metal Products |
5 |
3 |
3 |
1 |
1 |
1 |
- |
- |
- |
||
12. |
Engineering |
17 |
8 |
8 |
- |
- |
- |
- |
- |
- |
||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(b) |
Light Engineering |
12 |
5 |
5 |
- |
- |
- |
- |
- |
- |
||
(c) |
Electrical Machinery & Goods |
3 |
2 |
2 |
- |
- |
- |
- |
- |
- |
||
(d) |
Electronic Machinery & Goods |
2 |
1 |
1 |
- |
- |
- |
- |
- |
- |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
5 |
13 |
9 |
1 |
3 |
2 |
- |
- |
- |
||
14. |
Other Industries |
1,655 |
3,07 |
2,92 |
83 |
48 |
53 |
- |
- |
- |
||
15. |
Electricity, Gas & Water |
- |
- |
- |
1 |
1 |
1 |
- |
- |
- |
||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
1 |
1 |
1 |
- |
- |
- |
||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
16. |
Construction |
5 |
12 |
12 |
3 |
8 |
10 |
- |
- |
- |
||
III. |
TRANSPORT OPERATORS |
525 |
3,56 |
2,63 |
202 |
1,90 |
1,93 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
130 |
85 |
93 |
44 |
28 |
23 |
- |
- |
- |
||
V. |
PERSONAL LOANS |
1,407 |
3,05 |
2,47 |
211 |
1,35 |
1,16 |
- |
- |
- |
||
1. |
Loans for Purchase of Consumer Durables |
125 |
19 |
13 |
20 |
3 |
3 |
- |
- |
- |
||
2. |
Loans for Housing |
33 |
63 |
60 |
31 |
68 |
52 |
- |
- |
- |
||
3. |
Rest of the Personal Loans |
1,249 |
2,24 |
1,74 |
160 |
63 |
62 |
- |
- |
- |
||
V I. |
TRADE |
1,778 |
5,18 |
4,75 |
687 |
2,64 |
2,66 |
- |
- |
- |
||
1. |
Wholesale Trade |
89 |
17 |
19 |
4 |
6 |
3 |
- |
- |
- |
||
2. |
Retail Trade |
1,689 |
5,02 |
4,56 |
683 |
2,58 |
2,63 |
- |
- |
- |
||
VII. |
FINANCE |
4 |
60 |
47 |
- |
- |
- |
- |
- |
- |
||
VIII. |
ALL OTHERS |
470 |
85 |
81 |
23 |
12 |
15 |
- |
- |
- |
||
TOTAL BANK CREDIT |
10,921 |
28,87 |
24,90 |
1,458 |
7,86 |
7,68 |
- |
- |
- |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
330 |
56 |
50 |
4 |
2 |
2 |
- |
- |
- |
|
|
|
2. |
Other Small Scale Industries |
1,271 |
2,70 |
2,79 |
95 |
84 |
84 |
- |
- |
- |
|
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|
REGIONAL RURAL |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||
BANKS |
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
|
|
Standing |
|
|
standing |
|
|
standing |
||||
|
|
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
I. |
AGRICULTURE |
5,159 |
3,19 |
2,93 |
- |
- |
- |
10,076 |
8,70 |
8,25 |
||
1. |
Direct Finance |
5,159 |
3,19 |
2,93 |
- |
- |
- |
10,007 |
7,91 |
7,55 |
||
2. |
Indirect Finance |
- |
- |
- |
- |
- |
- |
69 |
78 |
70 |
||
II. |
INDUSTRY |
1,769 |
1,16 |
1,00 |
- |
- |
- |
3,750 |
11,99 |
10,06 |
||
1. |
Mining & Quarrying |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
2. |
Food Manufacturing and Processing |
28 |
2 |
2 |
- |
- |
- |
164 |
5,95 |
4,45 |
||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
- |
- |
- |
24 |
10 |
13 |
||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
- |
- |
- |
2 |
1 |
1 |
||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
1 |
- |
- |
||
(f) |
Others |
28 |
2 |
2 |
- |
- |
- |
137 |
5,83 |
4,30 |
||
3. |
Beverage and Tobacco |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
4. |
Textiles |
2 |
1 |
1 |
- |
- |
- |
37 |
26 |
25 |
||
(a) |
Cotton Textiles |
- |
- |
- |
- |
- |
- |
3 |
3 |
3 |
||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Handloom Textiles & Khadi |
2 |
1 |
1 |
- |
- |
- |
18 |
11 |
11 |
||
(d) |
Other Textiles |
- |
- |
- |
- |
- |
- |
16 |
13 |
12 |
||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
- |
- |
- |
22 |
33 |
29 |
||
6. |
Leather and Leather Products |
- |
- |
- |
- |
- |
- |
2 |
1 |
1 |
||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
2 |
2 |
1 |
||
8. |
Chemicals and Chemical Products |
- |
- |
- |
- |
- |
- |
4 |
20 |
13 |
||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
- |
- |
- |
2 |
18 |
11 |
||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
2 |
2 |
2 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
1 |
2 |
1 |
||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
11. |
Basic Metals & Metal Products |
- |
- |
- |
- |
- |
- |
9 |
8 |
8 |
||
(a) |
Iron and Steel |
- |
- |
- |
- |
- |
- |
3 |
4 |
4 |
||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Other Metal Products |
- |
- |
- |
- |
- |
- |
6 |
3 |
4 |
||
12. |
Engineering |
- |
- |
- |
- |
- |
- |
17 |
8 |
8 |
||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(b) |
Light Engineering |
- |
- |
- |
- |
- |
- |
12 |
5 |
5 |
||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
3 |
2 |
2 |
||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
2 |
1 |
1 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
8 |
9 |
5 |
- |
- |
- |
14 |
24 |
16 |
||
14. |
Other Industries |
1,731 |
1,05 |
91 |
- |
- |
- |
3,469 |
4,60 |
4,37 |
||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
1 |
1 |
1 |
||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
1 |
1 |
1 |
||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
16. |
Construction |
- |
- |
- |
- |
- |
- |
8 |
20 |
22 |
||
III. |
TRANSPORT OPERATORS |
165 |
3,16 |
2,72 |
- |
- |
- |
892 |
8,62 |
7,29 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
219 |
16 |
16 |
- |
- |
- |
393 |
1,30 |
1,32 |
||
V. |
PERSONAL LOANS |
454 |
48 |
41 |
- |
- |
- |
2,072 |
4,89 |
4,04 |
||
1. |
Loans for Purchase of Consumer Durables |
1 |
- |
- |
- |
- |
- |
146 |
22 |
16 |
||
2. |
Loans for Housing |
4 |
3 |
3 |
- |
- |
- |
68 |
1,34 |
1,15 |
||
3. |
Rest of the Personal Loans |
449 |
45 |
37 |
- |
- |
- |
1,858 |
3,33 |
2,73 |
||
V I. |
TRADE |
2,128 |
1,78 |
1,83 |
- |
- |
- |
4,593 |
9,61 |
9,24 |
||
1. |
Wholesale Trade |
3 |
12 |
8 |
- |
- |
- |
96 |
35 |
30 |
||
2. |
Retail Trade |
2,125 |
1,66 |
1,75 |
- |
- |
- |
4,497 |
9,26 |
8,94 |
||
VII. |
FINANCE |
- |
- |
- |
- |
- |
- |
4 |
60 |
47 |
||
VIII. |
ALL OTHERS |
31 |
2 |
1 |
- |
- |
- |
524 |
99 |
97 |
||
TOTAL BANK CREDIT |
9,925 |
9,97 |
9,07 |
- |
- |
- |
22,304 |
46,70 |
41,65 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
1,146 |
71 |
70 |
- |
- |
- |
1,480 |
1,28 |
1,22 |
|
|
|
2. |
Other Small Scale Industries |
519 |
33 |
21 |
- |
- |
- |
1,885 |
3,88 |
3,85 |
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