Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

29,310

26,05

23,69

1,680

2,23

1,95

1.

Direct Finance

28,692

25,42

23,19

1,560

2,00

1,73

2.

Indirect Finance

618

63

51

120

23

21

II.

INDUSTRY

5,518

11,27

9,34

1,156

8,59

6,07

1.

Mining & Quarrying

6

34

24

1

10

5

2.

Food Manufacturing & Processing

38

47

47

24

1,30

98

(a) Rice Mills, Flour & Dal Mills

11

18

18

11

1,03

72

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

1

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

27

29

29

12

27

25

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

9

8

7

25

23

17

(a) Cotton Textiles

-

-

-

2

1

1

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

3

2

2

-

-

-

(d) Other Textiles

6

6

5

23

23

16

5.

Paper, Paper Products & Printing

5

11

9

10

12

12

6.

Leather & Leather Products

3

2

2

-

-

-

7.

Rubber & Rubber Products

1

1

1

1

1

-

8.

Chemicals & Chemical Products

5

1,35

50

2

2

1

(a) Heavy Industrial Chemicals

2

1,14

37

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

3

21

13

2

2

1

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

1

8

9

3

50

38

11.

Basic Metals & Metal Products

2

6

6

10

21

19

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

2

6

6

10

21

19

12.

Engineering

6

17

15

6

14

14

(a) Heavy Engineering

1

3

1

-

-

-

(b) Light Engineering

3

13

12

-

-

-

(c) Electrical Machinery & Goods

2

2

2

4

5

5

(d) Electronic Machinery & Goods

-

-

-

2

9

9

13.

Vehicles, Vehicle Parts & Transport Equipments

7

10

10

19

93

71

14.

Other Industries

5,421

8,31

7,36

1,046

4,61

2,94

15.

Electricity, Gas & Water

-

-

-

2

32

30

(a) Electricity Generation & Transmission

-

-

-

2

32

30

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

14

17

17

7

8

6

III.

TRANSPORT OPERATORS

881

7,74

6,21

249

3,64

2,73

IV.

PROFESSIONAL AND OTHER SERVICES

269

1,37

1,32

85

73

57

V.

PERSONAL LOANS

6,255

12,60

10,94

2,237

8,91

7,96

1.

Loans for Purchase of Consumer Durables

499

86

71

476

1,00

74

2.

Loans for Housing

124

1,45

1,31

162

2,91

2,71

3.

Rest of the Personal Loans

5,632

10,29

8,92

1,599

5,00

4,51

VI.

TRADE

5,146

11,47

9,76

1,416

6,44

5,65

1.

Wholesale Trade

285

74

60

37

1,26

1,07

2.

Retail Trade

4,861

10,73

9,16

1,379

5,18

4,58

VII.

FINANCE

28

8

6

-

-

-

VIII.

ALL OTHERS

2,562

4,52

4,24

1,620

5,36

4,82

TOTAL BANK CREDIT

49,969

75,11

65,57

8,443

35,89

29,74

OF WHICH:

1. Artisans & Village Industries

2,748

4,07

3,67

190

43

42

2. Other Small Scale Industries

2,486

4,91

4,30

832

5,23

3,34

NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

599

1,62

1,40

-

-

-

1.

Direct Finance

596

1,39

1,18

-

-

-

2.

Indirect Finance

3

23

22

-

-

-

II.

INDUSTRY

939

47,63

41,44

-

-

-

1.

Mining & Quarrying

6

2,19

2,34

-

-

-

2.

Food Manufacturing & Processing

42

2,76

2,36

-

-

-

(a) Rice Mills, Flour & Dal Mills

21

1,90

1,72

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

3

30

20

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

3

-

-

-

(f) Others

17

53

44

-

-

-

3.

Beverage & Tobacco

1

3

1

-

-

-

4.

Textiles

8

26

23

-

-

-

(a) Cotton Textiles

1

3

2

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

7

23

21

-

-

-

5.

Paper, Paper Products & Printing

13

52

52

-

-

-

6.

Leather & Leather Products

5

4

2

-

-

-

7.

Rubber & Rubber Products

2

6

5

-

-

-

8.

Chemicals & Chemical Products

8

58

48

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

8

58

48

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

6

56

41

-

-

-

10.

Manufacture of Cement & Cement Products

6

49

35

-

-

-

11.

Basic Metals & Metal Products

38

5,14

2,47

-

-

-

(a) Iron & Steel

8

1,11

1,07

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

30

4,04

1,40

-

-

-

12.

Engineering

59

1,70

1,57

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

3

17

16

-

-

-

(c) Electrical Machinery & Goods

50

61

51

-

-

-

(d) Electronic Machinery & Goods

6

92

90

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

5

1,19

78

-

-

-

14.

Other Industries

684

7,01

5,32

-

-

-

15.

Electricity, Gas & Water

2

20,98

20,99

-

-

-

(a) Electricity Generation & Transmission

1

20,94

20,94

-

-

-

(b) Non-Conventional Energy

1

4

5

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

54

4,11

3,53

-

-

-

III.

TRANSPORT OPERATORS

270

5,07

3,64

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

716

5,02

3,85

-

-

-

V.

PERSONAL LOANS

8,029

32,71

28,43

-

-

-

1.

Loans for Purchase of Consumer Durables

1,618

3,93

2,94

-

-

-

2.

Loans for Housing

526

8,41

7,72

-

-

-

3.

Rest of the Personal Loans

5,885

20,36

17,76

-

-

-

VI.

TRADE

2,924

38,37

31,74

-

-

-

1.

Wholesale Trade

164

14,72

12,67

-

-

-

2.

Retail Trade

2,760

23,65

19,06

-

-

-

VII.

FINANCE

16

6,82

5,45

-

-

-

VIII.

ALL OTHERS

1,084

11,54

9,89

-

-

-

TOTAL BANK CREDIT

14,577

148,78

125,84

-

-

-

OF WHICH:

1. Artisans & Village Industries

220

58

58

-

-

-

2. Other Small Scale Industries

572

13,75

8,80

-

-

-