Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Thousand)

ANANTNAG

BADGAM

BARAMULLA

DODA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

3,190

3,38,43

2,251

2,15,79

11,526

22,76,64

5,009

6,56,85

1.

Direct Finance

3,163

3,17,63

1,833

1,90,88

11,479

21,91,72

4,888

6,46,41

2.

Indirect Finance

27

20,80

418

24,91

47

84,92

121

10,44

II.

INDUSTRY

2,780

6,84,91

2,760

22,46,54

2,905

8,18,21

686

1,41,26

1.

Mining & Quarrying

-

-

-

-

-

-

3

6,21

2.

Manufacturing & Processing

2,775

6,72,60

2,754

21,83,14

2,901

7,66,70

682

1,34,12

3.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

4.

Construction

5

12,31

6

63,40

4

51,51

1

93

III.

TRANSPORT OPERATORS

1,550

6,40,34

349

8,06,37

1,423

7,90,62

446

2,52,38

IV.

PROFESSIONAL AND OTHER SERVICES

519

3,02,14

119

1,07,03

49

46,29

188

57,49

V.

PERSONAL LOANS

4,808

13,70,13

4,411

16,52,41

5,275

14,40,39

2,330

4,48,56

1.

Loans for Purchase of Consumer Durables

415

73,13

473

1,31,67

478

1,34,58

167

27,10

2.

Loans for Housing

424

4,35,25

573

9,95,75

485

5,06,88

387

1,33,82

3.

Rest of the Personal Loans

3,969

8,61,75

3,365

5,24,99

4,312

7,98,93

1,776

2,87,64

VI.

TRADE

4,724

17,20,72

2,039

9,78,14

6,888

19,66,97

4,118

9,85,40

1.

Wholesale Trade

199

76,51

30

1,54,42

339

1,99,23

90

28,01

2.

Retail Trade

4,525

16,44,21

2,009

8,23,72

6,549

17,67,74

4,028

9,57,39

VII.

FINANCE

2

1,76

28

25,36

2

65,20

-

-

VIII.

ALL OTHERS

622

2,18,44

782

3,12,58

1,204

1,45,07

81

19,40

TOTAL BANK CREDIT

18,195

52,76,87

12,739

63,44,22

29,272

75,49,39

12,858

25,61,34

OF WHICH:   1. Artisans & Village Industries

1,690

2,22,92

1,925

1,73,25

2,119

1,79,14

390

51,92

2. Other Small Scale Industries

581

2,03,52

301

5,30,34

454

4,38,31

125

46,83

(Amount in Rupees Thousand)

JAMMU

KARGIL

KATHUA

KUPWARA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

18,793

30,32,38

207

18,45

5,518

10,14,05

4,923

4,10,22

1.

Direct Finance

18,494

29,41,75

207

18,45

5,516

10,13,72

4,913

4,09,28

2.

Indirect Finance

299

90,63

-

-

2

33

10

94

II.

INDUSTRY

5,354

170,76,89

362

45,75

1,230

41,00,05

985

1,81,06

1.

Mining & Quarrying

4

41,61

-

-

-

-

-

-

2.

Manufacturing & Processing

5,097

167,97,39

362

45,75

1,208

38,90,50

985

1,81,06

3.

Electricity, Gas & Water

8

38,98

-

-

-

-

-

-

4.

Construction

245

1,98,91

-

-

22

2,09,55

-

-

III.

TRANSPORT OPERATORS

5,055

49,35,32

39

78,21

1,048

7,07,53

439

2,16,47

IV.

PROFESSIONAL AND OTHER SERVICES

1,336

113,30,17

96

10,75

128

46,32

6

1,98

V.

PERSONAL LOANS

30,488

113,87,99

176

61,37

4,387

11,46,64

1,373

2,93,22

1.

Loans for Purchase of Consumer Durables

3,261

10,26,76

2

2

662

1,63,08

147

19,14

2.

Loans for Housing

4,727

40,00,76

8

14,30

351

2,97,33

151

1,19,30

3.

Rest of the Personal Loans

22,500

63,60,47

166

47,05

3,374

6,86,23

1,075

1,54,78

VI.

TRADE

16,279

83,24,83

736

1,81,41

3,796

13,44,00

2,741

5,13,05

1.

Wholesale Trade

1,138

19,76,30

-

-

20

52,72

616

48,93

2.

Retail Trade

15,141

63,48,53

736

1,81,41

3,776

12,91,28

2,125

4,64,12

VII.

FINANCE

94

2,30,08

-

-

14

23,89

10

34,75

VIII.

ALL OTHERS

7,584

36,13,48

94

40,68

851

3,88,13

267

57,68

TOTAL BANK CREDIT

84,983

599,31,14

1,710

4,36,62

16,972

87,70,61

10,744

17,08,43

OF WHICH:   1. Artisans & Village Industries

2,001

3,67,91

268

30,73

634

98,46

693

59,26

2. Other Small Scale Industries

2,453

108,83,40

34

7,51

504

15,12,86

257

69,17

(Amount in Rupees Thousand)

LADAKH

POONCH

PULWAMA

RAJOURI

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

783

63,76

3,171

2,70,04

6,410

6,39,20

4,293

3,54,91

1.

Direct Finance

783

63,76

3,168

2,69,85

6,317

6,10,93

4,289

3,54,63

2.

Indirect Finance

-

-

3

19

93

28,27

4

28

II.

INDUSTRY

275

2,64,92

213

62,43

657

4,26,07

264

72,40

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

2.

Manufacturing & Processing

274

2,63,42

213

62,43

652

4,08,78

262

70,45

3.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

4.

Construction

1

1,50

-

-

5

17,29

2

1,95

III.

TRANSPORT OPERATORS

141

2,05,89

177

1,45,70

401

4,98,71

176

1,31,03

IV.

PROFESSIONAL AND OTHER SERVICES

247

87,39

13

5,45

46

31,08

33

4,82

V.

PERSONAL LOANS

959

2,13,41

1,534

2,98,91

2,996

7,59,15

2,499

4,87,81

1.

Loans for Purchase of Consumer Durables

23

8,35

124

17,29

451

66,21

190

42,14

2.

Loans for Housing

14

15,15

49

46,82

184

2,07,59

62

44,66

3.

Rest of the Personal Loans

922

1,89,91

1,361

2,34,80

2,361

4,85,35

2,247

4,01,01

VI.

TRADE

583

2,45,73

1,455

3,34,26

2,043

8,26,24

2,322

6,00,81

1.

Wholesale Trade

1

1,88

1

3,10

10

35,76

48

65

2.

Retail Trade

582

2,43,85

1,454

3,31,16

2,033

7,90,48

2,274

6,00,16

VII.

FINANCE

-

-

-

-

42

3,51

-

-

VIII.

ALL OTHERS

6

28,67

220

28,98

103

32,09

457

92,11

TOTAL BANK CREDIT

2,994

11,09,77

6,783

11,45,77

12,698

32,16,05

10,044

17,43,89

OF WHICH:   1. Artisans & Village Industries

237

20,52

137

13,20

222

23,20

163

16,50

2. Other Small Scale Industries

2

1,41

21

14,14

210

2,13,40

59

21,72

(Amount in Rupees Thousand)

SRINAGAR

UDHAMPUR

OCCUPATION

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

standing

standing

25

26

27

28

I.

AGRICULTURE

3,651

42,58,18

5,498

4,86,83

1.

Direct Finance

3,595

42,37,06

5,481

4,84,21

2.

Indirect Finance

56

21,12

17

2,62

II.

INDUSTRY

14,767

135,75,92

1,009

5,25,12

1.

Mining & Quarrying

6

3,88,82

-

-

2.

Manufacturing & Processing

14,609

126,61,92

1,004

5,09,32

3.

Electricity, Gas & Water

4

13,85

-

-

4.

Construction

148

5,11,33

5

15,80

III.

TRANSPORT OPERATORS

2,042

28,02,59

533

7,59,05

IV.

PROFESSIONAL AND OTHER SERVICES

12,046

1096,41,96

196

3,36,65

V.

PERSONAL LOANS

19,639

71,11,14

5,249

14,73,06

1.

Loans for Purchase of Consumer Durables

4,489

9,25,87

704

1,43,13

2.

Loans for Housing

1,897

22,59,17

287

2,64,41

3.

Rest of the Personal Loans

13,253

39,26,10

4,258

10,65,52

VI.

TRADE

11,332

110,33,62

4,909

16,73,17

1.

Wholesale Trade

955

37,57,18

344

2,62,53

2.

Retail Trade

10,377

72,76,44

4,565

14,10,64

VII.

FINANCE

51

3,13,77

1

4,39

VIII.

ALL OTHERS

2,788

55,67,66

686

3,53,12

TOTAL BANK CREDIT

66,316

1543,04,84

18,081

56,11,39

OF WHICH: 1. Artisans & Village Industries

6,887

13,56,50

472

60,56

2. Other Small Scale Industries

3,643

48,88,07

344

2,56,70