Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,26,265

1372,86

1156,03

2,37,734

790,35

630,86

1.

Direct Finance

5,22,985

1217,33

1033,77

2,36,423

666,57

539,04

2.

Indirect Finance

3,280

155,53

122,26

1,311

123,78

91,82

II.

INDUSTRY

47,272

2568,97

2154,79

56,650

2689,83

2120,70

1.

Mining & Quarrying

103

17,29

13,26

158

37,86

11,72

2.

Food Manufacturing & Processing

457

62,42

33,77

975

229,76

143,42

(a) Rice Mills, Flour & Dal Mills

139

16,49

12,95

168

33,86

28,57

(b) Sugar

1

80

1,17

5

2,74

1,37

(c) Edible Oils & Vanaspati

84

34,00

11,73

181

76,20

41,82

(d) Tea Processing

2

11

11

7

1,80

1,78

(e) Processing of Fruits & Vegetables

4

91

50

19

7,27

3,68

(f) Others

227

10,10

7,31

595

107,88

66,19

3.

Beverage & Tobacco

60

6,57

4,74

107

8,22

4,45

4.

Textiles

867

201,71

159,18

1,226

295,04

228,01

(a) Cotton Textiles

197

122,19

93,11

510

161,54

120,27

(b) Jute Textiles

1

13

1

2

28

11

(c) Handloom Textiles & Khadi

172

8,20

6,96

134

6,51

4,78

(d) Other Textiles

497

71,19

59,09

580

126,71

102,84

5.

Paper, Paper Products & Printing

197

53,45

48,57

839

124,84

101,06

6.

Leather & Leather Products

17

1,71

98

62

4,50

3,96

7.

Rubber & Rubber Products

57

5,28

3,98

133

9,85

8,23

8.

Chemicals & Chemical Products

1,074

642,63

505,85

2,746

997,33

832,83

(a) Heavy Industrial Chemicals

119

249,40

174,77

451

213,19

179,37

(b) Fertilisers

19

127,33

113,03

17

151,17

119,79

(c) Drugs & Pharmaceuticals

178

58,46

53,07

501

135,91

115,11

(d) Non-Edible Oils

8

1,02

83

41

64,17

59,86

(e) Other Chemicals & Chemical Products

750

206,43

164,15

1,736

432,90

358,70

9.

Petroleum, Coal Products & Nuclear Fuels

30

760,76

726,13

43

41,28

39,98

10.

Manufacture of Cement & Cement Products

84

96,27

58,39

141

61,80

54,02

11.

Basic Metals & Metal Products

526

269,14

240,82

1,158

152,36

130,01

(a) Iron & Steel

124

79,71

73,08

376

89,22

74,56

(b) Non-Ferrous Metals

49

14,69

11,21

39

12,43

12,06

(c) Other Metal Products

353

174,74

156,53

743

50,71

43,39

12.

Engineering

387

108,99

79,80

1,063

236,90

168,30

(a) Heavy Engineering

71

41,62

32,08

171

104,29

56,95

(b) Light Engineering

151

13,33

9,46

411

36,53

31,33

(c) Electrical Machinery & Goods

123

27,07

21,81

374

52,37

42,03

(d) Electronic Machinery & Goods

42

26,97

16,45

107

43,72

38,00

13.

Vehicles, Vehicle Parts & Transport Equipments

331

34,12

28,62

772

124,84

92,61

14.

Other Industries

42,863

203,03

155,18

46,987

315,97

260,06

15.

Electricity, Gas & Water

20

76,04

83,94

23

24,87

23,22

(a) Electricity Generation & Transmission

18

75,97

83,87

10

21,79

21,69

(b) Non-Conventional Energy

-

-

-

3

33

33

(c) Gas, Steam & Water Supply

2

7

7

10

2,76

1,20

16.

Construction

199

29,55

11,58

217

24,40

18,80

III.

TRANSPORT OPERATORS

15,941

121,17

82,96

10,037

97,47

70,53

IV.

PROFESSIONAL AND OTHER SERVICES

21,389

51,49

38,01

25,236

125,72

101,10

V.

PERSONAL LOANS

99,548

292,62

240,59

1,24,630

463,44

378,86

1.

Loans for Purchase of Consumer Durables

7,346

14,30

11,58

7,620

15,73

11,91

2.

Loans for Housing

10,136

73,21

57,33

19,251

182,99

149,01

3.

Rest of the Personal Loans

82,066

205,11

171,69

97,759

264,72

217,94

VI.

TRADE

81,646

375,18

326,49

57,317

373,32

234,54

1.

Wholesale Trade

3,715

241,61

225,02

4,630

176,77

82,53

2.

Retail Trade

77,931

133,57

101,47

52,687

196,54

152,01

VII.

FINANCE

907

10,02

7,79

1,151

47,50

28,15

VIII.

ALL OTHERS

19,608

126,76

95,58

30,764

244,44

181,04

TOTAL BANK CREDIT

8,12,576

4919,06

4102,24

5,43,519

4832,07

3745,77

OF WHICH:

1. Artisans & Village Industries

28,270

40,01

31,57

20,785

50,79

39,47

2. Other Small Scale Industries

12,542

191,25

158,44

24,342

543,72

439,89

WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

27,715

252,44

190,21

5,665

320,47

255,48

1.

Direct Finance

27,252

174,27

147,42

5,025

83,19

68,02

2.

Indirect Finance

463

78,17

42,78

640

237,28

187,47

II.

INDUSTRY

22,482

2029,27

1522,56

53,380

10860,11

8271,84

1.

Mining & Quarrying

90

70,44

67,18

90

37,94

34,86

2.

Food Manufacturing & Processing

724

109,47

79,98

532

443,87

359,82

(a) Rice Mills, Flour & Dal Mills

46

7,25

4,57

91

20,19

15,19

(b) Sugar

-

-

-

1

7

6

(c) Edible Oils & Vanaspati

83

26,08

16,26

178

202,80

161,18

(d) Tea Processing

1

11

9

11

13,09

6,08

(e) Processing of Fruits & Vegetables

52

9,17

9,08

17

23,23

22,03

(f) Others

542

66,86

49,98

234

184,50

155,28

3.

Beverage & Tobacco

28

8,21

7,04

36

27,40

3,01

4.

Textiles

355

136,75

105,27

8,954

2890,27

2138,70

(a) Cotton Textiles

95

21,17

16,27

1,928

1800,72

1326,71

(b) Jute Textiles

9

1,08

26

7

3,18

2,14

(c) Handloom Textiles & Khadi

24

79

73

444

33,52

28,17

(d) Other Textiles

227

113,71

88,02

6,575

1052,85

781,68

5.

Paper, Paper Products & Printing

273

20,67

14,42

942

153,26

109,87

6.

Leather & Leather Products

30

1,19

94

125

4,30

3,50

7.

Rubber & Rubber Products

57

4,89

3,57

200

22,15

13,49

8.

Chemicals & Chemical Products

979

372,06

274,53

4,155

2625,58

1937,60

(a) Heavy Industrial Chemicals

99

69,11

50,76

509

444,57

331,67

(b) Fertilisers

24

98,63

59,97

66

218,89

165,13

(c) Drugs & Pharmaceuticals

165

45,20

31,31

915

876,15

684,67

(d) Non-Edible Oils

9

15,81

13,25

45

68,40

67,03

(e) Other Chemicals & Chemical Products

682

143,30

119,24

2,620

1017,57

689,09

9.

Petroleum, Coal Products & Nuclear Fuels

48

89,66

84,61

209

145,64

105,09

10.

Manufacture of Cement & Cement Products

80

102,31

90,00

70

179,85

176,51

11.

Basic Metals & Metal Products

1,493

374,31

287,20

1,971

629,38

510,76

(a) Iron & Steel

485

178,32

125,20

594

379,30

323,67

(b) Non-Ferrous Metals

213

83,47

57,86

161

69,42

52,59

(c) Other Metal Products

795

112,52

104,15

1,216

180,65

134,50

12.

Engineering

1,283

177,78

130,33

3,131

1144,84

904,78

(a) Heavy Engineering

366

74,00

52,48

501

324,39

265,19

(b) Light Engineering

678

70,50

56,82

1,406

268,60

204,78

(c) Electrical Machinery & Goods

200

13,57

9,14

975

407,60

336,02

(d) Electronic Machinery & Goods

39

19,71

11,88

249

144,25

98,79

13.

Vehicles, Vehicle Parts & Transport Equipments

102

24,93

21,81

379

172,45

128,48

14.

Other Industries

16,619

470,57

299,15

31,854

1168,41

844,65

15.

Electricity, Gas & Water

28

39,01

31,99

137

977,28

812,59

(a) Electricity Generation & Transmission

13

32,72

29,21

105

961,03

797,61

(b) Non-Conventional Energy

-

-

-

8

9,04

8,98

(c) Gas, Steam & Water Supply

15

6,29

2,78

24

7,22

6,00

16.

Construction

293

27,03

24,52

595

237,49

188,13

III.

TRANSPORT OPERATORS

4,227

43,19

31,13

6,145

135,37

93,83

IV.

PROFESSIONAL AND OTHER SERVICES

12,262

127,59

101,12

14,966

254,46

195,46

V.

PERSONAL LOANS

91,733

409,98

340,38

1,78,662

1007,30

794,40

1.

Loans for Purchase of Consumer Durables

6,793

16,58

12,68

4,822

17,61

13,10

2.

Loans for Housing

22,579

175,99

153,62

39,054

404,09

333,90

3.

Rest of the Personal Loans

62,361

217,41

174,08

1,34,786

585,61

447,40

VI.

TRADE

20,298

358,73

284,73

26,787

1222,65

889,73

1.

Wholesale Trade

1,706

220,41

185,60

6,735

930,62

673,49

2.

Retail Trade

18,592

138,32

99,13

20,052

292,03

216,24

VII.

FINANCE

254

44,42

23,35

704

854,39

561,58

VIII.

ALL OTHERS

20,300

254,43

163,29

64,987

819,48

653,02

TOTAL BANK CREDIT

1,99,271

3520,05

2656,76

3,51,296

15474,24

11715,34

OF WHICH:

1. Artisans & Village Industries

5,075

13,89

10,92

3,742

29,16

21,73

2. Other Small Scale Industries

13,329

527,31

351,34

27,626

1269,57

922,90