WESTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

354

47

31

818

4,24

3,20

1.

Direct Finance

354

47

31

811

2,33

1,92

2.

Indirect Finance

-

-

-

7

1,91

1,28

II.

INDUSTRY

206

26,72

13,71

344

64,08

52,91

1.

Mining & Quarrying

-

-

-

1

10

10

2.

Food Manufacturing & Processing

-

-

-

11

5,02

5,01

(a)

Rice Mills, Flour & Dal Mills

-

-

-

3

3

1

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

6

4,95

4,95

(f)

Others

-

-

-

2

5

4

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

5

11,25

2,19

61

30,81

28,33

(a)

Cotton Textiles

-

-

-

3

93

89

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

2

19

20

(d)

Other Textiles

5

11,25

2,19

56

29,70

27,24

5.

Paper, Paper Products & Printing

-

-

-

28

7,37

5,42

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

1

50

34

-

-

-

8.

Chemicals & Chemical Products

10

9,30

8,29

60

14,71

9,40

(a)

Heavy Industrial Chemicals

-

-

-

8

81

9

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

2

1,38

89

5

95

32

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

8

7,92

7,40

47

12,95

9,00

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

23

4,60

2,09

-

-

-

11.

Basic Metals & Metal Products

4

42

30

31

2,97

1,93

(a)

Iron & Steel

3

20

17

15

1,24

63

(b)

Non-Ferrous Metals

-

-

-

5

1,28

93

(c)

Other Metal Products

1

22

14

11

45

37

12.

Engineering

8

31

20

20

1,68

1,34

(a)

Heavy Engineering

-

-

-

1

5

5

(b)

Light Engineering

2

26

15

6

32

8

(c)

Electrical Machinery & Goods

6

6

5

10

1,09

1,03

(d)

Electronic Machinery & Goods

-

-

-

3

22

18

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

155

33

30

132

1,41

1,37

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

53

74

60

123

2,46

1,80

IV.

PROFESSIONAL AND OTHER SERVICES

8

7

5

208

75

65

V.

PERSONAL LOANS

181

1,09

72

582

3,69

2,85

1.

Loans for Purchase of Consumer Durables

6

5

4

40

11

9

2.

Loans for Housing

22

33

17

42

50

33

3.

Rest of the Personal Loans

153

71

51

500

3,08

2,44

VI.

TRADE

236

77

64

302

1,55

1,37

1.

Wholesale Trade

-

-

-

27

16

8

2.

Retail Trade

236

77

64

275

1,39

1,28

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

5

-

1

280

4,41

3,24

TOTAL BANK CREDIT

1,043

29,85

16,04

2,657

81,18

66,01

OF WHICH:

1.

Artisans & Village Industries

81

12

8

96

52

32

2.

Other Small Scale Industries

43

5,42

3,13

129

15,97

11,57

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

4

8,60

5,21

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

2

5,30

3,81

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

2

5,30

3,81

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

2

3,30

1,40

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

2

3,30

1,40

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

4

8,60

5,21

-

-

-

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

2.

Other Small Scale Industries

2

3,30

1,40

-

-

-

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

3

2,45

1,61

1,175

7,16

5,11

1.

Direct Finance

3

2,45

1,61

1,168

5,24

3,84

2.

Indirect Finance

-

-

-

7

1,91

1,28

II.

INDUSTRY

46

58,81

47,61

600

158,20

119,44

1.

Mining & Quarrying

-

-

-

1

10

10

2.

Food Manufacturing & Processing

-

-

-

11

5,02

5,01

(a)

Rice Mills, Flour & Dal Mills

-

-

-

3

3

1

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

6

4,95

4,95

(f)

Others

-

-

-

2

5

4

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

19

13,73

11,76

87

61,09

46,09

(a)

Cotton Textiles

2

2,95

2,70

5

3,88

3,59

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

2

19

20

(d)

Other Textiles

17

10,78

9,06

80

57,03

42,30

5.

Paper, Paper Products & Printing

1

8

3

29

7,45

5,45

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

1

50

34

8.

Chemicals & Chemical Products

16

20,50

14,93

88

47,81

34,01

(a)

Heavy Industrial Chemicals

-

-

-

8

81

9

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

2

75

27

9

3,08

1,48

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

14

19,75

14,66

71

43,92

32,45

9.

Petroleum, Coal Products & Nuclear Fuels

1

3,00

-

1

3,00

-

10.

Manufacture of Cement & Cement Products

-

-

-

23

4,60

2,09

11.

Basic Metals & Metal Products

4

19,29

19,61

39

22,68

21,84

(a)

Iron & Steel

4

19,29

19,61

22

20,73

20,40

(b)

Non-Ferrous Metals

-

-

-

5

1,28

93

(c)

Other Metal Products

-

-

-

12

67

51

12.

Engineering

2

1,17

1,16

30

3,16

2,70

(a)

Heavy Engineering

-

-

-

1

5

5

(b)

Light Engineering

-

-

-

8

58

23

(c)

Electrical Machinery & Goods

2

1,17

1,16

18

2,32

2,24

(d)

Electronic Machinery & Goods

-

-

-

3

22

18

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

3

1,05

13

290

2,79

1,80

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

176

3,19

2,40

IV.