Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

NORTH-EASTERN REGION

STATE : ASSAM

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,43,797

183,92

166,75

30,964

64,82

54,31

1.

Direct Finance

1,42,394

175,32

161,79

30,397

61,08

51,49

2.

Indirect Finance

1,403

8,60

4,96

567

3,73

2,82

II.

INDUSTRY

61,648

538,22

403,86

24,629

282,42

233,52

1.

Mining & Quarrying

10

3,80

2,47

11

8,59

8,28

2.

Food Manufacturing & Processing

760

178,81

107,89

530

84,61

55,49

(a) Rice Mills, Flour & Dal Mills

278

6,80

6,27

191

14,82

10,94

(b) Sugar

2

32

30

2

94

1,34

(c) Edible Oils & Vanaspati

53

22,97

10,96

44

7,15

3,51

(d) Tea Processing

79

136,90

79,23

88

57,86

36,50

(e) Processing of Fruits & Vegetables

1

4

4

11

82

80

(f) Others

347

11,78

11,09

194

3,03

2,40

3.

Beverage & Tobacco

3

1,04

48

2

22

22

4.

Textiles

1,149

26,77

24,02

965

19,54

19,27

(a) Cotton Textiles

118

14,98

14,01

32

2,15

1,75

(b) Jute Textiles

1

25

43

5

31

20

(c) Handloom Textiles & Khadi

474

3,30

3,29

482

4,26

4,51

(d) Other Textiles

556

8,25

6,28

446

12,83

12,80

5.

Paper, Paper Products & Printing

120

3,13

2,34

168

3,82

3,27

6.

Leather & Leather Products

30

1,55

1,39

29

50

46

7.

Rubber & Rubber Products

11

89

83

16

81

71

8.

Chemicals & Chemical Products

130

23,42

10,16

106

5,05

4,32

(a) Heavy Industrial Chemicals

3

53

54

3

29

29

(b) Fertilisers

-

-

-

2

1,03

57

(c) Drugs & Pharmaceuticals

27

4,44

3,79

28

71

70

(d) Non-Edible Oils

1

3

1

3

32

20

(e) Other Chemicals & Chemical Products

99

18,41

5,83

70

2,70

2,57

9.

Petroleum, Coal Products & Nuclear Fuels

11

9,45

4,66

12

12,19

12,18

10.

Manufacture of Cement & Cement Products

147

11,97

10,70

75

2,84

1,72

11.

Basic Metals & Metal Products

291

14,04

11,59

320

16,85

14,03

(a) Iron & Steel

14

3,37

2,50

72

10,73

8,50

(b) Non-Ferrous Metals

10

3,21

2,58

1

70

43

(c) Other Metal Products

267

7,46

6,51

247

5,43

5,10

12.

Engineering

372

113,02

95,17

216

16,84

8,90

(a) Heavy Engineering

20

59,66

48,64

10

2,63

1,77

(b) Light Engineering

80

23,90

19,53

59

1,90

1,80

(c) Electrical Machinery & Goods

259

12,68

11,00

137

11,65

4,78

(d) Electronic Machinery & Goods

13

16,78

16,00

10

65

55

13.

Vehicles, Vehicle Parts & Transport Equipments

114

15,04

3,14

150

7,88

4,72

14.

Other Industries

58,070

129,06

123,36

21,613

96,03

93,47

15.

Electricity, Gas & Water

22

2,18

1,78

9

39

25

(a) Electricity Generation & Transmission

20

1,16

67

3

23

14

(b) Non-Conventional Energy

1

1,00

1,09

-

-

-

(c) Gas, Steam & Water Supply

1

2

2

6

16

11

16.

Construction

408

4,04

3,88

407

6,25

6,23

III.

TRANSPORT OPERATORS

10,651

54,64

50,46

3,916

46,20

38,15

IV.

PROFESSIONAL AND OTHER SERVICES

19,248

36,46

32,12

9,425

30,05

27,62

V.

PERSONAL LOANS

52,810

132,30

116,31

50,779

153,14

135,92

1.

Loans for Purchase of Consumer Durables

5,778

11,19

9,49

7,495

15,29

13,03

2.

Loans for Housing

4,129

45,01

40,41

4,402

53,29

48,40

3.

Rest of the Personal Loans

42,903

76,09

66,40

38,882

84,56

74,50

VI.

TRADE

1,03,563

203,11

174,09

45,056

180,27

159,77

1.

Wholesale Trade

1,521

21,40

14,26

1,956

31,45

27,05

2.

Retail Trade

1,02,042

181,71

159,83

43,100

148,82

132,72

VII.

FINANCE

326

3,02

2,63

117

1,53

1,41

VIII.

ALL OTHERS

64,841

191,93

182,00

27,430

85,86

81,20

TOTAL BANK CREDIT

4,56,884

1343,61

1128,21

1,92,316

844,30

731,90

OF WHICH:

1. Artisans & Village Industries

26,897

38,71

38,32

9,158

18,27

18,54

2. Other Small Scale Industries

30,465

162,28

142,39

13,988

90,09

80,74

NORTH-EASTERN REGION

STATE : ASSAM

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,125

51,67

45,16

-

-

-

1.

Direct Finance

6,027

20,84

19,46

-

-

-

2.

Indirect Finance

98

30,83

25,70

-

-

-

II.

INDUSTRY

13,833

359,52

313,87

-

-

-

1.

Mining & Quarrying

8

1,45

85

-

-

-

2.

Food Manufacturing & Processing

309

72,84

64,29

-

-

-

(a) Rice Mills, Flour & Dal Mills

89

6,86

6,62

-

-

-

(b) Sugar

1

3

3

-

-

-

(c) Edible Oils & Vanaspati

9

5,72

6,56

-

-

-

(d) Tea Processing

76

54,64

46,04

-

-

-

(e) Processing of Fruits & Vegetables

1

4

5

-

-

-

(f) Others

133

5,55

4,99

-

-

-

3.

Beverage & Tobacco

7

61

21

-

-

-

4.

Textiles

244

15,26

15,94

-

-

-

(a) Cotton Textiles

9

2,17

3,17

-

-

-

(b) Jute Textiles

4

12

8

-

-

-

(c) Handloom Textiles & Khadi

37

51

51

-

-

-

(d) Other Textiles

194

12,45

12,19

-

-

-

5.

Paper, Paper Products & Printing

259

8,58

7,27

-

-

-

6.

Leather & Leather Products

24

84

82

-

-

-

7.

Rubber & Rubber Products

26

2,20

2,22

-

-

-

8.

Chemicals & Chemical Products

219

25,41

24,64

-

-

-

(a) Heavy Industrial Chemicals

1

1,44

1,44

-

-

-

(b) Fertilisers

5

1,07

88

-

-

-

(c) Drugs & Pharmaceuticals

71

5,42

4,80

-

-

-

(d) Non-Edible Oils

2

5

5

-

-

-

(e) Other Chemicals & Chemical Products

140

17,43

17,47

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

8

2,84

3,02

-

-

-

10.

Manufacture of Cement & Cement Products

45

16,33

16,60

-

-

-

11.

Basic Metals & Metal Products

388

54,96

44,58

-

-

-

(a) Iron & Steel

65

43,03

33,28

-

-

-

(b) Non-Ferrous Metals

3

60

49

-

-

-

(c) Other Metal Products

320

11,32

10,81

-

-

-

12.

Engineering

188

17,28

15,83

-

-

-

(a) Heavy Engineering

11

2,73

59

-

-

-

(b) Light Engineering

67

1,32

1,18

-

-

-

(c) Electrical Machinery & Goods

83

6,15

6,56

-

-

-

(d) Electronic Machinery & Goods

27

7,08

7,50

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

78

6,80

6,25

-

-

-

14.

Other Industries

11,686

117,33

95,08

-

-

-

15.

Electricity, Gas & Water

9

4,19

4,18

-

-

-

(a) Electricity Generation & Transmission

9

4,19

4,18

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

335

12,60

12,09

-

-

-

III.

TRANSPORT OPERATORS

2,147

32,97

28,17

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

5,175

39,40

36,00

-

-

-

V.

PERSONAL LOANS

48,888

175,26

157,53

-

-

-

1.

Loans for Purchase of Consumer Durables

12,583

23,29

20,82

-

-

-

2.

Loans for Housing

4,877

65,22

59,92

-

-

-

3.

Rest of the Personal Loans

31,428

86,75

76,78

-

-

-

VI.

TRADE

17,555

237,04

209,86

-

-

-

1.

Wholesale Trade

2,937

151,88

134,16

-

-

-

2.

Retail Trade

14,618

85,16

75,70

-

-

-

VII.

FINANCE

104

6,18

4,89

-

-

-

VIII.

ALL OTHERS

18,904

94,02

84,32

-

-

-

TOTAL BANK CREDIT

1,12,731

996,06

879,80

-

-

-

OF WHICH:

1. Artisans & Village Industries

1,647

4,05

3,76

-

-

-

2. Other Small Scale Industries

10,570

121,30

104,42

-

-

-