Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 2)
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(Amount in Rupees Lakh) |
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PUBLIC & PRIVATE LTD. |
PARTNERSHIPS, PROPRIETARY |
JOINT SECTOR |
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COMPANIES OTHER THAN |
CONCERNS, JOINT FAMILIES, |
UNDERTAKINGS |
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GOVT. OWNED &/OR |
ASSOCIATIONS, CLUBS, |
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MANAGED COMPANIES |
SOCIETIES, TRUSTS & GROUPS |
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& CORPORATIONS |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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OCCUPATION |
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standing |
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standing |
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standing |
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19 |
20 |
21 |
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22 |
23 |
24 |
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25 |
26 |
27 |
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I. |
AGRICULTURE |
2,657 |
1486,68 |
1193,37 |
1,59,836 |
3065,43 |
2607,20 |
175 |
13,74 |
14,68 |
||||
1. |
Direct Finance |
2,053 |
829,43 |
710,39 |
1,50,275 |
2348,03 |
2004,00 |
163 |
9,20 |
9,08 |
||||
2. |
Indirect Finance |
604 |
657,25 |
482,98 |
9,561 |
717,40 |
603,20 |
12 |
4,53 |
5,60 |
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II. |
INDUSTRY |
1,01,340 |
93753,46 |
73431,81 |
5,38,928 |
37463,40 |
31116,73 |
800 |
358,17 |
267,65 |
||||
1. |
Mining & Quarrying |
1,314 |
848,05 |
695,57 |
7,947 |
460,94 |
408,76 |
38 |
5,37 |
4,75 |
||||
2. |
Food Manufacturing and Processing |
6,186 |
7444,33 |
5942,41 |
53,430 |
4170,96 |
3314,87 |
50 |
22,31 |
19,64 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
866 |
486,35 |
376,34 |
23,301 |
1478,26 |
1151,18 |
15 |
2,91 |
2,74 |
||||
(b) |
Sugar |
556 |
1609,81 |
1358,37 |
570 |
228,13 |
195,51 |
10 |
6,55 |
6,64 |
||||
(c) |
Edible Oils and Vanaspati |
1,316 |
1667,39 |
1323,97 |
9,581 |
523,76 |
379,21 |
5 |
7,63 |
5,49 |
||||
(d) |
Tea Processing |
970 |
1366,05 |
1002,66 |
549 |
105,77 |
88,40 |
3 |
16 |
15 |
||||
(e) |
Processing of Fruits & Vegetables |
261 |
135,78 |
117,75 |
1,153 |
100,83 |
69,46 |
1 |
20 |
19 |
||||
(f) |
Others |
2,217 |
2178,95 |
1763,32 |
18,276 |
1734,21 |
1431,12 |
16 |
4,85 |
4,43 |
||||
3. |
Beverage and Tobacco |
1,228 |
1603,65 |
1215,57 |
3,447 |
446,37 |
361,96 |
10 |
32 |
21 |
||||
4. |
Textiles |
16,083 |
16280,78 |
12692,42 |
89,291 |
8031,84 |
6424,81 |
106 |
36,44 |
29,67 |
||||
(a) |
Cotton Textiles |
6,181 |
7425,02 |
5880,49 |
24,184 |
2012,00 |
1651,35 |
30 |
8,40 |
7,79 |
||||
(b) |
Jute Textiles |
316 |
429,10 |
336,72 |
908 |
103,40 |
89,40 |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
193 |
190,72 |
168,03 |
6,265 |
386,90 |
283,69 |
5 |
4 |
2 |
||||
(d) |
Other Textiles |
9,393 |
8235,94 |
6307,18 |
57,934 |
5529,54 |
4400,38 |
71 |
28,00 |
21,86 |
||||
5. |
Paper, Paper Products and Printing |
4,855 |
2659,37 |
2122,74 |
29,274 |
1249,59 |
1100,72 |
47 |
24,87 |
16,86 |
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6. |
Leather and Leather Products |
1,925 |
1170,02 |
924,57 |
10,089 |
1168,69 |
1010,34 |
5 |
34 |
39 |
||||
7. |
Rubber and Rubber Products |
2,220 |
1587,41 |
1274,47 |
9,121 |
528,78 |
455,01 |
15 |
12,68 |
8,16 |
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8. |
Chemicals and Chemical Products |
17,849 |
15949,70 |
12180,60 |
47,896 |
3724,12 |
3111,15 |
127 |
135,06 |
88,47 |
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(a) |
Heavy Industrial Chemicals |
2,973 |
3453,55 |
2564,49 |
3,813 |
392,08 |
314,95 |
44 |
58,64 |
32,48 |
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(b) |
Fertilizers |
718 |
1537,22 |
1176,72 |
1,010 |
248,53 |
219,55 |
18 |
51,14 |
33,94 |
||||
(c) |
Drugs and Pharmaceuticals |
5,009 |
5047,83 |
3834,43 |
8,638 |
1004,02 |
868,17 |
17 |
6,32 |
4,46 |
||||
(d) |
Non-Edible Oils |
302 |
227,94 |
195,94 |
1,047 |
98,26 |
86,48 |
2 |
4,90 |
5,05 |
||||
(e) |
Other Chemicals & Chemical Products |
8,847 |
5683,16 |
4409,03 |
33,388 |
1981,23 |
1622,00 |
46 |
14,06 |
12,54 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
904 |
1727,16 |
1502,95 |
3,600 |
249,15 |
206,94 |
11 |
7,05 |
4,98 |
||||
10. |
Manufacture of Cement & Cement Products |
1,513 |
2055,54 |
1424,89 |
4,783 |
222,10 |
199,33 |
13 |
1,87 |
1,58 |
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11. |
Basic Metals & Metal Products |
12,635 |
11645,36 |
9242,92 |
57,824 |
3440,05 |
2955,20 |
120 |
32,70 |
24,49 |
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(a) |
Iron and Steel |
6,607 |
8110,53 |
6486,43 |
17,482 |
1601,96 |
1418,58 |
86 |
23,28 |
18,01 |
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(b) |
Non-Ferrous Metals |
1,112 |
976,75 |
797,47 |
3,921 |
314,38 |
272,37 |
12 |
4,81 |
2,28 |
||||
(c) |
Other Metal Products |
4,916 |
2558,08 |
1959,02 |
36,421 |
1523,72 |
1264,26 |
22 |
4,60 |
4,19 |
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12. |
Engineering |
18,955 |
17012,38 |
13312,64 |
65,875 |
4180,06 |
3515,04 |
105 |
52,82 |
50,56 |
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(a) |
Heavy Engineering |
4,325 |
5406,74 |
3974,08 |
8,849 |
814,10 |
671,07 |
14 |
91 |
25 |
||||
(b) |
Light Engineering |
5,564 |
3466,61 |
2706,75 |
31,307 |
1407,12 |
1199,67 |
29 |
22,79 |
22,12 |
||||
(c) |
Electrical Machinery & Goods |
4,821 |
4127,67 |
3244,45 |
16,151 |
1148,88 |
984,75 |
28 |
14,82 |
13,81 |
||||
(d) |
Electronic Machinery & Goods |
4,245 |
4011,36 |
3387,35 |
9,568 |
809,97 |
659,55 |
34 |
14,29 |
14,38 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
3,436 |
4429,75 |
3148,24 |
17,412 |
869,45 |
714,86 |
32 |
10,37 |
8,02 |
||||
14. |
Other Industries |
9,468 |
5770,93 |
4645,73 |
1,15,916 |
7259,77 |
6032,74 |
93 |
7,99 |
6,99 |
||||
15. |
Electricity, Gas & Water |
764 |
1394,15 |
1151,13 |
8,183 |
276,56 |
218,46 |
9 |
5,27 |
24 |
||||
(a) |
Electricity Generation & Transmission |
506 |
1192,92 |
972,28 |
7,526 |
250,76 |
194,09 |
5 |
5,18 |
15 |
||||
(b) |
Non-Conventional Energy |
83 |
100,91 |
90,30 |
178 |
8,30 |
8,12 |
2 |
7 |
7 |
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(c) |
Gas, Steam & Water Supply |
175 |
100,32 |
88,55 |
479 |
17,49 |
16,25 |
2 |
2 |
3 |
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16. |
Construction |
2,005 |
2174,88 |
1954,98 |
14,840 |
1184,96 |
1086,54 |
19 |
2,74 |
2,66 |
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III. |
TRANSPORT OPERATORS |
1,709 |
554,52 |
473,33 |
61,113 |
1321,08 |
1040,56 |
55 |
2,03 |
1,71 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
4,723 |
2072,50 |
1723,52 |
1,10,499 |
5720,00 |
4916,66 |
125 |
145,42 |
15,30 |
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V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
- |
- |
- |
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1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
2. |
Loans for Housing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
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3. |
Rest of the Personal Loans |
- |
- |
- |
- |
- |
- |
- |
- |
- |
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VI. |
TRADE |
11,573 |
6634,53 |
5315,10 |
4,08,461 |
16085,25 |
12943,13 |
205 |
65,49 |
28,87 |
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1. |
Wholesale Trade |
7,503 |
5370,60 |
4278,44 |
1,34,896 |
10101,28 |
7929,21 |
86 |
63,26 |
26,89 |
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2. |
Retail Trade |
4,070 |
1263,93 |
1036,66 |
2,73,565 |
5983,97 |
5013,92 |
119 |
2,24 |
1,99 |
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VII. |
FINANCE |
5,026 |
7694,97 |
6363,38 |
7,756 |
936,11 |
794,72 |
23 |
5,07 |
2,68 |
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VIII. |
ALL OTHERS |
4,024 |
5289,42 |
4491,41 |
|
20,942 |
8300,34 |
7029,36 |
|
49 |
28,89 |
19,20 |
||
TOTAL BANK CREDIT |
1,31,052 |
117486,08 |
92991,92 |
13,07,535 |
72891,61 |
60448,36 |
1,432 |
618,80 |
350,09 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
- |
- |
- |
12,059 |
283,25 |
236,50 |
- |
- |
- |
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|
2. Other Small Scale Industries |
43,997 |
10661,62 |
8393,73 |
|
3,50,302 |
17804,74 |
14792,70 |
|
258 |
37,05 |
33,70 |
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(Amount in Rupees Lakh) |
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INDIVIDUALS - MALE |
INDIVIDUALS - FEMALES |
TOTAL |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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OCCUPATION |
|
|
standing |
|
|
|
standing |
|
|
|
standing |
|||
|
|
|
28 |
29 |
30 |
|
31 |
32 |
33 |
|
34 |
35 |
36 |
|
I. |
AGRICULTURE |
8,25,073 |
8388,52 |
7241,19 |
39,386 |
349,49 |
319,49 |
10,46,777 |
17373,56 |
14555,26 |
||||
1. |
Direct Finance |
8,13,678 |
8004,38 |
6974,68 |
38,944 |
329,07 |
307,29 |
10,12,436 |
12164,70 |
10521,39 |
||||
2. |
Indirect Finance |
11,395 |
384,14 |
266,52 |
442 |
20,42 |
12,20 |
34,341 |
5208,86 |
4033,86 |
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II. |
INDUSTRY |
1,93,603 |
2629,21 |
2325,89 |
13,416 |
166,33 |
146,69 |
8,60,930 |
149561,91 |
119702,35 |
||||
1. |
Mining & Quarrying |
2,540 |
49,91 |
43,27 |
177 |
4,73 |
4,35 |
12,456 |
2471,75 |
1942,92 |
||||
2. |
Food Manufacturing and Processing |
24,636 |
304,25 |
268,87 |
1,531 |
18,83 |
17,53 |
87,051 |
12572,96 |
10124,72 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
9,914 |
128,67 |
108,87 |
532 |
5,18 |
4,63 |
35,029 |
2161,26 |
1739,74 |
||||
(b) |
Sugar |
176 |
11,67 |
9,74 |
22 |
5,29 |
5,08 |
1,467 |
2136,07 |
1810,78 |
||||
(c) |
Edible Oils and Vanaspati |
4,987 |
47,04 |
41,97 |
190 |
1,40 |
1,26 |
16,303 |
2356,84 |
1842,44 |
||||
(d) |
Tea Processing |
100 |
17,94 |
17,78 |
7 |
88 |
88 |
1,649 |
1511,66 |
1130,19 |
||||
(e) |
Processing of Fruits & Vegetables |
518 |
6,07 |
5,42 |
109 |
88 |
82 |
2,089 |
254,24 |
201,21 |
||||
(f) |
Others |
8,941 |
92,85 |
85,08 |
671 |
5,20 |
4,87 |
30,514 |
4152,90 |
3400,36 |
||||
3. |
Beverage and Tobacco |
1,186 |
18,18 |
15,57 |
85 |
71 |
56 |
6,045 |
2120,16 |
1638,60 |
||||
4. |
Textiles |
21,871 |
276,35 |
244,78 |
3,655 |
39,49 |
35,44 |
1,32,801 |
25838,91 |
20495,39 |
||||
(a) |
Cotton Textiles |
4,647 |
83,37 |
70,59 |
628 |
13,04 |
10,75 |
36,481 |
10322,86 |
8354,72 |
||||
(b) |
Jute Textiles |
288 |
2,08 |
1,98 |
16 |
13 |
11 |
1,568 |
558,00 |
450,62 |
||||
(c) |
Handloom Textiles & Khadi |
2,657 |
21,76 |
21,05 |
279 |
1,75 |
1,82 |
9,610 |
683,02 |
533,19 |
||||
(d) |
Other Textiles |
14,279 |
169,13 |
151,15 |
2,732 |
24,57 |
22,76 |
85,142 |
14275,02 |
11156,86 |
||||
5. |
Paper, Paper Products and Printing |
6,797 |
88,63 |
76,53 |
642 |
7,01 |
5,42 |
42,027 |
4190,11 |
3453,91 |
||||
6. |
Leather and Leather Products |
2,922 |
44,32 |
42,11 |
168 |
2,04 |
1,99 |
15,247 |
2463,74 |
2051,32 |
||||
7. |
Rubber and Rubber Products |
1,396 |
23,36 |
19,32 |
95 |
93 |
88 |
13,069 |
2296,88 |
1880,16 |
||||
8. |
Chemicals and Chemical Products |
6,712 |
166,39 |
144,61 |
556 |
11,47 |
10,76 |
74,281 |
21544,96 |
16810,44 |
||||
(a) |
Heavy Industrial Chemicals |
451 |
29,80 |
26,55 |
29 |
3,91 |
3,78 |
7,498 |
4129,40 |
3084,51 |
||||
(b) |
Fertilizers |
144 |
10,14 |
8,81 |
14 |
22 |
24 |
2,099 |
2678,00 |
2011,50 |
||||
(c) |
Drugs and Pharmaceuticals |
803 |
29,68 |
27,36 |
64 |
1,94 |
1,79 |
14,828 |
6283,45 |
4928,98 |
||||
(d) |
Non-Edible Oils |
259 |
13,81 |
6,24 |
20 |
30 |
27 |
1,651 |
349,77 |
298,91 |
||||
(e) |
Other Chemicals & Chemical Products |
5,055 |
82,96 |
75,65 |
429 |
5,11 |
4,69 |
48,205 |
8104,33 |
6486,53 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
731 |
10,46 |
9,63 |
33 |
42 |
36 |
5,623 |
2931,51 |
2389,53 |
||||
10. |
Manufacture of Cement & Cement Products |
2,005 |
18,78 |
17,19 |
107 |
1,78 |
1,67 |
8,610 |
2417,42 |
1766,78 |
||||
11. |
Basic Metals & Metal Products |
12,859 |
155,63 |
147,19 |
495 |
10,01 |
8,95 |
84,994 |
18661,26 |
15191,82 |
||||
(a) |
Iron and Steel |
2,564 |
50,66 |
47,57 |
108 |
5,73 |
5,50 |
27,454 |
12942,47 |
10601,31 |
||||
(b) |
Non-Ferrous Metals |
1,030 |
12,23 |
11,37 |
42 |
1,11 |
40 |
6,211 |
1372,35 |
1121,54 |
||||
(c) |
Other Metal Products |
9,265 |
92,74 |
88,24 |
345 |
3,17 |
3,05 |
51,329 |
4346,43 |
3468,98 |
||||
12. |
Engineering |
12,900 |
231,13 |
212,11 |
728 |
14,38 |
9,27 |
1,00,219 |
24607,35 |
19701,34 |
||||
(a) |
Heavy Engineering |
1,335 |
30,30 |
27,14 |
80 |
2,44 |
2,05 |
15,108 |
7326,85 |
5520,41 |
||||
(b) |
Light Engineering |
5,344 |
68,74 |
63,08 |
284 |
3,22 |
2,76 |
42,955 |
5525,76 |
4459,49 |
||||
(c) |
Electrical Machinery & Goods |
3,312 |
61,75 |
56,93 |
146 |
2,85 |
2,20 |
24,830 |
6080,17 |
4931,14 |
||||
(d) |
Electronic Machinery & Goods |
2,909 |
70,33 |
64,97 |
218 |
5,86 |
2,26 |
17,326 |
5674,58 |
4790,30 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
9,106 |
132,41 |
94,65 |
318 |
4,92 |
4,15 |
30,737 |
5937,75 |
4383,09 |
||||
14. |
Other Industries |
78,848 |
878,10 |
778,05 |
4,484 |
35,73 |
33,37 |
2,11,392 |
14586,49 |
12049,49 |
||||
15. |
Electricity, Gas & Water |
1,511 |
23,42 |
18,35 |
70 |
2,63 |
2,46 |
11,343 |
3122,57 |
2371,63 |
||||
(a) |
Electricity Generation & Transmission |
1,156 |
19,40 |
14,42 |
51 |
2,41 |
2,26 |
10,027 |
2883,45 |
2153,34 |
||||
(b) |
Non-Conventional Energy |
97 |
1,02 |
86 |
3 |
5 |
5 |
371 |
113,90 |
106,09 |
||||
(c) |
Gas, Steam & Water Supply |
258 |
3,00 |
3,07 |
16 |
17 |
15 |
945 |
125,22 |
112,20 |
||||
16. |
Construction |
7,583 |
207,89 |
193,67 |
272 |
11,25 |
9,54 |
25,035 |
3798,09 |
3451,20 |
||||
|
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III. |
TRANSPORT OPERATORS |
1,77,309 |
2535,58 |
2086,44 |
7,199 |
145,91 |
120,82 |
2,48,725 |
4909,81 |
4015,21 |
||||
|
|
|||||||||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
66,838 |
883,79 |
716,89 |
6,631 |
78,96 |
67,66 |
1,90,261 |
9309,31 |
7708,90 |
||||
|
|
|||||||||||||
V. |
PERSONAL LOANS |
15,96,615 |
16160,89 |
14103,20 |
1,29,147 |
1237,03 |
1057,26 |
17,29,149 |
18817,99 |
16227,83 |
||||
1. |
Loans for Purchase of Consumer Durables |
27,118 |
231,41 |
202,87 |
1,820 |
15,81 |
13,97 |
28,938 |
247,22 |
216,84 |
||||
2. |
Loans for Housing |
5,22,873 |
5867,71 |
5341,96 |
28,418 |
314,03 |
287,91 |
5,54,678 |
7601,82 |
6697,25 |
||||
3. |
Rest of the Personal Loans |
10,46,624 |
10061,77 |
8558,37 |
98,909 |
907,18 |
755,38 |
11,45,533 |
10968,95 |
9313,75 |
||||
|
|
|||||||||||||
VI. |
TRADE |
1,71,756 |
1621,87 |
1400,35 |
11,054 |
98,74 |
84,95 |
6,12,198 |
36399,17 |
30132,35 |
||||
1. |
Wholesale Trade |
18,583 |
340,66 |
291,76 |
1,084 |
23,50 |
19,18 |
1,63,531 |
27478,79 |
22685,67 |
||||
2. |
Retail Trade |
1,53,173 |
1281,21 |
1108,59 |
9,970 |
75,24 |
65,77 |
4,48,667 |
8920,39 |
7446,69 |
||||
|
|
|||||||||||||
VII. |
FINANCE |
4,612 |
112,52 |
89,88 |
452 |
12,34 |
10,46 |
22,044 |
11056,08 |
9012,67 |
||||
|
|
|||||||||||||
VIII. |
ALL OTHERS |
25,751 |
4752,61 |
3484,77 |
|
593 |
108,93 |
93,51 |
|
57,687 |
21014,02 |
17084,36 |
||
TOTAL BANK CREDIT |
30,61,557 |
37085,00 |
31448,60 |
2,07,878 |
2197,73 |
1900,85 |
47,67,771 |
268441,85 |
218438,93 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
30,332 |
188,15 |
170,56 |
2,364 |
12,72 |
11,84 |
45,140 |
497,53 |
430,41 |
||||
|
|
2. Other Small Scale Industries |
82,423 |
884,73 |
827,28 |
|
5,920 |
62,16 |
56,87 |
|
4,86,467 |
29993,03 |
24565,78 |
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