Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 5 of 5)
ALL INDIA |
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(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
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AND ITS ASSOCIATES |
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|
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||||
|
|
standing |
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|
|
standing |
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|
|
standing |
|||||
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|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
63,77,250 |
10644,69 |
9143,91 |
108,79,723 |
16902,37 |
14979,43 |
455 |
78,61 |
67,12 |
|||||
1. |
Direct Finance |
63,06,349 |
8678,20 |
7523,44 |
107,57,348 |
13785,11 |
12653,11 |
405 |
15,66 |
13,75 |
|||||
2. |
Indirect Finance |
70,901 |
1966,49 |
1620,47 |
1,22,375 |
3117,27 |
2326,32 |
50 |
62,95 |
53,38 |
|||||
II. |
INDUSTRY |
12,70,061 |
47495,56 |
37851,01 |
17,95,454 |
74165,75 |
60471,61 |
11,920 |
19768,09 |
14951,63 |
|||||
1. |
Mining & Quarrying |
4,111 |
943,30 |
649,63 |
7,247 |
1327,51 |
1140,00 |
38 |
36,45 |
23,99 |
|||||
2. |
Food Manufacturing and Processing |
40,770 |
3802,12 |
3048,22 |
62,002 |
6622,87 |
5426,83 |
383 |
1186,00 |
911,42 |
|||||
(a) |
Rice Mills, Flour and Dal Mills |
12,377 |
654,39 |
531,29 |
19,408 |
1320,46 |
1064,14 |
19 |
44,86 |
29,48 |
|||||
(b) |
Sugar |
379 |
625,98 |
513,14 |
933 |
1348,12 |
1173,57 |
11 |
19,34 |
17,06 |
|||||
(c) |
Edible Oils and Vanaspati |
5,340 |
930,69 |
736,31 |
9,259 |
1092,98 |
857,02 |
45 |
136,15 |
90,03 |
|||||
(d) |
Tea Processing |
292 |
319,28 |
198,63 |
1,181 |
817,90 |
649,58 |
116 |
350,76 |
262,50 |
|||||
(e) |
Processing of Fruits & Vegetables |
566 |
42,77 |
39,11 |
1,280 |
197,90 |
151,01 |
6 |
1,58 |
42 |
|||||
(f) |
Others |
21,816 |
1229,01 |
1029,75 |
29,941 |
1845,51 |
1531,51 |
186 |
633,31 |
511,93 |
|||||
3. |
Beverage and Tobacco |
1,464 |
427,07 |
312,13 |
3,667 |
1037,60 |
804,30 |
216 |
524,42 |
406,83 |
|||||
4. |
Textiles |
35,282 |
6299,54 |
5017,59 |
79,100 |
13740,02 |
11132,89 |
1,066 |
3035,60 |
2199,12 |
|||||
(a) |
Cotton Textiles |
10,268 |
2476,68 |
2051,49 |
18,985 |
5014,31 |
4140,57 |
423 |
1493,07 |
1098,16 |
|||||
(b) |
Jute Textiles |
578 |
180,65 |
149,94 |
866 |
310,25 |
248,31 |
31 |
32,03 |
24,74 |
|||||
(c) |
Handloom Textiles & Khadi |
3,451 |
279,44 |
192,57 |
5,537 |
367,31 |
317,97 |
10 |
1,32 |
87 |
|||||
(d) |
Other Textiles |
20,985 |
3362,78 |
2623,60 |
53,712 |
8048,15 |
6426,03 |
602 |
1509,18 |
1075,36 |
|||||
5. |
Paper, Paper Products and Printing |
11,531 |
1068,09 |
850,13 |
26,321 |
2345,61 |
1953,66 |
258 |
462,59 |
390,80 |
|||||
6. |
Leather and Leather Products |
4,295 |
613,39 |
506,64 |
9,614 |
1588,79 |
1346,84 |
144 |
96,25 |
62,27 |
|||||
7. |
Rubber and Rubber Products |
4,176 |
582,00 |
459,41 |
7,498 |
1216,68 |
1027,66 |
153 |
350,91 |
269,05 |
|||||
8. |
Chemicals and Chemical Products |
22,351 |
6384,66 |
5079,43 |
44,810 |
10784,95 |
8462,02 |
1,761 |
3356,62 |
2394,17 |
|||||
(a) |
Heavy Industrial Chemicals |
2,041 |
1165,30 |
882,32 |
4,717 |
2072,94 |
1626,16 |
302 |
742,82 |
459,20 |
|||||
(b) |
Fertilizers |
841 |
1138,72 |
892,93 |
1,120 |
1350,37 |
977,09 |
46 |
107,75 |
66,87 |
|||||
(c) |
Drugs and Pharmaceuticals |
4,553 |
1671,62 |
1370,00 |
8,519 |
2889,67 |
2269,77 |
689 |
1433,14 |
1030,53 |
|||||
(d) |
Non-Edible Oils |
536 |
119,89 |
105,93 |
958 |
200,49 |
164,77 |
14 |
17,62 |
17,82 |
|||||
(e) |
Other Chemicals & Chemical Products |
14,380 |
2289,13 |
1828,26 |
29,496 |
4271,49 |
3424,25 |
710 |
1055,28 |
819,74 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
2,210 |
1581,11 |
1371,06 |
3,010 |
727,72 |
540,50 |
129 |
539,26 |
419,30 |
|||||
10. |
Manufacture of Cement & Cement Products |
2,879 |
1145,97 |
742,51 |
4,889 |
876,49 |
740,70 |
96 |
283,96 |
184,55 |
|||||
11. |
Basic Metals & Metal Products |
26,464 |
7381,72 |
5923,50 |
52,383 |
8765,33 |
7213,82 |
640 |
1602,06 |
1258,02 |
|||||
(a) |
Iron and Steel |
8,092 |
5677,95 |
4486,83 |
16,928 |
5611,97 |
4746,80 |
350 |
1041,74 |
823,13 |
|||||
(b) |
Non-Ferrous Metals |
1,712 |
459,72 |
384,17 |
3,738 |
654,58 |
516,13 |
93 |
182,17 |
157,25 |
|||||
(c) |
Other Metal Products |
16,660 |
1244,05 |
1052,50 |
31,717 |
2498,78 |
1950,88 |
197 |
378,14 |
277,64 |
|||||
12. |
Engineering |
31,492 |
7977,95 |
6437,09 |
60,180 |
11303,58 |
9066,99 |
1,935 |
4282,46 |
3323,52 |
|||||
(a) |
Heavy Engineering |
5,353 |
2477,99 |
1844,46 |
8,065 |
3416,10 |
2638,85 |
503 |
1225,98 |
857,67 |
|||||
(b) |
Light Engineering |
14,024 |
1827,45 |
1422,29 |
26,206 |
2515,44 |
2105,20 |
603 |
927,79 |
722,24 |
|||||
(c) |
Electrical Machinery & Goods |
7,112 |
1809,74 |
1507,33 |
15,496 |
2930,93 |
2370,43 |
408 |
1027,23 |
791,91 |
|||||
(d) |
Electronic Machinery & Goods |
5,003 |
1862,77 |
1663,02 |
10,413 |
2441,12 |
1952,50 |
421 |
1101,47 |
951,69 |
|||||
13. |
Vehicles, Vehicle Parts & Transport |
||||||||||||||
Equipments |
8,775 |
2063,23 |
1487,88 |
18,402 |
2568,58 |
1979,48 |
439 |
1082,05 |
723,21 |
||||||
14. |
Other Industries |
10,63,492 |
5591,33 |
4787,62 |
13,96,817 |
8000,75 |
6772,56 |
4,310 |
1906,71 |
1547,87 |
|||||
15. |
Electricity, Gas & Water |
6,985 |
980,61 |
619,60 |
3,951 |
1546,95 |
1258,45 |
101 |
400,66 |
309,54 |
|||||
(a) |
Electricity Generation & Transmission |
6,735 |
956,84 |
596,30 |
3,057 |
1463,13 |
1180,42 |
71 |
365,58 |
284,33 |
|||||
(b) |
Non-Conventional Energy |
58 |
5,75 |
5,47 |
262 |
30,37 |
32,36 |
6 |
25,45 |
19,67 |
|||||
(c) |
Gas, Steam & Water Supply |
192 |
18,03 |
17,83 |
632 |
53,45 |
45,67 |
24 |
9,64 |
5,54 |
|||||
16. |
Construction |
3,784 |
653,48 |
558,57 |
15,563 |
1712,32 |
1604,89 |
251 |
622,08 |
528,00 |
|||||
III. |
TRANSPORT OPERATORS |
2,32,013 |
1485,65 |
1175,26 |
4,75,968 |
2776,12 |
2380,95 |
155 |
98,60 |
73,82 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,13,015 |
1781,87 |
1459,12 |
15,52,820 |
6419,36 |
5589,20 |
1,181 |
1055,05 |
677,54 |
|||||
V. |
PERSONAL LOANS |
31,19,929 |
8305,04 |
7044,82 |
38,64,409 |
13247,30 |
11822,40 |
11,89,002 |
3062,07 |
2025,87 |
|||||
1. |
Loans for Purchase of Consumer Durables |
2,31,240 |
355,58 |
302,56 |
2,56,088 |
351,61 |
298,27 |
14,876 |
52,66 |
52,04 |
|||||
2. |
Loans for Housing |
2,51,875 |
2679,00 |
2260,23 |
4,76,762 |
4469,76 |
4036,64 |
4,447 |
223,39 |
214,22 |
|||||
3. |
Rest of the Personal Loans |
26,36,814 |
5270,45 |
4482,04 |
31,31,559 |
8425,92 |
7487,49 |
11,69,679 |
2786,03 |
1759,61 |
|||||
VI. |
TRADE |
22,63,874 |
10951,70 |
8808,86 |
40,59,126 |
23610,51 |
20350,85 |
3,092 |
1303,99 |
961,58 |
|||||
1. |
Wholesale Trade |
1,15,113 |
6994,15 |
5448,35 |
1,84,102 |
16608,72 |
14268,17 |
919 |
1190,29 |
878,81 |
|||||
2. |
Retail Trade |
21,48,761 |
3957,55 |
3360,51 |
38,75,024 |
7001,80 |
6082,68 |
2,173 |
113,70 |
82,77 |
|||||
VII. |
FINANCE |
3,189 |
1798,00 |
1382,61 |
13,132 |
4933,55 |
4093,53 |
689 |
2095,93 |
1695,03 |
|||||
VIII. |
ALL OTHERS |
7,20,182 |
9583,48 |
7365,01 |
|
30,98,430 |
11703,67 |
10338,20 |
|
25,745 |
2785,76 |
2484,15 |
|||
TOTAL BANK CREDIT |
141,99,513 |
92045,98 |
74230,62 |
257,39,062 |
153758,63 |
130026,15 |
12,32,239 |
30248,10 |
22936,73 |
||||||
OF WHICH : |
1. |
Artisans & Village Industries |
4,58,292 |
465,23 |
404,07 |
6,70,422 |
676,70 |
624,12 |
1,022 |
2,13 |
2,43 |
||||
|
2. |
Other Small Scale Industries |
6,24,662 |
8773,91 |
7389,90 |
|
8,65,686 |
19234,15 |
15815,58 |
|
769 |
702,61 |
559,15 |
ALL INDIA |
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|
|
(Amount in Rupees Lakh) |
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REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
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COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||||
|
|
standing |
|
|
|
standing |
|
|
|
standing |
|||||
|
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
64,37,169 |
4103,00 |
3568,48 |
4,93,976 |
1187,72 |
1050,00 |
241,88,573 |
32916,39 |
28808,96 |
|||||
1. |
Direct Finance |
63,21,011 |
3986,78 |
3470,36 |
4,83,331 |
998,36 |
895,47 |
238,68,444 |
27464,11 |
24556,13 |
|||||
2. |
Indirect Finance |
1,16,158 |
116,22 |
98,12 |
10,645 |
189,36 |
154,53 |
3,20,129 |
5452,29 |
4252,82 |
|||||
II. |
INDUSTRY |
14,20,338 |
692,08 |
609,99 |
1,25,278 |
10157,85 |
8375,29 |
46,23,051 |
152279,32 |
122259,52 |
|||||
1. |
Mining & Quarrying |
256 |
4,97 |
4,75 |
804 |
159,52 |
124,55 |
12,456 |
2471,75 |
1942,92 |
|||||
2. |
Food Manufacturing and Processing |
11,965 |
30,66 |
26,56 |
6,937 |
963,28 |
740,67 |
1,22,057 |
12604,93 |
10153,71 |
|||||
(a) |
Rice Mills, Flour and Dal Mills |
967 |
11,95 |
9,72 |
2,258 |
129,60 |
105,10 |
35,029 |
2161,26 |
1739,74 |
|||||
(b) |
Sugar |
29 |
30 |
29 |
115 |
142,33 |
106,72 |
1,467 |
2136,07 |
1810,78 |
|||||
(c) |
Edible Oils and Vanaspati |
360 |
3,18 |
2,89 |
1,299 |
193,85 |
156,19 |
16,303 |
2356,84 |
1842,44 |
|||||
(d) |
Tea Processing |
2 |
1 |
- |
58 |
23,71 |
19,48 |
1,649 |
1511,66 |
1130,19 |
|||||
(e) |
Processing of Fruits & Vegetables |
134 |
68 |
64 |
103 |
11,30 |
10,04 |
2,089 |
254,24 |
201,21 |
|||||
(f) |
Others |
10,473 |
14,54 |
13,02 |
3,104 |
462,49 |
343,15 |
65,520 |
4184,86 |
3429,35 |
|||||
3. |
Beverage and Tobacco |
65 |
39 |
33 |
633 |
130,67 |
115,01 |
6,045 |
2120,16 |
1638,60 |
|||||
4. |
Textiles |
900 |
5,39 |
4,95 |
16,453 |
2758,36 |
2140,84 |
1,32,801 |
25838,91 |
20495,39 |
|||||
(a) |
Cotton Textiles |
142 |
1,32 |
1,19 |
6,663 |
1337,48 |
1063,32 |
36,481 |
10322,86 |
8354,72 |
|||||
(b) |
Jute Textiles |
19 |
10 |
9 |
74 |
34,98 |
27,53 |
1,568 |
558,00 |
450,62 |
|||||
(c) |
Handloom Textiles & Khadi |
173 |
80 |
77 |
439 |
34,16 |
21,02 |
9,610 |
683,02 |
533,19 |
|||||
(d) |
Other Textiles |
566 |
3,17 |
2,91 |
9,277 |
1351,74 |
1028,97 |
85,142 |
14275,02 |
11156,86 |
|||||
5. |
Paper, Paper Products and Printing |
188 |
1,67 |
1,55 |
3,729 |
312,15 |
257,77 |
42,027 |
4190,11 |
3453,91 |
|||||
6. |
Leather and Leather Products |
104 |
73 |
67 |
1,090 |
164,58 |
134,91 |
15,247 |
2463,74 |
2051,32 |
|||||
7. |
Rubber and Rubber Products |
56 |
49 |
45 |
1,186 |
146,81 |
123,59 |
13,069 |
2296,88 |
1880,16 |
|||||
8. |
Chemicals and Chemical Products |
292 |
2,37 |
2,12 |
5,067 |
1016,35 |
872,69 |
74,281 |
21544,96 |
16810,44 |
|||||
(a) |
Heavy Industrial Chemicals |
7 |
7 |
6 |
431 |
148,26 |
116,77 |
7,498 |
4129,40 |
3084,51 |
|||||
(b) |
Fertilizers |
18 |
25 |
20 |
74 |
80,90 |
74,42 |
2,099 |
2678,00 |
2011,50 |
|||||
(c) |
Drugs and Pharmaceuticals |
52 |
38 |
35 |
1,015 |
288,65 |
258,34 |
14,828 |
6283,45 |
4928,98 |
|||||
(d) |
Non-Edible Oils |
34 |
17 |
17 |
109 |
11,62 |
10,22 |
1,651 |
349,77 |
298,91 |
|||||
(e) |
Other Chemicals & Chemical Products |
181 |
1,50 |
1,34 |
3,438 |
486,93 |
412,94 |
48,205 |
8104,33 |
6486,53 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
22 |
18 |
19 |
252 |
83,24 |
58,48 |
5,623 |
2931,51 |
2389,53 |
|||||
10. |
Manufacture of Cement & Cement Products |
71 |
84 |
85 |
675 |
110,15 |
98,17 |
8,610 |
2417,42 |
1766,78 |
|||||
11. |
Basic Metals & Metal Products |
706 |
4,38 |
4,41 |
4,801 |
907,77 |
792,07 |
84,994 |
18661,26 |
15191,82 |
|||||
(a) |
Iron and Steel |
71 |
52 |
49 |
2,013 |
610,29 |
544,06 |
27,454 |
12942,47 |
10601,31 |
|||||
(b) |
Non-Ferrous Metals |
324 |
1,46 |
1,45 |
344 |
74,43 |
62,54 |
6,211 |
1372,35 |
1121,54 |
|||||
(c) |
Other Metal Products |
311 |
2,41 |
2,47 |
2,444 |
223,05 |
185,48 |
51,329 |
4346,43 |
3468,98 |
|||||
12. |
Engineering |
604 |
6,15 |
5,59 |
6,008 |
1037,22 |
868,16 |
1,00,219 |
24607,35 |
19701,34 |
|||||
(a) |
Heavy Engineering |
205 |
2,91 |
2,60 |
982 |
203,88 |
176,84 |
15,108 |
7326,85 |
5520,41 |
|||||
(b) |
Light Engineering |
187 |
1,88 |
1,58 |
1,935 |
253,21 |
208,19 |
42,955 |
5525,76 |
4459,49 |
|||||
(c) |
Electrical Machinery & Goods |
112 |
74 |
87 |
1,702 |
311,53 |
260,60 |
24,830 |
6080,17 |
4931,14 |
|||||
(d) |
Electronic Machinery & Goods |
100 |
62 |
55 |
1,389 |
268,60 |
222,53 |
17,326 |
5674,58 |
4790,30 |
|||||
13. |
Vehicles, Vehicle Parts & Transport |
||||||||||||||
Equipments |
853 |
10,37 |
8,85 |
2,268 |
213,52 |
183,67 |
30,737 |
5937,75 |
4383,09 |
||||||
14. |
Other Industries |
14,03,968 |
619,76 |
544,55 |
69,920 |
1153,40 |
925,08 |
39,38,507 |
17271,94 |
14577,67 |
|||||
15. |
Electricity, Gas & Water |
30 |
27 |
23 |
276 |
194,08 |
183,80 |
11,343 |
3122,57 |
2371,63 |
|||||
(a) |
Electricity Generation & Transmission |
22 |
15 |
15 |
142 |
97,75 |
92,13 |
10,027 |
2883,45 |
2153,34 |
|||||
(b) |
Non-Conventional Energy |
2 |
4 |
3 |
43 |
52,30 |
48,56 |
371 |
113,90 |
106,09 |
|||||
(c) |
Gas, Steam & Water Supply |
6 |
7 |
5 |
91 |
44,03 |
43,11 |
945 |
125,22 |
112,20 |
|||||
16. |
Construction |
258 |
3,46 |
3,93 |
5,179 |
806,75 |
755,81 |
25,035 |
3798,09 |
3451,20 |
|||||
III. |
TRANSPORT OPERATORS |
3,35,547 |
392,46 |
344,02 |
59,982 |
789,84 |
603,44 |
11,03,665 |
5542,67 |
4577,48 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,49,104 |
297,13 |
266,68 |
1,19,542 |
1234,91 |
1051,87 |
24,35,662 |
10788,32 |
9044,41 |
|||||
V. |
PERSONAL LOANS |
7,90,344 |
893,25 |
773,32 |
8,05,974 |
2218,14 |
1962,26 |
97,69,658 |
27725,80 |
23628,68 |
|||||
1. |
Loans for Purchase of Consumer Durables |
62,913 |
72,17 |
63,50 |
1,36,340 |
187,80 |
165,02 |
7,01,457 |
1019,83 |
881,38 |
|||||
2. |
Loans for Housing |
35,928 |
199,73 |
182,42 |
50,844 |
483,80 |
420,09 |
8,19,856 |
8055,67 |
7113,60 |
|||||
3. |
Rest of the Personal Loans |
6,91,503 |
621,35 |
527,40 |
6,18,790 |
1546,54 |
1377,16 |
82,48,345 |
18650,29 |
15633,69 |
|||||
VI. |
TRADE |
26,74,334 |
1459,79 |
1324,25 |
2,46,004 |
4808,21 |
3897,01 |
92,46,430 |
42134,20 |
35342,54 |
|||||
1. |
Wholesale Trade |
27,725 |
35,42 |
30,41 |
33,608 |
2862,82 |
2251,52 |
3,61,467 |
27691,39 |
22877,25 |
|||||
2. |
Retail Trade |
26,46,609 |
1424,37 |
1293,84 |
2,12,396 |
1945,38 |
1645,49 |
88,84,963 |
14442,81 |
12465,29 |
|||||
VII. |
FINANCE |
79 |
3,11 |
2,48 |
4,955 |
2225,50 |
1839,02 |
22,044 |
11056,08 |
9012,67 |
|||||
VIII. |
ALL OTHERS |
8,47,668 |
501,98 |
454,93 |
|
5,91,321 |
1561,68 |
1375,58 |
|
52,83,346 |
26136,57 |
22017,86 |
|||
TOTAL BANK CREDIT |
130,54,583 |
8342,80 |
7344,14 |
24,47,032 |
24183,84 |
20154,47 |
566,72,429 |
308579,35 |
254692,11 |
||||||
OF WHICH : |
1. |
Artisans & Village Industries |
11,87,881 |
503,16 |
439,86 |
23,975 |
39,43 |
33,16 |
23,41,592 |
1686,65 |
1503,64 |
||||
2. |
Other Small Scale Industries |
2,03,434 |
136,42 |
122,03 |
57,503 |
2449,83 |
1936,04 |
17,52,054 |
31296,93 |
25822,70 |
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Industries |
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