Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

(Amount in Rupees Thousand)

NORTHERN REGION

STATE : HIMACHAL PRADESH

BILASPUR

CHAMBA

HAMIRPUR

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

Standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

6,324

9,39,64

4,334

4,56,24

7,200

12,62,18

1. Direct Finance

6,219

9,09,88

4,093

3,90,35

7,174

12,53,91

2. Indirect Finance

105

29,76

241

65,89

26

8,27

II.

INDUSTRY

1,322

3,20,92

1,792

3,14,74

1,880

5,28,88

1. Mining & Quarrying

—

—

1

6,54

1

3,60

2. Manufacturing & Processing

1,190

3,10,98

1,791

3,08,20

1,714

4,76,92

3. Electricity, Gas & Water

—

—

—

—

—

—

4. Construction

132

9,94

—

—

165

48,36

III.

TRANSPORT OPERATORS

917

7,92,27

2,072

9,25,45

1,629

12,60,69

IV.

PROFESSIONAL AND OTHER SERVICES

330

86,76

483

2,05,62

595

1,15,44

V.

PERSONAL LOANS

3,906

9,99,07

6,661

13,56,63

5,013

15,45,62

1. Loans for Purchase of Consumer Durables

325

85,57

572

1,39,75

249

66,60

2. Loans for Housing

569

2,85,06

635

3,04,86

1,054

6,28,50

3. Rest of the Personal Loans

3,012

6,28,44

5,454

9,12,02

3,710

8,50,52

VI.

TRADE

2,979

13,72,90

4,115

11,44,58

3,979

16,07,00

1. Wholesale Trade

47

73,75

43

75,53

25

91,98

2. Retail Trade

2,932

12,99,15

4,072

10,69,05

3,954

15,15,02

VII.

FINANCE

—

—

1

50,35

12

2,00

VIII.

ALL OTHERS

1,028

3,40,10

1,927

4,49,74

1,758

5,00,78

TOTAL BANK CREDIT

16,806

48,51,66

21,385

49,03,35

22,066

68,22,59T

OF WHICH:

1. Artisans & Village Industries

753

1,29,44

1,287

1,56,00

1,037

1,98,30

2. Other Small Scale Industries

393

1,61,29

415

82,86

624

2,36,13

NORTHERN REGION

STATE : HIMACHAL PRADESH

KANGRA

KINNAUR

KULU

LAHUL & SPITI

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

7

8

9

10

11

12

13

14

I.

AGRICULTURE

19,971

29,07,33

2,013

2,68,31

8,965

18,21,80

737

1,13,31

1. Direct Finance

19,656

28,51,12

1,965

2,66,37

8,827

17,88,97

737

1,13,31

2. Indirect Finance

315

56,21

48

1,94

138

32,83

—

—

II.

INDUSTRY

4,824

70,75,49

402

7,53,37

2,824

16,97,35

304

24,13

1. Mining & Quarrying

24

1,81,75

—

—

4

8,08

—

—

2. Manufacturing & Processing

4,740

68,14,88

401

52,34

2,804

8,96,44

304

24,13

3. Electricity, Gas & Water

5

27,26

—

—

2

7,76,88

—

—

4. Construction

55

51,60

1

7,01,03

14

15,95

—

—

III.

TRANSPORT OPERATORS

3,426

27,38,77

247

1,61,08

1,798

14,75,90

73

38,46

IV.

PROFESSIONAL AND OTHER SERVICES

1,843

6,35,99

393

49,69

853

4,11,78

44

19,26

V.

PERSONAL LOANS

27,195

76,83,67

1,401

3,65,35

8,052

24,75,84

440

98,72

1. Loans for Purchase of Consumer Durables

2,326

6,87,59

38

7,20

728

1,93,57

42

5,92

2. Loans for Housing

3,915

24,63,93

267

1,32,37

1,524

8,57,51

26

15,26

3. Rest of the Personal Loans

20,954

45,32,15

1,096

2,25,78

5,800

14,24,76

372

77,54

VI.

TRADE

9,951

44,68,39

536

2,26,88

4,241

20,38,99

426

1,56,37

1. Wholesale Trade

373

8,12,59

8

8,02

131

1,50,97

—

—

2. Retail Trade

9,578

36,55,80

528

2,18,86

4,110

18,88,02

426

1,56,37

VII.

FINANCE

60

15,38

—

—

13

2,07

—

—

VIII.

ALL OTHERS

4,600

15,72,78

262

73,58

1,279

3,50,93

56

16,17

TOTAL BANK CREDIT

71,870

270,97,80

5,254

18,98,26

28,025

102,74,66

2,080

4,66,42

OF WHICH:

1. Artisans & Village Industries

2,277

3,01,73

368

39,88

1,825

2,65,91

166

9,76

2. Other Small Scale Industries

2,166

18,47,43

18

3,04

832

3,36,90

137

14,37

STATE : HIMACHAL PRADESH

MANDI

SIMLA

SIRMAUR

SOLAN

UNA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

15

16

17

18

19

20

21

22

23

24

I.

AGRICULTURE

14,392

18,25,15

14,116

35,75,54

6,248

8,74,75

7,982

22,90,60

7,749

17,93,69

1. Direct Finance

14,115

16,05,46

14,057

35,06,11

6,188

8,48,93

7,915

20,40,93

7,725

15,85,52

2. Indirect Finance

277

2,19,69

59

69,43

60

25,82

67

2,49,67

24

2,08,17

II.

INDUSTRY

5,463

15,26,18

2,373

118,06,98

1,423

50,38,59

3,965

226,06,93

3,031

25,29,11

1. Mining & Quarrying

6

22,50

11

1,31,73

12

1,12,54

17

1,11,67

-

-

2. Manufacturing & Processing

5,385

14,30,28

2,298

35,07,61

1,396

49,21,04

3,940

224,72,65

3,015

24,96,86

3. Electricity, Gas & Water

-

-

9

79,70,39

-

-

3

19,87

-

-

4. Construction

72

73,40

55

1,97,25

15

5,01

5

2,74

16

32,25

III.

TRANSPORT OPERATORS

2,958

22,45,25

2,110

39,56,30

339

3,41,58

1,102

13,56,82

706

5,13,47

IV.

PROFESSIONAL AND OTHER SERVICES

866

3,13,36

1,866

13,22,22

1,146

3,01,80

1,158

5,75,02

597

2,36,78

V.

PERSONAL LOANS

17,707

41,16,32

21,253

96,34,57

6,521

18,70,89

10,454

36,66,76

7,306

22,03,78

1. Loans for Purchase of Consumer Durables

1,684

3,88,05

2,341

5,19,57

480

96,03

1,494

3,23,47

492

1,14,62

2. Loans for Housing

2,350

11,15,20

3,306

49,47,47

1,398

8,11,59

2,062

15,43,46

1,208

5,94,85

3. Rest of the Personal Loans

13,673

26,13,07

15,606

41,67,53

4,643

9,63,27

6,898

17,99,83

5,606

14,94,31

VI.

TRADE

8,621

34,34,15

7,210

46,61,20

3,249

15,14,64

4,096

25,30,45

3,186

16,31,57

1. Wholesale Trade

405

5,23,58

229

4,94,22

116

2,08,03

142

5,10,34

129

2,40,31

2. Retail Trade

8,216

29,10,57

6,981

41,66,98

3,133

13,06,61

3,954

20,20,11

3,057

13,91,26

VII.

FINANCE

40

10,97

24

11,85,71

5

41,31

2

1,09,00

4

26,73

VIII.

ALL OTHERS

3,932

8,81,47

6,053

42,04,93

1,606

6,75,03

4,727

23,44,37

1,589

5,21,90

TOTAL BANK CREDIT

53,979

143,52,85

55,005

403,47,45

20,537

106,58,59

33,486

354,79,95

24,168

94,57,03

OF WHICH:

1. Artisans & Village Industries

3,450

3,75,58

1,246

2,13,34

526

73,44

1,507

2,95,35

1,021

1,70,87

2. Other Small Scale Industries

1,651

6,87,92

800

6,89,81

571

34,01,09

1,763

71,87,74

1,473

16,44,41