(Per cent)

Sr. No.

Region/State/Union Territory

Credit-Deposit Ratio

Investment plus Credit-
Deposit Ratio @

March 2004

March 2005

March 2006

March 2007

March 2005

March 2006

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

Sanction

Utilisation

Sanction

Utilisation

Sanction

Utilisation

Sanction

Sanction

Utilisation

Sanction

Utilisation

1

2

3

4

5

6

7

8

9

10

11

12

13

ALL INDIA

58.2

58.2

66.0

66.0

72.4

72.4

75.0

73.4

73.4

78.3

78.3

1

NORTHERN REGION

54.8

56.8

59.5

62.2

64.6

67.9

68.6

64.7

67.4

68.7

72.0

Haryana

47.6

59.6

51.4

63.2

57.4

69.6

57.6

60.4

72.1

63.8

75.9

Himachal Pradesh

29.7

42.7

36.3

50.9

41.0

53.0

41.5

56.5

71.1

58.1

70.0

Jammu & Kashmir

37.4

41.7

46.7

50.9

47.2

52.7

47.3

55.9

60.0

55.1

60.6

Punjab

43.1

45.7

50.1

49.7

56.8

56.3

62.4

57.6

57.2

63.4

63.0

Rajasthan

55.8

62.9

68.7

76.5

77.3

86.0

82.5

89.6

97.4

94.1

102.9

Chandigarh

105.3

107.0

88.9

97.0

76.8

85.8

94.7

88.9

97.0

76.8

85.8

Delhi

59.9

57.9

62.4

62.5

67.4

68.0

70.9

62.5

62.6

67.4

68.0

2

NORTH-EASTERN REGION

29.8

33.7

35.0

44.6

40.7

52.3

40.8

53.1

62.7

55.2

66.7

Arunachal Pradesh

16.1

25.2

22.0

30.0

26.5

41.6

26.8

34.3

42.4

36.8

52.0

Assam

31.8

35.7

35.3

41.9

42.6

49.1

43.3

50.2

56.9

54.6

61.1

Manipur

31.6

31.8

42.4

42.6

50.1

51.8

53.5

76.6

76.8

78.4

80.1

Meghalaya

34.6

42.6

43.6

85.7

48.1

113.9

35.8

59.4

101.5

62.6

128.4

Mizoram

34.8

39.7

47.8

59.1

51.2

53.7

53.8

83.0

94.3

79.7

82.2

Nagaland

15.0

15.2

22.9

23.2

22.3

23.2

28.9

71.8

72.1

52.6

53.5

Tripura

25.2

24.7

28.6

29.0

32.8

33.9

34.0

46.6

46.9

46.2

47.2

3

EASTERN REGION

41.8

45.2

45.5

50.4

49.2

55.6

52.5

57.5

62.4

59.1

65.5

Bihar

24.9

26.9

27.7

31.4

30.3

40.0

30.1

42.7

46.3

42.4

52.1

Jharkhand

26.3

26.9

29.6

30.6

31.2

31.6

34.0

34.8

35.8

35.7

36.1

Orissa

53.7

58.6

61.8

74.7

66.0

78.7

64.0

80.2

93.2

80.3

92.9

Sikkim

22.4

23.0

29.5

29.3

45.3

44.8

52.4

44.3

44.1

59.2

58.6

West Bengal

49.5

53.8

52.3

56.8

56.3

61.4

62.6

63.4

67.8

65.7

70.8

Andaman & Nicobar Islands

26.1

42.2

26.8

43.8

29.0

49.2

28.1

26.8

43.8

29.0

49.2

4

CENTRAL REGION

35.6

39.9

40.8

45.8

44.2

50.0

47.7

52.6

57.5

54.2

59.9

Chhattisgarh

40.0

44.9

43.6

49.9

45.5

52.5

53.0

50.2

56.6

50.7

57.7

Madhya Pradesh

46.8

50.1

54.7

61.2

60.5

67.2

62.2

68.2

74.8

71.9

78.6

Uttar Pradesh

33.1

38.0

37.9

42.2

41.0

46.3

45.1

49.9

54.2

51.3

56.7

Uttarakhand

21.1

23.4

24.3

29.1

25.8

30.9

27.0

34.3

39.0

34.3

39.4

5

WESTERN REGION

72.0

63.2

83.5

71.8

92.0

78.9

91.2

87.6

75.9

95.0

82.0

Goa

21.7

27.3

25.1

30.3

23.2

27.6

26.3

30.6

35.8

27.0

31.4

Gujarat

42.2

54.8

46.5

60.9

55.6

75.3

64.5

55.2

69.6

63.0

82.7

Maharashtra

81.8

66.5

94.9

75.9

102.2

81.3

98.0

97.8

78.8

104.4

83.5

Dadra & Nagar Haveli

15.6

118.8

34.8

110.8

49.3

136.7

19.8

34.8

110.8

49.3

136.7

Daman & Diu

11.6

49.8

11.5

48.3

11.4

45.7

13.8

11.5

48.3

11.4

45.7

6

SOUTHERN REGION

68.5

72.7

78.1

83.9

84.4

90.8

87.3

86.3

92.1

91.1

97.5

Andhra Pradesh

65.9

70.9

74.8

83.3

81.3

86.2

87.6

85.8

94.4

90.5

95.3

Karnataka

63.1

69.0

73.8

80.5

75.9

93.4

77.5

80.3

86.9

80.8

98.3

Kerala

45.5

47.8

54.6

57.5

61.4

64.3

63.6

63.6

66.5

69.1

72.1

Tamil Nadu

93.1

96.1

101.2

105.4

110.5

109.3

112.3

108.4

112.7

116.6

115.4

Lakshadweep

8.0

10.0

9.7

23.7

11.5

41.6

10.1

9.7

23.7

11.5

41.6

Puducherry

34.5

42.6

38.3

43.9

45.0

48.7

47.2

38.6

44.2

45.3

49.0

@ : Bank’s State-wise investment represent their holdings of state-level securities, such as, state Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development corporations, road transport corporations and other government and quasi-government bodies. All-India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
Note :
1. Deposits and Credit (as per place of sanction and utilisation) data for 2004, 2005 and 2006 are based on BSR-1 and 2 Surveys as on March 31.
2. The investment data are based on BSR-5 Survey as on March 31, 2005 and 2006.
3. C-D ratio for 2007 are based on BSR 7 Survey as on March 31, 2007.