Research and Publications

(per cent per annum) 2003 2004 Item / week ended Nov. 14 Oct. 8 Oct. 15 Oct. 22 Oct. 29 Nov. 5 Nov. 12 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 5.00 5.00 5.00 5.00 5.00 5.00 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 Deposit Rate(4) 5.00-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00

(per cent per annum) 2003 2004 Item / week ended Nov. 7 Oct. 1 Oct. 8 Oct. 15 Oct. 22 Oct. 29 Nov. 5 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.75 5.00 5.00 5.00 5.00 5.00 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 Deposit Rate(4) 5.00-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5

2003 2004 Item / week endedOct. 31Sep. 24Oct. 1Oct. 8Oct. 15Oct. 22Oct. 29 12345678 Cash Reserve Ratio (per cent)(1)4.54.754.755555 Bank Rate6666666 I.D.B.I.(2)12.510.2510.2510.2510.2510.2510.25 Prime Lending Rate(3)10.50-11.5010.25-10.7510.25-10.7510.25-10.7510.25-10.7510.25-10.7510.25-10.75 Deposit Rate(4)5.00-6.005.00-5.505.00-5.505.00-5.505.00-5.505.00-5.505.00-5.50 Call Money Rate (Low / High)(5) Borrowings1.00/7.003.85/6.122.00/5.002.00/4.952.60/5.003.50/6.103.0

(per cent per annum) 2003 2004 Item / week ended Oct. 24 Sep. 17 Sep. 24 Oct. 1 Oct. 8 Oct. 15 Oct. 22 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.75 4.75 5.00 5.00 5.00 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 Deposit Rate(4) 5.00-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00

(per cent per annum) 2003 2004 Item / week ended Oct. 17 Sep. 10 Sep. 17 Sep. 24 Oct. 1 Oct. 8 Oct. 15 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.50 4.75 4.75 5.00 5.00 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-11.00 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 Deposit Rate(4) 5.00-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00

(per cent per annum) 2003 2004 Item / week ended Oct. 10 Sep. 3 Sep. 10 Sep. 17 Sep. 24 Oct. 1 Oct. 8 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.50 4.50 4.75 4.75 5.00 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-11.00 10.25-11.00 10.25-10.75 10.25-10.75 10.25-10.75 10.25-10.75 Deposit Rate(4) 5.00-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-

(per cent per annum) 2003 2004 Item / week ended Oct. 3 Aug. 27 Sep. 3 Sep. 10 Sep. 17 Sep. 24 Oct. 1 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.50 4.50 4.50 4.75 4.75 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-11.00 10.25-11.00 10.25-11.00 10.25-10.75 10.25-10.75 10.25-10.75 Deposit Rate(4) 5.00-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-

(per cent per annum) 2003 2004 Item / week ended Sep. 26 Aug. 20 Aug. 27 Sep. 3 Sep. 10 Sep. 17 Sep. 24 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.50 4.50 4.50 4.50 4.75 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-11.00 10.25-11.00 10.25-11.00 10.25-11.00 10.25-10.75 10.25-10.75 Deposit Rate(4) 4.75-6.00 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.0

(per cent per annum) 2003 2004 Item / week ended Sep. 19 Aug. 13 Aug. 20 Aug. 27 Sep. 3 Sep. 10 Sep. 17 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.50 4.50 4.50 4.50 4.50 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-11.00 10.25-11.00 10.25-11.00 10.25-11.00 10.25-11.00 10.25-10.75 Deposit Rate(4) 4.75-6.00 4.25-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.0

(per cent per annum) 2003 2004 Item / week ended Sep. 12 Aug. 6 Aug. 13 Aug. 20 Aug. 27 Sep. 3 Sep. 10 1 2 3 4 5 6 7 8 Cash Reserve Ratio (per cent)(1) 4.50 4.50 4.50 4.50 4.50 4.50 4.50 Bank Rate 6.00 6.00 6.00 6.00 6.00 6.00 6.00 I.D.B.I.(2) 12.50 10.25 10.25 10.25 10.25 10.25 10.25 Prime Lending Rate(3) 10.50-11.50 10.25-11.00 10.25-11.00 10.25-11.00 10.25-11.00 10.25-11.00 10.25-11.00 Deposit Rate(4) 4.75-6.00 5.00-5.50 4.25-5.50 5.00-5.50 5.00-5.50 5.00-5.50 5.00