West Bengal
Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
EASTERN REGION |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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1 |
2 |
3 |
4 |
5 |
6 |
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I. |
AGRICULTURE |
8,16,783 |
580,85 |
530,61 |
2,18,371 |
187,17 |
174,73 |
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1. |
Direct Finance |
8,08,655 |
508,77 |
474,90 |
2,16,666 |
163,72 |
153,31 |
||
2. |
Indirect Finance |
8,128 |
72,08 |
55,71 |
1,705 |
23,44 |
21,41 |
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II. |
INDUSTRY |
6,03,680 |
1108,16 |
847,87 |
1,71,516 |
651,30 |
569,34 |
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1. |
Mining & Quarrying |
156 |
8,24 |
8,90 |
79 |
12,47 |
12,48 |
||
2. |
Food Manufacturing and Processing |
4,529 |
281,23 |
135,27 |
3,363 |
142,63 |
102,41 |
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(a) |
Rice Mills, Flour and Dal Mills |
856 |
9,76 |
9,17 |
366 |
13,66 |
11,80 |
||
(b) |
Sugar |
8 |
18 |
17 |
12 |
28 |
28 |
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(c) |
Edible Oils and Vanaspati |
398 |
8,38 |
7,23 |
265 |
6,51 |
7,03 |
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(d) |
Tea Processing |
116 |
254,98 |
111,34 |
113 |
102,27 |
66,27 |
||
(e) |
Processing of Fruits & Vegetables |
20 |
1,17 |
1,07 |
36 |
4,24 |
4,24 |
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(f) |
Others |
3,131 |
6,77 |
6,28 |
2,571 |
15,67 |
12,78 |
||
3. |
Beverage and Tobacco |
142 |
2,10 |
1,93 |
81 |
2,44 |
1,84 |
||
4. |
Textiles |
2,103 |
73,93 |
62,54 |
1,937 |
66,58 |
49,53 |
||
(a) |
Cotton Textiles |
198 |
13,71 |
9,46 |
149 |
5,92 |
3,02 |
||
(b) |
Jute Textiles |
95 |
11,33 |
10,58 |
137 |
32,78 |
23,15 |
||
(c) |
Handloom Textiles & Khadi |
332 |
1,56 |
1,56 |
264 |
1,80 |
1,78 |
||
(d) |
Other Textiles |
1,478 |
47,32 |
40,94 |
1,387 |
26,09 |
21,58 |
||
5. |
Paper, Paper Products and Printing |
357 |
21,48 |
25,03 |
438 |
5,02 |
4,82 |
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6. |
Leather and Leather Products |
237 |
2,27 |
1,98 |
284 |
1,79 |
1,83 |
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7. |
Rubber and Rubber Products |
122 |
14,23 |
12,32 |
193 |
37,05 |
41,68 |
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8. |
Chemicals and Chemical Products |
575 |
80,50 |
79,56 |
709 |
79,85 |
70,65 |
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(a) |
Heavy Industrial Chemicals |
30 |
2,92 |
3,15 |
24 |
1,65 |
1,70 |
||
(b) |
Fertilizers |
16 |
2,94 |
2,97 |
17 |
1,99 |
1,79 |
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(c) |
Drugs and Pharmaceuticals |
54 |
3,15 |
3,25 |
117 |
3,24 |
2,89 |
||
(d) |
Non-Edible Oils |
7 |
42 |
51 |
13 |
68 |
58 |
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(e) |
Other Chemicals & Chemical Products |
468 |
71,06 |
69,69 |
538 |
72,29 |
63,69 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
164 |
2,44 |
3,83 |
130 |
9,36 |
9,33 |
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10. |
Manufacture of Cement & Cement Products |
204 |
6,74 |
5,99 |
157 |
2,15 |
1,89 |
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11. |
Basic Metals & Metal Products |
826 |
119,56 |
92,22 |
801 |
63,87 |
57,41 |
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(a) |
Iron and Steel |
199 |
19,77 |
17,92 |
166 |
54,91 |
47,77 |
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(b) |
Non-Ferrous Metals |
59 |
68,99 |
56,86 |
55 |
2,44 |
2,90 |
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(c) |
Other Metal Products |
568 |
30,80 |
17,44 |
580 |
6,52 |
6,75 |
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12. |
Engineering |
1,088 |
148,62 |
96,84 |
774 |
68,93 |
65,33 |
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(a) |
Heavy Engineering |
62 |
81,94 |
48,30 |
43 |
11,34 |
11,21 |
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(b) |
Light Engineering |
399 |
9,94 |
10,46 |
213 |
2,68 |
2,52 |
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(c) |
Electrical Machinery & Goods |
477 |
55,77 |
37,10 |
313 |
52,30 |
49,43 |
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(d) |
Electronic Machinery & Goods |
150 |
98 |
97 |
205 |
2,61 |
2,17 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
354 |
6,46 |
4,87 |
274 |
4,82 |
4,78 |
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14. |
Other Industries |
5,92,268 |
330,26 |
308,71 |
1,61,811 |
140,16 |
133,67 |
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15. |
Electricity, Gas & Water |
327 |
4,78 |
4,04 |
125 |
7,13 |
4,82 |
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(a) |
Electricity Generation & Transmission |
200 |
2,22 |
2,05 |
86 |
5,29 |
3,36 |
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(b) |
Non-Conventional Energy |
79 |
2,29 |
1,71 |
8 |
6 |
5 |
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(c) |
Gas, Steam & Water Supply |
48 |
28 |
28 |
31 |
1,78 |
1,41 |
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16. |
Construction |
228 |
5,33 |
3,86 |
360 |
7,05 |
6,88 |
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III. |
TRANSPORT OPERATORS |
49,893 |
66,62 |
59,82 |
19,751 |
56,50 |
50,52 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
71,911 |
48,92 |
46,67 |
26,219 |
32,26 |
31,16 |
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V. |
PERSONAL LOANS |
1,93,175 |
284,76 |
256,64 |
1,04,655 |
253,95 |
227,76 |
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1. |
Loans for Purchase of Consumer Durables |
15,511 |
19,46 |
16,97 |
7,474 |
9,99 |
7,96 |
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2. |
Loans for Housing |
17,429 |
91,17 |
82,42 |
14,891 |
122,19 |
110,17 |
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3. |
Rest of the Personal Loans |
1,60,235 |
174,14 |
157,25 |
82,290 |
121,77 |
109,63 |
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VI. |
TRADE |
5,62,427 |
434,95 |
402,69 |
2,12,798 |
249,37 |
232,49 |
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1. |
Wholesale Trade |
8,563 |
64,13 |
47,18 |
5,841 |
44,91 |
38,75 |
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2. |
Retail Trade |
5,53,864 |
370,81 |
355,52 |
2,06,957 |
204,45 |
193,74 |
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VII. |
FINANCE |
382 |
9,32 |
8,59 |
182 |
4,83 |
5,37 |
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VIII. |
ALL OTHERS |
1,10,755 |
122,20 |
112,98 |
42,738 |
64,18 |
66,32 |
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TOTAL BANK CREDIT |
24,09,006 |
2655,79 |
2265,87 |
7,96,230 |
1499,55 |
1357,68 |
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OF WHICH : |
1. |
Artisans & Village Industries |
4,30,966 |
206,78 |
190,40 |
90,732 |
51,90 |
48,75 |
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2. |
Other Small Scale Industries |
1,41,498 |
165,00 |
160,35 |
69,569 |
163,50 |
158,94 |
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(Amount in Rupees Lakh) |
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URBAN |
METROPOLITAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
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|
standing |
||||
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7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
56,003 |
75,91 |
74,99 |
3,856 |
210,35 |
170,33 |
||
1. |
Direct Finance |
54,157 |
67,78 |
67,79 |
3,065 |
86,18 |
77,49 |
||
2. |
Indirect Finance |
1,846 |
8,13 |
7,20 |
791 |
124,16 |
92,84 |
||
II. |
INDUSTRY |
82,200 |
1027,20 |
975,58 |
37,298 |
10186,77 |
7432,34 |
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1. |
Mining & Quarrying |
50 |
3,60 |
1,20 |
192 |
762,18 |
477,18 |
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2. |
Food Manufacturing and Processing |
1,507 |
62,63 |
46,74 |
1,014 |
795,34 |
605,14 |
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(a) |
Rice Mills, Flour and Dal Mills |
304 |
18,45 |
15,82 |
90 |
14,18 |
8,88 |
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(b) |
Sugar |
6 |
23 |
24 |
10 |
2,29 |
2,72 |
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(c) |
Edible Oils and Vanaspati |
110 |
11,27 |
6,34 |
135 |
56,81 |
38,35 |
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(d) |
Tea Processing |
44 |
20,90 |
12,72 |
356 |
595,48 |
448,60 |
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(e) |
Processing of Fruits & Vegetables |
35 |
45 |
45 |
25 |
1,73 |
2,90 |
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(f) |
Others |
1,008 |
11,33 |
11,17 |
398 |
124,84 |
103,70 |
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3. |
Beverage and Tobacco |
48 |
6,97 |
6,74 |
152 |
413,94 |
315,34 |
||
4. |
Textiles |
1,440 |
152,26 |
115,23 |
1,767 |
1299,58 |
913,29 |
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(a) |
Cotton Textiles |
103 |
7,99 |
8,56 |
298 |
333,49 |
251,47 |
||
(b) |
Jute Textiles |
119 |
120,02 |
83,90 |
226 |
245,09 |
169,48 |
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(c) |
Handloom Textiles & Khadi |
88 |
54 |
55 |
24 |
4,81 |
5,34 |
||
(d) |
Other Textiles |
1,130 |
23,71 |
22,23 |
1,219 |
716,19 |
487,00 |
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5. |
Paper, Paper Products and Printing |
598 |
34,23 |
20,42 |
1,653 |
234,34 |
185,17 |
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6. |
Leather and Leather Products |
282 |
11,11 |
22,92 |
1,176 |
320,25 |
243,69 |
||
7. |
Rubber and Rubber Products |
201 |
7,29 |
5,96 |
430 |
167,67 |
161,45 |
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8. |
Chemicals and Chemical Products |
876 |
75,45 |
54,92 |
2,515 |
879,47 |
716,79 |
||
(a) |
Heavy Industrial Chemicals |
53 |
16,71 |
9,42 |
248 |
296,07 |
162,07 |
||
(b) |
Fertilizers |
16 |
85 |
64 |
69 |
74,12 |
70,13 |
||
(c) |
Drugs and Pharmaceuticals |
96 |
4,66 |
6,27 |
486 |
175,82 |
208,45 |
||
(d) |
Non-Edible Oils |
21 |
1,97 |
1,85 |
31 |
4,68 |
3,28 |
||
(e) |
Other Chemicals & Chemical Products |
690 |
51,25 |
36,74 |
1,681 |
328,78 |
272,85 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
106 |
7,34 |
6,49 |
205 |
88,14 |
67,14 |
||
10. |
Manufacture of Cement & Cement Products |
116 |
6,16 |
5,16 |
93 |
45,63 |
34,78 |
||
11. |
Basic Metals & Metal Products |
1,860 |
238,87 |
195,88 |
2,544 |
1857,90 |
1267,84 |
||
(a) |
Iron and Steel |
495 |
180,49 |
142,36 |
928 |
955,65 |
594,04 |
||
(b) |
Non-Ferrous Metals |
86 |
10,43 |
11,06 |
239 |
291,03 |
199,85 |
||
(c) |
Other Metal Products |
1,279 |
47,95 |
42,45 |
1,377 |
611,22 |
473,94 |
||
12. |
Engineering |
1,956 |
216,89 |
315,39 |
3,924 |
1646,11 |
1150,51 |
||
(a) |
Heavy Engineering |
233 |
70,29 |
138,55 |
446 |
430,10 |
327,97 |
||
(b) |
Light Engineering |
906 |
35,28 |
32,02 |
1,451 |
507,05 |
246,01 |
||
(c) |
Electrical Machinery & Goods |
559 |
50,29 |
59,32 |
1,397 |
587,91 |
463,50 |
||
(d) |
Electronic Machinery & Goods |
258 |
61,02 |
85,51 |
630 |
121,05 |
113,03 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
276 |
31,21 |
21,99 |
606 |
126,81 |
107,14 |
||
14. |
Other Industries |
72,326 |
141,34 |
140,13 |
19,737 |
828,10 |
642,21 |
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15. |
Electricity, Gas & Water |
87 |
16,30 |
4,05 |
274 |
574,51 |
412,24 |
||
(a) |
Electricity Generation & Transmission |
72 |
15,82 |
3,78 |
234 |
555,55 |
401,40 |
||
(b) |
Non-Conventional Energy |
3 |
3 |
3 |
5 |
15 |
15 |
||
(c) |
Gas, Steam & Water Supply |
12 |
45 |
24 |
35 |
18,81 |
10,69 |
||
16. |
Construction |
471 |
15,55 |
12,35 |
1,016 |
146,80 |
132,45 |
||
III. |
TRANSPORT OPERATORS |
11,432 |
43,26 |
39,31 |
9,282 |
159,76 |
146,82 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
14,884 |
39,77 |
38,01 |
11,351 |
362,89 |
298,09 |
||
V. |
PERSONAL LOANS |
1,14,719 |
290,95 |
258,86 |
5,14,806 |
1669,59 |
1050,50 |
||
1. |
Loans for Purchase of Consumer Durables |
4,489 |
6,03 |
4,73 |
3,769 |
9,32 |
8,11 |
||
2. |
Loans for Housing |
21,044 |
130,60 |
119,48 |
37,144 |
337,72 |
309,15 |
||
3. |
Rest of the Personal Loans |
89,186 |
154,33 |
134,65 |
4,73,893 |
1322,54 |
733,24 |
||
V I. |
TRADE |
92,226 |
246,59 |
222,72 |
54,532 |
1636,69 |
1269,86 |
||
1. |
Wholesale Trade |
3,649 |
85,67 |
71,36 |
5,943 |
1227,52 |
890,74 |
||
2. |
Retail Trade |
88,577 |
160,92 |
151,37 |
48,589 |
409,17 |
379,13 |
||
VII. |
FINANCE |
150 |
7,72 |
7,46 |
1,026 |
995,93 |
858,87 |
||
VIII. |
ALL OTHERS |
50,028 |
114,95 |
96,22 |
84,550 |
1149,48 |
1008,60 |
||
TOTAL BANK CREDIT |
4,21,642 |
1846,35 |
1713,17 |
7,16,701 |
16371,45 |
12235,42 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
24,775 |
21,50 |
20,91 |
4,188 |
10,28 |
9,66 |
|
|
2. |
Other Small Scale Industries |
46,526 |
236,51 |
237,27 |
21,218 |
972,25 |
835,45 |
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