Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

10,09,191

532,58

483,33

2,78,234

178,40

161,56

1.

Direct Finance

9,98,773

464,67

433,55

2,76,051

154,12

141,88

2.

Indirect Finance

10,418

67,91

49,79

2,183

24,28

19,68

II.

INDUSTRY

7,07,622

971,24

859,62

1,93,658

571,71

509,75

1.

Mining & Quarrying

120

1,54

1,56

73

89

87

2.

Food Manufacturing and Processing

5,301

195,66

163,11

3,544

126,54

90,81

(a)

Rice Mills, Flour and Dal Mills

769

9,12

8,33

342

11,22

10,36

(b)

Sugar

6

3

3

11

21

30

(c)

Edible Oils and Vanaspati

371

4,57

4,46

284

6,34

6,80

(d)

Tea Processing

123

166,25

135,95

109

92,29

57,57

(e)

Processing of Fruits & Vegetables

27

1,46

1,53

29

1,06

77

(f)

Others

4,005

14,23

12,82

2,769

15,41

15,02

3.

Beverage and Tobacco

119

1,17

1,24

72

2,39

1,72

4.

Textiles

1,773

59,71

58,36

1,695

70,58

50,02

(a)

Cotton Textiles

142

15,18

13,96

146

8,35

8,63

(b)

Jute Textiles

104

13,29

13,39

136

33,59

21,72

(c)

Handloom Textiles & Khadi

293

1,43

1,41

185

1,13

1,21

(d)

Other Textiles

1,234

29,80

29,60

1,228

27,50

18,46

5.

Paper, Paper Products and Printing

349

18,83

17,68

416

3,78

4,65

6.

Leather and Leather Products

210

2,38

2,22

271

1,67

1,75

7.

Rubber and Rubber Products

117

11,30

9,96

218

33,14

36,03

8.

Chemicals and Chemical Products

508

58,33

58,24

705

57,15

57,09

(a)

Heavy Industrial Chemicals

31

2,81

3,21

20

1,43

1,35

(b)

Fertilizers

18

1,24

1,43

15

2,03

1,71

(c)

Drugs and Pharmaceuticals

54

3,19

3,08

121

3,76

3,41

(d)

Non-Edible Oils

7

41

49

12

65

53

(e)

Other Chemicals & Chemical Products

398

50,69

50,04

537

49,29

50,09

9.

Petroleum, Coal Products & Nuclear Fuels

174

5,36

6,54

123

8,99

8,85

10.

Manufacture of Cement & Cement Products

197

5,98

5,85

162

2,18

1,86

11.

Basic Metals & Metal Products

852

152,88

119,48

787

45,54

43,57

(a)

Iron and Steel

199

57,65

52,70

158

36,63

33,02

(b)

Non-Ferrous Metals

46

52,50

42,27

58

1,63

2,42

(c)

Other Metal Products

607

42,74

24,51

571

7,29

8,13

12.

Engineering

900

130,81

105,86

774

61,10

60,41

(a)

Heavy Engineering

54

101,67

77,36

55

10,57

11,41

(b)

Light Engineering

325

9,71

10,17

225

2,82

2,85

(c)

Electrical Machinery & Goods

372

18,40

17,25

293

45,29

44,05

(d)

Electronic Machinery & Goods

149

1,03

1,09

201

2,42

2,10

13.

Vehicles, Vehicle Parts & Transport

Equipments

306

8,53

7,84

221

4,67

4,30

14.

Other Industries

6,96,233

309,43

293,77

1,84,080

135,89

132,69

15.

Electricity, Gas & Water

238

2,95

2,47

92

7,30

4,89

(a)

Electricity Generation & Transmission

150

1,93

1,52

60

5,08

3,18

(b)

Non-Conventional Energy

60

86

81

7

7

7

(c)

Gas, Steam & Water Supply

28

15

15

25

2,15

1,64

16.

Construction

225

6,38

5,44

425

9,89

10,26

III.

TRANSPORT OPERATORS

67,053

55,01

50,66

28,000

48,93

45,52

IV.

PROFESSIONAL AND OTHER SERVICES

88,933

57,06

55,62

31,366

39,51

38,36

V.

PERSONAL LOANS

1,56,518

215,57

192,71

93,438

221,09

198,62

1.

Loans for Purchase of Consumer Durables

7,826

11,98

10,26

6,990

9,23

7,36

2.

Loans for Housing

12,824

77,22

70,08

14,658

113,04

102,95

3.

Rest of the Personal Loans

1,35,868

126,37

112,37

71,790

98,82

88,31

V I.

TRADE

5,81,388

391,12

365,38

2,28,170

221,06

210,60

1.

Wholesale Trade

8,888

59,11

45,82

8,474

36,76

32,80

2.

Retail Trade

5,72,500

332,02

319,56

2,19,696

184,30

177,80

VII.

FINANCE

309

10,36

8,27

179

13,18

12,49

VIII.

ALL OTHERS

1,44,103

153,15

143,28

45,396

56,77

59,68

TOTAL BANK CREDIT

27,55,117

2386,09

2158,88

8,98,441

1350,65

1236,59

OF WHICH :

1. Artisans & Village Industries

5,15,143

188,72

178,48

1,10,280

50,13

48,51

2. Other Small Scale Industries

1,64,556

187,57

179,98

72,008

158,20

160,29

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

63,592

70,89

60,95

16,289

216,27

202,03

1.

Direct Finance

61,645

60,98

54,70

14,174

93,90

88,79

2.

Indirect Finance

1,947

9,90

6,25

2,115

122,37

113,24

II.

INDUSTRY

76,994

1095,57

1016,61

38,212

9071,74

7175,17

1.

Mining & Quarrying

64

5,06

3,04

191

705,36

516,89

2.

Food Manufacturing and Processing

1,231

58,90

46,94

942

683,08

528,19

(a)

Rice Mills, Flour and Dal Mills

247

14,71

13,46

84

6,15

5,93

(b)

Sugar

-

-

-

7

1,28

2,53

(c)

Edible Oils and Vanaspati

89

10,62

5,75

124

36,78

28,56

(d)

Tea Processing

51

21,47

16,25

375

511,26

374,21

(e)

Processing of Fruits & Vegetables

31

1,34

1,05

23

1,44

3,20

(f)

Others

813

10,78

10,43

329

126,17

113,77

3.

Beverage and Tobacco

37

3,90

3,71

149

477,40

308,69

4.

Textiles

1,281

173,62

139,73

1,789

1026,22

801,66

(a)

Cotton Textiles

86

6,70

8,18

330

251,35

190,10

(b)

Jute Textiles

115

143,57

109,86

243

219,16

172,86

(c)

Handloom Textiles & Khadi

79

52

52

21

5,18

4,91

(d)

Other Textiles

1,001

22,84

21,18

1,195

550,54

433,79

5.

Paper, Paper Products and Printing

543

34,32

25,77

1,636

220,98

187,29

6.

Leather and Leather Products

249

3,81

3,78

1,230

288,41

222,55

7.

Rubber and Rubber Products

188

7,48

12,23

420

127,59

123,46

8.

Chemicals and Chemical Products

874

70,13

58,71

2,432

705,12

597,32

(a)

Heavy Industrial Chemicals

82

13,59

14,06

232

197,03

163,11

(b)

Fertilizers

19

71

53

52

44,80

34,05

(c)

Drugs and Pharmaceuticals

134

4,45

6,33

518

163,96

140,32

(d)

Non-Edible Oils

16

1,65

1,73

39

4,33

3,65

(e)

Other Chemicals & Chemical Products

623

49,73

36,06

1,591

295,01

256,19

9.

Petroleum, Coal Products & Nuclear Fuels

144

10,12

9,40

219

90,52

67,95

10.

Manufacture of Cement & Cement Products

109

4,76

4,89

95

44,74

43,32

11.

Basic Metals & Metal Products

1,903

278,17

208,73

2,615

1792,80

1320,00

(a)

Iron and Steel

528

229,46

155,39

890

1003,63

702,79

(b)

Non-Ferrous Metals

81

8,52

9,31

289

241,97

194,51

(c)

Other Metal Products

1,294

40,19

44,04

1,436

547,20

422,69

12.

Engineering

1,923

249,02

330,83

4,237

1543,77

1260,56

(a)

Heavy Engineering

227

83,82

142,90

491

479,70

391,60

(b)

Light Engineering

931

30,50

26,87

1,676

406,53

311,17

(c)

Electrical Machinery & Goods

530

82,19

75,96

1,431

563,02

468,04

(d)

Electronic Machinery & Goods

235

52,51

85,09

639

94,53

89,74

13.

Vehicles, Vehicle Parts & Transport

Equipments

226

37,79

23,23

593

128,08

111,82

14.

Other Industries

67,680

135,45

132,94

20,278

647,11

589,68

15.

Electricity, Gas & Water

78

11,61

2,13

283

446,58

366,88

(a)

Electricity Generation & Transmission

65

11,35

1,90

239

431,18

351,19

(b)

Non-Conventional Energy

5

5

5

6

1,62

1,80

(c)

Gas, Steam & Water Supply

8

20

18

38

13,78

13,90

16.

Construction

464

11,40

10,55

1,103

143,98

128,91

III.

TRANSPORT OPERATORS

13,346

36,56

35,69

8,681

159,53

139,83

IV.

PROFESSIONAL AND OTHER SERVICES

17,957

58,56

56,56

13,905

584,23

520,68

V.

PERSONAL LOANS

89,158

242,26

216,69

4,25,486

1356,08

956,97

1.

Loans for Purchase of Consumer Durables

4,874

5,64

4,68

4,004

7,66

6,91

2.

Loans for Housing

14,653

118,63

108,44

26,970

441,53

403,46

3.

Rest of the Personal Loans

69,631

117,98

103,56

3,94,512

906,90

546,60

VI.

TRADE

95,976

207,74

187,07

51,205

1523,00

1199,82

1.

Wholesale Trade

4,329

73,31

57,40

6,315

1269,77

972,39

2.

Retail Trade

91,647

134,43

129,67

44,890

253,24

227,43

VII.

FINANCE

121

6,60

6,19

946

681,38

585,07

VIII.

ALL OTHERS

48,965

117,98

110,18

73,801

890,10

771,72

TOTAL BANK CREDIT

4,06,109

1836,16

1689,93

6,28,525

14482,35

11551,29

OF WHICH :

1. Artisans & Village Industries

29,825

21,20

21,28

3,323

5,73

5,45

2. Other Small Scale Industries

38,941

273,81

277,22

23,448

975,35

882,86