West Bengal
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||||||||
AND ITS ASSOCIATES |
|
|
|||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
||
I. |
AGRICULTURE |
3,21,410 |
354,41 |
304,08 |
6,16,744 |
475,94 |
453,43 |
12 |
4,85 |
4,33 |
|||||
1. |
Direct Finance |
3,16,542 |
253,60 |
223,67 |
6,08,936 |
364,33 |
354,93 |
5 |
83 |
29 |
|||||
2. |
Indirect Finance |
4,868 |
100,81 |
80,41 |
7,808 |
111,61 |
98,50 |
7 |
4,02 |
4,04 |
|||||
II. |
INDUSTRY |
2,52,842 |
4273,20 |
3374,80 |
4,00,956 |
4971,97 |
4286,74 |
1,501 |
2065,49 |
1560,38 |
|||||
1. |
Mining & Quarrying |
101 |
424,09 |
304,26 |
330 |
275,35 |
211,90 |
14 |
4,54 |
3,54 |
|||||
2. |
Food Manufacturing and Processing |
3,259 |
229,63 |
160,47 |
5,900 |
628,89 |
512,75 |
75 |
190,22 |
147,22 |
|||||
(a) |
Rice Mills, Flour and Dal Mills |
342 |
11,25 |
9,12 |
1,074 |
29,45 |
28,62 |
2 |
11 |
4 |
|||||
(b) |
Sugar |
2 |
6 |
3 |
21 |
1,25 |
2,74 |
- |
- |
- |
|||||
(c) |
Edible Oils and Vanaspati |
334 |
25,28 |
19,44 |
516 |
22,74 |
22,14 |
6 |
3,01 |
1,82 |
|||||
(d) |
Tea Processing |
91 |
169,17 |
110,82 |
513 |
493,57 |
386,31 |
47 |
121,72 |
81,42 |
|||||
(e) |
Processing of Fruits & Vegetables |
30 |
1,49 |
62 |
79 |
3,79 |
5,93 |
- |
- |
- |
|||||
(f) |
Others |
2,460 |
22,37 |
20,44 |
3,697 |
78,09 |
67,02 |
20 |
65,39 |
63,93 |
|||||
3. |
Beverage and Tobacco |
96 |
152,78 |
88,60 |
212 |
68,93 |
35,76 |
63 |
251,57 |
179,26 |
|||||
4. |
Textiles |
1,855 |
411,37 |
356,40 |
4,461 |
579,91 |
482,03 |
133 |
283,93 |
169,39 |
|||||
(a) |
Cotton Textiles |
169 |
89,19 |
77,22 |
492 |
122,40 |
111,11 |
22 |
68,97 |
31,71 |
|||||
(b) |
Jute Textiles |
203 |
127,42 |
100,04 |
359 |
225,74 |
174,68 |
25 |
30,30 |
23,02 |
|||||
(c) |
Handloom Textiles & Khadi |
114 |
78 |
74 |
461 |
7,48 |
7,30 |
- |
- |
- |
|||||
(d) |
Other Textiles |
1,369 |
193,98 |
178,40 |
3,149 |
224,30 |
188,93 |
86 |
184,66 |
114,67 |
|||||
5. |
Paper, Paper Products and Printing |
771 |
81,77 |
53,55 |
2,084 |
166,37 |
157,20 |
37 |
27,62 |
23,41 |
|||||
6. |
Leather and Leather Products |
463 |
38,85 |
30,23 |
1,378 |
212,18 |
168,09 |
43 |
29,78 |
18,97 |
|||||
7. |
Rubber and Rubber Products |
262 |
24,71 |
23,02 |
626 |
95,46 |
106,73 |
28 |
48,67 |
41,01 |
|||||
8. |
Chemicals and Chemical Products |
1,157 |
289,42 |
248,53 |
3,111 |
374,64 |
342,22 |
165 |
212,21 |
169,84 |
|||||
(a) |
Heavy Industrial Chemicals |
55 |
135,61 |
113,73 |
268 |
43,28 |
38,12 |
30 |
34,48 |
29,05 |
|||||
(b) |
Fertilizers |
29 |
9,64 |
6,45 |
62 |
15,76 |
16,47 |
13 |
23,37 |
14,79 |
|||||
(c) |
Drugs and Pharmaceuticals |
225 |
49,73 |
48,02 |
562 |
94,05 |
82,53 |
30 |
30,25 |
21,46 |
|||||
(d) |
Non-Edible Oils |
20 |
1,83 |
1,65 |
49 |
3,99 |
3,85 |
2 |
86 |
78 |
|||||
(e) |
Other Chemicals & Chemical Products |
828 |
92,60 |
78,68 |
2,170 |
217,56 |
201,26 |
90 |
123,25 |
103,75 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
269 |
24,49 |
16,18 |
362 |
64,67 |
59,76 |
14 |
22,00 |
13,03 |
|||||
10. |
Manufacture of Cement & Cement Products |
155 |
14,83 |
14,59 |
399 |
40,02 |
38,57 |
6 |
2,76 |
2,74 |
|||||
11. |
Basic Metals & Metal Products |
1,473 |
1056,97 |
734,04 |
4,305 |
781,88 |
629,92 |
164 |
396,15 |
299,17 |
|||||
(a) |
Iron and Steel |
376 |
816,77 |
529,63 |
1,218 |
377,87 |
318,21 |
59 |
104,25 |
70,26 |
|||||
(b) |
Non-Ferrous Metals |
123 |
90,45 |
81,18 |
293 |
85,02 |
56,74 |
42 |
128,64 |
110,13 |
|||||
(c) |
Other Metal Products |
974 |
149,75 |
123,22 |
2,794 |
319,00 |
254,97 |
63 |
163,26 |
118,78 |
|||||
12. |
Engineering |
2,394 |
938,73 |
861,33 |
4,978 |
737,78 |
641,59 |
297 |
284,46 |
233,18 |
|||||
(a) |
Heavy Engineering |
269 |
408,25 |
386,43 |
447 |
195,62 |
179,99 |
78 |
62,48 |
47,65 |
|||||
(b) |
Light Engineering |
888 |
204,70 |
138,18 |
2,105 |
122,63 |
120,05 |
104 |
112,41 |
83,43 |
|||||
(c) |
Electrical Machinery & Goods |
821 |
242,40 |
219,26 |
1,668 |
367,82 |
293,12 |
86 |
94,81 |
90,44 |
|||||
(d) |
Electronic Machinery & Goods |
416 |
83,38 |
117,46 |
758 |
51,71 |
48,43 |
29 |
14,76 |
11,65 |
|||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
407 |
85,66 |
73,82 |
896 |
80,42 |
61,05 |
19 |
12,62 |
11,98 |
|||||
14. |
Other Industries |
2,39,865 |
339,85 |
302,13 |
3,69,435 |
604,81 |
597,59 |
387 |
132,36 |
116,44 |
|||||
15. |
Electricity, Gas & Water |
92 |
134,08 |
91,73 |
566 |
173,35 |
153,44 |
25 |
126,50 |
97,61 |
|||||
(a) |
Electricity Generation & Transmission |
74 |
132,71 |
90,13 |
413 |
158,30 |
139,05 |
22 |
125,56 |
96,73 |
|||||
(b) |
Non-Conventional Energy |
4 |
8 |
8 |
71 |
98 |
92 |
- |
- |
- |
|||||
(c) |
Gas, Steam & Water Supply |
14 |
1,28 |
1,52 |
82 |
14,06 |
13,47 |
3 |
95 |
88 |
|||||
16. |
Construction |
223 |
25,97 |
15,93 |
1,913 |
87,31 |
88,11 |
31 |
40,08 |
33,60 |
|||||
III. |
TRANSPORT OPERATORS |
20,717 |
53,75 |
43,83 |
60,446 |
225,84 |
210,15 |
16 |
3,72 |
2,01 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,893 |
41,14 |
31,73 |
1,08,153 |
585,38 |
541,17 |
155 |
31,80 |
21,31 |
|||||
V . |
PERSONAL LOANS |
1,70,040 |
364,82 |
327,64 |
2,70,576 |
970,23 |
882,96 |
2,52,923 |
600,11 |
268,02 |
|||||
1. |
Loans for Purchase of Consumer Durables |
9,903 |
12,24 |
9,71 |
7,367 |
11,02 |
9,19 |
118 |
1,23 |
1,18 |
|||||
2. |
Loans for Housing |
19,483 |
169,52 |
158,63 |
45,619 |
536,71 |
486,91 |
510 |
13,46 |
12,13 |
|||||
3. |
Rest of the Personal Loans |
1,40,654 |
183,07 |
159,29 |
2,17,590 |
422,50 |
386,86 |
2,52,295 |
585,42 |
254,71 |
|||||
VI. |
TRADE |
2,03,922 |
386,70 |
323,39 |
4,96,656 |
1532,81 |
1332,52 |
489 |
101,82 |
59,08 |
|||||
1. |
Wholesale Trade |
9,198 |
187,38 |
141,03 |
17,751 |
975,89 |
795,02 |
158 |
89,60 |
50,09 |
|||||
2. |
Retail Trade |
1,94,724 |
199,31 |
182,37 |
4,78,905 |
556,92 |
537,49 |
331 |
12,21 |
8,99 |
|||||
VII. |
FINANCE |
111 |
111,64 |
87,27 |
1,210 |
285,64 |
247,84 |
90 |
201,45 |
190,36 |
|||||
VIII. |
ALL OTHERS |
29,857 |
214,91 |
178,91 |
|
2,28,328 |
845,29 |
771,63 |
|
1,613 |
123,01 |
103,12 |
|||
TOTAL BANK CREDIT |
10,07,792 |
5800,57 |
4671,66 |
21,83,069 |
9893,10 |
8726,43 |
2,56,799 |
3132,26 |
2208,62 |
||||||
OF WHICH : |
1. |
Artisans & Village Industries |
1,23,095 |
57,25 |
54,75 |
2,18,460 |
109,14 |
107,90 |
5 |
3 |
2 |
||||
|
2. |
Other Small Scale Industries |
1,16,912 |
466,39 |
429,94 |
|
1,42,001 |
1006,54 |
973,00 |
|
154 |
76,28 |
55,34 |
|
|
|
|
|
|
|
|
||||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
|||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
|||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
||
I. |
AGRICULTURE |
4,29,114 |
139,57 |
122,78 |
26 |
23,37 |
23,25 |
13,67,306 |
998,14 |
907,87 |
|||||
1. |
Direct Finance |
4,25,138 |
133,73 |
118,87 |
22 |
21,19 |
21,16 |
13,50,643 |
773,67 |
718,92 |
|||||
2. |
Indirect Finance |
3,976 |
5,84 |
3,91 |
4 |
2,18 |
2,09 |
16,663 |
224,47 |
188,95 |
|||||
II. |
INDUSTRY |
3,60,326 |
115,43 |
106,16 |
861 |
284,15 |
233,07 |
10,16,486 |
11710,26 |
9561,15 |
|||||
1. |
Mining & Quarrying |
1 |
4 |
4 |
2 |
8,83 |
2,61 |
448 |
712,85 |
522,35 |
|||||
2. |
Food Manufacturing and Processing |
1,765 |
99 |
79 |
19 |
14,45 |
7,82 |
11,018 |
1064,18 |
829,05 |
|||||
(a) |
Rice Mills, Flour and Dal Mills |
22 |
33 |
24 |
2 |
6 |
6 |
1,442 |
41,20 |
38,07 |
|||||
(b) |
Sugar |
- |
- |
- |
1 |
20 |
9 |
24 |
1,52 |
2,86 |
|||||
(c) |
Edible Oils and Vanaspati |
8 |
4 |
4 |
4 |
7,25 |
2,11 |
868 |
58,31 |
45,56 |
|||||
(d) |
Tea Processing |
- |
- |
- |
7 |
6,81 |
5,42 |
658 |
791,27 |
583,98 |
|||||
(e) |
Processing of Fruits & Vegetables |
1 |
2 |
- |
- |
- |
- |
110 |
5,30 |
6,55 |
|||||
(f) |
Others |
1,734 |
60 |
51 |
5 |
14 |
13 |
7,916 |
166,58 |
152,03 |
|||||
3. |
Beverage and Tobacco |
1 |
1 |
- |
5 |
11,56 |
11,74 |
377 |
484,85 |
315,36 |
|||||
4. |
Textiles |
29 |
20 |
19 |
60 |
54,72 |
41,75 |
6,538 |
1330,13 |
1049,77 |
|||||
(a) |
Cotton Textiles |
1 |
- |
- |
20 |
1,03 |
83 |
704 |
281,58 |
220,87 |
|||||
(b) |
Jute Textiles |
- |
- |
- |
11 |
26,14 |
20,09 |
598 |
409,60 |
317,83 |
|||||
(c) |
Handloom Textiles & Khadi |
3 |
1 |
1 |
- |
- |
- |
578 |
8,26 |
8,05 |
|||||
(d) |
Other Textiles |
25 |
19 |
19 |
29 |
27,56 |
20,84 |
4,658 |
630,68 |
503,03 |
|||||
5. |
Paper, Paper Products and Printing |
8 |
5 |
7 |
44 |
2,12 |
1,16 |
2,944 |
277,92 |
235,39 |
|||||
6. |
Leather and Leather Products |
1 |
1 |
1 |
75 |
15,44 |
13,02 |
1,960 |
296,26 |
230,31 |
|||||
7. |
Rubber and Rubber Products |
2 |
1 |
1 |
25 |
10,65 |
10,90 |
943 |
179,50 |
181,68 |
|||||
8. |
Chemicals and Chemical Products |
4 |
3 |
2 |
82 |
14,43 |
10,75 |
4,519 |
890,74 |
771,36 |
|||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
12 |
1,49 |
83 |
365 |
214,86 |
181,73 |
|||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
104 |
48,77 |
37,71 |
|||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
10 |
1,32 |
1,13 |
827 |
175,36 |
153,14 |
|||||
(d) |
Non-Edible Oils |
- |
- |
- |
3 |
35 |
12 |
74 |
7,03 |
6,40 |
|||||
(e) |
Other Chemicals & Chemical Products |
4 |
3 |
2 |
57 |
11,27 |
8,67 |
3,149 |
444,71 |
392,38 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
6 |
4 |
4 |
9 |
3,80 |
3,73 |
660 |
115,00 |
92,74 |
|||||
10. |
Manufacture of Cement & Cement Products |
1 |
- |
1 |
2 |
5 |
1 |
563 |
57,67 |
55,92 |
|||||
11. |
Basic Metals & Metal Products |
12 |
5 |
5 |
203 |
34,34 |
28,60 |
6,157 |
2269,40 |
1691,78 |
|||||
(a) |
Iron and Steel |
- |
- |
- |
122 |
28,46 |
25,79 |
1,775 |
1327,35 |
943,90 |
|||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
16 |
50 |
46 |
474 |
304,61 |
248,52 |
|||||
(c) |
Other Metal Products |
12 |
5 |
5 |
65 |
5,38 |
2,35 |
3,908 |
637,43 |
499,37 |
|||||
12. |
Engineering |
9 |
8 |
13 |
156 |
23,66 |
21,42 |
7,834 |
1984,71 |
1757,66 |
|||||
(a) |
Heavy Engineering |
- |
- |
- |
33 |
9,42 |
9,21 |
827 |
675,77 |
623,27 |
|||||
(b) |
Light Engineering |
2 |
1 |
1 |
58 |
9,82 |
9,39 |
3,157 |
449,56 |
351,06 |
|||||
(c) |
Electrical Machinery & Goods |
3 |
3 |
10 |
48 |
3,84 |
2,37 |
2,626 |
708,89 |
605,29 |
|||||
(d) |
Electronic Machinery & Goods |
4 |
5 |
2 |
17 |
58 |
46 |
1,224 |
150,48 |
178,03 |
|||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
9 |
12 |
9 |
15 |
25 |
24 |
1,346 |
179,07 |
147,19 |
|||||
14. |
Other Industries |
3,58,471 |
113,64 |
104,51 |
113 |
37,22 |
28,40 |
9,68,271 |
1227,87 |
1149,07 |
|||||
15. |
Electricity, Gas & Water |
- |
- |
- |
8 |
34,52 |
33,60 |
691 |
468,45 |
376,37 |
|||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
5 |
32,98 |
31,87 |
514 |
449,55 |
357,78 |
|||||
(b) |
Non-Conventional Energy |
- |
- |
- |
3 |
1,54 |
1,73 |
78 |
2,60 |
2,72 |
|||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
99 |
16,29 |
15,86 |
|||||
16. |
Construction |
7 |
17 |
20 |
43 |
18,12 |
17,32 |
2,217 |
171,65 |
155,16 |
|||||
III. |
TRANSPORT OPERATORS |
35,793 |
13,07 |
12,69 |
108 |
3,66 |
3,02 |
1,17,080 |
300,04 |
271,70 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
34,749 |
12,56 |
11,70 |
211 |
68,48 |
65,31 |
1,52,161 |
739,36 |
671,22 |
|||||
V . |
PERSONAL LOANS |
66,351 |
76,31 |
65,87 |
4,710 |
23,53 |
20,49 |
7,64,600 |
2035,01 |
1564,98 |
|||||
1. |
Loans for Purchase of Consumer Durables |
6,239 |
9,86 |
8,98 |
67 |
17 |
16 |
23,694 |
34,51 |
29,21 |
|||||
2. |
Loans for Housing |
3,107 |
26,71 |
23,37 |
386 |
4,03 |
3,88 |
69,105 |
750,42 |
684,92 |
|||||
3. |
Rest of the Personal Loans |
57,005 |
39,75 |
33,52 |
4,257 |
19,34 |
16,46 |
6,71,801 |
1250,07 |
850,84 |
|||||
VI. |
TRADE |
2,54,605 |
108,76 |
103,17 |
1,067 |
212,84 |
144,71 |
9,56,739 |
2342,93 |
1962,87 |
|||||
1. |
Wholesale Trade |
138 |
78 |
74 |
761 |
185,29 |
121,53 |
28,006 |
1438,95 |
1108,41 |
|||||
2. |
Retail Trade |
2,54,467 |
107,98 |
102,43 |
306 |
27,55 |
23,18 |
9,28,733 |
903,98 |
854,46 |
|||||
VII. |
FINANCE |
4 |
9 |
2 |
140 |
112,70 |
86,54 |
1,555 |
711,51 |
612,02 |
|||||
VIII. |
ALL OTHERS |
51,225 |
23,06 |
21,14 |
|
1,242 |
11,74 |
10,06 |
|
3,12,265 |
1218,01 |
1084,86 |
|||
TOTAL BANK CREDIT |
12,32,167 |
488,85 |
443,53 |
8,365 |
740,47 |
586,44 |
46,88,192 |
20055,25 |
16636,68 |
||||||
OF WHICH : |
1. |
Artisans & Village Industries |
3,16,996 |
99,32 |
91,03 |
15 |
3 |
2 |
6,58,571 |
265,78 |
253,72 |
||||
|
2. |
Other Small Scale Industries |
39,560 |
14,38 |
13,62 |
|
326 |
31,33 |
28,44 |
|
2,98,953 |
1594,93 |
1500,35 |
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