Uttar Pradesh (Part 1 of 3)

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Published on March 01, 1996

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Uttar Pradesh (Part 1 of 3)

Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

CENTRAL REGION
STATE : UTTAR-PRADESH									(Amount in Rupees Thousand)
					BIJNOR		BUDAUN		BULANDSHAHR		CHAMOLI
			OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						Standing		Standing		standing		Standing
					25	26	27	28	29	30	31	32
I.	AGRICULTURE				57,769	70,85,52	75,379	61,91,63	85,139	65,67,32	3,685	1,89,47
	1.		Direct Finance		55,403	65,87,09	75,063	61,45,70	84,956	62,94,55	3,682	1,89,32
	2.		Indirect Finance		2,366	4,98,43	316	45,93	183	2,72,77	3	15
II.	INDUSTRY				6,377	138,75,95	7,019	31,20,05	4,487	90,89,45	1,523	93,58
	1.		Mining & Quarrying		4	4,59	4	1,15	13	16,02	-	-
	2.		Manufacturing & Processing		6,371	138,69,92	6,997	31,04,99	4,449	90,59,15	1,519	90,07
	3.		Electricity, Gas & Water		-	-	4	2,43	13	3,95	-	-
	4.		Construction		2	1,44	14	11,48	12	10,33	4	3,51
III.	TRANSPORT OPERATORS				2,820	3,41,48	3,239	2,60,20	5,043	4,04,74	217	39,85
IV.	PROFESSIONAL AND OTHER SERVICES				1,392	4,41,54	1,296	1,20,75	2,694	2,59,81	349	37,34
V.	PERSONAL LOANS				7,623	16,35,36	7,016	14,59,01	10,665	20,50,70	4,350	4,04,30
	1.		Loans for Purchase of Consumer Durables		185	29,88	266	26,70	421	56,48	206	32,77
	2.		Loans for Housing		512	3,90,99	328	2,59,04	585	4,50,74	193	47,97
	3.		Rest of the Personal Loans		6,926	12,14,49	6,422	11,73,27	9,659	15,43,48	3,951	3,23,56
VI.	TRADE				14,097	16,96,11	18,043	16,88,85	16,410	22,79,27	4,362	4,57,78
	1.		Wholesale Trade		327	2,19,95	402	1,69,00	500	6,56,40	61	9,83
	2.		Retail Trade		13,770	14,76,16	17,641	15,19,85	15,910	16,22,87	4,301	4,47,95
VII.	FINANCE				11	56,37	85	2,21,63	6	1,26,15	-	-
VIII.	ALL OTHERS				6,921	19,72,55	3,089	16,12,14	6,905	11,88,88	1,471	1,01,56
TOTAL BANK CREDIT					97,010	271,04,88	1,15,166	146,74,26	1,31,349	219,66,32	15,957	13,23,88
OF WHICH: 1.				Artisans & Village Industries	3,209	3,.57,58	4,417	2,51,45	1,210	1,27,11	1,084	55,76
		2.		Other Small Scale Industries	2,434	19,63,38	2,158	5,08,69	2,645	22,47,91	394	29,82


					DEHRA DUN		DEORIA		ETAH		ETAWAH
			OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						Standing		Standing		standing		Standing
					33	34	35	36	37	38	39	40
I.	AGRICULTURE				21,490	19,70,92	42,293	36,21,52	67,349	53,21,50	53,261	37,95,01
	1.		Direct Finance		21,256	19,49,56	41,785	35,54,75	66,165	49,92,00	52,992	37,35,29
	2.		Indirect Finance		234	21,36	508	66,77	1,184	3,29,50	269	59,72
II.	INDUSTRY				2,961	62,49,19	5,314	24,40,81	4,342	10,26,89	7,321	13,81,02
	1.		Mining & Quarrying		45	2,86,19	10	5,55	3	2,34	2	1,63
	2.		Manufacturing & Processing		2,849	57,83,82	5,288	24,29,63	4,292	9,73,90	7,318	13,78,55
	3.		Electricity, Gas & Water		15	28,88	10	3,31	2	1,09	-	-
	4.		Construction		52	1,50,30	6	2,32	45	49,56	1	84
III.	TRANSPORT OPERATORS				1,281	7,62,99	1,687	3,14,96	4,175	9,20,74	1,760	2,65,70
IV.	PROFESSIONAL AND OTHER SERVICES				3,231	14,72,75	4,039	3,14,39	3,776	3,19,77	2,298	1,52,06
V.	PERSONAL LOANS				29,575	65,68,97	6,550	8,76,79	7,055	8,82,50	5,869	13,39,53
	1.		Loans for Purchase of Consumer Durables		3,143	4,99,15	189	20,60	302	25,28	220	18,51
	2.		Loans for Housing		2,346	16,72,84	367	1,63,84	332	1,61,69	1,112	5,14,02
	3.		Rest of the Personal Loans		24,086	43,96,98	5,994	6,92,35	6,421	6,95,53	4,537	8,07,00
VI.	TRADE				11,837	28,17,31	21,953	26,84,77	14,344	16,38,86	23,611	16,33,45
	1.		Wholesale Trade		366	6,21,47	887	4,12,41	602	1,92,30	277	1,10,87
	2.		Retail Trade		11,471	21,95,84	21,066	22,72,36	13,742	14,46,56	23,334	15,22,58
VII.	FINANCE				17	63,82	18	6,62	6	1,92,33	2	68
VIII.	ALL OTHERS				11,595	28,63,02	4,876	3,94,28	4,608	4,07,34	5,449	6,54,36
TOTAL BANK CREDIT					81,987	227,68,97	86,730	106,54,14	1,05,655	107,09,93	99,571	92,21,81
OF WHICH: 1.				Artisans & Village Industries	856	75,36	2,236	3,87,86	2,310	2,17,51	4,319	2,53,70
		2.		Other Small Scale Industries	1,627	14,71,11	2,745	5,13,80	1,555	5,12,51	2,832	7,35,46


					FAIZABAD		FARRUKHABAD		FATEHPUR		FIROZABAD
			OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						Standing		Standing		standing		Standing
					41	42	43	44	45	46	47	48
I.	AGRICULTURE				41,182	38,39,82	77,461	56,78,43	35,427	28,96,62	29,384	21,20,78
	1.		Direct Finance		40,165	37,29,60	75,281	51,98,64	35,307	28,66,17	29,257	20,23,34
	2.		Indirect Finance		1,017	1,10,22	2,180	4,79,79	120	30,45	127	97,44
II.	INDUSTRY				13,495	37,04,57	6,553	31,39,56	7,834	12,24,38	7,110	25,66,82
	1.		Mining & Quarrying		5	14,30	5	6,86	1	12	7	3,56
	2.		Manufacturing & Processing		13,487	36,81,74	6,540	31,22,61	7,832	12,23,95	7,091	25,34,31
	3.		Electricity, Gas & Water		-	-	1	27	1	31	7	16,94
	4.		Construction		3	8,53	7	9,82	-	-	5	12,01
III.	TRANSPORT OPERATORS				2,606	5,13,85	4,133	4,10,40	1,405	2,53,86	1,350	2,34,52
IV.	PROFESSIONAL AND OTHER SERVICES				6,294	5,06,23	10,086	5,77,39	3,689	2,19,61	3,894	2,74,65
V.	PERSONAL LOANS				9,707	18,65,61	7,623	16,65,30	4,024	6,46,66	4,125	7,57,15
	1.		Loans for Purchase of Consumer Durables		271	26,33	242	30,21	131	6,85	99	7,81
	2.		Loans for Housing		995	6,69,58	598	4,71,64	315	1,86,66	167	1,39,90
	3.		Rest of the Personal Loans		8,441	11,69,70	6,783	11,63,45	3,578	4,53,15	3,859	6,09,44
VI.	TRADE				39,723	36,52,35	27,334	22,46,49	16,433	13,61,38	13,087	10,90,69
	1.		Wholesale Trade		1,042	3,70,92	920	1,92,48	333	1,77,06	332	1,30,31
	2.		Retail Trade		38,681	32,81,43	26,414	20,54,01	16,100	11,84,32	12,755	9,60,38
VII.	FINANCE				6	74,82	4	94	2	3,18	1	55
VIII.	ALL OTHERS				7,751	11,78,73	4,182	10,92,12	1,038	2,80,00	3,503	7,86,45
TOTAL BANK CREDIT					1,20,764	153,35,98	1,37,376	148,10,63	69,852	68,85,69	62,454	78,31,61
OF WHICH: 1.				Artisans & Village Industries	5,382	5,42,65	3,084	1,87,44	4,817	2,83,58	3,216	2,75,57
		2.		Other Small Scale Industries	6,530	20,80,38	2,940	21,63,33	2,551	4,98,34	2,769	10,38,93


					GARHWAL		GHAZIABAD		GHAZIPUR		GONDA
			OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						Standing		Standing		Standing		Standing
					49	50	51	52	53	54	55	56
I.	AGRICULTURE				6,464	5,64,72	51,776	67,54,97	31,876	37,84,64	76,736	71,88,10
	1.		Direct Finance		6,388	3,42,36	51,391	51,93,58	31,036	36,24,06	75,593	53,79,49
	2.		Indirect Finance		76	2,22,36	385	15,61,39	840	1,60,58	1,143	18,08,61
II.	INDUSTRY				1,474	3,30,42	10,377	998,25,81	5,870	18,43,45	17,837	61,46,27
	1.		Mining & Quarrying		-	-	20	6,42,37	5	5,98	3	1,46
	2.		Manufacturing & Processing		1,461	3,22,14	10,273	968,35,03	5,848	18,25,74	17,831	61,43,27
	3.		Electricity, Gas & Water		-	-	9	4,01,63	1	1,05	2	1,24
	4.		Construction		13	8,28	75	19,46,78	16	10,68	1	30
III.	TRANSPORT OPERATORS				459	2,73,11	2,812	9,82,16	1,546	4,88,46	4,722	3,74,45
IV.	PROFESSIONAL AND OTHER SERVICES				1,649	1,39,37	4,103	21,53,93	4,922	4,30,21	6,434	2,55,88
V.	PERSONAL LOANS				5,382	7,34,52	27,413	83,78,08	7,106	11,05,53	12,149	12,70,71
	1.		Loans for Purchase of Consumer Durables		305	38,89	1,441	1,94,87	525	76,39	348	48,15
	2.		Loans for Housing		130	79,89	3,420	28,84,28	340	2,21,19	811	2,31,30
	3.		Rest of the Personal Loans		4,947	6,15,74	22,552	52,98,93	6,241	8,07,95	10,990	9,91,26
VI.	TRADE				5,241	6,04,06	19,307	122,23,58	22,327	24,76,54	32,004	18,97,23
	1.		Wholesale Trade		19	11,63	1,063	79,71,27	682	2,70,68	720	2,44,80
	2.		Retail Trade		5,222	5,92,43	18,244	42,52,31	21,645	22,05,86	31,284	16,52,43
VII.	FINANCE				-	-	48	4,01,21	-	-	3	16,51
VIII.	ALL OTHERS				3,188	1,80,84	17,888	99,15,98	5,752	6,65,24	3,119	15,28,47
TOTAL BANK CREDIT					23,857	28,27,04	1,33,724	1406,35,72	79,399	107,94,07	1,53,004	186,77,62
OF WHICH: 1.				Artisans & Village Industries	879	69,88	2,038	2,38,03	2,329	3,15,38	12,346	5,45,08
		2.		Other Small Scale Industries	434	1,94,86	6,490	205,08,53	2,879	7,86,47	4,513	5,16,26


					GORAKHPUR		HAMIRPUR		HARDOI		HARIDWAR		JALAUN
			OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						Standing		Standing		standing		Standing		Standing
					57	58	59	60	61	62	63	64	65	66
I.	AGRICULTURE				53,607	42,77,35	21,622	39,39,44	80,203	52,38,29	38,390	31,58,72	38,980	30,02,46
	1.		Direct Finance		52,563	41,10,05	21,548	37,27,41	79,747	50,93,12	38,383	31,43,69	38,632	29,27,42
	2.		Indirect Finance		1,044	1,67,30	74	2,12,03	456	1,45,17	7	15,03	348	75,04
II.	INDUSTRY				6,874	93,68,11	3,080	5,35,45	6,315	11,84,97	2,546	54,42,54	3,565	9,71,88
	1.		Mining & Quarrying		8	6,55	14	14,36	2	5,43	3	3,18	-	-
	2.		Manufacturing & Processing		6,855	93,34,91	3,064	5,19,28	6,313	11,79,54	2,513	53,96,49	3,561	9,68,74
	3.		Electricity, Gas & Water		5	20,73	2	1,81	-	-	3	1,95	4	3,14
	4.		Construction		6	5,92	-	-	-	-	27	40,92	-	-
III.	TRANSPORT OPERATORS				2,437	11,30,32	697	92,53	3,173	3,26,50	1,745	4,17,81	487	1,23,69
IV.	PROFESSIONAL AND OTHER SERVICES				2,945	4,75,93	1,729	1,10,72	3,658	2,61,70	2,573	18,07,00	2,692	2,60,90
V.	PERSONAL LOANS				19,946	43,55,61	1,809	3,72,95	6,988	8,95,01	9,957	21,32,30	3,425	7,13,23
	1.		Loans for Purchase of Consumer Durables		936	1,02,79	36	2,99	227	24,31	420	52,73	21	2,57
	2.		Loans for Housing		1,626	14,05,25	154	60,08	554	3,10,82	492	3,82,40	288	2,27,52
	3.		Rest of the Personal Loans		17,384	28,47,57	1,619	3,09,88	6,207	5,59,88	9,045	16,97,17	3,116	4,83,14
VI.	TRADE				32,969	50,20,21	9,558	9,26,54	23,463	17,56,16	12,947	14,52,51	18,054	14,26,90
	1.		Wholesale Trade		1,029	7,22,08	114	96,90	851	1,53,67	755	3,14,39	502	1,33,74
	2.		Retail Trade		31,940	42,98,13	9,444	8,29,64	22,612	16,02,49	12,192	11,38,12	17,552	12,93,16
VII.	FINANCE				23	3,56,00	-	-	1	1,38	13	20,05	-	-
VIII.	ALL OTHERS				8,897	20,24,02	1,085	1,21,07	2,220	3,23,13	6,010	5,87,80	2,311	2,23,54
TOTAL BANK CREDIT					1,27,698	270,07,55	39,580	60,98,70	1,26,021	99,87,14	74,181	150,18,73	69,514	67,22,60
OF WHICH: 1.				Artisans & Village Industries	2,118	3,34,38	1,834	1,04,22	4,361	2,40,90	1,077	1,09,61	1,677	1,48,74
		2.		Other Small Scale Industries	3,782	25,99,97	956	3,54,24	1,741	4,58,38	1,084	5,46,48	1,458	3,78,10