Uttar Pradesh
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
CENTRAL REGION |
|
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
|
|
standing |
|
|
standing |
||||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
5,45,584 |
1975,16 |
870,60 |
12,06,776 |
1891,17 |
1564,22 |
|
|
|
||
1. |
Direct Finance |
5,37,825 |
1396,97 |
784,30 |
11,95,386 |
1738,14 |
1446,66 |
|
|
|
||
2. |
Indirect Finance |
7,759 |
578,19 |
86,30 |
11,390 |
153,03 |
117,55 |
|
|
|
||
II. |
INDUSTRY |
1,04,645 |
2690,22 |
2078,05 |
2,65,439 |
5385,84 |
4469,07 |
182 |
335,77 |
275,23 |
||
1. |
Mining & Quarrying |
217 |
9,62 |
7,65 |
550 |
148,69 |
65,56 |
|
|
|
||
2. |
Food Manufacturing and Processing |
4,769 |
817,51 |
611,91 |
12,203 |
1045,73 |
897,49 |
11 |
30,45 |
8,15 |
||
(a) |
Rice Mills, Flour and Dal Mills |
1,825 |
121,85 |
71,16 |
4,202 |
173,96 |
130,39 |
1 |
7,39 |
3,32 |
||
(b) |
Sugar |
85 |
495,93 |
387,40 |
406 |
647,26 |
577,45 |
|
|
|
||
(c) |
Edible Oils and Vanaspati |
628 |
32,13 |
20,33 |
2,801 |
100,25 |
75,52 |
|
|
|
||
(d) |
Tea Processing |
11 |
1,98 |
3,17 |
36 |
1,19 |
82 |
1 |
55 |
|
||
(e) |
Processing of Fruits & Vegetables |
51 |
1,75 |
1,61 |
122 |
5,82 |
5,67 |
4 |
3,62 |
3,33 |
||
(f) |
Others |
2,169 |
163,86 |
128,24 |
4,636 |
117,25 |
107,63 |
5 |
18,90 |
1,50 |
||
3. |
Beverage and Tobacco |
166 |
5,05 |
3,46 |
342 |
139,98 |
89,13 |
4 |
3,96 |
3,92 |
||
4. |
Textiles |
2,708 |
406,35 |
346,09 |
11,739 |
790,20 |
703,78 |
20 |
27,72 |
21,51 |
||
(a) |
Cotton Textiles |
678 |
54,55 |
41,02 |
1,787 |
233,84 |
218,81 |
8 |
14,52 |
6,90 |
||
(b) |
Jute Textiles |
135 |
19,64 |
14,56 |
118 |
7,67 |
7,83 |
|
|
|
||
(c) |
Handloom Textiles & Khadi |
417 |
17,95 |
15,41 |
2,052 |
46,67 |
41,11 |
2 |
82 |
62 |
||
(d) |
Other Textiles |
1,478 |
314,21 |
275,10 |
7,782 |
502,02 |
436,04 |
10 |
12,38 |
13,99 |
||
5. |
Paper, Paper Products and Printing |
1,111 |
66,59 |
38,84 |
3,320 |
210,20 |
184,83 |
7 |
91 |
74 |
||
6. |
Leather and Leather Products |
665 |
67,54 |
56,44 |
1,681 |
198,64 |
173,02 |
17 |
5,92 |
5,38 |
||
7. |
Rubber and Rubber Products |
204 |
20,77 |
21,30 |
881 |
141,27 |
112,95 |
5 |
8,51 |
8,47 |
||
8. |
Chemicals and Chemical Products |
1,949 |
211,40 |
146,94 |
4,369 |
415,34 |
327,25 |
33 |
31,62 |
30,08 |
||
(a) |
Heavy Industrial Chemicals |
345 |
19,14 |
11,79 |
336 |
59,31 |
41,98 |
10 |
14,03 |
11,79 |
||
(b) |
Fertilizers |
128 |
54,69 |
50,64 |
150 |
91,70 |
61,38 |
3 |
1,25 |
1,29 |
||
(c) |
Drugs and Pharmaceuticals |
453 |
27,78 |
23,98 |
680 |
89,14 |
71,85 |
4 |
7,97 |
4,64 |
||
(d) |
Non-Edible Oils |
66 |
20,39 |
9,71 |
233 |
12,46 |
10,28 |
|
|
|
||
(e) |
Other Chemicals & Chemical Products |
957 |
89,40 |
50,81 |
2,970 |
162,72 |
141,77 |
16 |
8,37 |
12,37 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
190 |
25,23 |
32,28 |
299 |
33,48 |
26,98 |
|
|
|
||
10. |
Manufacture of Cement & Cement Products |
225 |
50,97 |
41,31 |
543 |
46,28 |
45,39 |
1 |
3,29 |
53 |
||
11. |
Basic Metals & Metal Products |
2,404 |
267,29 |
204,63 |
6,409 |
575,06 |
494,26 |
19 |
48,94 |
48,51 |
||
(a) |
Iron and Steel |
716 |
103,23 |
91,29 |
1,971 |
290,28 |
264,03 |
5 |
3,63 |
4,88 |
||
(b) |
Non-Ferrous Metals |
215 |
70,03 |
40,46 |
617 |
45,33 |
30,42 |
9 |
43,80 |
43,18 |
||
(c) |
Other Metal Products |
1,473 |
94,03 |
72,88 |
3,821 |
239,45 |
199,80 |
5 |
1,51 |
45 |
||
12. |
Engineering |
2,297 |
332,67 |
270,51 |
5,342 |
847,66 |
652,61 |
39 |
88,28 |
76,13 |
||
(a) |
Heavy Engineering |
610 |
100,60 |
92,88 |
658 |
310,24 |
247,35 |
6 |
5,99 |
4,17 |
||
(b) |
Light Engineering |
989 |
75,29 |
54,58 |
2,120 |
73,44 |
61,76 |
13 |
7,82 |
5,10 |
||
(c) |
Electrical Machinery & Goods |
494 |
59,04 |
33,79 |
1,627 |
244,74 |
170,53 |
5 |
5,45 |
2,99 |
||
(d) |
Electronic Machinery & Goods |
204 |
97,74 |
89,25 |
937 |
219,23 |
172,97 |
15 |
69,02 |
63,89 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
467 |
39,80 |
25,61 |
1,612 |
94,70 |
83,80 |
14 |
45,70 |
41,32 |
||
14. |
Other Industries |
83,928 |
262,93 |
193,18 |
2,14,858 |
576,95 |
513,46 |
4 |
1,11 |
1,03 |
||
15. |
Electricity, Gas & Water |
3,204 |
82,30 |
67,16 |
353 |
18,14 |
15,36 |
7 |
33,70 |
23,78 |
||
(a) |
Electricity Generation & Transmission |
3,172 |
75,15 |
59,56 |
300 |
16,38 |
13,52 |
7 |
33,70 |
23,78 |
||
(b) |
Non-Conventional Energy |
10 |
21 |
23 |
16 |
52 |
58 |
|
|
|
||
(c) |
Gas, Steam & Water Supply |
22 |
6,94 |
7,36 |
37 |
1,24 |
1,26 |
|
|
|
||
16. |
Construction |
141 |
24,21 |
10,75 |
938 |
103,53 |
83,18 |
1 |
5,67 |
5,67 |
||
III. |
TRANSPORT OPERATORS |
20,547 |
161,33 |
101,92 |
68,368 |
307,99 |
258,53 |
1 |
4 |
4 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,637 |
70,74 |
48,77 |
1,13,754 |
392,65 |
339,05 |
26 |
23 |
20 |
||
V. |
PERSONAL LOANS |
2,95,056 |
824,13 |
545,96 |
4,22,002 |
1293,18 |
1096,39 |
1,717 |
11,21 |
9,97 |
||
1. |
Loans for Purchase of Consumer Durables |
17,985 |
30,09 |
22,62 |
16,360 |
32,20 |
27,18 |
|
|
|
||
2. |
Loans for Housing |
21,678 |
248,60 |
132,01 |
49,403 |
488,42 |
408,28 |
20 |
87 |
87 |
||
3. |
Rest of the Personal Loans |
2,55,393 |
545,44 |
391,33 |
3,56,239 |
772,55 |
660,93 |
1,697 |
10,34 |
9,10 |
||
VI. |
TRADE |
2,24,564 |
840,32 |
539,31 |
6,01,858 |
1692,93 |
1414,39 |
37 |
7,31 |
5,25 |
||
1. |
Wholesale Trade |
14,108 |
314,16 |
237,49 |
33,305 |
546,38 |
420,34 |
29 |
5,89 |
4,85 |
||
2. |
Retail Trade |
2,10,456 |
526,16 |
301,82 |
5,68,553 |
1146,55 |
994,06 |
8 |
1,42 |
41 |
||
VII. |
FINANCE |
252 |
44,00 |
37,42 |
1,246 |
91,35 |
72,63 |
287 |
16,29 |
14,77 |
||
VIII. |
ALL OTHERS |
41,701 |
738,89 |
366,35 |
2,77,277 |
925,54 |
809,91 |
21 |
54,34 |
28,53 |
||
TOTAL BANK CREDIT |
12,38,986 |
7344,80 |
4588,39 |
29,56,720 |
11980,65 |
10024,18 |
2,271 |
425,19 |
334,00 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
31,455 |
51,75 |
34,01 |
1,11,588 |
181,04 |
155,63 |
|
|
|
|
|
|
2. |
Other Small Scale Industries |
51,294 |
759,24 |
549,89 |
1,16,024 |
1640,17 |
1386,65 |
42 |
19,37 |
8,78 |
|
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh) |
||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
|
|
standing |
|
|
standing |
||||
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
12,67,330 |
1034,91 |
810,37 |
11,573 |
23,80 |
18,27 |
30,31,263 |
4925,03 |
3263,45 |
||
1. |
Direct Finance |
12,45,564 |
1017,33 |
795,40 |
11,221 |
16,23 |
13,28 |
29,89,996 |
4168,68 |
3039,63 |
||
2. |
Indirect Finance |
21,766 |
17,57 |
14,97 |
352 |
7,57 |
4,99 |
41,267 |
756,36 |
223,82 |
||
II. |
INDUSTRY |
2,46,641 |
220,74 |
186,13 |
8,551 |
178,50 |
155,94 |
6,25,458 |
8811,08 |
7164,42 |
||
1. |
Mining & Quarrying |
1,336 |
5,58 |
4,72 |
198 |
1,95 |
2,13 |
2,301 |
165,84 |
80,06 |
||
2. |
Food Manufacturing and Processing |
3,359 |
14,75 |
10,70 |
396 |
47,71 |
39,02 |
20,738 |
1956,15 |
1567,28 |
||
(a) |
Rice Mills, Flour and Dal Mills |
603 |
8,26 |
5,61 |
239 |
32,96 |
24,58 |
6,870 |
344,42 |
235,07 |
||
(b) |
Sugar |
21 |
19 |
20 |
5 |
5,14 |
5,21 |
517 |
1148,52 |
970,26 |
||
(c) |
Edible Oils and Vanaspati |
226 |
1,64 |
1,32 |
39 |
1,36 |
1,28 |
3,694 |
135,38 |
98,45 |
||
(d) |
Tea Processing |
2 |
1 |
|
|
|
|
50 |
3,72 |
3,99 |
||
(e) |
Processing of Fruits & Vegetables |
5 |
4 |
3 |
11 |
55 |
40 |
193 |
11,77 |
11,04 |
||
(f) |
Others |
2,502 |
4,62 |
3,54 |
102 |
7,71 |
7,55 |
9,414 |
312,34 |
248,46 |
||
3. |
Beverage and Tobacco |
29 |
26 |
20 |
2 |
2 |
3 |
543 |
149,27 |
96,75 |
||
4. |
Textiles |
502 |
2,54 |
2,19 |
242 |
30,10 |
27,06 |
15,211 |
1256,90 |
1100,63 |
||
(a) |
Cotton Textiles |
111 |
56 |
46 |
69 |
6,46 |
7,06 |
2,653 |
309,92 |
274,25 |
||
(b) |
Jute Textiles |
4 |
2 |
2 |
5 |
6 |
6 |
262 |
27,39 |
22,46 |
||
(c) |
Handloom Textiles & Khadi |
68 |
33 |
31 |
16 |
35 |
45 |
2,555 |
66,13 |
57,90 |
||
(d) |
Other Textiles |
319 |
1,62 |
1,40 |
152 |
23,24 |
19,49 |
9,741 |
853,46 |
746,03 |
||
5. |
Paper, Paper Products and Printing |
45 |
35 |
32 |
150 |
6,66 |
5,67 |
4,633 |
284,70 |
230,41 |
||
6. |
Leather and Leather Products |
52 |
62 |
56 |
57 |
4,28 |
1,91 |
2,472 |
277,00 |
237,31 |
||
7. |
Rubber and Rubber Products |
32 |
29 |
26 |
29 |
6,26 |
6,24 |
1,151 |
177,11 |
149,23 |
||
8. |
Chemicals and Chemical Products |
189 |
1,37 |
1,11 |
143 |
10,96 |
10,41 |
6,683 |
670,69 |
515,78 |
||
(a) |
Heavy Industrial Chemicals |
4 |
4 |
5 |
12 |
82 |
80 |
707 |
93,34 |
66,40 |
||
(b) |
Fertilizers |
10 |
7 |
5 |
5 |
37 |
39 |
296 |
148,08 |
113,74 |
||
(c) |
Drugs and Pharmaceuticals |
21 |
30 |
9 |
16 |
67 |
56 |
1,174 |
125,87 |
101,12 |
||
(d) |
Non-Edible Oils |
54 |
32 |
30 |
11 |
2,83 |
2,29 |
364 |
36,00 |
22,58 |
||
(e) |
Other Chemicals & Chemical Products |
100 |
64 |
62 |
99 |
6,28 |
6,37 |
4,142 |
267,40 |
211,93 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
24 |
11 |
10 |
6 |
32 |
36 |
519 |
59,13 |
59,72 |
||
10. |
Manufacture of Cement & Cement Products |
36 |
16 |
14 |
12 |
1,49 |
1,63 |
817 |
102,18 |
88,99 |
||
11. |
Basic Metals & Metal Products |
559 |
2,83 |
2,60 |
274 |
25,22 |
22,40 |
9,665 |
919,34 |
772,40 |
||
(a) |
Iron and Steel |
57 |
33 |
31 |
110 |
20,74 |
18,38 |
2,859 |
418,21 |
378,90 |
||
(b) |
Non-Ferrous Metals |
370 |
1,72 |
1,63 |
20 |
50 |
60 |
1,231 |
161,39 |
116,28 |
||
(c) |
Other Metal Products |
132 |
78 |
67 |
144 |
3,97 |
3,41 |
5,575 |
339,74 |
277,21 |
||
12. |
Engineering |
275 |
1,76 |
1,50 |
139 |
16,27 |
14,45 |
8,092 |
1286,63 |
1015,20 |
||
(a) |
Heavy Engineering |
73 |
70 |
60 |
15 |
7,02 |
6,53 |
1,362 |
424,56 |
351,53 |
||
(b) |
Light Engineering |
85 |
48 |
41 |
45 |
1,56 |
1,29 |
3,252 |
158,60 |
123,13 |
||
(c) |
Electrical Machinery & Goods |
70 |
30 |
27 |
52 |
6,31 |
5,32 |
2,248 |
315,84 |
212,91 |
||
(d) |
Electronic Machinery & Goods |
47 |
27 |
21 |
27 |
1,37 |
1,31 |
1,230 |
387,64 |
327,63 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
346 |
3,89 |
3,28 |
60 |
2,63 |
2,65 |
2,499 |
186,71 |
156,66 |
||
14. |
Other Industries |
2,39,741 |
184,62 |
156,94 |
6,762 |
17,44 |
15,17 |
5,45,293 |
1043,05 |
879,78 |
||
15. |
Electricity, Gas & Water |
11 |
11 |
9 |
17 |
5,14 |
4,82 |
3,592 |
139,39 |
111,20 |
||
(a) |
Electricity Generation & Transmission |
10 |
11 |
9 |
16 |
28 |
31 |
3,505 |
125,62 |
97,26 |
||
(b) |
Non-Conventional Energy |
|
|
|
1 |
4,86 |
4,50 |
27 |
5,59 |
5,32 |
||
(c) |
Gas, Steam & Water Supply |
1 |
|
|
|
|
|
60 |
8,18 |
8,63 |
||
16. |
Construction |
105 |
1,51 |
1,43 |
64 |
2,06 |
1,98 |
1,249 |
136,98 |
103,01 |
||
III. |
TRANSPORT OPERATORS |
74,492 |
125,74 |
101,56 |
3,861 |
13,53 |
10,14 |
1,67,269 |
608,63 |
472,19 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,37,997 |
99,62 |
84,57 |
4,481 |
11,27 |
8,70 |
2,62,895 |
574,51 |
481,29 |
||
V. |
PERSONAL LOANS |
1,45,590 |
204,40 |
171,23 |
19,130 |
47,98 |
41,70 |
8,83,495 |
2380,90 |
1865,26 |
||
1. |
Loans for Purchase of Consumer Durables |
8,053 |
9,98 |
7,77 |
434 |
73 |
60 |
42,832 |
73,00 |
58,17 |
||
2. |
Loans for Housing |
12,844 |
57,81 |
53,20 |
1,597 |
13,48 |
11,94 |
85,542 |
809,19 |
606,31 |
||
3. |
Rest of the Personal Loans |
1,24,693 |
136,61 |
110,26 |
17,099 |
33,77 |
29,17 |
7,55,121 |
1498,71 |
1200,78 |
||
VI. |
TRADE |
5,05,216 |
395,57 |
327,02 |
14,539 |
103,08 |
88,50 |
13,46,214 |
3039,21 |
2374,48 |
||
1. |
Wholesale Trade |
10,181 |
14,54 |
10,70 |
1,680 |
51,56 |
43,63 |
59,303 |
932,52 |
717,01 |
||
2. |
Retail Trade |
4,95,035 |
381,04 |
316,32 |
12,859 |
51,52 |
44,87 |
12,86,911 |
2106,69 |
1657,47 |
||
VII. |
FINANCE |
32 |
1,00 |
85 |
69 |
42,92 |
40,81 |
1,886 |
195,56 |
166,48 |
||
VIII. |
ALL OTHERS |
64,659 |
54,04 |
44,97 |
24,257 |
52,28 |
45,91 |
4,07,915 |
1825,10 |
1295,67 |
||
TOTAL BANK CREDIT |
24,41,957 |
2136,02 |
1726,71 |
86,461 |
473,37 |
409,97 |
67,26,395 |
22360,02 |
17083,24 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
1,88,808 |
140,21 |
119,64 |
3,004 |
2,84 |
2,43 |
3,34,855 |
375,84 |
311,71 |
|
|
|
2. |
Other Small Scale Industries |
47,245 |
46,51 |
38,77 |
3,342 |
78,05 |
67,16 |
2,17,947 |
2543,34 |
2051,26 |
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