Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION
|
|
(Amount in Rupees Lakh)
|
|
|
|
STATE BANK OF INDIA |
|
NATIONALISED BANKS |
|
FOREIGN BANKS |
|
|
|
AND ITS ASSOCIATES
|
|
|
|
|
|
|
OCCUPATION |
No. of |
Credit |
Amount |
|
No. of |
Credit |
Amount |
|
No. of |
Credit |
Amount |
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
1
|
2
|
3
|
|
4
|
5
|
6
|
|
7
|
8
|
9
|
I. |
AGRICULTURE |
32,490 |
15,74 |
12,56 |
|
41,800 |
25,11 |
23,20 |
|
- |
- |
- |
|
1. |
Direct Finance |
32,456 |
13,76 |
10,86 |
|
41,378 |
21,95 |
20,68 |
|
- |
- |
- |
|
2. |
Indirect Finance |
34 |
1,99 |
1,70 |
|
422 |
3,15 |
2,52 |
|
- |
- |
- |
II. |
INDUSTRY |
9,520 |
12,77 |
11,91 |
|
17,429 |
22,82 |
24,88 |
|
- |
- |
- |
|
1. |
Mining & Quarrying |
3 |
3 |
3 |
|
1 |
1 |
1 |
|
- |
- |
- |
|
2. |
Food Manufacturing and Processing |
687 |
6,16 |
5,56 |
|
440 |
2,07 |
2,11 |
|
- |
- |
- |
|
|
(a) |
Rice Mills, Flour and Dal Mills |
12 |
7 |
6 |
|
29 |
18 |
17 |
|
- |
- |
- |
|
|
(b) |
Sugar |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
- |
|
|
(c) |
Edible Oils and Vanaspati |
2 |
3 |
3 |
|
3 |
1 |
1 |
|
- |
- |
- |
|
|
(d) |
Tea Processing |
- |
- |
- |
|
5 |
1,60 |
1,64 |
|
- |
- |
- |
|
|
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
|
1 |
1 |
- |
|
- |
- |
- |
|
|
(f) |
Others |
673 |
6,06 |
5,46 |
|
402 |
26 |
29 |
|
- |
- |
- |
|
3. |
Beverage and Tobacco |
- |
- |
- |
|
3 |
2 |
2 |
|
- |
- |
- |
|
4. |
Textiles |
37 |
56 |
59 |
|
107 |
3,95 |
5,78 |
|
- |
- |
- |
|
|
(a) |
Cotton Textiles |
4 |
1 |
1 |
|
25 |
9 |
11 |
|
- |
- |
- |
|
|
(b) |
Jute Textiles |
21 |
48 |
52 |
|
6 |
3,41 |
4,22 |
|
- |
- |
- |
|
|
(c) |
Handloom Textiles & Khadi |
4 |
3 |
4 |
|
16 |
6 |
6 |
|
- |
- |
- |
|
|
(d) |
Other Textiles |
8 |
3 |
2 |
|
60 |
39 |
1,39 |
|
- |
- |
- |
|
5. |
Paper, Paper Products and Printing |
17 |
7 |
6 |
|
37 |
21 |
29 |
|
- |
- |
- |
|
6. |
Leather and Leather Products |
1 |
- |
- |
|
5 |
3 |
3 |
|
- |
- |
- |
|
7. |
Rubber and Rubber Products |
6 |
41 |
68 |
|
10 |
15 |
9 |
|
- |
- |
- |
|
8. |
Chemicals and Chemical Products |
22 |
32 |
37 |
|
24 |
59 |
1,01 |
|
- |
- |
- |
|
|
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
- |
|
|
(b) |
Fertilizers |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
- |
|
|
(c) |
Drugs and Pharmaceuticals |
3 |
5 |
3 |
|
2 |
2 |
1 |
|
- |
- |
- |
|
|
(d) |
Non-Edible Oils |
- |
- |
- |
|
4 |
29 |
66 |
|
- |
- |
- |
|
|
(e) |
Other Chemicals & Chemical Products |
19 |
26 |
33 |
|
18 |
29 |
34 |
|
- |
- |
- |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
|
1 |
- |
- |
|
- |
- |
- |
|
10. |
Manufacture of Cement & Cement Products |
10 |
13 |
24 |
|
23 |
10 |
9 |
|
- |
- |
- |
|
11. |
Basic Metals & Metal Products |
13 |
11 |
9 |
|
71 |
1,02 |
1,17 |
|
- |
- |
- |
|
|
(a) |
Iron and Steel |
5 |
3 |
3 |
|
12 |
4 |
4 |
|
- |
- |
- |
|
|
(b) |
Non-Ferrous Metals |
2 |
5 |
5 |
|
1 |
5 |
10 |
|
- |
- |
- |
|
|
(c) |
Other Metal Products |
6 |
3 |
2 |
|
58 |
93 |
1,03 |
|
- |
- |
- |
|
12. |
Engineering |
8 |
11 |
7 |
|
42 |
48 |
51 |
|
- |
- |
- |
|
|
(a) |
Heavy Engineering |
- |
- |
- |
|
2 |
2 |
3 |
|
- |
- |
- |
|
|
(b) |
Light Engineering |
1 |
4 |
1 |
|
3 |
1 |
1 |
|
- |
- |
- |
|
|
(c) |
Electrical Machinery & Goods |
5 |
4 |
4 |
|
13 |
26 |
28 |
|
- |
- |
- |
|
|
(d) |
Electronic Machinery & Goods |
2 |
3 |
1 |
|
24 |
18 |
19 |
|
- |
- |
- |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
|
25 |
82 |
77 |
|
- |
- |
- |
|
14. |
Other Industries |
8,709 |
4,74 |
4,17 |
|
16,520 |
11,66 |
11,43 |
|
- |
- |
- |
|
15. |
Electricity, Gas & Water |
- |
- |
- |
|
33 |
27 |
24 |
|
- |
- |
- |
|
|
(a) |
Electricity Generation & Transmission |
- |
- |
- |
|
28 |
25 |
22 |
|
- |
- |
- |
|
|
(b) |
Non-Conventional Energy |
- |
- |
- |
|
2 |
1 |
1 |
|
- |
- |
- |
|
|
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
|
3 |
2 |
1 |
|
- |
- |
- |
|
16. |
Construction |
7 |
13 |
5 |
|
87 |
1,44 |
1,33 |
|
- |
- |
- |
III. |
TRANSPORT OPERATORS |
1,744 |
5,30 |
3,88 |
|
1,173 |
7,00 |
8,11 |
|
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,220 |
1,00 |
66 |
|
2,021 |
3,40 |
3,57 |
|
- |
- |
- |
V. |
PERSONAL LOANS |
5,841 |
4,77 |
4,09 |
|
5,007 |
11,48 |
10,66 |
|
- |
- |
- |
|
1. |
Loans for Purchase of Consumer Durables |
771 |
74 |
62 |
|
262 |
33 |
29 |
|
- |
- |
- |
|
2. |
Loans for Housing |
74 |
96 |
83 |
|
756 |
4,56 |
4,08 |
|
- |
- |
- |
|
3. |
Rest of the Personal Loans |
4996 |
3,07 |
2,63 |
|
3,989 |
6,60 |
6,28 |
|
- |
- |
- |
VI. |
TRADE |
15,919 |
12,54 |
11,68 |
|
35,170 |
31,38 |
32,70 |
|
- |
- |
- |
|
1. |
Wholesale Trade |
39 |
3,03 |
3,25 |
|
1,099 |
6,06 |
5,19 |
|
- |
- |
- |
|
2. |
Retail Trade |
15,880 |
9,51 |
8,43 |
|
34,071 |
25,32 |
27,51 |
|
- |
- |
- |
VII. |
FINANCE |
- |
- |
- |
|
126 |
10,36 |
10,37 |
|
- |
- |
- |
VIII.
|
ALL OTHERS
|
456
|
23
|
16
|
|
5,313
|
5,00
|
3,88
|
|
-
|
-
|
-
|
TOTAL BANK CREDIT |
67,190 |
52,35 |
44,93 |
|
1,08,039 |
116,55 |
117,36 |
|
- |
- |
- |
OF WHICH : |
1. Artisans & Village Industries |
4,199 |
1,60 |
1,34 |
|
5,244 |
3,55 |
4,71 |
|
- |
- |
- |
|
2. Other Small Scale Industries
|
4,041
|
3,80
|
3,59
|
|
5,673
|
8,55
|
9,80
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
REGIONAL RURAL BANKS |
|
OTHER SCHEDULED |
|
ALL SCHEDULED |
|
|
|
|
|
COMMERCIAL BANKS
|
|
COMMERCIAL BANKS
|
|
|
OCCUPATION |
No. of |
Credit |
Amount |
|
No. of |
Credit |
Amount |
|
No. of |
Credit |
Amount |
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
10
|
11
|
12
|
|
13
|
14
|
15
|
|
16
|
17
|
18
|
I. |
AGRICULTURE |
96,924 |
20,60 |
24,04 |
|
- |
- |
- |
|
1,71,214 |
61,46 |
59,79 |
|
1. |
Direct Finance |
96,698 |
18,85 |
23,18 |
|
- |
- |
- |
|
1,70,532 |
54,56 |
54,72 |
|
2. |
Indirect Finance |
226 |
1,76 |
86 |
|
- |
- |
- |
|
682 |
6,90 |
5,08 |
II. |
INDUSTRY |
25,041 |
7,84 |
13,10 |
|
- |
- |
- |
|
51,990 |
43,42 |
49,89 |
|
1. |
Mining & Quarrying |
- |
- |
- |
|
- |
- |
- |
|
4 |
4 |
4 |
|
2. |
Food Manufacturing and Processing |
16 |
7 |
13 |
|
- |
- |
- |
|
1,143 |
8,30 |
7,80 |
|
|
(a) |
Rice Mills, Flour and Dal Mills |
3 |
1 |
2 |
|
- |
- |
- |
|
44 |
26 |
24 |
|
|
(b) |
Sugar |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
- |
|
|
(c) |
Edible Oils and Vanaspati |
1 |
1 |
2 |
|
- |
- |
- |
|
6 |
5 |
6 |
|
|
(d) |
Tea Processing |
- |
- |
- |
|
- |
- |
- |
|
5 |
1,60 |
1,64 |
|
|
(e) |
Processing of Fruits & Vegetables |
2 |
2 |
6 |
|
- |
- |
- |
|
3 |
2 |
6 |
|
|
(f) |
Others |
10 |
3 |
4 |
|
- |
- |
- |
|
1,085 |
6,36 |
5,80 |
|
3. |
Beverage and Tobacco |
- |
- |
- |
|
- |
- |
- |
|
3 |
2 |
2 |
|
4. |
Textiles |
- |
- |
- |
|
- |
- |
- |
|
144 |
4,51 |
6,38 |
|
|
(a) |
Cotton Textiles |
- |
- |
- |
|
- |
- |
- |
|
29 |
10 |
13 |
|
|
(b) |
Jute Textiles |
- |
- |
- |
|
- |
- |
- |
|
27 |
3,89 |
4,74 |
|
|
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
|
- |
- |
- |
|
20 |
9 |
10 |
|
|
(d) |
Other Textiles |
- |
- |
- |
|
- |
- |
- |
|
68 |
42 |
1,41 |
|
5. |
Paper, Paper Products and Printing |
3 |
1 |
4 |
|
- |
- |
- |
|
57 |
29 |
39 |
|
6. |
Leather and Leather Products |
- |
- |
- |
|
- |
- |
- |
|
6 |
3 |
3 |
|
7. |
Rubber and Rubber Products |
2 |
3 |
3 |
|
- |
- |
- |
|
18 |
58 |
81 |
|
8. |
Chemicals and Chemical Products |
2 |
1 |
2 |
|
- |
- |
- |
|
48 |
92 |
1,40 |
|
|
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
- |
|
|
(b) |
Fertilizers |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
- |
|
|
(c) |
Drugs and Pharmaceuticals |
1 |
1 |
1 |
|
- |
- |
- |
|
6 |
8 |
6 |
|
|
(d) |
Non-Edible Oils |
- |
- |
- |
|
- |
- |
- |
|
4 |
29 |
66 |
|
|
(e) |
Other Chemicals & Chemical Products |
1 |
- |
1 |
|
- |
- |
- |
|
38 |
55 |
68 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
|
- |
- |
- |
|
1 |
- |
- |
|
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
|
- |
- |
- |
|
33 |
24 |
34 |
|
11. |
Basic Metals & Metal Products |
3 |
1 |
3 |
|
- |
- |
- |
|
87 |
1,14 |
1,29 |
|
|
(a) |
Iron and Steel |
1 |
- |
1 |
|
- |
- |
- |
|
18 |
7 |
8 |
|
|
(b) |
Non-Ferrous Metals |
- |
- |
- |
|
- |
- |
- |
|
3 |
10 |
15 |
|
|
(c) |
Other Metal Products |
2 |
1 |
2 |
|
- |
- |
- |
|
66 |
97 |
1,06 |
|
12. |
Engineering |
2 |
8 |
18 |
|
- |
- |
- |
|
52 |
67 |
75 |
|
|
(a) |
Heavy Engineering |
- |
- |
- |
|
- |
- |
- |
|
2 |
2 |
3 |
|
|
(b) |
Light Engineering |
- |
- |
- |
|
- |
- |
- |
|
4 |
5 |
3 |
|
|
(c) |
Electrical Machinery & Goods |
2 |
8 |
18 |
|
- |
- |
- |
|
20 |
38 |
49 |
|
|
(d) |
Electronic Machinery & Goods |
- |
- |
- |
|
- |
- |
- |
|
26 |
21 |
20 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
|
- |
- |
- |
|
25 |
82 |
77 |
|
14. |
Other Industries |
24,950 |
7,23 |
11,84 |
|
- |
- |
- |
|
50,179 |
23,64 |
27,43 |
|
15. |
Electricity, Gas & Water |
- |
- |
- |
|
- |
- |
- |
|
33 |
27 |
24 |
|
|
(a) |
Electricity Generation & Transmission |
- |
- |
- |
|
- |
- |
- |
|
28 |
25 |
22 |
|
|
(b) |
Non-Conventional Energy |
- |
- |
- |
|
- |
- |
- |
|
2 |
1 |
1 |
|
|
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
|
- |
- |
- |
|
3 |
2 |
1 |
|
16. |
Construction |
63 |
39 |
83 |
|
- |
- |
- |
|
157 |
1,97 |
2,21 |
III. |
TRANSPORT OPERATORS |
3,556 |
1,56 |
2,30 |
|
- |
- |
- |
|
6,473 |
13,86 |
14,29 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,710 |
2,77 |
4,71 |
|
- |
- |
- |
|
9,951 |
7,17 |
8,94 |
V. |
PERSONAL LOANS |
7,587 |
6,57 |
5,90 |
|
- |
- |
- |
|
18,435 |
22,82 |
20,64 |
|
1. |
Loans for Purchase of Consumer Durables |
1,080 |
48 |
54 |
|
- |
- |
- |
|
2,113 |
1,56 |
1,46 |
|
2. |
Loans for Housing |
200 |
1,72 |
1,07 |
|
- |
- |
- |
|
1,030 |
7,24 |
5,98 |
|
3. |
Rest of the Personal Loans |
6,307 |
4,36 |
4,29 |
|
- |
- |
- |
|
15,292 |
14,03 |
13,20 |
VI. |
TRADE |
64,693 |
23,14 |
43,77 |
|
- |
- |
- |
|
1,15,782 |
67,05 |
88,15 |
|
1. |
Wholesale Trade |
1 |
1 |
- |
|
- |
- |
- |
|
1,139 |
9,10 |
8,44 |
|
2. |
Retail Trade |
64,692 |
23,13 |
43,77 |
|
- |
- |
- |
|
1,14,643 |
57,96 |
79,71 |
VII. |
FINANCE |
- |
- |
- |
|
- |
- |
- |
|
126 |
10,36 |
10,37 |
VIII.
|
ALL OTHERS
|
19
|
2
|
-
|
|
-
|
-
|
-
|
|
5,788
|
5,24
|
4,04
|
TOTAL BANK CREDIT |
2,04,530 |
62,49 |
93,83 |
|
- |
- |
- |
|
3,79,759 |
231,39 |
256,12 |
OF WHICH : |
1. Artisans & Village Industries |
20,035 |
5,32 |
8,49 |
|
- |
- |
- |
|
29,478 |
10,47 |
14,54 |
|
2. Other Small Scale Industries
|
4,937
|
2,07
|
3,71
|
|
-
|
-
|
-
|
|
14,651
|
14,43
|
17,10
|
|
|