Tamil Nadu
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
SOUTHERN REGION
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh) |
|||||
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
OCCUPATION |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
|||||
|
|
nding |
|
|
nding |
|
|
nding |
||||||
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|||
I. |
AGRICULTURE |
5,74,418 |
848,56 |
785,33 |
18,27,932 |
2672,72 |
2498,67 |
179 |
13,71 |
12,17 |
||||
1. |
Direct Finance |
5,70,691 |
799,54 |
742,54 |
18,12,663 |
2380,70 |
2274,68 |
170 |
3,39 |
2,03 |
||||
2. |
Indirect Finance |
3,727 |
49,02 |
42,78 |
15,269 |
292,02 |
223,99 |
9 |
10,32 |
10,14 |
||||
II. |
INDUSTRY |
77,475 |
5040,78 |
4440,18 |
1,51,874 |
8495,97 |
6900,03 |
1,041 |
1955,53 |
1449,61 |
||||
1. |
Mining & Quarrying |
1,275 |
146,77 |
142,28 |
661 |
360,86 |
211,17 |
4 |
10,11 |
10,01 |
||||
2. |
Food Manufacturing and Processing |
1,909 |
349,92 |
276,97 |
3,535 |
596,70 |
515,13 |
19 |
42,42 |
26,03 |
||||
(a) Rice Mills, Flour and Dal Mills |
386 |
19,51 |
17,65 |
874 |
30,59 |
25,12 |
- |
- |
- |
|||||
(b) Sugar |
100 |
108,41 |
72,16 |
131 |
333,23 |
279,97 |
7 |
15,18 |
14,17 |
|||||
(c) Edible Oils and Vanaspati |
242 |
52,00 |
38,81 |
399 |
30,42 |
20,94 |
- |
- |
- |
|||||
(d) Tea Processing |
66 |
12,24 |
9,99 |
237 |
43,44 |
39,28 |
3 |
6,53 |
3,00 |
|||||
(e) Processing of Fruits & Vegetables |
20 |
64 |
56 |
75 |
6,40 |
3,21 |
1 |
1,30 |
8 |
|||||
(f) Others |
1,095 |
157,12 |
137,80 |
1,819 |
152,62 |
146,61 |
8 |
19,41 |
8,78 |
|||||
3. |
Beverage and Tobacco |
111 |
31,83 |
22,02 |
306 |
91,26 |
72,04 |
24 |
33,13 |
31,73 |
||||
4. |
Textiles |
6,026 |
1098,50 |
992,84 |
14,522 |
2673,08 |
2157,16 |
127 |
165,20 |
130,06 |
||||
(a) Cotton Textiles |
2,199 |
457,68 |
411,80 |
5,865 |
1542,22 |
1216,85 |
82 |
104,45 |
73,87 |
|||||
(b) Jute Textiles |
18 |
37 |
35 |
65 |
6,35 |
6,29 |
1 |
3 |
3 |
|||||
(c) Handloom Textiles & Khadi |
374 |
31,22 |
24,98 |
975 |
70,74 |
58,12 |
- |
- |
- |
|||||
(d) Other Textiles |
3,435 |
609,23 |
555,72 |
7,617 |
1053,77 |
875,90 |
44 |
60,72 |
56,16 |
|||||
5. |
Paper, Paper Products and Printing |
1,559 |
157,07 |
136,99 |
3,521 |
301,65 |
252,04 |
24 |
15,17 |
11,77 |
||||
6. |
Leather and Leather Products |
612 |
427,78 |
364,60 |
1,996 |
457,31 |
385,79 |
20 |
34,68 |
30,95 |
||||
7. |
Rubber and Rubber Products |
305 |
251,67 |
241,46 |
524 |
122,02 |
111,43 |
12 |
83,61 |
30,24 |
||||
8. |
Chemicals and Chemical Products |
2,293 |
889,99 |
760,25 |
4,808 |
798,13 |
643,62 |
96 |
290,59 |
159,41 |
||||
(a) Heavy Industrial Chemicals |
158 |
113,76 |
80,59 |
418 |
94,25 |
66,36 |
28 |
68,60 |
42,94 |
|||||
(b) Fertilizers |
67 |
206,21 |
196,77 |
194 |
225,10 |
167,31 |
9 |
19,41 |
10,49 |
|||||
(c) Drugs and Pharmaceuticals |
198 |
85,71 |
75,46 |
628 |
146,65 |
136,73 |
18 |
32,74 |
20,91 |
|||||
(d) Non-Edible Oils |
33 |
3,41 |
2,89 |
84 |
18,75 |
15,96 |
- |
- |
- |
|||||
(e) Other Chemicals & Chemical Products |
1,837 |
480,90 |
404,55 |
3,484 |
313,39 |
257,26 |
41 |
169,83 |
85,07 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
54 |
111,84 |
101,72 |
218 |
119,73 |
100,83 |
14 |
39,91 |
28,98 |
||||
10. |
Manufacture of Cement & Cement Products |
118 |
78,50 |
50,31 |
263 |
68,47 |
55,58 |
18 |
57,14 |
51,58 |
||||
11. |
Basic Metals & Metal Products |
1,773 |
279,68 |
260,12 |
4,334 |
513,85 |
453,77 |
48 |
32,30 |
26,71 |
||||
(a) Iron and Steel |
438 |
94,21 |
97,23 |
1,358 |
346,29 |
311,64 |
28 |
19,30 |
14,61 |
|||||
(b) Non-Ferrous Metals |
96 |
36,02 |
29,66 |
203 |
24,59 |
18,36 |
5 |
4,75 |
4,17 |
|||||
(c) Other Metal Products |
1,239 |
149,46 |
133,23 |
2,773 |
142,97 |
123,77 |
15 |
8,25 |
7,93 |
|||||
12. |
Engineering |
2,168 |
468,74 |
439,18 |
6,563 |
1009,38 |
814,46 |
166 |
475,36 |
383,31 |
||||
(a) Heavy Engineering |
386 |
133,20 |
118,67 |
959 |
299,42 |
245,85 |
51 |
225,78 |
153,98 |
|||||
(b) Light Engineering |
1,038 |
107,80 |
102,54 |
2,971 |
267,37 |
206,09 |
43 |
25,41 |
22,25 |
|||||
(c) Electrical Machinery & Goods |
444 |
107,87 |
106,87 |
1,491 |
314,39 |
246,18 |
36 |
80,30 |
66,97 |
|||||
(d) Electronic Machinery & Goods |
300 |
119,88 |
111,09 |
1,142 |
128,20 |
116,34 |
36 |
143,87 |
140,11 |
|||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
385 |
339,04 |
262,19 |
1,402 |
504,64 |
328,80 |
139 |
461,56 |
376,96 |
||||
14. |
Other Industries |
58,680 |
352,65 |
334,09 |
1,07,842 |
590,84 |
565,18 |
318 |
191,37 |
131,59 |
||||
15. |
Electricity, Gas & Water |
125 |
49,94 |
47,67 |
385 |
142,44 |
94,85 |
7 |
21,49 |
19,29 |
||||
(a) Electricity Generation & Transmission |
113 |
36,37 |
34,23 |
194 |
95,13 |
62,24 |
6 |
10,03 |
7,84 |
|||||
(b) Non-Conventional Energy |
4 |
12,89 |
11,93 |
57 |
39,42 |
26,25 |
1 |
11,46 |
11,46 |
|||||
(c) Gas, Steam & Water Supply |
8 |
69 |
1,51 |
134 |
7,89 |
6,35 |
- |
- |
- |
|||||
16. |
Construction |
82 |
6,85 |
7,49 |
994 |
145,62 |
138,18 |
5 |
1,47 |
98 |
||||
III. |
TRANSPORT OPERATORS |
9,938 |
77,15 |
65,19 |
28,514 |
198,26 |
165,63 |
14 |
6,77 |
2,94 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
12,767 |
125,34 |
104,22 |
1,50,075 |
931,10 |
1018,44 |
176 |
35,42 |
33,33 |
||||
V. |
PERSONAL LOANS |
3,15,550 |
784,43 |
758,16 |
7,12,670 |
1684,66 |
1567,72 |
2,24,024 |
953,53 |
777,45 |
||||
1. |
Loans for Purchase of Consumer Durables |
32,976 |
47,80 |
41,87 |
49,510 |
64,38 |
50,30 |
3,968 |
16,92 |
16,92 |
||||
2. |
Loans for Housing |
25,391 |
207,19 |
199,39 |
61,431 |
454,22 |
427,14 |
206 |
30,65 |
30,41 |
||||
3. |
Rest of the Personal Loans |
2,57,183 |
529,45 |
516,90 |
6,01,729 |
1166,06 |
1090,27 |
2,19,850 |
905,96 |
730,12 |
||||
VI. |
TRADE |
1,00,769 |
1141,25 |
970,44 |
2,44,162 |
2090,99 |
1933,36 |
118 |
126,80 |
107,90 |
||||
1. |
Wholesale Trade |
3,954 |
469,43 |
369,73 |
15,498 |
1067,56 |
898,03 |
50 |
87,89 |
70,73 |
||||
2. |
Retail Trade |
96,815 |
671,83 |
600,71 |
2,28,664 |
1023,43 |
1035,33 |
68 |
38,91 |
37,17 |
||||
VII. |
FINANCE |
291 |
721,34 |
608,66 |
1,900 |
700,79 |
621,28 |
80 |
301,42 |
281,11 |
||||
VIII. ALL OTHERS |
42,597 |
394,84 |
362,45 |
4,74,520 |
1207,76 |
1120,11 |
51 |
83,15 |
76,51 |
|||||
TOTAL BANK CREDIT |
11,33,805 |
9133,69 |
8094,63 |
35,91,647 |
17982,25 |
15825,24 |
2,25,683 |
3476,33 |
2741,04 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
24,210 |
88,99 |
86,19 |
18,307 |
44,83 |
39,48 |
1 |
3 |
3 |
||||
2. Other Small Scale Industries |
43,416 |
990,50 |
890,69 |
1,01,338 |
2266,44 |
1938,18 |
60 |
54,15 |
45,37 |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|||
REGIONAL RURAL BANKS |
OTHER SCHEDULED COMMERCIAL BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
||||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
OCCUPATION |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
|||||
|
|
nding |
|
|
nding |
|
|
nding |
||||||
|
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|||
I. |
AGRICULTURE |
84,160 |
70,16 |
65,59 |
2,18,447 |
359,46 |
333,79 |
27,05,136 |
3964,61 |
3695,53 |
||||
1. |
Direct Finance |
76,999 |
65,66 |
61,22 |
2,15,561 |
319,81 |
299,31 |
26,76,084 |
3569,10 |
3379,78 |
||||
2. |
Indirect Finance |
7,161 |
4,50 |
4,36 |
2,886 |
39,66 |
34,48 |
29,052 |
395,51 |
315,75 |
||||
II. |
INDUSTRY |
6,731 |
5,71 |
4,90 |
30,593 |
3508,19 |
2842,84 |
2,67,714 |
19006,19 |
15637,56 |
||||
1. |
Mining & Quarrying |
4 |
3 |
3 |
395 |
43,39 |
31,61 |
2,339 |
561,17 |
395,11 |
||||
2. |
Food Manufacturing and Processing |
42 |
10 |
8 |
1,771 |
214,66 |
174,41 |
7,276 |
1203,81 |
992,61 |
||||
(a) Rice Mills, Flour and Dal Mills |
13 |
7 |
5 |
708 |
37,94 |
31,97 |
1,981 |
88,10 |
74,79 |
|||||
(b) Sugar |
- |
- |
- |
43 |
56,28 |
43,35 |
281 |
513,10 |
409,64 |
|||||
(c) Edible Oils and Vanaspati |
1 |
- |
- |
291 |
29,76 |
26,19 |
933 |
112,18 |
85,94 |
|||||
(d) Tea Processing |
- |
- |
- |
22 |
7,82 |
7,26 |
328 |
70,03 |
59,53 |
|||||
(e) Processing of Fruits & Vegetables |
- |
- |
- |
8 |
3,18 |
2,87 |
104 |
11,52 |
6,71 |
|||||
(f) Others |
28 |
3 |
2 |
699 |
79,70 |
62,78 |
3,649 |
408,87 |
355,99 |
|||||
3. |
Beverage and Tobacco |
4 |
2 |
2 |
168 |
36,40 |
35,03 |
613 |
192,64 |
160,84 |
||||
4. |
Textiles |
15 |
12 |
11 |
9,008 |
1666,43 |
1277,05 |
29,698 |
5603,33 |
4557,22 |
||||
(a) Cotton Textiles |
6 |
8 |
8 |
4,780 |
1099,57 |
869,19 |
12,932 |
3204,00 |
2571,79 |
|||||
(b) Jute Textiles |
- |
- |
- |
10 |
87 |
70 |
94 |
7,62 |
7,37 |
|||||
(c) Handloom Textiles & Khadi |
- |
- |
- |
266 |
21,12 |
17,83 |
1,615 |
123,07 |
100,93 |
|||||
(d) Other Textiles |
9 |
4 |
2 |
3,952 |
544,88 |
389,33 |
15,057 |
2268,64 |
1877,14 |
|||||
5. |
Paper, Paper Products and Printing |
8 |
8 |
7 |
1,378 |
124,07 |
107,41 |
6,490 |
598,03 |
508,28 |
||||
6. |
Leather and Leather Products |
- |
- |
- |
571 |
131,33 |
98,97 |
3,199 |
1051,10 |
880,32 |
||||
7. |
Rubber and Rubber Products |
2 |
1 |
1 |
181 |
24,20 |
21,97 |
1,024 |
481,51 |
405,10 |
||||
8. |
Chemicals and Chemical Products |
21 |
14 |
10 |
1,677 |
193,41 |
163,35 |
8,895 |
2172,26 |
1726,73 |
||||
(a) Heavy Industrial Chemicals |
- |
- |
- |
142 |
26,52 |
25,26 |
746 |
303,12 |
215,15 |
|||||
(b) Fertilizers |
1 |
1 |
- |
27 |
34,65 |
27,97 |
298 |
485,38 |
402,55 |
|||||
(c) Drugs and Pharmaceuticals |
1 |
1 |
1 |
237 |
25,31 |
21,31 |
1,082 |
290,42 |
254,41 |
|||||
(d) Non-Edible Oils |
- |
- |
- |
46 |
4,76 |
4,54 |
163 |
26,92 |
23,39 |
|||||
(e) Other Chemicals & Chemical Products |
19 |
12 |
8 |
1,225 |
102,17 |
84,27 |
6,606 |
1066,42 |
831,23 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
86 |
26,40 |
23,81 |
372 |
297,88 |
255,34 |
||||
10. |
Manufacture of Cement & Cement Products |
2 |
1 |
- |
106 |
35,61 |
35,17 |
507 |
239,74 |
192,65 |
||||
11. |
Basic Metals & Metal Products |
5 |
3 |
3 |
1,480 |
262,88 |
233,40 |
7,640 |
1088,75 |
974,02 |
||||
(a) Iron and Steel |
3 |
1 |
1 |
782 |
184,38 |
166,72 |
2,609 |
644,20 |
590,21 |
|||||
(b) Non-Ferrous Metals |
- |
- |
- |
134 |
17,82 |
14,10 |
438 |
83,17 |
66,29 |
|||||
(c) Other Metal Products |
2 |
1 |
2 |
564 |
60,69 |
52,57 |
4,593 |
361,38 |
317,52 |
|||||
12. |
Engineering |
7 |
11 |
10 |
1,775 |
284,47 |
234,19 |
10,679 |
2238,06 |
1871,23 |
||||
(a) Heavy Engineering |
1 |
2 |
2 |
423 |
79,55 |
71,51 |
1,820 |
737,97 |
590,03 |
|||||
(b) Light Engineering |
1 |
1 |
1 |
557 |
87,87 |
66,88 |
4,610 |
488,46 |
397,78 |
|||||
(c) Electrical Machinery & Goods |
- |
- |
- |
459 |
76,18 |
62,73 |
2,430 |
578,74 |
482,75 |
|||||
(d) Electronic Machinery & Goods |
5 |
8 |
7 |
336 |
40,86 |
33,07 |
1,819 |
432,89 |
400,68 |
|||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
5 |
6 |
4 |
604 |
71,24 |
64,06 |
2,535 |
1376,53 |
1032,05 |
||||
14. |
Other Industries |
6,614 |
4,97 |
4,28 |
10,756 |
287,29 |
256,69 |
1,84,210 |
1427,13 |
1291,83 |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
64 |
15,82 |
14,48 |
581 |
229,69 |
176,29 |
||||
(a) Electricity Generation & Transmission |
- |
- |
- |
21 |
4,11 |
3,45 |
334 |
145,64 |
107,77 |
|||||
(b) Non-Conventional Energy |
- |
- |
- |
13 |
8,81 |
8,26 |
75 |
72,58 |
57,90 |
|||||
(c) Gas, Steam & Water Supply |
- |
- |
- |
30 |
2,90 |
2,77 |
172 |
11,47 |
10,63 |
|||||
16. |
Construction |
2 |
4 |
4 |
573 |
90,58 |
71,23 |
1,656 |
244,56 |
217,92 |
||||
III. |
TRANSPORT OPERATORS |
452 |
1,84 |
1,49 |
11,626 |
215,13 |
173,85 |
50,544 |
499,15 |
409,12 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
19,800 |
15,47 |
14,71 |
17,390 |
267,54 |
224,96 |
2,00,208 |
1374,88 |
1395,66 |
||||
V. |
PERSONAL LOANS |
36,507 |
31,32 |
30,45 |
1,91,815 |
541,45 |
466,87 |
14,80,566 |
3995,40 |
3600,66 |
||||
1. |
Loans for Purchase of Consumer Durables |
10,888 |
8,43 |
7,72 |
40,489 |
54,86 |
35,58 |
1,37,831 |
192,38 |
152,39 |
||||
2. |
Loans for Housing |
852 |
3,65 |
3,66 |
15,317 |
132,56 |
110,26 |
1,03,197 |
828,27 |
770,88 |
||||
3. |
Rest of the Personal Loans |
24,767 |
19,25 |
19,07 |
1,36,009 |
354,03 |
321,02 |
12,39,538 |
2974,75 |
2677,39 |
||||
VI. |
TRADE |
25,304 |
19,58 |
17,30 |
42,836 |
826,76 |
651,41 |
4,13,189 |
4205,38 |
3680,41 |
||||
1. |
Wholesale Trade |
761 |
83 |
75 |
7,366 |
489,15 |
368,87 |
27,629 |
2114,86 |
1708,11 |
||||
2. |
Retail Trade |
24,543 |
18,75 |
16,55 |
35,470 |
337,61 |
282,54 |
3,85,560 |
2090,52 |
1972,31 |
||||
VII. |
FINANCE |
1 |
4 |
4 |
1,863 |
670,54 |
579,20 |
4,135 |
2394,13 |
2090,30 |
||||
VIII. ALL OTHERS |
66,645 |
50,29 |
48,62 |
1,20,690 |
289,10 |
253,18 |
7,04,503 |
2025,13 |
1860,88 |
|||||
TOTAL BANK CREDIT |
2,39,600 |
194,42 |
183,11 |
6,35,260 |
6678,18 |
5526,09 |
58,25,995 |
37464,87 |
32370,11 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
2,715 |
1,90 |
1,63 |
2,605 |
7,98 |
6,29 |
47,838 |
143,74 |
133,63 |
||||
|
2. Other Small Scale Industries |
2,696 |
2,40 |
2,15 |
15,728 |
984,88 |
763,13 |
1,63,238 |
4298,37 |
3639,52 |
Page Last Updated on: