Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

16,63,023

1730,85

1652,55

10,53,376

1176,47

1119,92

1.

Direct Finance

16,41,386

1636,83

1575,47

10,33,099

1099,81

1053,61

2.

Indirect Finance

21,637

94,03

77,08

20,277

76,67

66,31

II.

INDUSTRY

58,895

1113,36

1043,72

92,635

1899,59

1596,30

1.

Mining & Quarrying

177

6,19

5,59

195

10,28

8,87

2.

Food Manufacturing and Processing

2,031

89,34

81,80

2,982

130,89

108,69

(a)

Rice Mills, Flour and Dal Mills

607

16,72

14,82

667

18,88

17,71

(b)

Sugar

20

26,69

23,24

81

42,37

30,32

(c)

Edible Oils and Vanaspati

368

11,40

9,68

357

16,68

14,74

(d)

Tea Processing

42

6,68

6,50

230

23,66

21,70

(e)

Processing of Fruits & Vegetables

12

43

52

20

1,44

96

(f)

Others

982

27,42

27,05

1,627

27,86

23,26

3.

Beverage and Tobacco

155

5,07

3,69

169

18,31

17,04

4.

Textiles

3,154

229,69

195,99

7,728

795,55

654,88

(a)

Cotton Textiles

1,796

166,67

146,51

4,181

557,51

471,37

(b)

Jute Textiles

6

6

5

31

3,04

3,11

(c)

Handloom Textiles & Khadi

271

7,85

7,53

863

73,15

45,74

(d)

Other Textiles

1,081

55,11

41,89

2,653

161,85

134,66

5.

Paper, Paper Products and Printing

397

17,66

17,38

2,509

127,08

98,93

6.

Leather and Leather Products

418

158,54

140,85

575

43,24

44,35

7.

Rubber and Rubber Products

91

6,50

6,15

251

16,21

12,73

8.

Chemicals and Chemical Products

781

277,78

309,97

3,625

280,83

214,62

(a)

Heavy Industrial Chemicals

41

6,39

6,07

147

16,09

13,38

(b)

Fertilizers

41

45,82

40,00

34

33,13

30,03

(c)

Drugs and Pharmaceuticals

89

13,41

12,48

143

4,41

4,57

(d)

Non-Edible Oils

23

2,32

2,17

88

5,67

5,13

(e)

Other Chemicals & Chemical Products

587

209,84

249,25

3,213

221,53

161,51

9.

Petroleum, Coal Products & Nuclear Fuels

25

3,26

3,18

68

2,43

1,70

10.

Manufacture of Cement & Cement Products

94

26,93

12,33

114

11,80

9,13

11.

Basic Metals & Metal Products

715

36,39

30,22

1,691

87,77

81,27

(a)

Iron and Steel

220

16,09

13,06

406

39,41

32,70

(b)

Non-Ferrous Metals

28

38

37

69

7,39

8,07

(c)

Other Metal Products

467

19,91

16,79

1,216

40,97

40,50

12.

Engineering

679

52,08

50,42

1,778

119,41

107,00

(a)

Heavy Engineering

98

22,79

22,24

517

22,96

17,16

(b)

Light Engineering

346

18,69

16,52

714

27,67

21,42

(c)

Electrical Machinery & Goods

144

7,88

8,75

290

32,63

23,78

(d)

Electronic Machinery & Goods

91

2,72

2,90

257

36,16

44,63

13.

Vehicles, Vehicle Parts & Transport

Equipments

280

80,16

77,10

573

46,50

41,12

14.

Other Industries

49,614

99,93

88,44

69,962

191,68

180,86

15.

Electricity, Gas & Water

83

17,17

14,33

81

7,86

5,71

(a)

Electricity Generation & Transmission

23

4,73

3,33

66

7,53

5,44

(b)

Non-Conventional Energy

11

10,21

9,39

-

-

-

(c)

Gas, Steam & Water Supply

49

2,23

1,61

15

33

27

16.

Construction

201

6,67

6,30

334

9,75

9,40

III.

TRANSPORT OPERATORS

14,863

86,89

70,86

17,533

173,40

143,34

IV.

PROFESSIONAL AND OTHER SERVICES

77,835

91,03

82,98

63,923

165,93

149,93

V.

PERSONAL LOANS

1,96,467

365,54

344,24

2,85,088

708,88

666,94

1.

Loans for Purchase of Consumer Durables

19,049

19,31

16,61

30,044

34,92

29,65

2.

Loans for Housing

12,583

88,14

84,17

21,923

171,72

163,26

3.

Rest of the Personal Loans

1,64,835

258,08

243,45

2,33,121

502,23

474,03

VI.

TRADE

1,61,872

224,97

211,96

1,71,260

451,08

413,84

1.

Wholesale Trade

5,523

95,29

95,05

6,723

115,75

97,82

2.

Retail Trade

1,56,349

129,67

116,91

1,64,537

335,33

316,01

VII.

FINANCE

122

12,31

7,31

491

35,60

32,03

VIII.

ALL OTHERS

2,86,762

206,26

194,44

2,30,708

338,08

320,66

TOTAL BANK CREDIT

24,59,839

3831,21

3608,05

19,15,014

4949,03

4442,95

OF WHICH :

1. Artisans & Village Industries

19,422

18,53

17,33

21,327

21,88

19,13

2. Other Small Scale Industries

32,626

299,23

268,95

59,272

875,17

733,16

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,56,936

339,45

327,10

44,439

226,41

235,80

1.

Direct Finance

2,53,100

301,84

295,69

43,718

118,65

148,93

2.

Indirect Finance

3,836

37,62

31,41

721

107,76

86,86

II.

INDUSTRY

82,261

5258,56

4226,93

36,021

6985,08

5963,11

1.

Mining & Quarrying

358

47,31

33,37

523

246,74

215,93

2.

Food Manufacturing and Processing

2,529

337,01

229,06

1,313

519,66

455,73

(a)

Rice Mills, Flour and Dal Mills

618

31,61

23,04

226

14,95

9,06

(b)

Sugar

70

197,03

122,76

64

88,85

74,39

(c)

Edible Oils and Vanaspati

311

22,31

18,62

55

18,95

16,54

(d)

Tea Processing

26

7,95

5,63

20

22,40

12,83

(e)

Processing of Fruits & Vegetables

20

1,50

50

38

6,04

4,64

(f)

Others

1,484

76,63

58,51

910

368,47

338,26

3.

Beverage and Tobacco

172

31,37

25,74

159

113,60

89,00

4.

Textiles

16,114

3085,46

2475,33

2,384

808,32

673,74

(a)

Cotton Textiles

6,474

1966,54

1564,71

414

347,33

271,32

(b)

Jute Textiles

26

1,09

88

21

3,76

5,07

(c)

Handloom Textiles & Khadi

640

20,19

16,87

249

37,58

25,88

(d)

Other Textiles

8,974

1097,64

892,87

1,700

419,65

371,47

5.

Paper, Paper Products and Printing

1,773

129,94

105,16

2,144

216,39

180,61

6.

Leather and Leather Products

452

24,15

21,06

2,284

625,22

575,22

7.

Rubber and Rubber Products

348

53,46

43,19

404

209,94

178,65

8.

Chemicals and Chemical Products

2,255

220,88

197,34

3,017

842,47

704,09

(a)

Heavy Industrial Chemicals

233

38,80

32,73

344

145,64

119,03

(b)

Fertilizers

64

41,50

40,12

136

281,31

249,68

(c)

Drugs and Pharmaceuticals

264

31,25

29,43

601

142,17

136,74

(d)

Non-Edible Oils

42

4,12

3,28

17

16,67

13,87

(e)

Other Chemicals & Chemical Products

1,652

105,20

91,77

1,919

256,67

184,78

9.

Petroleum, Coal Products & Nuclear Fuels

139

9,60

4,95

169

192,30

139,67

10.

Manufacture of Cement & Cement Products

144

39,43

26,41

111

69,80

49,75

11.

Basic Metals & Metal Products

3,109

315,33

270,63

2,745

460,54

418,82

(a)

Iron and Steel

1,230

207,97

183,87

860

226,72

215,89

(b)

Non-Ferrous Metals

205

24,52

17,47

165

18,74

17,51

(c)

Other Metal Products

1,674

82,84

69,29

1,720

215,08

185,41

12.

Engineering

4,595

571,86

448,06

4,530

1044,62

918,83

(a)

Heavy Engineering

953

263,83

197,46

585

238,48

202,45

(b)

Light Engineering

2,099

171,09

138,19

1,971

240,30

204,13

(c)

Electrical Machinery & Goods

1,110

113,22

92,93

957

298,24

260,80

(d)

Electronic Machinery & Goods

433

23,71

19,49

1,017

267,61

251,45

13.

Vehicles, Vehicle Parts & Transport

Equipments

608

77,65

56,97

1,002

823,90

642,18

14.

Other Industries

49,015

272,19

245,11

14,125

521,56

460,73

15.

Electricity, Gas & Water

197

17,25

18,69

141

102,23

69,85

(a)

Electricity Generation & Transmission

120

7,21

6,91

85

75,79

44,92

(b)

Non-Conventional Energy

19

6,96

8,83

24

21,49

20,27

(c)

Gas, Steam & Water Supply

58

3,08

2,95

32

4,95

4,66

16.

Construction

453

25,69

25,86

970

187,79

190,29

III.

TRANSPORT OPERATORS

10,430

124,02

101,14

3,938

160,64

146,33

IV.

PROFESSIONAL AND OTHER SERVICES

46,220

266,04

219,90

21,827

695,37

736,06

V.

PERSONAL LOANS

2,70,714

790,25

726,45

5,05,727

1403,82

1127,92

1.

Loans for Purchase of Consumer Durables

37,653

47,43

41,10

70,098

47,43

40,76

2.

Loans for Housing

26,115

230,86

219,13

23,489

321,96

278,94

3.

Rest of the Personal Loans

2,06,946

511,96

466,22

4,12,140

1034,42

808,22

VI.

TRADE

92,068

651,56

528,39

39,057

1635,40

1448,78

1.

Wholesale Trade

8,608

360,04

274,70

7,184

1370,71

1222,57

2.

Retail Trade

83,460

291,52

253,69

31,873

264,68

226,21

VII.

FINANCE

1,159

148,51

118,79

2,522

1757,82

1555,72

VIII.

ALL OTHERS

1,60,574

479,53

436,91

1,04,020

1665,90

1518,71

TOTAL BANK CREDIT

9,20,362

8057,93

6685,62

7,57,551

14530,43

12732,43

OF WHICH :

1. Artisans & Village Industries

7,329

20,93

19,58

783

6,26

5,74

2. Other Small Scale Industries

53,764

1716,46

1439,85

20,934

1410,22

1308,47