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Table 230 : Scheduled Commercial Banks - Ratios

(Per cent)

Year

As per cent to aggregate deposits

As per cent to GDP

Credit

Total investments

Investments in
Government
securities

Credit

Total investments

Investments in
Government
securities

Aggregate deposits

1

2

3

4

5

6

7

8

1953-54

63.4

 

37.6

4.7

 

2.8

7.4

1954-55

66.1

 

36.5

5.8

 

3.2

8.7

1955-56

73.0

 

34.5

6.9

 

3.3

9.5

1956-57

76.6

 

29.5

6.8

 

2.6

8.9

1957-58

66.3

 

30.3

7.1

 

3.3

10.7

1958-59

62.0

 

37.5

6.7

 

4.1

10.8

1959-60

59.3

 

37.6

7.1

 

4.5

12.0

1960-61

77.0

 

32.2

7.7

 

3.2

10.0

1961-62

73.4

 

31.4

7.6

 

3.3

10.4

1962-63

77.8

 

29.0

8.0

 

3.0

10.3

1963-64

79.5

 

28.0

8.0

 

2.8

10.0

1964-65

78.8

 

27.8

7.7

 

2.7

9.7

1965-66

77.5

 

27.5

8.2

 

2.9

10.5

1966-67

78.6

 

26.1

8.5

 

2.8

10.8

1967-68

78.6

 

25.1

8.2

 

2.6

10.4

1968-69

78.3

 

24.3

8.6

 

2.7

11.0

1969-70

79.0

29.5

23.2

9.2

3.4

2.7

11.6

1970-71

79.3

30.0

23.1

10.1

3.8

2.9

12.8

1971-72

74.1

30.8

23.2

10.6

4.4

3.3

14.3

1972-73

70.8

33.5

25.0

11.2

5.3

4.0

15.8

1973-74

73.0

32.4

23.3

11.1

4.9

3.6

15.3

1974-75

74.1

33.1

23.9

11.2

5.0

3.6

15.1

1975-76

76.8

32.5

23.2

12.9

5.5

3.9

16.8

1976-77

75.0

31.5

22.4

14.5

6.1

4.3

19.4

1977-78

67.3

35.6

26.6

14.5

7.7

5.7

21.6

1978-79

67.7

33.7

24.5

16.4

8.2

5.9

24.3

1979-80

67.8

33.5

23.4

17.6

8.7

6.1

26.0

1980-81

66.8

34.7

24.3

17.5

9.1

6.3

26.1

1981-82

67.9

34.6

23.2

17.4

8.9

5.9

25.6

1982-83

69.1

35.7

23.5

18.6

9.6

6.3

26.9

1983-84

68.1

35.1

22.2

18.6

9.5

6.1

27.2

1984-85

67.8

38.9

25.9

19.6

11.3

7.5

29.0

1985-86

65.6

35.8

22.3

19.9

10.9

6.8

30.4

1986-87

61.6

37.6

24.2

20.1

12.3

7.9

32.6

1987-88

59.8

39.4

25.9

19.7

13.0

8.5

33.0

1988-89

60.4

39.0

25.6

20.0

12.9

8.4

33.0

1989-90

60.8

38.6

25.3

20.8

13.2

8.7

34.2

1990-91

60.4

39.0

26.0

20.4

13.2

8.8

33.8

1991-92

54.4

39.1

27.2

19.2

13.8

9.6

35.2

1992-93

56.6

39.3

28.3

20.2

14.0

10.1

35.7

1993-94

52.2

42.1

32.1

19.0

15.3

11.7

36.4

1994-95

54.7

38.6

30.4

20.8

14.7

11.6

38.1

1995-96

58.6

38.0

30.5

21.3

13.8

11.1

36.4

1996-97

55.1

37.7

31.4

20.2

13.8

11.5

36.7

1997-98

54.1

36.5

31.2

21.2

14.3

12.2

39.2

1998-99

51.7

35.7

31.3

21.1

14.5

12.7

40.8

1999-00

53.6

38.0

34.2

22.3

15.8

14.3

41.7

2000-01

53.1

38.5

35.3

24.3

17.6

16.2

45.8

2001-02

53.4

39.7

37.3

25.9

19.2

18.0

48.4

2002-03

56.9

42.7

40.9

29.7

22.3

21.3

52.2

2003-04

55.9

45.0

43.5

30.5

24.6

23.8

54.6

2004-05

64.7

43.5

42.3

34.0

22.8

22.2

52.5

2005-06

71.5

34.0

33.2

40.7

19.4

18.9

56.9

2006-07

73.9

30.3

29.7

45.1

18.5

18.1

61.0

2007-08

73.9

30.4

30.0

47.7

19.6

19.4

64.6

2008-09

72.4

30.4

30.1

49.8

20.9

20.7

68.8

2009-10

72.2

30.8

30.7

52.1

22.2

22.1

72.1

Note : 1. Data relate to amount outstanding as on last Friday of March up to 1984-85 and last reporting Friday of March thereafter.
2. Excluding the impact of merger on May 3, 2002, credit as percentage to aggregate deposit in 2002-03 was 54.7 percent, while credit and aggregate deposits as percentage to GDP were 27.9 per cent and 50.9 per cent, respectively.
3. Excluding the impact of conversion of a non-banking entity into a banking entity on October 11, 2004, credit, total investments and investments in Government securities as percentage of aggregate deposits in 2004-05 were 62.9 per cent, 42.8 per cent and 41.7 per cent, respectively. Further, credit, total investments, investments in Government securities and aggregate deposits as percentage to GDP were 33.9 per cent, 23.1 per cent, 22.4 per cent and 53.9 per cent, respectively.
Also see Notes on Tables.

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