Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,40,887

1883,36

1404,12

10,73,264

2913,31

2355,25

-

-

-

1. Direct Finance

4,39,254

1780,72

1347,76

10,57,730

2541,42

2077,10

-

-

-

2. Indirect Finance

1,633

102,64

56,36

15,534

371,89

278,15

-

-

-

II.

INDUSTRY

1,12,772

3183,28

2644,91

2,98,301

7321,42

6111,18

2,322

464,57

330,57

1. Mining & Quarrying

58

12,32

8,60

203

83,64

57,78

-

-

-

2. Food Manufacturing & Processing

2,506

780,60

586,77

9,837

1527,04

1244,82

11

39,61

16,45

(a)

Rice Mills, Flour & Dal Mills

1,095

171,39

134,81

5,399

362,87

260,87

-

-

-

(b)

Sugar

792

437,66

326,53

238

890,34

756,71

-

-

-

(c)

Edible Oils & Vanaspati

103

20,28

16,74

1,224

110,26

95,21

1

2,00

40

(d)

Tea Processing

5

24

16

20

16,79

11,95

-

-

-

(e)

Processing of Fruits & Vegetables

10

70

64

70

19,32

15,12

6

9,40

9,35

(f)

Others

501

150,33

107,90

2,886

127,47

104,95

4

28,21

6,70

3. Beverage & Tobacco

27

6,49

5,29

132

113,74

90,89

-

-

-

4. Textiles

838

347,98

308,82

13,790

904,23

769,93

19

15,60

28,80

(a)

Cotton Textiles

197

100,24

66,95

1,517

207,22

193,13

5

4,38

3,15

(b)

Jute Textiles

54

5,44

6,11

21

8,94

5,60

-

-

-

(c)

Handloom Textiles & Khadi

106

10,06

9,64

2,015

50,45

44,15

-

-

-

(d)

Other Textiles

481

232,25

226,12

10,237

637,62

527,06

14

11,21

25,65

5. Paper, Paper Products & Printing

426

70,75

46,70

3,614

317,90

284,38

2

92

61

6. Leather & Leather Products

311

92,00

67,39

2,141

282,43

236,89

6

5,20

2,44

7. Rubber & Rubber Products

112

11,59

10,34

740

149,07

121,12

4

5,05

6,34

8. Chemicals & Chemical Products

2,395

347,93

244,46

4,999

577,71

506,71

25

45,17

29,31

(a)

Heavy Industrial Chemicals

80

71,27

41,30

139

83,56

65,85

7

26,81

18,58

(b)

Fertilisers

56

83,30

69,46

90

56,78

49,85

5

3,18

2,81

(c)

Drugs & Pharmaceuticals

187

45,56

39,19

878

123,88

118,97

2

5,60

4,87

(d)

Non-Edible Oils

3

13

7

60

11,75

10,52

-

-

-

(e)

Other Chemicals & Chemical Products

2,069

147,67

94,44

3,832

301,73

261,52

11

9,59

3,05

9. Petroleum, Coal Products & Nuclear Fuels

36

30,52

24,36

123

481,78

466,01

-

-

-

10. Manufacture of Cement & Cement Products

55

26,15

35,79

893

46,02

41,37

2

5,22

5,03

11. Basic Metals & Metal Products

1,396

333,11

339,46

5,950

618,23

505,79

12

32,54

32,29

(a)

Iron & Steel

242

99,43

132,19

711

264,33

249,88

2

5,40

4,32

(b)

Non-Ferrous Metals

101

13,85

11,53

334

64,14

51,94

4

22,22

22,22

(c)

Other Metal Products

1,053

219,82

195,74

4,905

289,76

203,97

6

4,92

5,75

12. Engineering

746

406,72

314,93

4,412

704,80

510,09

53

117,67

85,46

(a)

Heavy Engineering

110

114,13

83,88

202

115,27

84,50

2

74

61

(b)

Light Engineering

190

32,09

17,71

2,287

78,80

62,13

18

35,69

15,62

(c)

Electrical Machinery & Goods

304

107,07

80,64

1,699

334,74

224,15

3

1,54

1,53

(d)

Electronic Machinery & Goods

142

153,42

132,70

224

175,99

139,32

30

79,69

67,71

13. Vehicles, Vehicle Parts & Transport Equipments

172

110,78

145,68

1,978

117,37

90,66

39

155,02

108,44

14. Other Industries

1,03,410

520,91

429,68

2,46,859

1160,69

963,77

2,147

14,08

15,37

15. Electricity, Gas & Water

88

78,15

72,72

91

174,89

164,30

2

28,50

-

(a)

Electricity Generation & Transmission

14

71,18

64,06

68

173,30

162,51

2

28,50

-

(b)

Non-Conventional Energy

69

6,77

8,48

1

3

3

-

-

-

(c)

Gas, Steam & Water Supply

5

21

19

22

1,56

1,76

-

-

-

16. Construction

196

7,28

3,92

2,539

61,89

56,67

-

-

-

III.

TRANSPORT OPERATORS

16,299

106,73

68,73

53,391

332,46

254,60

2

2,12

1,98

IV.

PROFESSIONAL AND OTHER SERVICES

14,462

125,54

95,15

87,111

561,50

433,86

5

1,06

95

V.

PERSONAL LOANS

2,71,906

1121,87

930,12

5,79,595

2556,83

2137,24

2,056

21,10

16,41

1. Loans for Purchase of Consumer Durables

12,213

66,16

50,58

36,705

126,85

101,70

112

3,84

3,41

2. Loans for Housing

43,530

444,36

394,49

1,13,417

952,63

801,21

10

1,00

74

3. Rest of the Personal Loans

2,16,163

611,35

485,05

4,29,473

1477,35

1234,33

1,934

16,26

12,26

VI.

TRADE

1,23,920

1540,38

1409,88

4,97,158

2692,56

2204,23

30

12,32

9,39

1. Wholesale Trade

9,352

890,07

879,48

25,120

689,91

543,74

22

9,26

6,97

2. Retail Trade

1,14,568

650,31

530,40

4,72,038

2002,65

1660,48

8

3,06

2,42

VII.

FINANCE

1,344

28,91

24,12

1,811

119,83

83,43

4

26,00

21,39

VIII. ALL OTHERS

1,09,148

566,46

526,02

2,15,725

1598,81

1394,17

40

20,86

18,61

TOTAL BANK CREDIT

10,90,738

8556,52

7103,06

28,06,356

18096,73

14973,95

4,459

548,05

399,30

OF WHICH:

1. Artisans & Village Industries

40,361

176,29

150,65

94,223

240,55

210,73

-

-

-

2. Other Small Scale Industries

49,848

1091,17

862,34

1,37,260

2019,36

1599,03

16

6,41

2,43

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

11,83,372

1562,26

1237,87

9,398

37,07

27,26

27,06,921

6396,00

5024,51

1. Direct Finance

11,57,421

1531,05

1211,76

9,308

20,03

14,54

26,63,713

5873,22

4651,16

2. Indirect Finance

25,951

31,21

26,12

90

17,04

12,72

43,208

522,78

373,35

II.

INDUSTRY

2,09,549

281,23

226,41

6,884

318,36

282,32

6,29,828

11568,86

9595,38

1. Mining & Quarrying

14

69

51

2

52

59

277

97,17

67,48

2. Food Manufacturing & Processing

3,739

23,61

18,83

151

36,57

25,55

16,244

2407,43

1892,42

(a)

Rice Mills, Flour & Dal Mills

1,520

14,80

11,57

92

22,71

16,77

8,106

571,78

424,03

(b)

Sugar

3

19

18

7

11,91

6,81

1,040

1340,11

1090,23

(c)

Edible Oils & Vanaspati

409

2,39

1,92

8

8

6

1,745

135,01

114,33

(d)

Tea Processing

-

-

-

-

-

-

25

17,03

12,11

(e)

Processing of Fruits & Vegetables

4

19

18

11

75

82

101

30,36

26,12

(f)

Others

1,803

6,04

4,97

33

1,11

1,08

5,227

313,15

225,61

3. Beverage & Tobacco

8

30

24

7

10,40

12,67

174

130,93

109,10

4. Textiles

582

2,89

2,46

276

68,60

54,79

15,505

1339,30

1164,81

(a)

Cotton Textiles

106

53

48

41

27,44

23,42

1,866

339,81

287,13

(b)

Jute Textiles

-

-

-

-

-

-

75

14,38

11,71

(c)

Handloom Textiles & Khadi

85

46

39

28

45

49

2,234

61,42

54,67

(d)

Other Textiles

391

1,91

1,60

207

40,71

30,88

11,330

923,70

811,31

5. Paper, Paper Products & Printing

98

1,32

83

128

18,77

17,82

4,268

409,65

350,35

6. Leather & Leather Products

127

94

83

39

13,72

10,54

2,624

394,28

318,09

7. Rubber & Rubber Products

42

23

22

21

7,81

7,62

919

173,75

145,64

8. Chemicals & Chemical Products

298

2,64

2,45

134

64,42

69,01

7,851

1037,88

851,93

(a)

Heavy Industrial Chemicals

1

5

2

10

30,77

37,14

237

212,45

162,89

(b)

Fertilisers

-

-

-

3

15,23

14,95

154

158,48

137,07

(c)

Drugs & Pharmaceuticals

32

36

34

22

1,19

92

1,121

176,60

164,29

(d)

Non-Edible Oils

1

7

2

7

2,48

2,16

71

14,43

12,77

(e)

Other Chemicals & Chemical Products

264

2,16

2,07

92

14,76

13,85

6,268

475,91

374,92

9. Petroleum, Coal Products & Nuclear Fuels

2

25

14

3

63

38

164

513,18

490,87

10. Manufacture of Cement & Cement Products

143

71

61

11

60

68

1,104

78,70

83,48

11. Basic Metals & Metal Products

610

3,56

3,23

169

34,02

29,57

8,137

1021,45

910,33

(a)

Iron & Steel

1

3

3

43

27,45

23,63

999

396,64

410,05

(b)

Non-Ferrous Metals

3

25

24

2

33

34

444

100,79

86,27

(c)

Other Metal Products

606

3,28

2,95

124

6,24

5,60

6,694

524,02

414,02

12. Engineering

968

5,66

4,91

106

20,89

16,13

6,285

1255,73

931,53

(a)

Heavy Engineering

22

92

73

10

5,23

4,16

346

236,29

173,87

(b)

Light Engineering

781

3,64

3,20

34

5,50

3,19

3,310

155,73

101,85

(c)

Electrical Machinery & Goods

162

96

78

47

7,69

6,86

2,215

452,00

313,96

(d)

Electronic Machinery & Goods

3

13

20

15

2,47

1,92

414

411,71

341,84

13. Vehicles, Vehicle Parts & Transport Equipments

922

7,53

5,84

33

9,78

9,23

3,144

400,48

359,85

14. Other Industries

2,01,757

227,59

182,12

5,737

27,30

24,21

5,59,910

1950,56

1615,17

15. Electricity, Gas & Water

5

18

16

3

1,14

32

189

282,86

237,51

(a)

Electricity Generation & Transmission

2

7

7

-

-

-

86

273,04

226,64

(b)

Non-Conventional Energy

-

-

-

-

-

-

70

6,80

8,51

(c)

Gas, Steam & Water Supply

3

12

9

3

1,14

32

33

3,02

2,36

16. Construction

234

3,12

3,03

64

3,20

3,20

3,033

75,49

66,82

III.

TRANSPORT OPERATORS

72,157

190,11

135,72

2,273

9,79

6,75

1,44,122

641,22

467,79

IV.

PROFESSIONAL AND OTHER SERVICES

1,10,451

124,95

97,42

4,457

17,47

14,06

2,16,486

830,52

641,44

V.

PERSONAL LOANS

2,26,199

457,01

374,55

17,797

73,48

60,22

10,97,553

4230,30

3518,53

1. Loans for Purchase of Consumer Durables

17,612

31,29

24,10

286

1,08

81

66,928

229,23

180,59

2. Loans for Housing

29,378

130,60

115,40

2,819

14,74

11,30

1,89,154

1543,33

1323,15

3. Rest of the Personal Loans

1,79,209

295,12

235,05

14,692

57,67

48,11

8,41,471

2457,74

2014,79

VI.

TRADE

4,02,816

512,34

397,34

12,727

83,55

63,52

10,36,651

4841,16

4084,36

1. Wholesale Trade

12,111

22,88

17,65

1,182

33,74

24,65

47,787

1645,85

1472,49

2. Retail Trade

3,90,705

489,46

379,69

11,545

49,81

38,87

9,88,864

3195,30

2611,87

VII.

FINANCE

17

2,15

1,88

26

24,02

14,48

3,202

200,91

145,31

VIII. ALL OTHERS

69,243

73,58

59,42

12,636

41,87

38,19

4,06,792

2301,58

2036,41

TOTAL BANK CREDIT

22,73,804

3203,64

2530,62

66,198

605,62

506,80

62,41,555

31010,55

25513,73

OF WHICH:

1. Artisans & Village Industries

1,48,945

155,71

125,11

2,658

4,11

3,16

2,86,187

576,66

489,65

2. Other Small Scale Industries

48,323

72,15

57,47

2,970

76,26

64,93

2,38,417

3265,35

2586,20