Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

(Amount in Rupees Thousand)

NORTHERN REGION

STATE : PUNJAB

AMRITSAR

BATHINDA

FARIDKOT

FATEHGARH SAHIB

FEROZPUR

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

1

2

3

4

5

6

7

8

9

10

I.

AGRICULTURE

49,895

228,10,33

46,814

191,72,83

19,623

126,93,88

15,791

68,61,59

56,361

288,38,08

1. Direct Finance

48,951

211,46,26

45,761

179,74,97

19,129

112,74,71

15,146

65,94,25

53,352

269,55,38

2. Indirect Finance

944

16,64,07

1,053

11,97,86

494

14,19,17

645

2,67,34

3,009

18,82,70

II.

INDUSTRY

20,481

628,44,90

7,539

98,55,32

2,285

77,05,19

3,291

143,60,79

4,821

93,16,22

1. Mining & Quarrying

25

3,07,51

7

1,77,62

70

6,50,78

2

6,98

16

2,56,35

2. Manufacturing & Processing

20,368

622,88,68

7,509

96,26,71

2,200

69,09,02

3,285

142,57,14

4,796

90,49,12

3. Electricity, Gas & Water

9

83,39

4

22,58

1

2,79

4

96,67

—

—

4. Construction

79

1,65,32

19

28,41

14

1,42,60

—

—

9

10,75

III.

TRANSPORT OPERATORS

3,574

12,28,48

1,338

4,21,62

558

3,25,35

280

1,77,07

1,758

5,39,66

IV.

PROFESSIONAL AND OTHER SERVICES

3,340

27,26,65

963

8,57,67

460

9,06,55

609

3,15,46

1,232

13,91,93

V.

PERSONAL LOANS

52,114

223,19,71

19,322

71,46,57

8,404

40,00,96

9,580

33,45,68

18,924

70,30,47

1. Loans for Purchase of Consumer Durables

7,176

19,83,59

1,673

5,79,71

773

2,00,37

1,323

5,32,95

1,459

3,57,28

2. Loans for Housing

10,005

74,04,29

5,448

27,67,68

2,662

17,27,59

2,268

10,21,35

4,087

23,41,06

3. Rest of the Personal Loans

34,933

129,31,83

12,201

37,99,18

4,969

20,73,00

5,989

17,91,38

13,378

43,32,13

VI.

TRADE

23,550

188,64,65

10,762

75,91,53

4,904

48,38,34

4,303

43,21,40

12,523

80,03,07

1. Wholesale Trade

2,351

84,56,42

1,069

28,39,52

435

12,41,88

478

23,69,70

753

27,50,63

2. Retail Trade

21,199

104,08,23

9,693

47,52,01

4,469

35,96,46

3,825

19,51,70

11,770

52,52,44

VII.

FINANCE

169

20,90,99

25

48,30

12

24,79

6

33

465

3,04,72

VIII.

ALL OTHERS

11,710

80,06,90

4,156

26,65,59

1,680

17,05,73

1,337

13,44,50

4,111

24,62,56

TOTAL BANK CREDIT

1,64,833

   1408,92,61

90,919

477,59,43

37,926

322,00,79

35,197

307,26,82

1,00,195

578,86,71

OF WHICH:

1. Artisans & Village Industries

121

12,60

2,976

4,64,27

626

3,82,81

578

1,13,45

2,220

4,91,26

2. Other Small Scale Industries

82

33,43

3,254

30,90,10

1,170

37,19,94

1,470

10,34,84

2,060

54,61,42

STATE : PUNJAB

GURDASPUR

HOSHIARPUR

JALANDHAR

KAPURTHALA

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

11

12

13

14

15

16

17

18

I.

AGRICULTURE

32,344

125,71,72

29,683

111,76,08

32,593

198,68,37

13,638

59,64,41

1. Direct Finance

31,975

119,31,62

29,411

105,87,47

31,960

145,65,52

13,449

52,08,93

2. Indirect Finance

369

6,40,10

272

5,88,61

633

53,02,85

189

7,55,48

II.

INDUSTRY

9,954

141,98,79

9,541

151,56,35

22,182

709,18,52

5,429

176,01,81

1. Mining & Quarrying

4

32,39

23

2,14,67

5

23,30

22

50,64

2. Manufacturing & Processing

9,931

140,25,57

9,508

149,03,00

22,137

706,06,19

5,405

175,41,80

3. Electricity, Gas & Water

6

39,86

2

4,04

6

45,96

—

—

4. Construction

13

1,00,97

8

34,64

34

2,43,07

2

9,37

III.

TRANSPORT OPERATORS

3,452

9,96,78

1,800

7,41,16

2,776

19,71,78

724

4,86,03

IV.

PROFESSIONAL AND OTHER SERVICES

1,597

7,35,42

1,096

6,66,34

4,523

35,25,01

852

8,92,90

V.

PERSONAL LOANS

26,770

103,36,26

22,897

87,19,61

62,726

308,09,91

17,408

88,08,66

1. Loans for Purchase of Consumer Durables

3,379

8,72,27

2,327

6,80,00

6,026

21,06,97

1,783

5,83,22

2. Loans for Housing

4,719

34,18,05

4,734

28,20,51

11,075

91,15,68

3,190

23,06,37

3. Rest of the Personal Loans

18,672

60,45,94

15,836

52,19,10

45,625

195,87,26

12,435

59,19,07

VI.

TRADE

15,625

70,80,89

10,365

56,64,56

17,444

264,70,34

5,828

76,13,12

1. Wholesale Trade

517

14,05,24

607

7,39,13

3,003

146,13,96

468

35,58,94

2. Retail Trade

15,108

56,75,65

9,758

49,25,43

14,441

118,56,38

5,360

40,54,18

VII.

FINANCE

50

24,41

9

54,38

228

5,79,43

64

2,38,12

VIII.

ALL OTHERS

5,663

28,47,35

5,194

22,66,21

20,411

143,61,75

2,397

19,02,77

TOTAL BANK CREDIT

95,455

487,91,62

80,585

444,44,69

1,62,883

1685,05,11

46,340

   435,07,82

OF WHICH:

1. Artisans & Village Industries

2,513

5,61,85

4,916

5,63,95

3,998

21,97,69

1,124

3,78,28

2. Other Small Scale Industries

5,449

78,70,23

3,286

27,95,26

13,067

360,00,78

2,615

77,21,77

STATE : PUNJAB

LUDHIANA

MANSA

MOGA

MUKTSAR

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

19

20

21

22

23

24

25

26

I.

AGRICULTURE

55,813

354,10,26

24,879

107,85,92

21,618

91,96,18

22,832

111,44,46

1. Direct Finance

54,437

285,81,43

24,053

101,52,69

21,320

84,98,07

22,465

104,32,04

2. Indirect Finance

1,376

68,28,83

826

6,33,23

298

6,98,11

367

7,12,42

II.

INDUSTRY

52,140

3005,58,74

5,209

23,40,16

2,171

19,22,73

3,091

40,71,06

1. Mining & Quarrying

45

5,90,15

—

—

—

—

1

1,39,42

2. Manufacturing & Processing

51,949

2991,41,11

5,123

22,90,05

2,159

18,60,60

3,085

37,48,77

3. Electricity, Gas & Water

14

77,79

2

18,59

1

5,60

1

4,48

4. Construction

132

7,49,69

84

31,52

11

56,53

4

1,78,39

III.

TRANSPORT OPERATORS

2,620

15,13,03

559

98,27

493

3,87,95

413

97,58

IV.

PROFESSIONAL AND OTHER SERVICES

5,221

110,82,04

679

2,19,89

722

3,19,47

269

2,45,03

V.

PERSONAL LOANS

62,201

334,20,56

5,184

16,16,34

10,659

37,00,00

6,999

23,23,30

1. Loans for Purchase of Consumer Durables

4,630

19,73,76

174

35,85

1,576

2,38,51

840

1,86,02

2. Loans for Housing

15,155

126,61,07

865

4,07,12

3,373

14,86,03

1,482

6,40,04

3. Rest of the Personal Loans

42,416

187,85,73

4,145

11,73,37

5,710

19,75,46

4,677

14,97,24

VI.

TRADE

17,410

2005,40,16

3,879

20,62,55

4,649

23,35,44

5,270

30,70,64

1. Wholesale Trade

2,551

1830,63,42

237

3,98,99

267

4,29,81

260

2,86,48

2. Retail Trade

14,859

174,76,74

3,642

16,63,56

4,382

19,05,63

5,010

27,84,16

VII.

FINANCE

381

104,44,70 8

3,12

56

18,70

9

2,97

VIII.

ALL OTHERS

18,182

195,92,84

2,042

12,92,65

1,368

5,70,88

2,107

12,69,60

TOTAL BANK CREDIT

2,13,968

6125,62,33

42,439

184,18,90

41,736

184,51,35

40,990

   222,24,64

OF WHICH:

1. Artisans & Village Industries

2,931

10,47,79

1,972

3,20,05

458

93,59

1,061

1,94,79

2. Other Small Scale Industries

30,589

1158,95,78

2,577

10,75,88

1,074

7,36,44

1,499

9,54,51

STATE : PUNJAB

NAWANSHAHAR

PATIALA

RUPNAGAR

SANGRUR

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

27

28

29

30

31

32

33

34

I.

AGRICULTURE

12,968

49,03,48

63,338

430,03,66

21,669

187,46,19

83,783

365,33,38

1. Direct Finance

12,864

46,04,03

61,504

282,84,65

21,230

185,75,19

82,111

339,77,07

2. Indirect Finance

104

2,99,45

1,834

147,19,01

439

1,71,00

1,672

25,56,31

II.

INDUSTRY

1,773

8,42,17

14,805

465,28,68

11,309

270,19,09

12,129

199,69,39

1. Mining & Quarrying

3

41,50

6

31,99

5

19,13

4

11,77

2. Manufacturing & Processing

1,763

7,81,23

14,742

379,03,61

11,268

267,76,08

12,077

198,13,50

3. Electricity, Gas & Water

—

—

10

75,43,48

4

18,38

3

64,55

4. Construction

7

19,44

47

10,49,60

32

2,05,50

45

79,57

III.

TRANSPORT OPERATORS

1,054

4,82,90

1,835

19,14,18

1,750

9,55,07

1,762

5,01,05

IV.

PROFESSIONAL AND OTHER SERVICES

602

4,51,50

1,705

17,37,93

1,648

10,96,87

1,146

6,06,37

V.

PERSONAL LOANS

10,264

37,62,97

47,861

191,35,45

25,871

99,36,97

22,071

77,79,20

1. Loans for Purchase of Consumer Durables

1,270

3,36,37

5,828

18,42,22

5,361

14,35,01

1,745

4,50,62

2. Loans for Housing

1,944

10,27,03

11,549

84,97,26

5,356

34,55,78

4,239

25,01,51

3. Rest of the Personal Loans

7,050

23,99,57

30,484

87,95,97

15,154

50,46,18

16,087

48,27,07

VI.

TRADE

3,812

26,40,01

18,434

127,98,44

9,917

55,85,01

12,517

70,00,56

1. Wholesale Trade

59

11,97,10

1,224

23,00,69

357

10,44,48

434

10,43,20

2. Retail Trade

3,753

14,42,91

17,210

104,97,75

9,560

45,40,53

12,083

59,57,36

VII.

FINANCE

3

4,52

45

1,61,42

70

2,20,36

25

9,49

VIII.

ALL OTHERS

1,978

6,86,62

6,586

101,64,36

7,273

63,57,58

4,927

39,67,01

TOTAL BANK CREDIT

32,454

137,74,17

1,54,609

1354,44,12

79,507

699,17,14

1,38,360

    763,66,45

OF WHICH:

1. Artisans & Village Industries

1,021

1,74,96

2,901

8,08,74

3,280

4,68,14

4,843

7,87,65

2. Other Small Scale Industries

485

4,16,56

8,570

132,74,65

6,725

58,66,44

5,499

88,88,87