Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,90,940

1466,58

1130,23

3,76,638

1793,70

1495,30

-

-

-

1. Direct Finance

2,87,192

1337,25

1042,43

3,72,369

1529,32

1271,00

-

-

-

2. Indirect Finance

3,748

129,33

87,80

4,269

264,38

224,31

-

-

-

II.

INDUSTRY

1,00,232

4052,13

3159,88

93,813

3671,22

2947,78

37

87,11

67,29

1. Mining & Quarrying

147

75,71

70,08

188

36,74

34,17

-

-

-

2. Food Manufacturing & Processing

1,850

522,51

380,46

3,226

521,42

429,61

2

1,25

1,25

(a)

Rice Mills, Flour & Dal Mills

1,172

95,04

71,78

1,914

137,52

98,26

-

-

-

(b)

Sugar

14

35,02

21,53

12

1,60

1,63

-

-

-

(c)

Edible Oils & Vanaspati

354

333,14

242,45

417

311,96

280,30

2

1,25

1,25

(d)

Tea Processing

4

27

18

3

18

68

-

-

-

(e)

Processing of Fruits & Vegetables

13

3,49

2,83

21

11,34

10,59

-

-

-

(f)

Others

293

55,56

41,69

859

58,83

38,16

-

-

-

3. Beverage & Tobacco

73

35,57

32,68

113

68,31

57,40

-

-

-

4. Textiles

1,253

521,64

358,53

2,232

432,14

358,27

3

5,03

3,73

(a)

Cotton Textiles

427

231,29

180,38

486

135,12

110,84

-

-

-

(b)

Jute Textiles

10

2,30

87

25

9,45

7,38

-

-

-

(c)

Handloom Textiles & Khadi

13

27

23

343

4,56

3,29

-

-

-

(d)

Other Textiles

803

287,78

177,04

1,378

283,01

236,75

3

5,03

3,73

5. Paper, Paper Products & Printing

420

77,86

57,10

1,124

68,96

60,19

2

4,16

4,16

6. Leather & Leather Products

133

51,37

47,42

281

13,42

9,01

-

-

-

7. Rubber & Rubber Products

98

71,12

67,75

189

215,73

85,55

2

25,00

5,76

8. Chemicals & Chemical Products

972

366,82

269,63

2,340

361,89

233,67

3

3,02

16

(a)

Heavy Industrial Chemicals

31

34,59

49,69

97

14,79

11,76

-

-

-

(b)

Fertilisers

50

38,28

27,70

29

29,23

28,13

2

2,52

5

(c)

Drugs & Pharmaceuticals

191

84,11

46,65

458

97,05

85,15

1

50

10

(d)

Non-Edible Oils

15

9,50

57

22

5,60

4,35

-

-

-

(e)

Other Chemicals & Chemical Products

685

200,33

145,02

1,734

215,23

104,27

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

37

7,82

4,18

89

19,22

14,89

1

30

12

10. Manufacture of Cement & Cement Products

137

110,00

55,28

242

46,67

40,48

1

50

50

11. Basic Metals & Metal Products

1,074

639,92

610,38

1,656

780,73

740,80

3

3,60

3,91

(a)

Iron & Steel

269

379,46

375,23

457

695,34

678,76

3

3,60

3,91

(b)

Non-Ferrous Metals

58

62,61

60,36

50

16,23

7,68

-

-

-

(c)

Other Metal Products

747

197,85

174,79

1,149

69,15

54,36

-

-

-

12. Engineering

857

514,72

322,56

1,949

327,55

257,37

9

23,91

23,89

(a)

Heavy Engineering

134

90,15

61,48

165

89,42

76,28

-

-

-

(b)

Light Engineering

227

12,08

9,73

890

34,74

35,30

1

45

39

(c)

Electrical Machinery & Goods

434

405,30

245,51

807

182,67

123,38

3

10,20

10,24

(d)

Electronic Machinery & Goods

62

7,19

5,84

87

20,72

22,40

5

13,26

13,26

13. Vehicles, Vehicle Parts & Transport Equipments

249

101,96

69,27

677

49,62

39,73

6

4,14

4,22

14. Other Industries

92,418

588,67

493,38

77,958

544,45

469,91

1

10,00

10,00

15. Electricity, Gas & Water

126

330,42

293,88

44

93,08

38,12

3

6,00

7,41

(a)

Electricity Generation & Transmission

109

326,06

290,47

24

90,98

36,59

3

6,00

7,41

(b)

Non-Conventional Energy

7

2,02

1,95

4

18

13

-

-

-

(c)

Gas, Steam & Water Supply

10

2,33

1,45

16

1,93

1,40

-

-

-

16. Construction

388

36,01

27,29

1,505

91,29

78,60

1

20

2,19

III.

TRANSPORT OPERATORS

13,927

141,80

97,24

18,396

170,10

138,06

1

25

25

IV.

PROFESSIONAL AND OTHER SERVICES

18,568

138,30

105,44

55,420

327,47

265,00

2

38

14

V.

PERSONAL LOANS

2,45,088

1079,05

891,74

2,46,170

1101,13

930,46

5

14

14

1. Loans for Purchase of Consumer Durables

29,644

82,78

62,69

29,250

79,27

63,35

-

-

-

2. Loans for Housing

47,412

448,93

393,98

54,197

413,85

347,68

-

-

-

3. Rest of the Personal Loans

1,68,032

547,34

435,07

1,62,723

608,01

519,43

5

14

14

VI.

TRADE

1,21,007

1496,72

1067,96

2,19,455

1450,66

1178,39

8

7,51

3,59

1. Wholesale Trade

11,866

934,06

622,84

12,976

451,76

358,89

4

5,26

1,79

2. Retail Trade

1,09,141

562,67

445,11

2,06,479

998,89

819,50

4

2,25

1,80

VII.

FINANCE

907

30,89

25,18

2,110

81,33

60,23

-

-

-

VIII. ALL OTHERS

45,723

489,15

447,43

65,223

614,39

513,07

-

-

-

TOTAL BANK CREDIT

8,36,392

8894,63

6925,10

10,77,225

9209,99

7528,29

53

95,38

71,40

OF WHICH:

1. Artisans & Village Industries

22,132

42,10

33,75

25,795

60,65

54,10

-

-

-

2. Other Small Scale Industries

46,410

805,82

611,86

46,520

825,87

674,90

1

1,00

76

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,91,152

686,47

561,87

1,093

12,87

11,06

10,59,823

3959,62

3198,46

1. Direct Finance

3,82,841

662,85

543,49

1,074

7,78

6,50

10,43,476

3537,20

2863,41

2. Indirect Finance

8,311

23,62

18,38

19

5,09

4,56

16,347

422,41

335,04

II.

INDUSTRY

85,184

96,67

75,77

1,632

409,00

392,74

2,80,898

8316,12

6643,46

1. Mining & Quarrying

19

1,23

1,09

4

23

11

358

113,92

105,46

2. Food Manufacturing & Processing

400

6,78

4,39

73

96,43

92,18

5,551

1148,39

907,89

(a)

Rice Mills, Flour & Dal Mills

233

4,85

2,85

16

2,05

1,53

3,335

239,45

174,43

(b)

Sugar

-

-

-

-

-

-

26

36,62

23,16

(c)

Edible Oils & Vanaspati

22

59

51

24

69,80

67,69

819

716,73

592,20

(d)

Tea Processing

-

-

-

-

-

-

7

45

86

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

34

14,83

13,42

(f)

Others

145

1,35

1,03

33

24,59

22,96

1,330

140,32

103,83

3. Beverage & Tobacco

1

7

1

3

8,11

7,98

190

112,06

98,07

4. Textiles

130

83

61

211

121,44

121,45

3,829

1081,09

842,60

(a)

Cotton Textiles

13

6

6

166

77,32

79,48

1,092

443,79

370,77

(b)

Jute Textiles

-

-

-

1

8

4

36

11,83

8,30

(c)

Handloom Textiles & Khadi

5

4

3

-

-

-

361

4,87

3,56

(d)

Other Textiles

112

73

52

44

44,04

41,93

2,340

620,59

459,98

5. Paper, Paper Products & Printing

56

71

49

31

1,01

81

1,633

152,70

122,74

6. Leather & Leather Products

13

7

4

-

-

-

427

64,86

56,47

7. Rubber & Rubber Products

26

15

13

12

10,22

5,35

327

322,21

164,54

8. Chemicals & Chemical Products

30

63

45

82

25,82

17,11

3,427

758,18

521,02

(a)

Heavy Industrial Chemicals

-

-

-

1

10

16

129

49,48

61,61

(b)

Fertilisers

-

-

-

2

65

43

83

70,68

56,32

(c)

Drugs & Pharmaceuticals

15

13

8

23

1,98

1,46

688

183,78

133,44

(d)

Non-Edible Oils

1

4

1

-

-

-

38

15,13

4,94

(e)

Other Chemicals & Chemical Products

14

46

35

56

23,09

15,07

2,489

439,11

264,72

9. Petroleum, Coal Products & Nuclear Fuels

2

6

3

-

-

-

129

27,40

19,22

10. Manufacture of Cement & Cement Products

15

12

9

2

4

3

397

157,33

96,37

11. Basic Metals & Metal Products

62

63

58

94

48,92

58,43

2,889

1473,80

1414,11

(a)

Iron & Steel

1

6

6

38

46,39

55,97

768

1124,84

1113,92

(b)

Non-Ferrous Metals

-

-

-

4

2,09

2,08

112

80,93

70,12

(c)

Other Metal Products

61

58

53

52

44

38

2,009

268,02

230,06

12. Engineering

201

2,70

2,19

86

25,37

20,84

3,102

894,24

626,85

(a)

Heavy Engineering

39

1,57

1,30

8

4,43

3,33

346

185,57

142,38

(b)

Light Engineering

102

72

55

10

27

20

1,230

48,26

46,17

(c)

Electrical Machinery & Goods

58

33

27

56

16,15

13,68

1,358

614,65

393,08

(d)

Electronic Machinery & Goods

2

8

7

12

4,52

3,63

168

45,76

45,21

13. Vehicles, Vehicle Parts & Transport Equipments

332

3,05

2,38

28

14,01

12,23

1,292

172,79

127,83

14. Other Industries

83,856

78,88

62,58

939

53,79

52,91

2,55,172

1275,80

1088,78

15. Electricity, Gas & Water

-

-

-

-

-

-

173

429,50

339,40

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

136

423,05

334,47

(b)

Non-Conventional Energy

-

-

-

-

-

-

11

2,20

2,08

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

26

4,26

2,85

16. Construction

41

75

72

67

3,61

3,30

2,002

131,86

112,10

III.

TRANSPORT OPERATORS

18,335

57,63

38,30

157

7,91

6,88

50,816

377,70

280,73

IV.

PROFESSIONAL AND OTHER SERVICES

22,860

28,56

23,00

979

37,26

35,37

97,829

531,98

428,94

V.

PERSONAL LOANS

1,09,009

214,87

180,48

5,723

42,25

33,68

6,05,995

2437,44

2036,48

1. Loans for Purchase of Consumer Durables

15,690

27,99

21,44

370

1,63

1,32

74,954

191,67

148,80

2. Loans for Housing

12,463

45,18

41,22

1,071

8,93

8,04

1,15,143

916,89

790,92

3. Rest of the Personal Loans

80,856

141,70

117,82

4,282

31,69

24,32

4,15,898

1328,88

1096,77

VI.

TRADE

1,22,956

160,39

126,80

2,895

193,45

180,68

4,66,321

3308,73

2557,41

1. Wholesale Trade

3,837

7,83

6,70

454

89,83

81,14

29,137

1488,74

1071,36

2. Retail Trade

1,19,119

152,56

120,09

2,441

103,62

99,54

4,37,184

1819,99

1486,05

VII.

FINANCE

1

3

2

35

5,40

4,64

3,053

117,65

90,08

VIII. ALL OTHERS

12,843

22,20

17,00

1,528

18,10

14,94

1,25,317

1143,83

992,44

TOTAL BANK CREDIT

7,62,340

1266,81

1023,24

14,042

726,24

679,98

26,90,052

20193,06

16228,00

OF WHICH:

1. Artisans & Village Industries

70,685

59,40

47,47

395

1,25

1,02

1,19,007

163,40

136,35

2. Other Small Scale Industries

11,444

22,92

16,76

699

25,97

19,38

1,05,074

1681,58

1323,66