Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,36,836

1436,50

1252,95

10,07,859

2969,47

2650,06

2

36

18

1. Direct Finance

4,33,768

1302,51

1140,95

9,99,023

2221,76

2048,01

2

36

18

2. Indirect Finance

3,068

133,99

112,00

8,836

747,70

602,05

-

-

-

II.

INDUSTRY

1,16,506

4851,27

3738,39

1,59,078

6566,53

5184,06

453

1731,90

1229,93

1. Mining & Quarrying

210

242,82

124,84

316

171,40

149,70

-

-

-

2. Food Manufacturing & Processing

1,601

398,35

252,84

3,830

821,84

621,20

17

18,58

10,45

(a)

Rice Mills, Flour & Dal Mills

715

43,12

33,57

1,337

73,72

65,02

-

-

-

(b)

Sugar

43

179,73

93,60

46

156,11

137,68

1

50

47

(c)

Edible Oils & Vanaspati

250

40,67

35,09

326

26,08

24,40

-

-

-

(d)

Tea Processing

6

9,36

5,14

12

13,25

10,34

1

5,00

5,00

(e)

Processing of Fruits & Vegetables

24

3,65

2,53

75

29,03

25,03

4

2,89

2,33

(f)

Others

563

121,82

82,91

2,034

523,63

358,74

11

10,20

2,65

3. Beverage & Tobacco

64

52,74

48,70

180

209,52

148,14

1

10

-

4. Textiles

3,032

531,10

383,40

3,381

599,64

484,28

42

73,42

44,47

(a)

Cotton Textiles

86

73,45

53,96

407

138,12

121,44

7

4,71

4,77

(b)

Jute Textiles

2

10

8

14

3,64

3,12

-

-

-

(c)

Handloom Textiles & Khadi

251

89,83

15,59

133

11,03

10,79

-

-

-

(d)

Other Textiles

2,693

367,72

313,77

2,827

446,84

348,94

35

68,70

39,69

5. Paper, Paper Products & Printing

914

75,33

53,42

2,270

129,27

110,96

6

4,08

3,98

6. Leather & Leather Products

194

76,83

71,41

528

47,61

36,93

-

-

-

7. Rubber & Rubber Products

175

57,86

43,83

498

68,02

48,32

1

91

18

8. Chemicals & Chemical Products

1,041

314,13

219,76

2,783

343,72

287,68

43

198,26

124,01

(a)

Heavy Industrial Chemicals

41

15,59

8,03

86

8,60

7,22

6

18,01

15,59

(b)

Fertilisers

23

36,35

32,51

43

22,37

16,12

1

1,20

18

(c)

Drugs & Pharmaceuticals

248

103,82

73,64

603

104,95

88,41

16

42,29

26,79

(d)

Non-Edible Oils

18

10,49

6,75

16

3,05

2,35

-

-

-

(e)

Other Chemicals & Chemical Products

711

147,88

98,83

2,035

204,74

173,58

20

136,76

81,45

9. Petroleum, Coal Products & Nuclear Fuels

45

33,60

19,82

69

259,44

256,92

7

53,00

41,26

10. Manufacture of Cement & Cement Products

153

35,84

33,33

370

32,65

38,05

-

-

-

11. Basic Metals & Metal Products

1,554

507,36

424,65

2,721

593,71

519,27

11

13,34

11,74

(a)

Iron & Steel

257

311,43

282,60

486

395,46

375,07

4

11,26

10,76

(b)

Non-Ferrous Metals

81

33,62

23,19

90

60,54

32,58

3

18

8

(c)

Other Metal Products

1,216

162,31

118,86

2,145

137,71

111,61

4

1,90

90

12. Engineering

3,120

1545,49

1290,15

5,738

1626,99

1095,51

182

661,73

474,19

(a)

Heavy Engineering

223

560,22

442,94

338

718,94

434,53

7

82,31

48,69

(b)

Light Engineering

1,441

359,40

336,35

3,146

415,30

255,16

54

170,26

125,01

(c)

Electrical Machinery & Goods

1,041

249,32

216,07

1,726

180,33

156,13

49

123,47

84,84

(d)

Electronic Machinery & Goods

415

376,56

294,79

528

312,42

249,69

72

285,69

215,64

13. Vehicles, Vehicle Parts & Transport Equipments

1,460

126,71

50,39

1,088

189,66

102,88

40

90,65

74,05

14. Other Industries

1,02,314

586,60

494,11

1,33,565

766,61

666,64

91

581,98

420,91

15. Electricity, Gas & Water

79

221,78

192,89

136

563,02

503,24

2

5,40

21

(a)

Electricity Generation & Transmission

49

208,53

179,99

94

559,32

500,23

2

5,40

21

(b)

Non-Conventional Energy

13

11,03

10,96

19

1,22

96

-

-

-

(c)

Gas, Steam & Water Supply

17

2,22

1,94

23

2,47

2,05

-

-

-

16. Construction

550

44,75

34,87

1,605

143,45

114,35

10

30,44

24,49

III.

TRANSPORT OPERATORS

14,107

183,90

124,44

45,328

447,93

361,44

7

1,58

1,39

IV.

PROFESSIONAL AND OTHER SERVICES

25,913

257,25

186,65

1,41,550

841,04

694,54

134

83,36

87,73

V.

PERSONAL LOANS

4,22,739

1699,38

1421,84

7,10,551

2830,33

2503,29

1,04,451

461,26

248,71

1. Loans for Purchase of Consumer Durables

36,453

102,94

72,18

62,823

192,56

157,41

1,337

33,16

32,34

2. Loans for Housing

57,245

710,31

623,02

1,12,251

1027,37

922,99

1,049

38,72

39,14

3. Rest of the Personal Loans

3,29,041

886,13

726,64

5,35,477

1610,39

1422,89

1,02,065

389,38

177,24

VI.

TRADE

1,25,690

901,01

748,29

2,66,272

1440,22

1217,53

25

43,54

24,97

1. Wholesale Trade

9,787

417,33

331,81

20,411

463,22

367,19

15

27,30

11,30

2. Retail Trade

1,15,903

483,67

416,48

2,45,861

976,99

850,34

10

16,24

13,67

VII.

FINANCE

1,120

125,05

130,28

1,266

1203,22

1071,79

8

53,10

18,34

VIII. ALL OTHERS

82,550

629,52

532,35

1,77,186

1267,57

1158,05

3,200

52,10

51,12

TOTAL BANK CREDIT

12,25,461

10083,87

8135,19

25,09,090

17566,31

14840,75

1,08,280

2427,21

1662,36

OF WHICH:

1. Artisans & Village Industries

24,899

40,56

38,11

49,442

89,30

84,73

2

2

2

2. Other Small Scale Industries

62,865

1241,30

962,96

72,950

1351,59

1103,51

33

42,38

32,29

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,23,918

951,08

891,68

61,338

527,60

486,47

20,29,953

5885,00

5281,34

1. Direct Finance

5,11,965

927,60

871,75

59,552

411,83

387,65

20,04,310

4864,06

4448,54

2. Indirect Finance

11,953

23,48

19,94

1,786

115,77

98,82

25,643

1020,93

832,81

II.

INDUSTRY

38,961

85,61

71,54

17,779

1732,98

1504,56

3,32,777

14968,30

11728,48

1. Mining & Quarrying

25

1,37

84

87

18,03

14,53

638

433,63

289,91

2. Food Manufacturing & Processing

1,545

10,38

8,31

768

280,24

237,14

7,761

1529,39

1129,94

(a)

Rice Mills, Flour & Dal Mills

191

2,35

1,92

285

29,05

26,83

2,528

148,25

127,34

(b)

Sugar

1

5

1

22

20,13

17,88

113

356,52

249,64

(c)

Edible Oils & Vanaspati

54

42

30

74

3,87

3,68

704

71,04

63,47

(d)

Tea Processing

-

-

-

1

3

3

20

27,64

20,52

(e)

Processing of Fruits & Vegetables

7

37

31

18

15,01

15,17

128

50,95

45,37

(f)

Others

1,292

7,19

5,76

368

212,16

173,55

4,268

875,00

623,61

3. Beverage & Tobacco

17

1,98

1,94

75

46,28

45,73

337

310,61

244,50

4. Textiles

328

2,60

2,21

860

175,94

138,51

7,643

1382,69

1052,87

(a)

Cotton Textiles

27

31

26

150

41,62

28,64

677

258,22

209,07

(b)

Jute Textiles

2

5

6

6

56

40

24

4,36

3,65

(c)

Handloom Textiles & Khadi

29

19

11

16

35

55

429

101,40

27,04

(d)

Other Textiles

270

2,05

1,78

688

133,40

108,92

6,513

1018,71

813,10

5. Paper, Paper Products & Printing

69

85

78

467

30,02

22,27

3,726

239,55

191,42

6. Leather & Leather Products

27

21

20

23

2,74

1,90

772

127,40

110,43

7. Rubber & Rubber Products

13

45

40

78

8,37

6,53

765

135,60

99,25

8. Chemicals & Chemical Products

151

1,26

1,02

621

77,64

67,18

4,639

935,01

699,64

(a)

Heavy Industrial Chemicals

-

-

-

18

4,73

3,48

151

46,93

34,32

(b)

Fertilisers

-

-

-

9

2,30

1,50

76

62,21

50,31

(c)

Drugs & Pharmaceuticals

44

31

27

103

28,72

23,50

1,014

280,09

212,60

(d)

Non-Edible Oils

-

-

-

5

77

70

39

14,31

9,80

(e)

Other Chemicals & Chemical Products

107

96

75

486

41,12

37,99

3,359

531,46

392,60

9. Petroleum, Coal Products & Nuclear Fuels

1

3

3

7

2,23

1,43

129

348,29

319,46

10. Manufacture of Cement & Cement Products

17

20

14

128

8,20

7,61

668

76,89

79,13

11. Basic Metals & Metal Products

90

1,03

77

428

116,14

107,11

4,804

1231,59

1063,54

(a)

Iron & Steel

-

-

-

102

81,60

80,85

849

799,76

749,29

(b)

Non-Ferrous Metals

-

-

-

8

44

32

182

94,78

56,17

(c)

Other Metal Products

90

1,03

77

318

34,10

25,95

3,773

337,05

258,09

12. Engineering

401

4,80

3,96

1,350

540,95

474,80

10,791

4379,96

3338,60

(a)

Heavy Engineering

95

2,50

2,01

101

32,64

28,60

764

1396,61

956,78

(b)

Light Engineering

199

1,45

1,17

793

185,00

145,56

5,633

1131,41

863,24

(c)

Electrical Machinery & Goods

103

64

58

299

106,29

94,48

3,218

660,04

552,10

(d)

Electronic Machinery & Goods

4

20

20

157

217,02

206,15

1,176

1191,89

966,48

13. Vehicles, Vehicle Parts & Transport Equipments

373

4,51

3,34

356

39,04

35,60

3,317

450,57

266,26

14. Other Industries

35,663

51,57

43,50

11,853

169,83

155,63

2,83,486

2156,60

1780,78

15. Electricity, Gas & Water

3

19

20

14

72,25

73,55

234

862,63

770,09

(a)

Electricity Generation & Transmission

3

19

20

5

70,44

71,92

153

843,88

752,55

(b)

Non-Conventional Energy

-

-

-

6

1,59

1,41

38

13,85

13,33

(c)

Gas, Steam & Water Supply

-

-

-

3

22

22

43

4,91

4,21

16. Construction

238

4,17

3,91

664

145,09

115,03

3,067

367,89

292,66

III.

TRANSPORT OPERATORS

11,505

85,60

61,54

6,128

85,55

63,48

77,075

804,56

612,29

IV.

PROFESSIONAL AND OTHER SERVICES

33,782

56,97

46,97

12,864

464,29

295,58

2,14,243

1702,91

1311,46

V.

PERSONAL LOANS

1,54,781

261,39

229,94

1,37,464

595,94

504,50

15,29,986

5848,30

4908,28

1. Loans for Purchase of Consumer Durables

11,558

20,29

17,40

25,686

60,64

50,02

1,37,857

409,59

329,35

2. Loans for Housing

12,323

71,48

64,70

10,714

157,99

138,48

1,93,582

2005,87

1788,32

3. Rest of the Personal Loans

1,30,900

169,63

147,84

1,01,064

377,32

316,00

11,98,547

3432,85

2790,61

VI.

TRADE

1,04,652

192,89

167,03

33,947

698,58

582,38

5,30,586

3276,24

2740,20

1. Wholesale Trade

3,808

15,52

12,13

3,689

318,81

265,09

37,710

1242,19

987,52

2. Retail Trade

1,00,844

177,37

154,90

30,258

379,77

317,29

4,92,876

2034,05

1752,68

VII.

FINANCE

4

19

17

506

252,27

159,21

2,904

1633,84

1379,78

VIII. ALL OTHERS

89,472

92,59

84,37

20,061

307,94

265,88

3,72,469

2349,72

2091,77

TOTAL BANK CREDIT

9,57,075

1726,33

1553,24

2,90,087

4665,14

3862,04

50,89,993

36468,86

   30053,59

OF WHICH:

1. Artisans & Village Industries

22,626

30,21

24,90

3,849

7,76

6,98

1,00,818

167,86

154,74

2. Other Small Scale Industries

11,736

22,93

20,14

8,136

313,70

263,83

1,55,720

2971,90

2382,72