Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

50,313

82,97

67,51

7,594

25,77

20,38

1. Direct Finance

49,251

79,96

64,48

7,472

25,16

19,88

2. Indirect Finance

1,062

3,01

3,03

122

60

50

II.

INDUSTRY

11,230

56,67

48,83

4,133

138,45

126,26

1. Mining & Quarrying

1

4

2

11

1,12

62

2. Food Manufacturing & Processing

339

10,15

8,34

173

27,38

24,97

(a) Rice Mills, Flour & Dal Mills

114

4,65

3,09

94

16,52

14,42

(b) Sugar

-

-

-

1

35

-

(c) Edible Oils & Vanaspati

70

1,80

1,59

30

6,09

6,63

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

3

1

1

2

3

(f) Others

154

3,68

3,63

47

4,40

3,88

3. Beverage & Tobacco

-

-

-

6

2,21

2,12

4. Textiles

111

3,77

3,56

51

39,31

32,77

(a) Cotton Textiles

1

1

1

7

32,46

26,11

(b) Jute Textiles

1

7

6

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

5

6

8

(d) Other Textiles

109

3,69

3,49

39

6,78

6,58

5. Paper, Paper Products & Printing

63

1,42

1,37

22

2,20

2,08

6. Leather & Leather Products

12

26

33

5

14

20

7. Rubber & Rubber Products

10

40

38

12

1,00

1,11

8. Chemicals & Chemical Products

69

1,53

1,33

42

17,03

14,63

(a) Heavy Industrial Chemicals

-

-

-

1

38

24

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

57

78

65

5

92

94

(d) Non-Edible Oils

-

-

-

1

5

2

(e) Other Chemicals & Chemical Products

12

75

68

35

15,69

13,43

9. Petroleum, Coal Products & Nuclear Fuels

1

3

2

1

3

3

10. Manufacture of Cement & Cement Products

12

1,88

1,75

48

5,01

4,90

11. Basic Metals & Metal Products

67

1,53

1,40

109

11,54

11,33

(a) Iron & Steel

3

17

19

24

6,18

5,79

(b) Non-Ferrous Metals

2

6

8

-

-

-

(c) Other Metal Products

62

1,30

1,13

85

5,36

5,54

12. Engineering

102

2,89

2,51

48

2,35

1,87

(a) Heavy Engineering

5

11

12

4

14

12

(b) Light Engineering

68

2,24

2,05

13

45

29

(c) Electrical Machinery & Goods

27

42

32

28

1,61

1,33

(d) Electronic Machinery & Goods

2

11

4

3

15

14

13. Vehicles, Vehicle Parts & Transport Equipments

104

3,68

3,12

14

8,74

9,49

14. Other Industries

10,258

27,10

23,47

3,545

18,55

17,07

15. Electricity, Gas & Water

2

44

29

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

2

44

29

-

-

-

16. Construction

79

1,54

95

46

1,85

3,07

III.

TRANSPORT OPERATORS

8,442

70,13

48,43

2,411

42,22

29,28

IV.

PROFESSIONAL AND OTHER SERVICES

1,680

11,09

7,46

820

9,87

7,35

V.

PERSONAL LOANS

49,075

135,76

118,20

13,667

58,11

50,56

1. Loans for Purchase of Consumer Durables

5,942

15,78

12,62

2,361

8,36

6,80

2. Loans for Housing

6,662

36,88

32,30

2,491

21,63

19,48

3. Rest of the Personal Loans

36,471

83,09

73,28

8,815

28,11

24,29

VI.

TRADE

26,498

119,25

95,15

7,820

69,19

57,35

1. Wholesale Trade

1,945

7,16

5,80

189

8,58

7,99

2. Retail Trade

24,553

112,09

89,35

7,631

60,61

49,36

VII.

FINANCE

111

1,15

83

7

55

41

VIII.

ALL OTHERS

6,542

20,26

19,11

3,345

23,09

20,10

TOTAL BANK CREDIT

1,53,891

497,27

405,51

39,797

367,25

311,70

OF WHICH: 1. Artisans & Village Industries

5,040

9,19

7,30

1,738

3,20

2,86

2. Other Small Scale Industries

4,551

23,33

20,96

1,964

75,93

66,47

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,087

60,79

56,18

-

-

-

1. Direct Finance

2,920

58,02

53,86

-

-

-

2. Indirect Finance

167

2,77

2,32

-

-

-

II.

INDUSTRY

14,292

285,24

270,87

-

-

-

1. Mining & Quarrying

20

5,72

8,24

-

-

-

2. Food Manufacturing & Processing

367

50,93

44,23

-

-

-

(a) Rice Mills, Flour & Dal Mills

177

32,63

28,89

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

39

3,70

3,67

-

-

-

(d) Tea Processing

1

4

6

-

-

-

(e) Processing of Fruits & Vegetables

8

57

46

-

-

-

(f) Others

142

14,00

11,14

-

-

-

3. Beverage & Tobacco

18

7,92

8,23

-

-

-

4. Textiles

971

37,23

36,40

-

-

-

(a) Cotton Textiles

22

6,26

6,18

-

-

-

(b) Jute Textiles

2

15

18

-

-

-

(c) Handloom Textiles & Khadi

65

1,36

1,12

-

-

-

(d) Other Textiles

882

29,47

28,92

-

-

-

5. Paper, Paper Products & Printing

214

5,95

4,71

-

-

-

6. Leather & Leather Products

182

4,99

4,71

-

-

-

7. Rubber & Rubber Products

38

1,13

1,02

-

-

-

8. Chemicals & Chemical Products

264

23,02

24,93

-

-

-

(a) Heavy Industrial Chemicals

1

5

-

-

-

(b) Fertilisers

1

4

19

-

-

-

(c) Drugs & Pharmaceuticals

81

10,18

10,52

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

181

12,75

14,22

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

1

5

5

-

-

-

10. Manufacture of Cement & Cement Products

58

10,66

8,54

-

-

-

11. Basic Metals & Metal Products

327

29,84

36,05

-

-

-

(a) Iron & Steel

55

19,54

25,62

-

-

-

(b) Non-Ferrous Metals

8

37

36

-

-

-

(c) Other Metal Products

264

9,93

10,07

-

-

-

12. Engineering

311

11,66

10,41

-

-

-

(a) Heavy Engineering

8

1,10

82

-

-

-

(b) Light Engineering

66

3,12

2,85

-

-

-

(c) Electrical Machinery & Goods

206

5,05

4,51

-

-

-

(d) Electronic Machinery & Goods

31

2,39

2,22

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

286

16,47

12,74

-

-

-

14. Other Industries

10,959

67,44

58,15

-

-

-

15. Electricity, Gas & Water

13

79

55

-

-

-

(a) Electricity Generation & Transmission

8

48

40

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

5

31

15

-

-

-

16. Construction

263

11,45

11,92

-

-

-

III.

TRANSPORT OPERATORS

3,967

61,14

48,05

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

16,195

943,86

1066,64

-

-

-

V.

PERSONAL LOANS

45,555

218,25

188,75

-

-

-

1. Loans for Purchase of Consumer Durables

10,020

37,57

30,88

-

-

-

2. Loans for Housing

7,805

73,32

64,48

-

-

-

3. Rest of the Personal Loans

27,730

107,36

93,39

-

-

-

VI.

TRADE

16,030

249,11

206,60

-

-

-

1. Wholesale Trade

2,489

87,87

74,75

-

-

-

2. Retail Trade

13,541

161,25

131,86

-

-

-

VII.

FINANCE

145

12,35

11,80

-

-

-

VIII.

ALL OTHERS

7,887

113,11

92,92

-

-

-

TOTAL BANK CREDIT

1,07,158

1943,85

1941,81

-

-

-

OF WHICH: 1. Artisans & Village Industries

4,391

12,20

11,04

-

-

-

2. Other Small Scale Industries

6,586

138,53

124,19

-

-

-