Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

27,781

74,45

56,79

59,313

154,54

118,12

1.

Direct Finance

27,218

71,73

54,28

58,712

138,38

104,87

2.

Indirect Finance

563

2,72

2,51

601

16,16

13,25

II.

INDUSTRY

10,753

204,96

169,71

14,210

375,78

352,66

1.

Mining & Quarrying

25

1,65

1,28

56

5,05

4,02

2.

Food Manufacturing & Processing

122

38,84

31,07

202

15,64

14,03

(a)

Rice Mills, Flour & Dal Mills

42

10,54

6,14

77

6,45

5,66

(b)

Sugar

-

-

-

5

17

14

(c)

Edible Oils & Vanaspati

15

4,10

2,65

31

5,50

5,10

(d)

Tea Processing

3

15

12

6

17

16

(e)

Processing of Fruits & Vegetables

7

5,85

5,83

8

74

60

(f)

Others

55

18,20

16,35

75

2,62

2,37

3.

Beverage & Tobacco

14

1,56

1,24

6

1,09

1,04

4.

Textiles

93

9,69

6,21

160

71,07

66,83

(a)

Cotton Textiles

14

3,83

2,58

33

23,96

17,70

(b)

Jute Textiles

6

18

14

1

3

4

(c)

Handloom Textiles & Khadi

30

50

31

45

6,66

6,85

(d)

Other Textiles

43

5,18

3,17

81

40,43

42,24

5.

Paper, Paper Products & Printing

31

2,83

2,57

137

6,95

8,50

6.

Leather & Leather Products

18

72

57

84

35

27

7.

Rubber & Rubber Products

86

1,93

1,71

56

2,61

2,39

8.

Chemicals & Chemical Products

138

34,72

31,17

151

41,44

32,54

(a)

Heavy Industrial Chemicals

11

67

61

10

9,01

6,01

(b)

Fertilisers

-

-

-

3

34

36

(c)

Drugs & Pharmaceuticals

37

16,93

14,29

24

3,79

2,70

(d)

Non-Edible Oils

5

21

16

6

39

39

(e)

Other Chemicals & Chemical Products

85

16,91

16,11

108

27,91

23,08

9.

Petroleum, Coal Products & Nuclear Fuels

2

28

26

7

58

54

10.

Manufacture of Cement & Cement Products

24

1,89

1,52

48

2,23

2,30

11.

Basic Metals & Metal Products

108

11,60

8,15

344

78,79

86,10

(a)

Iron & Steel

21

4,31

3,77

74

39,48

51,10

(b)

Non-Ferrous Metals

4

42

35

28

7,86

6,51

(c)

Other Metal Products

83

6,87

4,03

242

31,45

28,50

12.

Engineering

119

27,51

23,88

214

32,87

33,42

(a)

Heavy Engineering

29

7,62

7,09

6

46

48

(b)

Light Engineering

28

3,30

2,44

73

14,04

16,55

(c)

Electrical Machinery & Goods

40

8,75

7,95

108

3,07

2,61

(d)

Electronic Machinery & Goods

22

7,84

6,40

27

15,30

13,78

13.

Vehicles, Vehicle Parts & Transport Equipments

22

16,28

15,91

95

24,20

21,98

14.

Other Industries

9,924

52,46

43,11

12,159

56,72

48,82

15.

Electricity, Gas & Water

3

1,99

26

8

26,52

22,03

(a)

Electricity Generation & Transmission

1

1,90

17

6

26,45

21,98

(b)

Non-Conventional Energy

-

-

-

2

7

5

(c)

Gas, Steam & Water Supply

2

9

9

-

-

-

16.

Construction

24

1,02

81

483

9,69

7,84

III.

TRANSPORT OPERATORS

2,687

70,42

38,67

2,828

105,76

62,06

IV.

PROFESSIONAL AND OTHER SERVICES

2,320

23,83

17,01

6,973

38,09

29,97

V.

PERSONAL LOANS

47,575

207,03

165,01

62,416

311,52

261,32

1.

Loans for Purchase of Consumer Durables

3,347

11,83

8,19

7,056

20,01

15,94

2.

Loans for Housing

9,989

79,04

64,86

9,897

149,97

127,13

3.

Rest of the Personal Loans

34,239

116,16

91,95

45,463

141,54

118,26

VI..

TRADE

12,596

115,64

88,96

12,507

104,06

88,99

1.

Wholesale Trade

806

39,60

29,69

799

20,39

17,30

2.

Retail Trade

11,790

76,04

59,27

11,708

83,67

71,69

VII.

FINANCE

9

1,83

1,71

10

1,03

98

VIII.

ALL OTHERS

6,895

80,43

44,22

13,946

77,28

66,66

TOTAL BANK CREDIT

1,10,616

778,58

582,08

1,72,203

1168,06

980,76

OF WHICH:

1. Artisans & Village Industries

3,727

10,44

8,24

7,511

18,12

13,96

2. Other Small Scale Industries

5,853

91,14

76,38

4,824

103,28

93,70

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

15,000

25,57

19,58

1.

Direct Finance

-

-

-

14,203

22,92

17,50

2.

Indirect Finance

-

-

-

797

2,65

2,08

II.

INDUSTRY

6

238,07

196,63

5,194

10,89

8,72

1.

Mining & Quarrying

-

-

-

2

17

14

2.

Food Manufacturing & Processing

-

-

-

52

95

88

(a)

Rice Mills, Flour & Dal Mills

-

-

-

36

73

73

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

2

2

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

14

20

13

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

1

3

3

40

75

63

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

30

37

33

(d)

Other Textiles

1

3

3

10

38

31

5.

Paper, Paper Products & Printing

-

-

-

5

6

2

6.

Leather & Leather Products

-

-

-

2

1

1

7.

Rubber & Rubber Products

-

-

-

1

-

-

8.

Chemicals & Chemical Products

1

22,50

5,00

2

1

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

22,50

5,00

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

2

1

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

7

3

2

11.

Basic Metals & Metal Products

-

-

-

26

20

13

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

26

20

13

12.

Engineering

-

-

-

35

27

21

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

12

9

8

(c)

Electrical Machinery & Goods

-

-

-

23

17

13

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

1

54

54

6

90

70

14.

Other Industries

1

65,00

65,00

4,997

7,41

5,85

15.

Electricity, Gas & Water

2

150,00

126,05

-

-

-

(a)

Electricity Generation & Transmission

2

150,00

126,05

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

19

14

11

III.

TRANSPORT OPERATORS

-

-

-

5,566

41,22

27,92

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

1,228

3,15

2,46

V.

PERSONAL LOANS

15

43

29

23,176

46,60

40,71

1.

Loans for Purchase of Consumer Durables

1

4

5

1,774

4,19

3,50

2.

Loans for Housing

-

-

-

1,990

8,13

7,49

3.

Rest of the Personal Loans

14

38

24

19,412

34,28

29,72

VI..

TRADE

-

-

-

9,164

30,35

24,72

1.

Wholesale Trade

-

-

-

245

1,47

1,17

2.

Retail Trade

-

-

-

8,919

28,87

23,56

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

2

23

5

5,398

6,49

5,96

TOTAL BANK CREDIT

23

238,73

196,97

64,726

164,27

130,07

OF WHICH:

1. Artisans & Village Industries

-

-

-

3,171

3,85

3,07

2. Other Small Scale Industries

-

-

-

548

2,41

1,94

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

24

40

30

1,02,118

254,96

194,78

1.

Direct Finance

24

40

30

1,00,157

233,43

176,94

2.

Indirect Finance

-

-

-

1,961

21,53

17,84

II.

INDUSTRY

53

12,15

7,83

30,216

841,85

735,54

1.

Mining & Quarrying

-

-

-

83

6,86

5,44

2.

Food Manufacturing & Processing

-

-

-

376

55,43

45,99

(a)

Rice Mills, Flour & Dal Mills

-

-

-

155

17,71

12,53

(b)

Sugar

-

-

-

5

17

14

(c)

Edible Oils & Vanaspati

-

-

-

48

9,62

7,76

(d)

Tea Processing

-

-

-

9

32

28

(e)

Processing of Fruits & Vegetables

-

-

-

15

6,58

6,43

(f)

Others

-

-

-

144

21,02

18,84

3.

Beverage & Tobacco

-

-

-

20

2,65

2,28

4.

Textiles

10

6,57

4,78

304

88,11

78,48

(a)

Cotton Textiles

9

5,48

4,70

56

33,27

24,98

(b)

Jute Textiles

-

-

-

7

21

18

(c)

Handloom Textiles & Khadi

-

-

-

105

7,52

7,49

(d)

Other Textiles

1

1,09

7

136

47,11

45,83

5.

Paper, Paper Products & Printing

-

-

-

173

9,83

11,10

6.

Leather & Leather Products

-

-

-

104

1,08

84

7.

Rubber & Rubber Products

-

-

-

143

4,54

4,10

8.

Chemicals & Chemical Products

1

1,40

1,42

293

100,06

70,14

(a)

Heavy Industrial Chemicals

-

-

-

21

9,68

6,61

(b)

Fertilisers

-

-

-

3

34

36

(c)

Drugs & Pharmaceuticals

-

-

-

62

43,21

21,99

(d)

Non-Edible Oils

-

-

-

11

60

56

(e)

Other Chemicals & Chemical Products

1

1,40

1,42

196

46,23

40,62

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

9

86

80

10.

Manufacture of Cement & Cement Products

-

-

-

79

4,14

3,83

11.

Basic Metals & Metal Products

-

-

-

478

90,59

94,38

(a)

Iron & Steel

-

-

-

95

43,79

54,87

(b)

Non-Ferrous Metals

-

-

-

32

8,28

6,85

(c)

Other Metal Products

-

-

-

351

38,52

32,66

12.

Engineering

10

4,00

1,50

378

64,63

59,01

(a)

Heavy Engineering

8

3,38

1,23

43

11,45

8,80

(b)

Light Engineering

1

50

15

114

17,94

19,22

(c)

Electrical Machinery & Goods

1

12

12

172

12,11

10,82

(d)

Electronic Machinery & Goods

-

-

-

49

23,14

20,18

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

124

41,93

39,12

14.

Other Industries

31

17

14

27,112

181,76

162,92

15.

Electricity, Gas & Water

-

-

-

13

178,51

148,34

(a)