Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,68,339

846,00

683,85

3,84,780

1690,44

1392,16

2

23,48

13,48

1. Direct Finance

2,64,086

751,52

622,09

3,80,495

1232,21

1009,91

1

8,48

8,48

2. Indirect Finance

4,253

94,48

61,76

4,285

458,22

382,25

1

15,00

5,00

II.

INDUSTRY

63,528

6473,23

5113,96

1,08,149

10491,21

8084,43

185

869,24

671,65

1. Mining & Quarrying

102

92,71

73,91

279

65,14

51,19

-

-

-

2. Food Manufacturing & Processing

618

290,10

123,25

1,629

567,66

349,48

3

11,51

12,29

(a)

Rice Mills, Flour & Dal Mills

72

16,41

14,29

383

68,52

55,05

-

-

-

(b)

Sugar

-

-

-

5

7,14

3,99

-

-

-

(c)

Edible Oils & Vanaspati

279

70,33

38,46

191

161,75

82,36

3

11,51

12,29

(d)

Tea Processing

3

10,73

5,35

23

6,26

4,48

-

-

-

(e)

Processing of Fruits & Vegetables

7

3,49

2,76

78

19,74

12,27

-

-

-

(f)

Others

257

189,14

62,38

949

304,24

191,34

-

-

-

3. Beverage & Tobacco

50

11,29

8,92

179

62,43

18,66

1

3,50

2,92

4. Textiles

1,597

1111,91

1003,88

10,484

2092,46

1641,72

23

202,52

206,00

(a)

Cotton Textiles

615

693,51

628,12

2,258

1065,25

824,28

13

166,36

164,31

(b)

Jute Textiles

12

72

19

9

1,17

1,12

-

-

-

(c)

Handloom Textiles & Khadi

31

11,64

11,21

1,010

43,75

36,44

-

-

-

(d)

Other Textiles

939

406,05

364,35

7,207

982,30

779,88

10

36,16

41,69

5. Paper, Paper Products & Printing

351

146,16

130,62

1,582

208,35

165,27

-

-

-

6. Leather & Leather Products

40

4,52

3,59

185

10,15

8,39

-

-

-

7. Rubber & Rubber Products

84

15,81

8,71

339

22,50

18,83

-

-

-

8. Chemicals & Chemical Products

2,006

1331,20

978,24

7,488

3023,50

2318,85

63

269,74

213,84

(a)

Heavy Industrial Chemicals

194

303,55

239,49

866

634,49

487,43

7

60,09

54,47

(b)

Fertilisers

23

211,51

177,98

92

709,76

536,14

1

18,00

48

(c)

Drugs & Pharmaceuticals

279

260,43

192,65

1,375

644,15

434,35

20

54,63

66,31

(d)

Non-Edible Oils

28

55,23

32,59

60

50,83

54,20

-

-

-

(e)

Other Chemicals & Chemical Products

1,482

500,48

335,52

5,095

984,27

806,73

35

137,02

92,59

9. Petroleum, Coal Products & Nuclear Fuels

109

739,84

687,42

151

460,21

414,25

3

86,85

7,45

10. Manufacture of Cement & Cement Products

47

167,55

184,99

356

284,56

225,88

2

8,16

-

11. Basic Metals & Metal Products

1,074

556,13

435,83

5,000

928,88

701,97

10

10,09

7,69

(a)

Iron & Steel

371

391,28

304,95

1,147

587,37

430,51

1

1,24

1,24

(b)

Non-Ferrous Metals

143

39,10

29,37

216

88,55

79,47

-

-

-

(c)

Other Metal Products

560

125,75

101,51

3,637

252,97

191,99

9

8,85

6,45

12. Engineering

1,661

613,86

455,13

4,296

721,15

557,25

35

123,18

120,84

(a)

Heavy Engineering

561

232,57

160,52

458

228,63

163,36

6

3,73

1,79

(b)

Light Engineering

578

130,14

113,87

2,029

139,86

103,32

16

72,44

79,31

(c)

Electrical Machinery & Goods

428

231,78

163,64

1,466

216,88

170,50

4

8,95

2,41

(d)

Electronic Machinery & Goods

94

19,37

17,10

343

135,77

120,07

9

38,05

37,32

13. Vehicles, Vehicle Parts & Transport Equipments

1,831

54,49

34,90

1,063

125,09

81,75

15

33,15

12,11

14. Other Industries

53,816

909,12

618,19

73,850

781,20

570,94

27

107,06

76,02

15. Electricity, Gas & Water

30

336,58

296,81

162

891,93

743,37

2

13,00

12,00

(a)

Electricity Generation & Transmission

23

334,75

296,57

119

863,66

716,13

1

12,00

12,00

(b)

Non-Conventional Energy

-

-

-

6

30

26

-

-

-

(c)

Gas, Steam & Water Supply

7

1,83

24

37

27,97

26,98

1

1,00

-

16. Construction

112

91,96

69,58

1,106

245,99

216,63

1

49

49

III.

TRANSPORT OPERATORS

9,159

93,54

62,84

23,095

244,44

178,66

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

17,473

131,41

99,73

55,325

462,42

348,48

4

1,73

99

V.

PERSONAL LOANS

1,69,135

830,11

692,54

3,63,937

1861,68

1450,78

1,771

55,46

55,21

1. Loans for Purchase of Consumer Durables

10,726

26,20

17,76

16,702

54,89

42,04

1

10

10

2. Loans for Housing

43,632

420,02

369,61

88,185

705,42

556,17

26

3,30

2,77

3. Rest of the Personal Loans

1,14,777

383,89

305,17

2,59,050

1101,37

852,57

1,744

52,07

52,35

VI.

TRADE

47,974

820,60

586,49

1,11,615

1443,79

1178,60

14

37,87

24,81

1. Wholesale Trade

6,237

592,27

411,28

10,869

821,62

679,41

11

37,28

24,30

2. Retail Trade

41,737

228,33

175,21

1,00,746

622,17

499,19

3

59

50

VII.

FINANCE

2,010

132,93

94,53

1,208

706,08

438,23

1

10,00

10,00

VIII. ALL OTHERS

38,415

564,21

427,64

69,755

993,52

829,23

2

66

93

TOTAL BANK CREDIT

6,16,033

9892,01

7761,59

11,17,864

17893,57

13900,57

1,979

998,44

777,07

OF WHICH:

1. Artisans & Village Industries

15,978

29,86

23,83

24,415

55,83

43,38

2

31

31

2. Other Small Scale Industries

27,296

1034,26

726,10

37,990

1641,35

1221,49

38

106,36

85,08

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,83,588

304,04

266,75

347

24,04

21,59

8,37,056

2888,00

2377,83

1. Direct Finance

1,82,956

299,82

263,56

338

3,24

2,86

8,27,876

2295,28

1906,90

2. Indirect Finance

632

4,21

3,19

9

20,80

18,73

9,180

592,72

470,92

II.

INDUSTRY

14,508

27,97

20,62

6,160

2551,45

2183,64

1,92,530

20413,09

16074,30

1. Mining & Quarrying

21

94

69

26

84,28

78,46

428

243,07

204,24

2. Food Manufacturing & Processing

87

2,66

2,24

183

149,42

121,54

2,520

1021,35

608,80

(a)

Rice Mills, Flour & Dal Mills

11

76

53

12

2,04

1,36

478

87,73

71,23

(b)

Sugar

-

-

-

-

-

-

5

7,14

3,99

(c)

Edible Oils & Vanaspati

7

4

4

125

96,16

73,39

605

339,79

206,54

(d)

Tea Processing

-

-

-

-

-

-

26

16,99

9,83

(e)

Processing of Fruits & Vegetables

-

-

-

9

22,75

22,59

94

45,98

37,61

(f)

Others

69

1,86

1,67

37

28,47

24,20

1,312

523,71

279,60

3. Beverage & Tobacco

14

90

24

4

1,04

22

248

79,16

30,96

4. Textiles

10

52

47

658

292,42

254,19

12,772

3699,83

3106,26

(a)

Cotton Textiles

4

50

46

250

179,70

149,71

3,140

2105,32

1766,87

(b)

Jute Textiles

-

-

-

-

-

-

21

1,88

1,31

(c)

Handloom Textiles & Khadi

2

1

1

6

6

6

1,049

55,45

47,72

(d)

Other Textiles

4

2

1

402

112,66

104,42

8,562

1537,18

1290,35

5. Paper, Paper Products & Printing

29

68

66

94

68,17

62,88

2,056

423,36

359,42

6. Leather & Leather Products

33

19

15

15

12

11

273

14,98

12,24

7. Rubber & Rubber Products

8

15

18

12

20,17

20,26

443

58,62

47,99

8. Chemicals & Chemical Products

24

41

45

319

641,30

467,60

9,900

5266,14

3978,97

(a)

Heavy Industrial Chemicals

-

-

-

18

162,16

121,91

1,085

1160,30

903,29

(b)

Fertilisers

-

-

-

6

15,12

13,50

122

954,39

728,10

(c)

Drugs & Pharmaceuticals

-

-

-

100

229,93

190,09

1,774

1189,14

883,40

(d)

Non-Edible Oils

-

-

-

7

6,94

7,21

95

112,99

94,01

(e)

Other Chemicals & Chemical Products

24

41

45

188

227,15

134,90

6,824

1849,33

1370,18

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

33

67,60

66,62

296

1354,50

1175,74

10. Manufacture of Cement & Cement Products

10

52

49

13

22,15

27,65

428

482,94

439,01

11. Basic Metals & Metal Products

33

29

23

178

116,65

133,33

6,295

1612,03

1279,04

(a)

Iron & Steel

-

-

-

84

93,84

101,89

1,603

1073,72

838,58

(b)

Non-Ferrous Metals

-

-

-

10

9,42

17,72

369

137,07

126,57

(c)

Other Metal Products

33

29

23

84

13,39

13,72

4,323

401,25

313,90

12. Engineering

135

1,19

84

258

301,45

236,97

6,385

1760,82

1371,03

(a)

Heavy Engineering

2

18

3

65

65,42

56,60

1,092

530,53

382,30

(b)

Light Engineering

112

84

65

81

63,56

55,09

2,816

406,84

352,24

(c)

Electrical Machinery & Goods

19

11

9

94

168,54

122,02

2,011

626,25

458,67

(d)

Electronic Machinery & Goods

2

7

7

18

3,93

3,27

466

197,19

177,82

13. Vehicles, Vehicle Parts & Transport Equipments

72

1,02

68

57

16,71

12,84

3,038

230,46

142,28

14. Other Industries

14,005

17,84

12,69

4,064

351,70

340,36

1,45,762

2166,92

1618,20

15. Electricity, Gas & Water

4

9

7

19

283,74

239,47

217

1525,34

1291,71

(a)

Electricity Generation & Transmission

-

-

-

14

218,34

217,26

157

1428,76

1241,95

(b)

Non-Conventional Energy

-

-

-

3

65,22

22,06

9

65,52

22,32

(c)

Gas, Steam & Water Supply

4

9

7

2

17

16

51

31,07

27,44

16. Construction

23

57

54

227

134,54

121,15

1,469

473,56

408,39

III.

TRANSPORT OPERATORS

5,151

34,96

23,72

360

39,05

29,25

37,765

411,99

294,47

IV.

PROFESSIONAL AND OTHER SERVICES

8,413

17,12

13,44

1,211

80,11

62,72

82,426

692,78

525,36

V.

PERSONAL LOANS

32,621

66,75

57,90

10,917

124,92

101,38

5,78,381

2938,91

2357,82

1. Loans for Purchase of Consumer Durables

5,700

11,93

8,50

238

1,48

1,11

33,367

94,60

69,51

2. Loans for Housing

3,355

11,56

10,85

1,793

39,44

33,28

1,36,991

1179,73

972,68

3. Rest of the Personal Loans

23,566

43,26

38,55

8,886

83,99

67,00

4,08,023

1664,59

1315,63

VI.

TRADE

28,136

43,63

33,01

4,565

492,38

349,94

1,92,304

2838,28

2172,85

1. Wholesale Trade

1,252

3,81

3,13

1,321

420,62

297,03

19,690

1875,61

1415,15

2. Retail Trade

26,884

39,82

29,88

3,244

71,77

52,91

1,72,614

962,67

757,69

VII.

FINANCE

4

12

9

214

162,02

131,71

3,437

1011,15

674,56

VIII. ALL OTHERS

3,897

6,45

5,72

4,450

141,45

106,46

1,16,519

1706,29

1369,99

TOTAL BANK CREDIT

2,76,318

501,04

421,24

28,224

3615,42

2986,70

20,40,418

32900,48

25847,18

OF WHICH:

1. Artisans & Village Industries

12,136

11,80

8,87

565

1,71

1,17

53,096

99,51

77,56

2. Other Small Scale Industries

1,462

6,72

5,22

3,646

174,52

161,29

70,432

2963,22

2199,16