Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

372

62

38

670

1,65

1,43

-

-

-

1. Direct Finance

371

49

36

670

1,65

1,43

-

-

-

2. Indirect Finance

1

14

2

-

-

-

-

-

-

II.

INDUSTRY

210

72,13

45,51

369

139,43

112,01

3

12,30

6,07

1. Mining & Quarrying

-

-

-

1

10

9

-

-

-

2. Food Manufacturing & Processing

-

-

-

8

5,23

5,21

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

1

28

25

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

6

4,95

4,95

-

-

-

(f)

Others

-

-

-

1

1

1

-

-

-

3. Beverage & Tobacco

-

-

-

1

6

3

-

-

-

4. Textiles

26

49,90

21,84

63

86,14

76,53

1

2,00

-

(a)

Cotton Textiles

-

-

-

7

11,13

6,75

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

2

10

9

-

-

-

(d)

Other Textiles

26

49,90

21,84

54

74,91

69,69

1

2,00

-

5. Paper, Paper Products & Printing

-

-

-

28

6,64

4,78

-

-

-

6. Leather & Leather Products

1

3

3

-

-

-

-

-

-

7. Rubber & Rubber Products

3

62

47

-

-

-

-

-

-

8. Chemicals & Chemical Products

11

12,84

14,04

84

34,21

19,75

2

10,30

6,07

(a)

Heavy Industrial Chemicals

-

-

-

9

7,40

7,03

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

2

1,30

85

1

1,00

51

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

9

11,54

13,18

74

25,81

12,21

2

10,30

6,07

9. Petroleum, Coal Products & Nuclear Fuels

1

40

28

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

1

3

3

-

-

-

-

-

-

11. Basic Metals & Metal Products

4

1,74

1,80

14

2,11

1,36

-

-

-

(a)

Iron & Steel

1

1,50

1,67

2

8

7

-

-

-

(b)

Non-Ferrous Metals

-

-

-

4

1,46

1,11

-

-

-

(c)

Other Metal Products

3

24

13

8

56

18

-

-

-

12. Engineering

4

3,23

5,03

28

2,88

2,46

-

-

-

(a)

Heavy Engineering

-

-

-

1

11

25

-

-

-

(b)

Light Engineering

1

18

18

8

39

14

-

-

-

(c)

Electrical Machinery & Goods

3

3,05

4,85

17

2,04

1,71

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

2

33

36

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14. Other Industries

159

3,35

1,99

142

2,07

1,81

-

-

-

15. Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

62

66

52

94

1,14

89

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

22

12

8

181

83

66

-

-

-

V.

PERSONAL LOANS

105

53

39

360

1,68

1,38

-

-

-

1. Loans for Purchase of Consumer Durables

-

-

-

17

5

4

-

-

-

2. Loans for Housing

25

34

27

35

29

22

-

-

-

3. Rest of the Personal Loans

80

19

13

308

1,34

1,12

-

-

-

VI.

TRADE

67

79

32

221

1,18

1,03

-

-

-

1. Wholesale Trade

1

3

3

10

12

7

-

-

-

2. Retail Trade

66

76

29

211

1,06

96

-

-

-

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII. ALL OTHERS

146

64

64

137

9,58

8,32

-

-

-

TOTAL BANK CREDIT

984

75,50

47,84

2,032

155,51

125,73

3

12,30

6,07

OF WHICH:

1. Artisans & Village Industries

76

9

8

90

35

26

-

-

-

2. Other Small Scale Industries

81

4,83

3,96

154

25,95

13,69

2

10,30

6,07

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

2

1,45

1,20

1,044

3,72

3,02

1. Direct Finance

-

-

-

2

1,45

1,20

1,043

3,59

3,00

2. Indirect Finance

-

-

-

-

-

-

1

14

2

II.

INDUSTRY

-

-

-

52

50,94

43,74

634

274,81

207,33

1. Mining & Quarrying

-

-

-

3

19

18

4

29

27

2. Food Manufacturing & Processing

-

-

-

1

2,33

2,33

9

7,56

7,53

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

1

28

25

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

6

4,95

4,95

(f)

Others

-

-

-

1

2,33

2,33

2

2,33

2,33

3. Beverage & Tobacco

-

-

-

-

-

-

1

6

3

4. Textiles

-

-

-

5

4,68

4,26

95

142,71

102,64

(a)

Cotton Textiles

-

-

-

2

4,00

4,02

9

15,13

10,77

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

2

10

9

(d)

Other Textiles

-

-

-

3

68

24

84

127,49

91,78

5. Paper, Paper Products & Printing

-

-

-

6

10

5

34

6,73

4,82

6. Leather & Leather Products

-

-

-

-

-

-

1

3

3

7. Rubber & Rubber Products

-

-

-

-

-

-

3

62

47

8. Chemicals & Chemical Products

-

-

-

14

18,01

14,32

111

75,36

54,18

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

9

7,40

7,03

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

2

75

50

5

3,05

1,87

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

12

17,26

13,82

97

64,91

45,28

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

40

28

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

1

3

3

11. Basic Metals & Metal Products

-

-

-

12

18,16

18,48

30

22,00

21,64

(a)

Iron & Steel

-

-

-

4

18,13

18,45

7

19,71

20,19

(b)

Non-Ferrous Metals

-

-

-

-

-

-

4

1,46

1,11

(c)

Other Metal Products

-

-

-

8

3

3

19

83

35

12. Engineering

-

-

-

4

6,32

3,62

36

12,43

11,11

(a)

Heavy Engineering

-

-

-

-

-

-

1

11

25

(b)

Light Engineering

-

-

-

-

-

-

9

57

33

(c)

Electrical Machinery & Goods

-

-

-

3

5,67

2,93

23

10,76

9,49

(d)

Electronic Machinery & Goods

-

-

-

1

65

69

3

98

1,04

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14. Other Industries

-

-

-

7

1,17

50

308

6,59

4,30

15. Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

2

3

2

158

1,83

1,43

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

33

23

19

236

1,18

93

V.

PERSONAL LOANS

-

-

-

42

38

37

507

2,60

2,14

1. Loans for Purchase of Consumer Durables

-

-

-

1

3

2

18

8

6

2. Loans for Housing

-

-

-

1

3

2

61

66

51

3. Rest of the Personal Loans

-

-

-

40

33

32

428

1,86

1,57

VI.

TRADE

-

-

-

40

67

63

328

2,64

1,98

1. Wholesale Trade

-

-

-

-

-

-

11

15

9

2. Retail Trade

-

-

-

40

67

63

317

2,49

1,88

VII.

FINANCE

-

-

-

3

51

34

3

51

34

VIII. ALL OTHERS

-

-

-

22

11

10

305

10,33

9,06

TOTAL BANK CREDIT

-

-

-

196

54,32

46,59

3,215

297,63

226,23

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

166

44

35

2. Other Small Scale Industries

-

-

-

25

6,17

4,82

262

47,25

28,54