Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,32,996

154,60

148,35

31,502

64,20

56,12

1. Direct Finance

1,31,130

150,13

144,46

30,826

59,78

52,37

2. Indirect Finance

1,866

4,47

3,89

676

4,42

3,75

II.

INDUSTRY

49,111

395,70

267,39

24,862

413,80

386,49

1. Mining & Quarrying

8

2,25

1,50

15

169,68

169,40

2. Food Manufacturing & Processing

974

120,56

71,03

785

70,88

49,27

(a) Rice Mills, Flour & Dal Mills

423

3,80

3,63

238

9,88

8,76

(b) Sugar

1

26

26

1

90

1,33

(c) Edible Oils & Vanaspati

66

16,76

7,35

65

3,66

2,68

(d) Tea Processing

61

95,83

56,15

94

50,19

31,39

(e) Processing of Fruits & Vegetables

1

4

4

13

68

56

(f) Others

422

3,87

3,60

374

5,57

4,56

3. Beverage & Tobacco

5

92

67

5

40

33

4. Textiles

1,209

77,55

41,58

871

37,33

31,08

(a) Cotton Textiles

229

1,75

1,70

80

15,82

11,25

(b) Jute Textiles

1

25

85

7

34

27

(c) Handloom Textiles & Khadi

425

3,39

2,40

239

1,77

1,80

(d) Other Textiles

554

72,15

36,62

545

19,40

17,75

5. Paper, Paper Products & Printing

158

95

93

217

3,55

3,30

6. Leather & Leather Products

18

5,88

3,07

49

2,61

2,28

7. Rubber & Rubber Products

4

13

10

36

96

82

8. Chemicals & Chemical Products

153

52,44

23,56

139

5,31

4,13

(a) Heavy Industrial Chemicals

1

15

7

5

49

42

(b) Fertilisers

-

-

-

3

1,07

64

(c) Drugs & Pharmaceuticals

23

4,01

4,15

25

61

51

(d) Non-Edible Oils

-

-

-

3

41

9

(e) Other Chemicals & Chemical Products

129

48,28

19,34

103

2,74

2,47

9. Petroleum, Coal Products & Nuclear Fuels

8

3,32

1,94

16

8,64

8,63

10. Manufacture of Cement & Cement Products

106

2,26

2,26

77

2,70

1,92

11. Basic Metals & Metal Products

284

10,81

10,02

240

6,89

5,96

(a) Iron & Steel

4

7,56

6,96

28

2,92

2,60

(b) Non-Ferrous Metals

3

26

17

2

81

46

(c) Other Metal Products

277

2,99

2,89

210

3,17

2,90

12. Engineering

158

8,40

7,76

214

4,75

4,90

(a) Heavy Engineering

3

31

12

12

1,24

1,36

(b) Light Engineering

41

1,44

1,35

93

1,60

1,64

(c) Electrical Machinery & Goods

108

5,89

5,62

103

1,66

1,67

(d) Electronic Machinery & Goods

6

76

67

6

24

23

13. Vehicles, Vehicle Parts & Transport Equipments

121

1,27

1,23

172

3,18

2,61

14. Other Industries

45,443

105,46

98,30

21,492

91,43

96,24

15. Electricity, Gas & Water

2

6

7

1

5

5

(a) Electricity Generation & Transmission

1

4

5

1

5

5

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

2

2

-

-

-

16. Construction

460

3,45

3,37

533

5,44

5,57

III.

TRANSPORT OPERATORS

12,576

54,67

50,76

5,548

52,59

43,02

IV.

PROFESSIONAL AND OTHER SERVICES

19,726

31,24

30,67

9,140

29,72

26,72

V.

PERSONAL LOANS

64,122

144,50

129,11

58,034

193,73

169,54

1. Loans for Purchase of Consumer Durables

7,252

14,06

11,32

9,329

24,42

19,68

2. Loans for Housing

9,244

44,41

41,41

8,288

69,02

62,90

3. Rest of the Personal Loans

47,626

86,02

76,37

40,417

100,29

86,96

VI.

TRADE

84,858

191,97

185,98

40,392

194,96

176,74

1. Wholesale Trade

1,773

24,32

24,02

2,850

31,77

28,35

2. Retail Trade

83,085

167,65

161,96

37,542

163,19

148,39

VII.

FINANCE

215

1,26

1,25

368

3,20

3,11

VIII.

ALL OTHERS

42,362

240,39

230,87

21,478

93,38

87,98

TOTAL BANK CREDIT

4,05,966

1214,33

1044,38

1,91,324

1045,58

949,71

OF WHICH: 1. Artisans & Village Industries

19,120

27,30

27,20

7,981

16,00

16,21

2. Other Small Scale Industries

24,740

119,54

98,36

12,756

95,18

90,24

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,809

88,87

84,84

-

-

-

1. Direct Finance

5,602

18,57

17,45

-

-

-

2. Indirect Finance

207

70,31

67,39

-

-

-

II.

INDUSTRY

16,697

321,39

279,28

-

-

-

1. Mining & Quarrying

10

1,92

1,48

-

-

-

2. Food Manufacturing & Processing

377

82,95

58,11

-

-

-

(a) Rice Mills, Flour & Dal Mills

142

8,75

8,08

-

-

-

(b) Sugar

1

3

2

-

-

-

(c) Edible Oils & Vanaspati

10

1,80

1,18

-

-

-

(d) Tea Processing

70

62,94

40,96

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

154

9,42

7,87

-

-

-

3. Beverage & Tobacco

6

60

23

-

-

-

4. Textiles

255

19,49

19,87

-

-

-

(a) Cotton Textiles

16

2,71

3,79

-

-

-

(b) Jute Textiles

6

31

27

-

-

-

(c) Handloom Textiles & Khadi

37

31

39

-

-

-

(d) Other Textiles

196

16,16

15,42

-

-

-

5. Paper, Paper Products & Printing

295

9,00

7,63

-

-

-

6. Leather & Leather Products

15

28

26

-

-

-

7. Rubber & Rubber Products

26

1,80

1,95

-

-

-

8. Chemicals & Chemical Products

179

21,18

19,43

-

-

-

(a) Heavy Industrial Chemicals

1

1,44

1,44

-

-

-

(b) Fertilisers

5

1,06

88

-

-

-

(c) Drugs & Pharmaceuticals

34

2,22

2,33

-

-

-

(d) Non-Edible Oils

3

1,01

1,01

-

-

-

(e) Other Chemicals & Chemical Products

136

15,45

13,78

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

8

2,83

3,60

-

-

-

10. Manufacture of Cement & Cement Products

31

14,53

14,53

-

-

-

11. Basic Metals & Metal Products

395

42,84

38,37

-

-

-

(a) Iron & Steel

59

34,73

30,40

-

-

-

(b) Non-Ferrous Metals

3

60

49

-

-

-

(c) Other Metal Products

333

7,51

7,47

-

-

-

12. Engineering

230

11,70

8,14

-

-

-

(a) Heavy Engineering

4

17

6

-

-

-

(b) Light Engineering

74

1,13

1,12

-

-

-

(c) Electrical Machinery & Goods

125

7,18

3,82

-

-

-

(d) Electronic Machinery & Goods

27

3,22

3,15

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

115

4,37

3,54

-

-

-

14. Other Industries

14,436

91,39

86,88

-

-

-

15. Electricity, Gas & Water

7

3,18

3,13

-

-

-

(a) Electricity Generation & Transmission

5

3,03

2,99

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

2

15

14

-

-

-

16. Construction

312

13,30

12,14

-

-

-

III.

TRANSPORT OPERATORS

3,842

38,66

33,42

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6,571

44,85

41,20

-

-

-

V.

PERSONAL LOANS

53,847

233,49

204,37

-

-

-

1. Loans for Purchase of Consumer Durables

9,744

28,99

24,40

-

-

-

2. Loans for Housing

8,511

92,27

83,74

-

-

-

3. Rest of the Personal Loans

35,592

112,23

96,23

-

-

-

VI.

TRADE

16,969

182,10

162,78

-

-

-

1. Wholesale Trade

2,197

51,21

43,24

-

-

-

2. Retail Trade

14,772

130,89

119,54

-

-

-

VII.

FINANCE

117

9,59

7,55

-

-

-

VIII.

ALL OTHERS

27,942

199,00

186,48

-

-

-

TOTAL BANK CREDIT

1,31,794

1117,94

999,93

-

-

-

OF WHICH: 1. Artisans & Village Industries

5,960

9,52

9,38

-

-

-

2. Other Small Scale Industries

6,002

74,63

67,91

-

-

-