Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,920

7,60

7,07

695

6,66

4,23

-

-

-

1. Direct Finance

5,821

7,30

6,79

690

4,18

1,89

-

-

-

2. Indirect Finance

99

29

28

5

2,48

2,34

-

-

-

II.

INDUSTRY

1,085

20,49

16,89

219

9,99

9,95

-

-

-

1. Mining & Quarrying

2

8

5

-

-

-

-

-

-

2. Food Manufacturing & Processing

17

5,78

4,55

2

2,00

2,27

-

-

-

(a)

Rice Mills, Flour & Dal Mills

11

1,26

35

1

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

2

2,05

1,55

-

-

-

-

-

-

(d)

Tea Processing

1

2,39

2,57

1

2,00

2,27

-

-

-

(e)

Processing of Fruits & Vegetables

1

6

6

-

-

-

-

-

-

(f)

Others

2

2

1

-

-

-

-

-

-

3. Beverage & Tobacco

-

-

-

2

55

56

-

-

-

4. Textiles

51

22

21

14

1,80

1,60

-

-

-

(a)

Cotton Textiles

-

-

-

3

54

37

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

40

16

16

-

-

-

-

-

-

(d)

Other Textiles

11

5

5

11

1,26

1,22

-

-

-

5. Paper, Paper Products & Printing

3

4

4

1

10

9

-

-

-

6. Leather & Leather Products

1

30

51

3

1,26

1,26

-

-

-

7. Rubber & Rubber Products

-

-

-

-

-

-

-

-

-

8. Chemicals & Chemical Products

9

1,65

1,58

3

2,84

2,77

-

-

-

(a)

Heavy Industrial Chemicals

2

1,06

1,06

2

2,59

2,52

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

3

3

1

25

25

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

6

56

50

-

-

-

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

1

41

27

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

2

39

36

-

-

-

-

-

-

11. Basic Metals & Metal Products

10

28

22

-

-

-

-

-

-

(a)

Iron & Steel

1

8

3

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

9

20

19

-

-

-

-

-

-

12. Engineering

6

51

49

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

2

3

3

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

3

46

44

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

1

3

3

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

27

72

13

1

3

3

-

-

-

14. Other Industries

935

6,44

6,50

193

1,40

1,37

-

-

-

15. Electricity, Gas & Water

2

1,54

3

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

1

1,50

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

4

3

-

-

-

-

-

-

16. Construction

19

2,13

1,95

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

501

4,93

4,23

180

1,33

1,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

336

2,27

1,70

132

79

67

-

-

-

V.

PERSONAL LOANS

6,118

18,92

15,20

765

2,86

2,26

-

-

-

1. Loans for Purchase of Consumer Durables

468

1,87

1,53

71

21

14

-

-

-

2. Loans for Housing

69

1,31

1,20

84

56

55

-

-

-

3. Rest of the Personal Loans

5,581

15,74

12,47

610

2,09

1,57

-

-

-

VI.

TRADE

1,425

12,30

11,04

203

8,90

6,66

-

-

-

1. Wholesale Trade

96

1,65

1,58

17

3,14

1,98

-

-

-

2. Retail Trade

1,329

10,64

9,46

186

5,77

4,68

-

-

-

VII.

FINANCE

11

4,06

2,71

-

-

-

-

-

-

VIII. ALL OTHERS

844

4,56

3,89

473

13,98

10,74

-

-

-

TOTAL BANK CREDIT

16,240

75,13

62,72

2,667

44,51

35,78

-

-

-

OF WHICH:

1. Artisans & Village Industries

493

78

76

88

17

17

-

-

-

2. Other Small Scale Industries

535

7,21

5,58

109

2,61

2,43

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

7,674

5,62

5,63

-

-

-

14,289

19,88

16,92

1. Direct Finance

7,674

5,62

5,63

-

-

-

14,185

17,11

14,30

2. Indirect Finance

-

-

-

-

-

-

104

2,78

2,62

II.

INDUSTRY

2,414

1,36

1,40

2

1,03

69

3,720

32,86

28,93

1. Mining & Quarrying

-

-

-

-

-

-

2

8

5

2. Food Manufacturing & Processing

-

-

-

1

3

3

20

7,81

6,85

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

12

1,26

36

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

2

2,05

1,55

(d)

Tea Processing

-

-

-

-

-

-

2

4,39

4,84

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

1

6

6

(f)

Others

-

-

-

1

3

3

3

5

4

3. Beverage & Tobacco

-

-

-

-

-

-

2

55

56

4. Textiles

-

-

-

-

-

-

65

2,02

1,80

(a)

Cotton Textiles

-

-

-

-

-

-

3

54

37

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

40

16

16

(d)

Other Textiles

-

-

-

-

-

-

22

1,32

1,27

5. Paper, Paper Products & Printing

-

-

-

-

-

-

4

14

13

6. Leather & Leather Products

-

-

-

-

-

-

4

1,56

1,77

7. Rubber & Rubber Products

-

-

-

-

-

-

-

-

-

8. Chemicals & Chemical Products

-

-

-

-

-

-

12

4,49

4,35

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

4

3,65

3,58

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

2

28

28

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

6

56

50

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

41

27

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

2

39

36

11. Basic Metals & Metal Products

-

-

-

-

-

-

10

28

22

(a)

Iron & Steel

-

-

-

-

-

-

1

8

3

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

9

20

19

12. Engineering

-

-

-

-

-

-

6

51

49

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

2

3

3

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

3

46

44

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

1

3

3

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

28

76

16

14. Other Industries

2,414

1,36

1,40

-

-

-

3,542

9,21

9,28

15. Electricity, Gas & Water

-

-

-

-

-

-

2

1,54

3

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

1

1,50

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

4

3

16. Construction

-

-

-

1

1,00

66

20

3,13

2,61

III.

TRANSPORT OPERATORS

1,869

3,45

3,56

1

2

2

2,551

9,73

9,08

IV.

PROFESSIONAL AND OTHER SERVICES

130

9

9

-

-

-

598

3,15

2,46

V.

PERSONAL LOANS

4,321

4,34

4,27

-

-

-

11,204

26,12

21,74

1. Loans for Purchase of Consumer Durables

871

1,36

1,33

-

-

-

1,410

3,43

3,00

2. Loans for Housing

-

-

-

-

-

-

153

1,87

1,75

3. Rest of the Personal Loans

3,450

2,98

2,95

-

-

-

9,641

20,81

16,99

VI.

TRADE

2,297

5,35

4,68

1

30

22

3,926

26,85

22,61

1. Wholesale Trade

29

10

9

1

30

22

143

5,19

3,86

2. Retail Trade

2,268

5,25

4,60

-

-

-

3,783

21,66

18,74

VII.

FINANCE

-

-

-

-

-

-

11

4,06

2,71

VIII. ALL OTHERS

1,707

71

68

-

-

-

3,024

19,25

15,31

TOTAL BANK CREDIT

20,412

20,92

20,32

4

1,35

92

39,323

141,91

119,75

OF WHICH:

1. Artisans & Village Industries

533

35

34

-

-

-

1,114

1,30

1,28

2. Other Small Scale Industries

1,843

98

1,04

1

3

3

2,488

10,83

9,08