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Sikkim

EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999


 
 
 
 
 

(Amount in Rupees Lakh)


       

STATE BANK OF INDIA

NATIONALISED BANKS

       

AND ITS ASSOCIATES


 
       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

5,485

8,35

5,72

2,230

2,56

2,21

 

1.

Direct Finance

5,484

8,25

5,66

2,230

2,56

2,21

 

2.

Indirect Finance

1

10

6

-

-

-

II.

INDUSTRY

420

13,86

11,04

334

4,66

4,74

 

1.

Mining & Quarrying

1

3

1

-

-

-

 

2.

Food Manufacturing & Processing

5

4,20

4,70

7

43

36

   

(a)

Rice Mills, Flour & Dal Mills

1

1

1

-

-

-

   

(b)

Sugar

-

-

-

-

-

-

   

(c)

Edible Oils & Vanaspati

3

4,09

4,59

-

-

-

   

(d)

Tea Processing

-

-

-

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

   

(f)

Others

1

10

10

7

43

36

 

3.

Beverage & Tobacco

2

2,70

1,86

-

-

-

 

4.

Textiles

5

7

7

3

5

6

   

(a)

Cotton Textiles

-

-

-

-

-

-

   

(b)

Jute Textiles

-

-

-

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

2

1

-

   

(d)

Other Textiles

5

7

7

1

5

6

 

5.

Paper, Paper Products & Printing

3

11

10

1

1

1

 

6.

Leather & Leather Products

1

33

33

-

-

-

 

7.

Rubber & Rubber Products

3

1,68

1,32

-

-

-

 

8.

Chemicals & Chemical Products

2

29

25

2

3

4

   

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

   

(b)

Fertilisers

-

-

-

-

-

-

   

(c)

Drugs & Pharmaceuticals

1

24

24

1

2

2

   

(d)

Non-Edible Oils

-

-

-

-

-

-

   

(e)

Other Chemicals & Chemical Products

1

5

1

1

1

1

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

 

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

 

11.

Basic Metals & Metal Products

4

52

52

-

-

-

   

(a)

Iron & Steel

1

22

22

-

-

-

   

(b)

Non-Ferrous Metals

-

-

-

-

-

-

   

(c)

Other Metal Products

3

29

29

-

-

-

 

12.

Engineering

2

1,17

5

8

2,79

3,16

   

(a)

Heavy Engineering

-

-

-

-

-

-

   

(b)

Light Engineering

1

1,12

-

5

2,49

2,89

   

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

   

(d)

Electronic Machinery & Goods

1

5

5

3

30

27

 

13.

Vehicles, Vehicle Parts & Transport Equipments

5

1,32

1,07

-

-

-

 

14.

Other Industries

387

1,45

78

302

1,16

94

 

15.

Electricity, Gas & Water

-

-

-

-

-

-

   

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16.

Construction

-

-

-

11

19

18

III.

TRANSPORT OPERATORS

241

3,24

2,56

105

1,49

1,14

IV.

PROFESSIONAL AND OTHER SERVICES

98

2,70

2,18

130

1,45

1,08

V.

PERSONAL LOANS

1,819

7,79

6,07

1,359

8,44

7,29

 

1.

Loans for Purchase of Consumer Durables

165

34

32

323

81

76

 

2.

Loans for Housing

99

1,56

1,36

79

1,24

1,12

 

3.

Rest of the Personal Loans

1,555

5,88

4,40

957

6,39

5,41

VI.

TRADE

1,141

7,99

6,56

1,341

6,86

5,50

 

1.

Wholesale Trade

131

1,71

1,50

7

1,46

97

 

2.

Retail Trade

1,010

6,28

5,06

1,334

5,40

4,53

VII.

FINANCE

1

2,43

1,35

2

4

3

VIII.


ALL OTHERS


59


77


39


306


6,37


5,51


TOTAL BANK CREDIT

9,264

47,13

35,87

5,807

31,88

27,51

OF WHICH:

1.

Artisans & Village Industries

268

37

33

123

17

14

 

2.


Other Small Scale Industries


145


4,63


4,11


121


1,88


1,63


 
 
 
 
 
 
 
 
 
 
       

FOREIGN BANKS


REGIONAL RURAL BANKS


       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

-

-

-

-

-

-

 

1.

Direct Finance

-

-

-

-

-

-

 

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

-

-

-

 

1.

Mining & Quarrying

-

-

-

-

-

-

 

2.

Food Manufacturing & Processing

-

-

-

-

-

-

   

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

   

(b)

Sugar

-

-

-

-

-

-

   

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

   

(d)

Tea Processing

-

-

-

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

   

(f)

Others

-

-

-

-

-

-

 

3.

Beverage & Tobacco

-

-

-

-

-

-

 

4.

Textiles

-

-

-

-

-

-

   

(a)

Cotton Textiles

-

-

-

-

-

-

   

(b)

Jute Textiles

-

-

-

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

   

(d)

Other Textiles

-

-

-

-

-

-

 

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

 

6.

Leather & Leather Products

-

-

-

-

-

-

 

7.

Rubber & Rubber Products

-

-

-

-

-

-

 

8.

Chemicals & Chemical Products

-

-

-

-

-

-

   

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

   

(b)

Fertilisers

-

-

-

-

-

-

   

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

   

(d)

Non-Edible Oils

-

-

-

-

-

-

   

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

 

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

 

11.

Basic Metals & Metal Products

-

-

-

-

-

-

   

(a)

Iron & Steel

-

-

-

-

-

-

   

(b)

Non-Ferrous Metals

-

-

-

-

-

-

   

(c)

Other Metal Products

-

-

-

-

-

-

 

12.

Engineering

-

-

-

-

-

-

   

(a)

Heavy Engineering

-

-

-

-

-

-

   

(b)

Light Engineering

-

-

-

-

-

-

   

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

   

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

 

14.

Other Industries

-

-

-

-

-

-

 

15.

Electricity, Gas & Water

-

-

-

-

-

-

   

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

 

1.

Wholesale Trade

-

-

-

-

-

-

 

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.


ALL OTHERS


-


-


-


-


-


-


TOTAL BANK CREDIT

-

-

-

-

-

-

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

 

2.


Other Small Scale Industries


-


-


-


-


-


-


 
 
 
 
 
 
 
 
 
 
       

OTHER SCHEDULED

ALL SCHEDULED

       

COMMERCIAL BANKS


COMMERCIAL BANKS


       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

13


14


15


16


17


18


I.

AGRICULTURE

-

-

-

7,715

10,91

7,93

 

1.

Direct Finance

-

-

-

7,714

10,80

7,88

 

2.

Indirect Finance

-

-

-

1

10

6

II.

INDUSTRY

-

-

-

754

18,53

15,79

 

1.

Mining & Quarrying

-

-

-

1

3

1

 

2.

Food Manufacturing & Processing

-

-

-

12

4,63

5,07

   

(a)

Rice Mills, Flour & Dal Mills

-

-

-

1

1

1

   

(b)

Sugar

-

-

-

-

-

-

   

(c)

Edible Oils & Vanaspati

-

-

-

3

4,09

4,59

   

(d)

Tea Processing

-

-

-

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

   

(f)

Others

-

-

-

8

53

46

 

3.

Beverage & Tobacco

-

-

-

2

2,70

1,86

 

4.

Textiles

-

-

-

8

12

13

   

(a)

Cotton Textiles

-

-

-

-

-

-

   

(b)

Jute Textiles

-

-

-

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

2

1

-

   

(d)

Other Textiles

-

-

-

6

12

13

 

5.

Paper, Paper Products & Printing

-

-

-

4

12

10

 

6.

Leather & Leather Products

-

-

-

1

33

33

 

7.

Rubber & Rubber Products

-

-

-

3

1,68

1,32

 

8.

Chemicals & Chemical Products

-

-

-

4

32

28

   

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

   

(b)

Fertilisers

-

-

-

-

-

-

   

(c)

Drugs & Pharmaceuticals

-

-

-

2

27

27

   

(d)

Non-Edible Oils

-

-

-

-

-

-

   

(e)

Other Chemicals & Chemical Products

-

-

-

2

6

2

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

 

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

 

11.

Basic Metals & Metal Products

-

-

-

4

52

52

   

(a)

Iron & Steel

-

-

-

1

22

22

   

(b)

Non-Ferrous Metals

-

-

-

-

-

-

   

(c)

Other Metal Products

-

-

-

3

29

29

 

12.

Engineering

-

-

-

10

3,97

3,20

   

(a)

Heavy Engineering

-

-

-

-

-

-

   

(b)

Light Engineering

-

-

-

6

3,61

2,89

   

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

   

(d)

Electronic Machinery & Goods

-

-

-

4

35

32

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

5

1,32

1,07

 

14.

Other Industries

-

-

-

689

2,60

1,72

 

15.

Electricity, Gas & Water

-

-

-

-

-

-

   

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16.

Construction

-

-

-

11

19

18

III.

TRANSPORT OPERATORS

-

-

-

346

4,73

3,70

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

228

4,14

3,27

V.

PERSONAL LOANS

-

-

-

3,178

16,23

13,37

 

1.

Loans for Purchase of Consumer Durables

-

-

-

488

1,15

1,08

 

2.

Loans for Housing

-

-

-

178

2,80

2,48

 

3.

Rest of the Personal Loans

-

-

-

2,512

12,28

9,81

VI.

TRADE

-

-

-

2,482

14,85

12,06

 

1.

Wholesale Trade

-

-

-

138

3,17

2,47

 

2.

Retail Trade

-

-

-

2,344

11,68

9,59

VII.

FINANCE

-

-

-

3

2,47

1,38

VIII.


ALL OTHERS


-


-


-


365


7,15


5,90


TOTAL BANK CREDIT

-

-

-

15,071

79,01

63,39

OF WHICH:

1.

Artisans & Village Industries

-

-

-

391

53

47

 

2.


Other Small Scale Industries


-


-


-


266


6,50


5,74


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