NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,78,478

870,13

741,95

2,45,680

347,17

299,79

1.

Direct Finance

6,71,015

835,64

711,68

2,40,742

290,39

252,20

2.

Indirect Finance

7,463

34,49

30,28

4,938

56,78

47,59

II.

INDUSTRY

94,793

393,18

301,56

55,308

477,71

377,43

1.

Mining & Quarrying

502

16,38

9,77

324

18,93

14,04

2.

Food Manufacturing and Processing

1,118

34,78

30,80

1,094

29,62

22,00

(a)

Rice Mills, Flour and Dal Mills

210

1,68

1,39

249

7,06

5,84

(b)

Sugar

11

20,95

17,83

6

13

5

(c)

Edible Oils and Vanaspati

468

3,77

3,36

415

18,78

12,87

(d)

Tea Processing

1

1

-

1

2

-

(e)

Processing of Fruits & Vegetables

11

17

14

10

4

3

(f)

Others

417

8,21

8,08

413

3,58

3,21

3.

Beverage and Tobacco

3

68

44

33

1,89

1,48

4.

Textiles

314

112,96

75,47

1,955

200,06

139,75

(a)

Cotton Textiles

97

20,87

11,00

1,525

52,83

43,29

(b)

Jute Textiles

2

2

2

6

5

3

(c)

Handloom Textiles & Khadi

41

79

51

91

1,56

1,28

(d)

Other Textiles

174

91,28

63,94

333

145,63

95,15

5.

Paper, Paper Products and Printing

56

2,20

4,05

154

1,81

2,18

6.

Leather and Leather Products

48

32

30

83

45

41

7.

Rubber and Rubber Products

11

5,12

95

50

7,05

6,57

8.

Chemicals and Chemical Products

153

37,25

36,09

261

57,96

57,06

(a)

Heavy Industrial Chemicals

12

65

59

29

41,60

40,97

(b)

Fertilizers

9

23,11

24,26

6

28

68

(c)

Drugs and Pharmaceuticals

16

2,77

2,25

37

4,23

3,89

(d)

Non-Edible Oils

12

15

20

9

5,45

5,60

(e)

Other Chemicals & Chemical Products

104

10,57

8,78

180

6,41

5,91

9.

Petroleum, Coal Products & Nuclear Fuels

4

10

14

18

32

26

10.

Manufacture of Cement & Cement Products

119

10,47

9,37

219

30,30

28,62

11.

Basic Metals & Metal Products

201

18,24

14,43

344

21,50

16,91

(a)

Iron and Steel

78

14,71

11,37

159

10,27

8,77

(b)

Non-Ferrous Metals

9

60

45

24

6,89

4,28

(c)

Other Metal Products

114

2,93

2,62

161

4,34

3,87

12.

Engineering

214

61,88

46,15

299

9,07

7,46

(a)

Heavy Engineering

46

13,04

10,55

36

2,36

2,16

(b)

Light Engineering

104

9,96

9,99

109

2,19

2,06

(c)

Electrical Machinery & Goods

30

1,54

47

92

3,14

1,96

(d)

Electronic Machinery & Goods

34

37,35

25,14

62

1,38

1,29

13.

Vehicles, Vehicle Parts & Transport

Equipments

68

1,21

78

145

2,21

1,62

14.

Other Industries

91,896

87,77

70,29

50,228

87,78

73,56

15.

Electricity, Gas & Water

21

2,57

1,53

36

5,29

2,77

(a)

Electricity Generation & Transmission

19

2,57

1,52

31

5,25

2,74

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

2

1

1

5

4

3

16.

Construction

65

1,25

99

65

3,48

2,75

III.

TRANSPORT OPERATORS

21,792

45,54

36,37

8,787

33,32

27,28

IV.

PROFESSIONAL AND OTHER SERVICES

28,572

33,12

21,97

24,592

28,86

24,79

V.

PERSONAL LOANS

93,293

160,47

142,28

94,828

197,25

170,24

1.

Loans for Purchase of Consumer Durables

2,827

4,09

3,43

4,678

7,06

5,89

2.

Loans for Housing

15,112

25,54

23,27

14,183

44,23

39,87

3.

Rest of the Personal Loans

75,354

130,85

115,58

75,967

145,97

124,48

VI.

TRADE

1,42,025

208,61

183,37

1,12,728

225,94

173,61

1.

Wholesale Trade

5,807

78,89

75,30

4,699

54,98

39,65

2.

Retail Trade

1,36,218

129,72

108,07

1,08,029

170,96

133,97

VII.

FINANCE

74

1,73

1,26

73

6,18

5,16

VIII.

ALL OTHERS

39,497

51,90

44,58

35,110

56,27

50,74

TOTAL BANK CREDIT

10,98,524

1764,67

1473,34

5,77,106

1372,71

1129,03

OF WHICH :

1. Artisans & Village Industries

77,477

45,61

38,52

30,380

23,03

20,31

2. Other Small Scale Industries

14,650

63,07

52,69

20,794

142,43

120,26

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

24,547

67,17

57,94

7,878

70,43

47,52

1.

Direct Finance

23,225

53,31

46,36

7,730

28,21

25,93

2.

Indirect Finance

1,322

13,86

11,58

148

42,23

21,59

II.

INDUSTRY

25,435

1108,68

865,53

10,334

882,12

731,77

1.

Mining & Quarrying

487

83,68

67,65

61

16,15

12,64

2.

Food Manufacturing and Processing

908

51,67

38,85

291

41,09

25,75

(a)

Rice Mills, Flour and Dal Mills

247

9,73

7,12

80

2,87

1,90

(b)

Sugar

4

53

18

3

3,53

1,67

(c)

Edible Oils and Vanaspati

210

25,81

17,17

79

28,79

18,25

(d)

Tea Processing

2

2

1

1

2

2

(e)

Processing of Fruits & Vegetables

16

16

15

4

3

3

(f)

Others

429

15,41

14,22

124

5,85

3,88

3.

Beverage and Tobacco

66

4,83

3,89

38

9,87

8,15

4.

Textiles

1,647

356,55

305,19

859

137,44

94,94

(a)

Cotton Textiles

594

100,93

84,47

184

11,30

9,89

(b)

Jute Textiles

13

12,15

11,15

8

8

5

(c)

Handloom Textiles & Khadi

31

88

76

24

2,53

2,56

(d)

Other Textiles

1,009

242,59

208,82

643

123,52

82,44

5.

Paper, Paper Products and Printing

348

47,99

40,97

299

21,18

16,16

6.

Leather and Leather Products

69

73

79

62

8,22

7,34

7.

Rubber and Rubber Products

86

58,83

34,96

54

2,31

2,58

8.

Chemicals and Chemical Products

696

116,23

71,50

660

40,08

32,68

(a)

Heavy Industrial Chemicals

68

18,51

10,07

35

4,63

3,53

(b)

Fertilizers

23

46,87

19,99

5

2,06

1,88

(c)

Drugs and Pharmaceuticals

113

19,34

18,83

288

8,60

7,73

(d)

Non-Edible Oils

16

1,56

1,19

8

79

74

(e)

Other Chemicals & Chemical Products

476

29,95

21,42

324

24,01

18,80

9.

Petroleum, Coal Products & Nuclear Fuels

19

30

16

59

3,05

2,12

10.

Manufacture of Cement & Cement Products

187

32,71

21,96

79

6,38

5,29

11.

Basic Metals & Metal Products

632

65,58

45,38

730

88,24

78,04

(a)

Iron and Steel

230

19,41

15,74

286

51,07

45,40

(b)

Non-Ferrous Metals

61

19,30

7,30

87

10,50

7,36

(c)

Other Metal Products

341

26,87

22,34

357

26,67

25,29

12.

Engineering

847

124,42

106,60

825

195,89

172,89

(a)

Heavy Engineering

193

17,86

16,09

58

12,53

11,20

(b)

Light Engineering

279

22,25

20,02

244

25,02

21,20

(c)

Electrical Machinery & Goods

222

12,55

9,39

399

138,45

121,13

(d)

Electronic Machinery & Goods

153

71,76

61,10

124

19,89

19,35

13.

Vehicles, Vehicle Parts & Transport

Equipments

167

20,24

16,65

141

52,18

47,85

14.

Other Industries

19,087

137,56

105,93

6,037

142,89

122,02

15.

Electricity, Gas & Water

49

3,90

2,25

66

88,67

77,86

(a)

Electricity Generation & Transmission

40

2,59

2,16

55

88,58

77,76

(b)

Non-Conventional Energy

1

1,16

1

1

1

1

(c)

Gas, Steam & Water Supply

8

14

8

10

9

10

16.

Construction

140

3,48

2,79

73

28,50

25,47

III.

TRANSPORT OPERATORS

4,699

34,50

30,26

1,481

64,07

39,07

IV.

PROFESSIONAL AND OTHER SERVICES

14,895

53,35

42,14

5,148

51,79

45,11

V.

PERSONAL LOANS

78,512

235,63

206,41

51,970

178,84

154,40

1.

Loans for Purchase of Consumer Durables

6,506

11,73

10,18

5,503

6,95

5,62

2.

Loans for Housing

9,399

77,68

70,61

6,810

62,65

58,58

3.

Rest of the Personal Loans

62,607

146,22

125,62

39,657

109,24

90,20

VI.

TRADE

51,349

235,50

189,18

11,802

277,63

240,19

1.

Wholesale Trade

4,335

97,43

74,25

1,850

235,23

203,73

2.

Retail Trade

47,014

138,07

114,93

9,952

42,40

36,45

VII.

FINANCE

137

11,76

8,39

198

46,54

45,18

VIII.

ALL OTHERS

32,683

97,00

89,00

19,464

142,49

125,46

TOTAL BANK CREDIT

2,32,257

1843,59

1488,85

1,08,275

1713,92

1428,69

OF WHICH :

1. Artisans & Village Industries

4,380

6,07

5,42

1,608

2,07

1,80

2. Other Small Scale Industries

16,402

278,34

231,46

5,937

243,04

187,11