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Published on March 01, 1996

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Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTHERN REGION										(Amount in Rupees Thousand)

					AMRITSAR		BATHINDA		FARIDKOT		FATEHGARH SAHIB
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				46,078	115,39,53	38,816	141,04,80	60,919	193,15,11	13,550	28,20,58
	1.	Direct Finance			44,550	108,00,29	38,380	129,84,85	60,219	174,01,56	12,837	26,60,45
	2.	Indirect Finance			1,528	7,39,24	436	11,19,95	700	19,13,55	713	1,60,13
II.	INDUSTRY				14,025	488,41,90	5,464	68,78,45	4,817	51,40,48	1,692	51,95,71
	1.	Mining & Quarrying			18	23,81	2	15,53	33	1,10,15	6	13,47
	2.	Manufacturing & Processing			13,938	485,92,78	5,442	68,30,03	4,754	49,91,92	1,677	51,08,37
	3.	Electricity, Gas & Water			27	49,52	7	5,35	12	20,22	5	72,86
	4.	Construction			42	1,75,79	13	27,54	18	18,19	4	1,01
III.	TRANSPORT OPERATORS				6,423	12,69,97	1,649	9,87,12	2,938	12,92,31	504	1,17,36
IV.	PROFESSIONAL AND OTHER SERVICES				4,105	20,14,59	1,500	7,16,70	1,914	9,26,26	396	87,69
V.	PERSONAL LOANS				31,121	116,29,36	10,903	71,45,23	15,881	63,43,58	4,183	8,01,71
	1.	Loans for Purchase of Consumer Durables			1,232	2,82,62	240	54,00	569	91,22	124	15,79
	2.	Loans for Housing			3,650	31,14,60	4,117	47,23,89	4,490	28,45,48	496	2,36,11
	3.	Rest of the Personal Loans			26,239	82,32,14	6,546	23,67,34	10,822	34,06,88	3,563	5,49,81
VI.	TRADE				30,142	138,29,01	9,768	44,53,22	12,756	48,22,49	3,568	14,62,39
	1.	Wholesale Trade			1,992	90,63,87	871	17,80,40	820	11,51,05	342	7,99,14
	2.	Retail Trade			28,150	47,65,14	8,897	26,72,82	11,936	36,71,44	3,226	6,63,25
VII.	FINANCE				38	2,13,08	4	2,01,12	10	36,15	5	2,90
VIII.	ALL OTHERS				25,581	46,43,04	3,033	17,12,84	7,345	23,21,50	1,497	2,20,08
TOTAL BANK CREDIT					1,57,513	939,80,48	71,137	361,99,48	1,06,580	401,97,88	25,395	107,08,42
OF WHICH:			1.	Artisans & Village Industries	2,563	7,20,62	2,639	3,84,11	910	1,98,15	573	50,76
			2.	Other Small Scale Industries	9,143	191,96,36	2,219	21,31,95	2,885	31,83,12	875	37,01,34


					FEROZPUR		GURDASPUR		HOSHIARPUR		JALANDHAR
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					9	10	11	12	13	14	15	16
I.	AGRICULTURE				50,505	147,06,44	34,380	79,62,72	27,191	64,52,84	46,536	147,28,98
	1.	Direct Finance			50,384	144,49,74	33,949	74,72,90	26,871	58,73,77	45,900	118,13,82
	2.	Indirect Finance			121	2,56,70	431	4,89,82	320	5,79,07	636	29,15,16
II.	INDUSTRY				3,042	53,60,20	6,283	75,31,47	9,089	176,44,34	17,787	421,89,82
	1.	Mining & Quarrying			2	3,68	9	49,85	6	3,18	26	2,11,61
	2.	Manufacturing & Processing			3,022	53,33,03	6,245	73,74,30	9,055	175,57,67	17,698	418,92,63
	3.	Electricity, Gas & Water			12	15,88	18	79,51	18	65,94	42	56,07
	4.	Construction			6	7,61	11	27,81	10	17,55	21	29,51
III.	TRANSPORT OPERATORS				2,985	5,40,32	4,271	12,97,55	1,953	7,65,26	2,593	20,37,52
IV.	PROFESSIONAL AND OTHER SERVICES				1,624	3,97,86	2,140	3,52,59	1,485	2,90,65	5,549	25,51,27
V.	PERSONAL LOANS				10,882	48,10,22	12,545	41,61,78	12,821	43,75,57	36,699	132,65,49
	1.	Loans for Purchase of Consumer Durables			683	92,52	321	51,50	459	1,01,45	936	1,69,87
	2.	Loans for Housing			3,045	25,38,52	1,485	12,59,08	1,569	12,86,28	4,478	42,26,47
	3.	Rest of the Personal Loans			7,154	21,79,18	10,739	28,51,20	10,793	29,87,84	31,285	88,69,15
VI.	TRADE				12,018	52,74,29	18,469	28,69,51	14,662	37,29,70	20,340	147,51,02
	1.	Wholesale Trade			540	26,79,09	899	5,35,38	352	21,16,93	1,645	86,93,75
	2.	Retail Trade			11,478	25,95,20	17,570	23,34,13	14,310	16,12,77	18,695	60,57,27
VII.	FINANCE				10	8,21	28	88,32	6	28,32	84	3,60,56
VIII.	ALL OTHERS				5,241	12,63,14	9,248	16,18,03	5,945	9,73,30	25,206	90,21,27
TOTAL BANK CREDIT					86,307	323,60,68	87,364	258,81,97	73,152	342,59,98	1,54,794	989,05,93
OF WHICH:			1.	Artisans & Village Industries	776	1,06,52	1,869	3,03,37	5,497	3,45,73	2,540	3,13,56
			2.	Other Small Scale Industries	1,457	18,19,30	3,312	52,57,95	2,678	20,45,32	12,446	240,67,79


					KAPURTHALA		LUDHIANA		MANSA		PATIALA
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					17	18	19	20	21	22	23	24
I.	AGRICULTURE				16,180	35,58,57	58,782	146,80,52	18,240	34,70,85	65,804	228,58,89
	1.	Direct Finance			16,051	32,09,33	58,354	139,14,98	18,221	33,90,30	65,241	190,47,79
	2.	Indirect Finance			129	3,49,24	428	7,65,54	19	80,55	563	38,11,10
II.	INDUSTRY				2,663	113,47,81	27,104	1478,30,10	2,715	6,47,93	8,320	329,26,07
	1.	Mining & Quarrying			-	-	20	59,72	-	-	9	30,64
	2.	Manufacturing & Processing			2,657	113,39,43	27,020	1474,81,95	2,715	6,47,93	8,261	325,79,00
	3.	Electricity, Gas & Water			3	1,91	42	96,75	-	-	31	2,52,36
	4.	Construction			3	6,47	22	1,91,68	-	-	19	64,07
III.	TRANSPORT OPERATORS				800	4,11,99	3,658	17,77,07	844	95,42	2,820	22,55,30
IV.	PROFESSIONAL AND OTHER SERVICES				993	6,03,35	7,047	281,93,05	788	97,75	2,231	17,12,34
V.	PERSONAL LOANS				7,135	30,02,90	42,667	185,66,92	2,674	4,55,72	28,543	110,15,36
	1.	Loans for Purchase of Consumer Durables			195	32,78	926	2,37,35	43	7,11	498	76,68
	2.	Loans for Housing			938	8,39,86	7,237	79,18,24	58	42,65	5,271	47,69,43
	3.	Rest of the Personal Loans			6,002	21,30,26	34,504	104,11,33	2,573	4,05,96	22,774	61,69,25
VI.	TRADE				6,338	27,32,92	19,942	934,19,44	3,812	8,58,52	19,206	114,39,33
	1.	Wholesale Trade			264	15,29,95	2,300	873,69,22	96	77,43	1,233	61,20,98
	2.	Retail Trade			6,074	12,02,97	17,642	60,50,22	3,716	7,81,09	17,973	53,18,35
VII.	FINANCE				35	11,47,13	46	1,22,66	1	1,04	64	1,80,23
VIII.	ALL OTHERS				2,833	6,55,61	29,484	110,73,43	873	1,77,54	9,363	26,69,80
TOTAL BANK CREDIT					36,977	234,60,28	1,88,730	3156,63,19	29,947	58,04,77	1,36,351	850,57,32
OF WHICH:			1.	Artisans & Village Industries	412	36,46	1,698	11,82,88	1,856	1,15,14	2,082	3,29,69
			2.	Other Small Scale Industries	1,771	27,38,45	20,076	673,61,32	794	3,68,47	4,338	143,36,05


					RUPNAGAR		SANGRUR
	OCCUPATION				No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-
						standing		standing
					25	26	27	28
I.	AGRICULTURE				22,426	55,17,30	89,200	253,03,48
	1.	Direct Finance			22,168	46,56,68	87,625	229,40,90
	2.	Indirect Finance			258	8,60,62	1,575	23,62,58
II.	INDUSTRY				5,655	164,60,46	8,448	67,94,79
	1.	Mining & Quarrying			12	29,24	11	31,87
	2.	Manufacturing & Processing			5,620	163,61,55	8,425	67,48,39
	3.	Electricity, Gas & Water			3	1,96	8	10,08
	4.	Construction			20	67,71	4	4,45
III.	TRANSPORT OPERATORS				1,951	8,82,53	3,385	6,07,18
IV.	PROFESSIONAL AND OTHER SERVICES				1,338	3,28,25	1,800	2,98,96
V.	PERSONAL LOANS				10,310	35,69,07	13,859	59,09,14
	1.	Loans for Purchase of Consumer Durables			548	1,08,80	311	48,95
	2.	Loans for Housing			1,325	10,17,92	3,232	30,17,73
	3.	Rest of the Personal Loans			8,437	24,42,35	10,316	28,42,46
VI.	TRADE				8,998	21,55,35	12,953	43,72,12
	1.	Wholesale Trade			233	3,60,05	741	18,92,03
	2.	Retail Trade			8,765	17,95,30	12,212	24,80,09
VII.	FINANCE				3	4,82	15	14,55
VIII.	ALL OTHERS				5,311	16,33,84	7,538	14,82,60
TOTAL BANK CREDIT					55,992	305,51,62	1,37,198	447,82,82
OF WHICH:			1.	Artisans & Village Industries	3,039	8,26,35	4,393	3,41,16
			2.	Other Small Scale Industries	1,964	43,35,62	3,321	34,01,82