Pondicherry
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
SOUTHERN REGION |
|
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
|
|
standing |
|
|
standing |
||||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
10,311 |
14,81 |
14,06 |
35,004 |
83,45 |
82,00 |
|
|
|
||
1. |
Direct Finance |
10,307 |
13,90 |
13,09 |
34,963 |
82,73 |
81,35 |
|
|
|
||
2. |
Indirect Finance |
4 |
91 |
97 |
41 |
73 |
65 |
|
|
|
||
II. |
INDUSTRY |
1,086 |
39,12 |
35,22 |
1,636 |
83,05 |
84,18 |
15 |
49,76 |
34,99 |
||
1. |
Mining & Quarrying |
1 |
2 |
2 |
3 |
29 |
14 |
|
|
|
||
2. |
Food Manufacturing and Processing |
36 |
2,28 |
1,49 |
61 |
3,42 |
3,21 |
|
|
|
||
(a) |
Rice Mills, Flour and Dal Mills |
21 |
2,02 |
1,23 |
20 |
1,22 |
94 |
|
|
|
||
(b) |
Sugar |
|
|
|
|
|
|
|
|
|
||
(c) |
Edible Oils and Vanaspati |
4 |
19 |
19 |
8 |
1,38 |
1,50 |
|
|
|
||
(d) |
Tea Processing |
|
|
|
|
|
|
|
|
|
||
(e) |
Processing of Fruits & Vegetables |
|
|
|
|
|
|
|
|
|
||
(f) |
Others |
11 |
8 |
7 |
33 |
83 |
77 |
|
|
|
||
3. |
Beverage and Tobacco |
1 |
4 |
3 |
3 |
22 |
26 |
|
|
|
||
4. |
Textiles |
12 |
40 |
43 |
50 |
38,43 |
43,41 |
|
|
|
||
(a) |
Cotton Textiles |
5 |
4 |
4 |
24 |
36,61 |
41,77 |
|
|
|
||
(b) |
Jute Textiles |
2 |
32 |
35 |
|
|
|
|
|
|
||
(c) |
Handloom Textiles & Khadi |
1 |
2 |
1 |
1 |
2 |
2 |
|
|
|
||
(d) |
Other Textiles |
4 |
3 |
3 |
25 |
1,80 |
1,63 |
|
|
|
||
5. |
Paper, Paper Products and Printing |
36 |
4,23 |
4,94 |
72 |
2,02 |
1,98 |
|
|
|
||
6. |
Leather and Leather Products |
6 |
62 |
74 |
14 |
1,64 |
1,23 |
|
|
|
||
7. |
Rubber and Rubber Products |
26 |
44 |
36 |
9 |
65 |
43 |
|
|
|
||
8. |
Chemicals and Chemical Products |
79 |
5,78 |
6,15 |
134 |
14,08 |
13,67 |
6 |
18,06 |
4,15 |
||
(a) |
Heavy Industrial Chemicals |
7 |
1,12 |
85 |
11 |
6,47 |
6,36 |
|
|
|
||
(b) |
Fertilizers |
1 |
8 |
|
2 |
14 |
15 |
|
|
|
||
(c) |
Drugs and Pharmaceuticals |
4 |
17 |
14 |
6 |
27 |
34 |
4 |
11,06 |
4,15 |
||
(d) |
Non-Edible Oils |
|
|
|
1 |
|
|
|
|
|
||
(e) |
Other Chemicals & Chemical Products |
67 |
4,42 |
5,15 |
114 |
7,20 |
6,82 |
2 |
7,00 |
|
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
1 |
4 |
4 |
1 |
1 |
1 |
|
|
|
||
10. |
Manufacture of Cement & Cement Products |
2 |
4 |
4 |
1 |
1 |
1 |
|
|
|
||
11. |
Basic Metals & Metal Products |
35 |
4,12 |
3,66 |
96 |
7,57 |
7,72 |
|
|
|
||
(a) |
Iron and Steel |
9 |
63 |
42 |
31 |
4,92 |
5,03 |
|
|
|
||
(b) |
Non-Ferrous Metals |
7 |
2,50 |
2,52 |
5 |
60 |
59 |
|
|
|
||
(c) |
Other Metal Products |
19 |
99 |
72 |
60 |
2,05 |
2,10 |
|
|
|
||
12. |
Engineering |
39 |
5,19 |
3,75 |
86 |
5,37 |
4,01 |
|
|
|
||
(a) |
Heavy Engineering |
2 |
29 |
30 |
3 |
54 |
53 |
|
|
|
||
(b) |
Light Engineering |
15 |
2,04 |
1,97 |
19 |
55 |
36 |
|
|
|
||
(c) |
Electrical Machinery & Goods |
10 |
78 |
7 |
30 |
1,63 |
67 |
|
|
|
||
(d) |
Electronic Machinery & Goods |
12 |
2,08 |
1,41 |
34 |
2,65 |
2,44 |
|
|
|
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
7 |
49 |
35 |
30 |
85 |
43 |
1 |
1,20 |
1,20 |
||
14. |
Other Industries |
795 |
15,24 |
13,03 |
1,046 |
4,22 |
3,50 |
8 |
30,50 |
29,65 |
||
15. |
Electricity, Gas & Water |
2 |
3 |
3 |
5 |
3,65 |
3,60 |
|
|
|
||
(a) |
Electricity Generation & Transmission |
2 |
3 |
3 |
1 |
3,49 |
3,49 |
|
|
|
||
(b) |
Non-Conventional Energy |
|
|
|
1 |
|
|
|
|
|
||
(c) |
Gas, Steam & Water Supply |
|
|
|
3 |
16 |
11 |
|
|
|
||
16. |
Construction |
8 |
18 |
16 |
25 |
63 |
58 |
|
|
|
||
III. |
TRANSPORT OPERATORS |
415 |
2,04 |
1,86 |
407 |
2,66 |
2,22 |
|
|
|
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
221 |
1,75 |
1,65 |
2,888 |
11,97 |
11,57 |
|
|
|
||
V. |
PERSONAL LOANS |
7,334 |
22,99 |
19,28 |
9,905 |
26,44 |
25,94 |
59 |
26 |
24 |
||
1. |
Loans for Purchase of Consumer Durables |
1,031 |
1,12 |
1,21 |
1,145 |
1,58 |
1,31 |
|
|
|
||
2. |
Loans for Housing |
500 |
5,44 |
5,09 |
992 |
8,25 |
9,48 |
|
|
|
||
3. |
Rest of the Personal Loans |
5,803 |
16,43 |
12,98 |
7,768 |
16,61 |
15,14 |
59 |
26 |
24 |
||
V I. |
TRADE |
1,982 |
16,84 |
10,38 |
5,901 |
22,33 |
17,23 |
|
|
|
||
1. |
Wholesale Trade |
196 |
1,68 |
1,40 |
209 |
8,54 |
4,87 |
|
|
|
||
2. |
Retail Trade |
1,786 |
15,15 |
8,98 |
5,692 |
13,79 |
12,36 |
|
|
|
||
VII. |
FINANCE |
|
|
|
6 |
6,46 |
6,49 |
|
|
|
||
VIII. |
ALL OTHERS |
78 |
7,41 |
5,04 |
9,058 |
16,26 |
14,05 |
|
|
|
||
TOTAL BANK CREDIT |
21,427 |
104,95 |
87,49 |
64,805 |
252,62 |
243,68 |
74 |
50,02 |
35,24 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
467 |
1,84 |
1,76 |
238 |
41 |
43 |
|
|
|
|
|
|
2. |
Other Small Scale Industries |
512 |
13,82 |
11,94 |
992 |
19,68 |
17,49 |
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh) |
||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
|
|
standing |
|
|
standing |
||||
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
|
|
|
376 |
99 |
94 |
45,691 |
99,25 |
97,00 |
||
1. |
Direct Finance |
|
|
|
376 |
99 |
94 |
45,646 |
97,62 |
95,38 |
||
2. |
Indirect Finance |
|
|
|
|
|
|
45 |
1,64 |
1,62 |
||
II. |
INDUSTRY |
|
|
|
357 |
60,16 |
51,42 |
3,094 |
232,08 |
205,82 |
||
1. |
Mining & Quarrying |
|
|
|
1 |
8 |
8 |
5 |
39 |
25 |
||
2. |
Food Manufacturing and Processing |
|
|
|
79 |
2,40 |
1,99 |
176 |
8,10 |
6,70 |
||
(a) |
Rice Mills, Flour and Dal Mills |
|
|
|
|
|
|
41 |
3,23 |
2,17 |
||
(b) |
Sugar |
|
|
|
|
|
|
|
|
|
||
(c) |
Edible Oils and Vanaspati |
|
|
|
21 |
1,13 |
88 |
33 |
2,70 |
2,57 |
||
(d) |
Tea Processing |
|
|
|
|
|
|
|
|
|
||
(e) |
Processing of Fruits & Vegetables |
|
|
|
|
|
|
|
|
|
||
(f) |
Others |
|
|
|
58 |
1,27 |
1,12 |
102 |
2,18 |
1,96 |
||
3. |
Beverage and Tobacco |
|
|
|
2 |
78 |
38 |
6 |
1,04 |
68 |
||
4. |
Textiles |
|
|
|
32 |
17,16 |
14,90 |
94 |
55,99 |
58,74 |
||
(a) |
Cotton Textiles |
|
|
|
3 |
2,26 |
2,01 |
32 |
38,91 |
43,82 |
||
(b) |
Jute Textiles |
|
|
|
|
|
|
2 |
32 |
35 |
||
(c) |
Handloom Textiles & Khadi |
|
|
|
1 |
8 |
8 |
3 |
12 |
10 |
||
(d) |
Other Textiles |
|
|
|
28 |
14,82 |
12,82 |
57 |
16,65 |
14,47 |
||
5. |
Paper, Paper Products and Printing |
|
|
|
10 |
5,49 |
4,01 |
118 |
11,74 |
10,93 |
||
6. |
Leather and Leather Products |
|
|
|
8 |
89 |
78 |
28 |
3,14 |
2,75 |
||
7. |
Rubber and Rubber Products |
|
|
|
9 |
2,19 |
1,97 |
44 |
3,28 |
2,77 |
||
8. |
Chemicals and Chemical Products |
|
|
|
64 |
18,60 |
17,20 |
283 |
56,53 |
41,16 |
||
(a) |
Heavy Industrial Chemicals |
|
|
|
16 |
11,46 |
11,55 |
34 |
19,05 |
18,76 |
||
(b) |
Fertilizers |
|
|
|
|
|
|
3 |
22 |
15 |
||
(c) |
Drugs and Pharmaceuticals |
|
|
|
14 |
1,89 |
1,94 |
28 |
13,39 |
6,57 |
||
(d) |
Non-Edible Oils |
|
|
|
|
|
|
1 |
|
|
||
(e) |
Other Chemicals & Chemical Products |
|
|
34 |
5,25 |
3,71 |
217 |
23,87 |
15,68 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
|
|
|
|
|
|
2 |
5 |
4 |
||
10. |
Manufacture of Cement & Cement Products |
|
|
|
1 |
|
|
4 |
5 |
5 |
||
11. |
Basic Metals & Metal Products |
|
|
|
11 |
2,88 |
1,91 |
142 |
14,57 |
13,30 |
||
(a) |
Iron and Steel |
|
|
|
2 |
30 |
23 |
42 |
5,84 |
5,69 |
||
(b) |
Non-Ferrous Metals |
|
|
|
|
|
|
12 |
3,10 |
3,11 |
||
(c) |
Other Metal Products |
|
|
|
9 |
2,58 |
1,69 |
88 |
5,62 |
4,50 |
||
12. |
Engineering |
|
|
|
28 |
5,33 |
4,08 |
153 |
15,89 |
11,84 |
||
(a) |
Heavy Engineering |
|
|
|
3 |
1,25 |
1,36 |
8 |
2,08 |
2,20 |
||
(b) |
Light Engineering |
|
|
|
4 |
15 |
12 |
38 |
2,74 |
2,46 |
||
(c) |
Electrical Machinery & Goods |
|
|
|
9 |
3,49 |
2,07 |
49 |
5,90 |
2,81 |
||
(d) |
Electronic Machinery & Goods |
|
|
|
12 |
43 |
52 |
58 |
5,16 |
4,38 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
|
|
|
2 |
17 |
22 |
40 |
2,71 |
2,20 |
||
14. |
Other Industries |
|
|
|
99 |
3,59 |
3,45 |
1,948 |
53,55 |
49,62 |
||
15. |
Electricity, Gas & Water |
|
|
|
1 |
12 |
12 |
8 |
3,81 |
3,75 |
||
(a) |
Electricity Generation & Transmission |
|
|
|
|
|
|
3 |
3,52 |
3,52 |
||
(b) |
Non-Conventional Energy |
|
|
|
|
|
|
1 |
|
|
||
(c) |
Gas, Steam & Water Supply |
|
|
|
1 |
12 |
12 |
4 |
28 |
23 |
||
16. |
Construction |
|
|
|
10 |
46 |
31 |
43 |
1,26 |
1,05 |
||
III. |
TRANSPORT OPERATORS |
|
|
|
206 |
2,64 |
2,13 |
1,028 |
7,35 |
6,21 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
|
|
|
422 |
2,54 |
1,55 |
3,531 |
16,26 |
14,78 |
||
V. |
PERSONAL LOANS |
|
|
|
2,635 |
8,05 |
7,41 |
19,933 |
57,73 |
52,87 |
||
1. |
Loans for Purchase of Consumer Durables |
|
|
|
302 |
29 |
26 |
2,478 |
2,99 |
2,78 |
||
2. |
Loans for Housing |
|
|
|
104 |
1,43 |
1,15 |
1,596 |
15,12 |
15,73 |
||
3. |
Rest of the Personal Loans |
|
|
|
2,229 |
6,33 |
5,99 |
15,859 |
39,62 |
34,35 |
||
V I. |
TRADE |
|
|
|
684 |
14,49 |
12,84 |
8,567 |
53,66 |
40,46 |
||
1. |
Wholesale Trade |
|
|
|
119 |
5,33 |
4,71 |
524 |
15,55 |
10,98 |
||
2. |
Retail Trade |
|
|
|
565 |
9,17 |
8,13 |
8,043 |
38,11 |
29,47 |
||
VII. |
FINANCE |
|
|
|
3 |
47 |
48 |
9 |
6,93 |
6,97 |
||
VIII. |
ALL OTHERS |
|
|
|
442 |
3,63 |
2,78 |
9,578 |
27,30 |
21,86 |
||
TOTAL BANK CREDIT |
|
|
|
5,125 |
92,98 |
79,55 |
91,431 |
500,57 |
445,97 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
|
|
|
17 |
1 |
1 |
722 |
2,27 |
2,20 |
|
|
|
2. |
Other Small Scale Industries |
|
|
|
219 |
20,99 |
18,80 |
1,723 |
54,50 |
48,22 |
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