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Pondicherry

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

SOUTHERN REGION




(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

 

NATIONALISED BANKS

 

FOREIGN BANKS

     

AND ITS ASSOCIATES


   
   
   

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 

Accounts


Limit


   Outstanding


 
 
 

1


2


3


 

4


5


6


 

7


8


9


I.

AGRICULTURE

8,161

12,91

11,83

 

36,412

33,12

34,45

 

-

-

-

 

1.

Direct Finance

8,158

11,89

10,79

 

36,355

31,10

32,65

 

-

-

-

 

2.

Indirect Finance

3

1,02

1,04

 

57

2,02

1,80

 

-

-

-

II.

INDUSTRY

702

23,73

20,28

 

1,714

124,96

109,59

 

13

49,08

23,79

 

1.

Mining & Quarrying

1

2

2

 

5

23

16

 

-

-

-

 

2.

Food Manufacturing and Processing

15

19

14

 

158

17,48

18,75

 

-

-

-

   

(a)

Rice Mills, Flour and Dal Mills

6

6

2

 

29

1,60

98

 

-

-

-

   

(b)

Sugar

-

-

-

 

4

12,96

14,16

 

-

-

-

   

(c)

Edible Oils and Vanaspati

4

5

4

 

12

1,44

1,51

 

-

-

-

   

(d)

Tea Processing

-

-

-

 

-

-

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

 

-

-

-

 

-

-

-

   

(f)

Others

5

8

8

 

113

1,48

2,11

 

-

-

-

 

3.

Beverage and Tobacco

1

4

3

 

7

35

29

 

-

-

-

 

4.

Textiles

11

10

10

 

68

54,67

50,16

 

-

-

-

   

(a)

Cotton Textiles

4

3

4

 

44

52,60

49,02

 

-

-

-

   

(b)

Jute Textiles

3

4

4

 

-

-

-

 

-

-

-

   

(c)

Handloom Textiles & Khadi

2

2

2

 

-

-

-

 

-

-

-

   

(d)

Other Textiles

2

2

1

 

24

2,07

1,14

 

-

-

-

 

5.

Paper, Paper Products and Printing

32

3,96

3,55

 

83

2,62

2,66

 

-

-

-

 

6.

Leather and Leather Products

5

62

71

 

20

6,21

5,28

 

-

-

-

 

7.

Rubber and Rubber Products

24

32

25

 

23

1,54

1,04

 

-

-

-

 

8.

Chemicals and Chemical Products

59

2,37

2,13

 

158

14,66

12,38

 

5

12,28

1,95

   

(a)

Heavy Industrial Chemicals

7

26

27

 

28

7,30

5,75

 

-

-

-

   

(b)

Fertilizers

1

8

1

 

-

-

-

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

5

21

21

 

25

75

77

 

3

5,28

1,95

   

(d)

Non-Edible Oils

-

-

-

 

1

-

-

 

-

-

-

   

(e)

Other Chemicals & Chemical Products

46

1,83

1,63

 

104

6,60

5,85

 

2

7,00

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

 

5

28

31

 

-

-

-

 

10.

Manufacture of Cement & Cement Products

2

4

4

 

1

1

-

 

-

-

-

 

11.

Basic Metals & Metal Products

21

81

67

 

100

8,03

8,53

 

-

-

-

   

(a)

Iron and Steel

6

10

9

 

44

5,68

6,65

 

-

-

-

   

(b)

Non-Ferrous Metals

1

1

-

 

7

1,45

97

 

-

-

-

   

(c)

Other Metal Products

14

70

58

 

49

90

91

 

-

-

-

 

12.

Engineering

27

3,02

2,19

 

85

3,23

1,81

 

-

-

-

   

(a)

Heavy Engineering

1

3

3

 

3

22

20

 

-

-

-

   

(b)

Light Engineering

14

1,97

1,75

 

28

1,51

54

 

-

-

-

   

(c)

Electrical Machinery & Goods

5

27

27

 

26

60

28

 

-

-

-

   

(d)

Electronic Machinery & Goods

7

75

15

 

28

89

79

 

-

-

-

  13.

Vehicles, Vehicle Parts & Transport Equipments

5

29

23

 

33

84

82

 

-

-

-

 

14.

Other Industries

495

11,88

10,15

 

932

13,82

6,42

 

8

36,80

21,84

 

15.

Electricity, Gas & Water

1

1

1

 

5

22

15

 

-

-

-

   

(a)

Electricity Generation & Transmission

1

1

1

 

1

2

2

 

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

 

1

-

-

 

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

 

3

19

13

 

-

-

-

 

16.

Construction

3

5

5

 

31

80

83

 

-

-

-

III.

TRANSPORT OPERATORS

262

1,33

1,11

 

432

2,59

2,31

 

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

170

1,27

1,14

 

3,979

9,27

9,10

 

-

-

-

V.

PERSONAL LOANS

5,943

16,76

15,74

 

8,027

43,34

40,97

 

1

2

2

 

1.

Loans for Purchase of Consumer Durables

807

88

62

 

1,113

1,67

1,54

 

-

-

-

 

2.

Loans for Housing

347

6,12

5,87

 

1,102

15,53

15,94

 

-

-

-

 

3.

Rest of the Personal Loans

4,789

9,75

9,25

 

5,812

26,13

23,48

 

1

2

2

VI.

TRADE

2,728

14,01

11,16

 

5,419

14,20

12,75

 

-

-

-

 

1.

Wholesale Trade

53

72

71

 

71

2,95

2,61

 

-

-

-

 

2.

Retail Trade

2,675

13,28

10,45

 

5,348

11,25

10,14

 

-

-

-

VII.

FINANCE

-

-

-

 

7

2,91

3,09

 

-

-

-

VIII.


ALL OTHERS


633


6,38


4,17


 

10,638


16,85


14,53


 

-


-


-


TOTAL BANK CREDIT

18,599

76,38

65,43

 

66,628

247,23

226,79

 

14

49,10

23,81

OF WHICH :

1. Artisans & Village Industries

96

11

9

 

181

33

27

 

-

-

-

 

2. Other Small Scale Industries


401


6,58


5,34


 

1,237


28,00


25,70


 

-


-


-



 
 
 
 
 
 
 
 
     

REGIONAL RURAL BANKS

 

OTHER SCHEDULED

 

ALL SCHEDULED

       
 

COMMERCIAL BANKS


 

COMMERCIAL BANKS


   

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 

Accounts


Limit


   Outstanding


 
 
 

10


11


12


 

13


14


15


 

16


17


18


I.

AGRICULTURE

-

-

-

 

306

1,15

1,11

 

44,879

47,18

47,38

 

1.

Direct Finance

-

-

-

 

306

1,15

1,11

 

44,819

44,14

44,55

 

2.

Indirect Finance

-

-

-

 

-

-

-

 

60

3,04

2,84

II.

INDUSTRY

-

-

-

 

276

35,75

32,34

 

2,705

233,52

186,01

 

1.

Mining & Quarrying

-

-

-

 

1

1

-

 

7

25

18

 

2.

Food Manufacturing and Processing

-

-

-

 

33

1,70

1,42

 

206

19,36

20,31

   

(a)

Rice Mills, Flour and Dal Mills

-

-

-

 

1

3

2

 

36

1,69

1,02

   

(b)

Sugar

-

-

-

 

-

-

-

 

4

12,96

14,16

   

(c)

Edible Oils and Vanaspati

-

-

-

 

12

1,00

86

 

28

2,49

2,40

   

(d)

Tea Processing

-

-

-

 

-

-

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

 

-

-

-

 

-

-

-

   

(f)

Others

-

-

-

 

20

66

54

 

138

2,22

2,73

 

3.

Beverage and Tobacco

-

-

-

 

6

1,34

1,53

 

14

1,73

1,85

 

4.

Textiles

-

-

-

 

20

14,78

12,80

 

99

69,55

63,06

   

(a)

Cotton Textiles

-

-

-

 

3

2,26

2,01

 

51

54,89

51,07

   

(b)

Jute Textiles

-

-

-

 

-

-

-

 

3

4

4

   

(c)

Handloom Textiles & Khadi

-

-

-

 

1

8

7

 

3

10

9

   

(d)

Other Textiles

-

-

-

 

16

12,44

10,72

 

42

14,53

11,87

 

5.

Paper, Paper Products and Printing

-

-

-

 

7

19

14

 

122

6,76

6,36

 

6.

Leather and Leather Products

-

-

-

 

7

88

82

 

32

7,71

6,80

 

7.

Rubber and Rubber Products

-

-

-

 

7

1,16

1,11

 

54

3,02

2,40

 

8.

Chemicals and Chemical Products

-

-

-

 

46

9,31

8,77

 

268

38,62

25,23

   

(a)

Heavy Industrial Chemicals

-

-

-

 

5

6,46

6,42

 

40

14,02

12,44

   

(b)

Fertilizers

-

-

-

 

-

-

-

 

1

8

1

   

(c)

Drugs and Pharmaceuticals

-

-

-

 

14

1,17

1,26

 

47

7,42

4,20

   

(d)

Non-Edible Oils

-

-

-

 

-

-

-

 

1

-

-

   

(e)

Other Chemicals & Chemical Products

-

-

-

 

27

1,67

1,09

 

179

17,10

8,58

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

 

3

10

8

 

8

38

39

 

10.

Manufacture of Cement & Cement Products

-

-

-

 

2

4

2

 

5

9

6

 

11.

Basic Metals & Metal Products

-

-

-

 

13

1,19

1,11

 

134

10,03

10,31

   

(a)

Iron and Steel

-

-

-

 

2

24

17

 

52

6,02

6,91

   

(b)

Non-Ferrous Metals

-

-

-

 

-

-

-

 

8

1,46

97

   

(c)

Other Metal Products

-

-

-

 

11

95

94

 

74

2,55

2,43

 

12.

Engineering

-

-

-

 

21

1,63

1,35

 

133

7,88

5,36

   

(a)

Heavy Engineering

-

-

-

 

-

-

-

 

4

25

22

   

(b)

Light Engineering

-

-

-

 

5

14

11

 

47

3,62

2,40

   

(c)

Electrical Machinery & Goods

-

-

-

 

9

1,23

95

 

40

2,10

1,50

   

(d)

Electronic Machinery & Goods

-

-

-

 

7

27

29

 

42

1,91

1,23

  13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

 

3

16

20

 

41

1,29

1,25

 

14.

Other Industries

-

-

-

 

90

2,74

2,52

 

1,525

65,23

40,93

 

15.

Electricity, Gas & Water

-

-

-

 

1

14

14

 

7

37

30

   

(a)

Electricity Generation & Transmission

-

-

-

 

-

-

-

 

2

3

3

   

(b)

Non-Conventional Energy

-

-

-

 

-

-

-

 

1

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

 

1

14

14

 

4

33

27

 

16.

Construction

-

-

-

 

16

40

32

 

50

1,25

1,20

III.

TRANSPORT OPERATORS

-

-

-

 

204

2,30

1,76

 

898

6,23

5,18

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

 

130

2,53

1,38

 

4,279

13,07

11,62

V.

PERSONAL LOANS

-

-

-

 

1,975

7,41

6,50

 

15,946

67,52

63,23

 

1.

Loans for Purchase of Consumer Durables

-

-

-

 

320

36

34

 

2,240

2,92

2,50

 

2.

Loans for Housing

-

-

-

 

106

1,44

1,01

 

1,555

23,09

22,83

 

3.

Rest of the Personal Loans

-

-

-

 

1,549

5,61

5,14

 

12,151

41,52

37,90

VI.

TRADE

-

-

-

 

624

10,43

8,95

 

8,771

38,63

32,87

 

1.

Wholesale Trade

-

-

-

 

77

3,41

2,97

 

201

7,08

6,29

 

2.

Retail Trade

-

-

-

 

547

7,02

5,98

 

8,570

31,56

26,57

VII.

FINANCE

-

-

-

 

4

1,30

1,30

 

11

4,21

4,39

VIII.


ALL OTHERS


-


-


-


 

462


2,82


2,50


 

11,733


26,04


21,20


TOTAL BANK CREDIT

-

-

-

 

3,981

63,69

55,83

 

89,222

436,40

371,87

OF WHICH :

1. Artisans & Village Industries

-

-

-

 

-

-

-

 

277

44

37

 

2. Other Small Scale Industries


-


-


-


 

166


21,85


19,26


 

1,804


56,44


50,31


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