Pondicherry
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
SOUTHERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
8,161 |
12,91 |
11,83 |
36,412 |
33,12 |
34,45 |
- |
- |
- |
||||
1. |
Direct Finance |
8,158 |
11,89 |
10,79 |
36,355 |
31,10 |
32,65 |
- |
- |
- |
||||
2. |
Indirect Finance |
3 |
1,02 |
1,04 |
57 |
2,02 |
1,80 |
- |
- |
- |
||||
II. |
INDUSTRY |
702 |
23,73 |
20,28 |
1,714 |
124,96 |
109,59 |
13 |
49,08 |
23,79 |
||||
1. |
Mining & Quarrying |
1 |
2 |
2 |
5 |
23 |
16 |
- |
- |
- |
||||
2. |
Food Manufacturing and Processing |
15 |
19 |
14 |
158 |
17,48 |
18,75 |
- |
- |
- |
||||
(a) |
Rice Mills, Flour and Dal Mills |
6 |
6 |
2 |
29 |
1,60 |
98 |
- |
- |
- |
||||
(b) |
Sugar |
- |
- |
- |
4 |
12,96 |
14,16 |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
4 |
5 |
4 |
12 |
1,44 |
1,51 |
- |
- |
- |
||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(f) |
Others |
5 |
8 |
8 |
113 |
1,48 |
2,11 |
- |
- |
- |
||||
3. |
Beverage and Tobacco |
1 |
4 |
3 |
7 |
35 |
29 |
- |
- |
- |
||||
4. |
Textiles |
11 |
10 |
10 |
68 |
54,67 |
50,16 |
- |
- |
- |
||||
(a) |
Cotton Textiles |
4 |
3 |
4 |
44 |
52,60 |
49,02 |
- |
- |
- |
||||
(b) |
Jute Textiles |
3 |
4 |
4 |
- |
- |
- |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
2 |
2 |
2 |
- |
- |
- |
- |
- |
- |
||||
(d) |
Other Textiles |
2 |
2 |
1 |
24 |
2,07 |
1,14 |
- |
- |
- |
||||
5. |
Paper, Paper Products and Printing |
32 |
3,96 |
3,55 |
83 |
2,62 |
2,66 |
- |
- |
- |
||||
6. |
Leather and Leather Products |
5 |
62 |
71 |
20 |
6,21 |
5,28 |
- |
- |
- |
||||
7. |
Rubber and Rubber Products |
24 |
32 |
25 |
23 |
1,54 |
1,04 |
- |
- |
- |
||||
8. |
Chemicals and Chemical Products |
59 |
2,37 |
2,13 |
158 |
14,66 |
12,38 |
5 |
12,28 |
1,95 |
||||
(a) |
Heavy Industrial Chemicals |
7 |
26 |
27 |
28 |
7,30 |
5,75 |
- |
- |
- |
||||
(b) |
Fertilizers |
1 |
8 |
1 |
- |
- |
- |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
5 |
21 |
21 |
25 |
75 |
77 |
3 |
5,28 |
1,95 |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
1 |
- |
- |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
46 |
1,83 |
1,63 |
104 |
6,60 |
5,85 |
2 |
7,00 |
- |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
5 |
28 |
31 |
- |
- |
- |
||||
10. |
Manufacture of Cement & Cement Products |
2 |
4 |
4 |
1 |
1 |
- |
- |
- |
- |
||||
11. |
Basic Metals & Metal Products |
21 |
81 |
67 |
100 |
8,03 |
8,53 |
- |
- |
- |
||||
(a) |
Iron and Steel |
6 |
10 |
9 |
44 |
5,68 |
6,65 |
- |
- |
- |
||||
(b) |
Non-Ferrous Metals |
1 |
1 |
- |
7 |
1,45 |
97 |
- |
- |
- |
||||
(c) |
Other Metal Products |
14 |
70 |
58 |
49 |
90 |
91 |
- |
- |
- |
||||
12. |
Engineering |
27 |
3,02 |
2,19 |
85 |
3,23 |
1,81 |
- |
- |
- |
||||
(a) |
Heavy Engineering |
1 |
3 |
3 |
3 |
22 |
20 |
- |
- |
- |
||||
(b) |
Light Engineering |
14 |
1,97 |
1,75 |
28 |
1,51 |
54 |
- |
- |
- |
||||
(c) |
Electrical Machinery & Goods |
5 |
27 |
27 |
26 |
60 |
28 |
- |
- |
- |
||||
(d) |
Electronic Machinery & Goods |
7 |
75 |
15 |
28 |
89 |
79 |
- |
- |
- |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
5 |
29 |
23 |
33 |
84 |
82 |
- |
- |
- |
||||
14. |
Other Industries |
495 |
11,88 |
10,15 |
932 |
13,82 |
6,42 |
8 |
36,80 |
21,84 |
||||
15. |
Electricity, Gas & Water |
1 |
1 |
1 |
5 |
22 |
15 |
- |
- |
- |
||||
(a) |
Electricity Generation & Transmission |
1 |
1 |
1 |
1 |
2 |
2 |
- |
- |
- |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
1 |
- |
- |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
3 |
19 |
13 |
- |
- |
- |
||||
16. |
Construction |
3 |
5 |
5 |
31 |
80 |
83 |
- |
- |
- |
||||
III. |
TRANSPORT OPERATORS |
262 |
1,33 |
1,11 |
432 |
2,59 |
2,31 |
- |
- |
- |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
170 |
1,27 |
1,14 |
3,979 |
9,27 |
9,10 |
- |
- |
- |
||||
V. |
PERSONAL LOANS |
5,943 |
16,76 |
15,74 |
8,027 |
43,34 |
40,97 |
1 |
2 |
2 |
||||
1. |
Loans for Purchase of Consumer Durables |
807 |
88 |
62 |
1,113 |
1,67 |
1,54 |
- |
- |
- |
||||
2. |
Loans for Housing |
347 |
6,12 |
5,87 |
1,102 |
15,53 |
15,94 |
- |
- |
- |
||||
3. |
Rest of the Personal Loans |
4,789 |
9,75 |
9,25 |
5,812 |
26,13 |
23,48 |
1 |
2 |
2 |
||||
VI. |
TRADE |
2,728 |
14,01 |
11,16 |
5,419 |
14,20 |
12,75 |
- |
- |
- |
||||
1. |
Wholesale Trade |
53 |
72 |
71 |
71 |
2,95 |
2,61 |
- |
- |
- |
||||
2. |
Retail Trade |
2,675 |
13,28 |
10,45 |
5,348 |
11,25 |
10,14 |
- |
- |
- |
||||
VII. |
FINANCE |
- |
- |
- |
7 |
2,91 |
3,09 |
- |
- |
- |
||||
VIII. |
ALL OTHERS |
633 |
6,38 |
4,17 |
|
10,638 |
16,85 |
14,53 |
|
- |
- |
- |
||
TOTAL BANK CREDIT |
18,599 |
76,38 |
65,43 |
66,628 |
247,23 |
226,79 |
14 |
49,10 |
23,81 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
96 |
11 |
9 |
181 |
33 |
27 |
- |
- |
- |
||||
|
2. Other Small Scale Industries |
401 |
6,58 |
5,34 |
|
1,237 |
28,00 |
25,70 |
|
- |
- |
- |
|
|
|
|
|
|
|
|
|||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
- |
- |
- |
306 |
1,15 |
1,11 |
44,879 |
47,18 |
47,38 |
||||
1. |
Direct Finance |
- |
- |
- |
306 |
1,15 |
1,11 |
44,819 |
44,14 |
44,55 |
||||
2. |
Indirect Finance |
- |
- |
- |
- |
- |
- |
60 |
3,04 |
2,84 |
||||
II. |
INDUSTRY |
- |
- |
- |
276 |
35,75 |
32,34 |
2,705 |
233,52 |
186,01 |
||||
1. |
Mining & Quarrying |
- |
- |
- |
1 |
1 |
- |
7 |
25 |
18 |
||||
2. |
Food Manufacturing and Processing |
- |
- |
- |
33 |
1,70 |
1,42 |
206 |
19,36 |
20,31 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
1 |
3 |
2 |
36 |
1,69 |
1,02 |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
4 |
12,96 |
14,16 |
||||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
12 |
1,00 |
86 |
28 |
2,49 |
2,40 |
||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(f) |
Others |
- |
- |
- |
20 |
66 |
54 |
138 |
2,22 |
2,73 |
||||
3. |
Beverage and Tobacco |
- |
- |
- |
6 |
1,34 |
1,53 |
14 |
1,73 |
1,85 |
||||
4. |
Textiles |
- |
- |
- |
20 |
14,78 |
12,80 |
99 |
69,55 |
63,06 |
||||
(a) |
Cotton Textiles |
- |
- |
- |
3 |
2,26 |
2,01 |
51 |
54,89 |
51,07 |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
3 |
4 |
4 |
||||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
1 |
8 |
7 |
3 |
10 |
9 |
||||
(d) |
Other Textiles |
- |
- |
- |
16 |
12,44 |
10,72 |
42 |
14,53 |
11,87 |
||||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
7 |
19 |
14 |
122 |
6,76 |
6,36 |
||||
6. |
Leather and Leather Products |
- |
- |
- |
7 |
88 |
82 |
32 |
7,71 |
6,80 |
||||
7. |
Rubber and Rubber Products |
- |
- |
- |
7 |
1,16 |
1,11 |
54 |
3,02 |
2,40 |
||||
8. |
Chemicals and Chemical Products |
- |
- |
- |
46 |
9,31 |
8,77 |
268 |
38,62 |
25,23 |
||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
5 |
6,46 |
6,42 |
40 |
14,02 |
12,44 |
||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
1 |
8 |
1 |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
14 |
1,17 |
1,26 |
47 |
7,42 |
4,20 |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
1 |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
27 |
1,67 |
1,09 |
179 |
17,10 |
8,58 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
3 |
10 |
8 |
8 |
38 |
39 |
||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
2 |
4 |
2 |
5 |
9 |
6 |
||||
11. |
Basic Metals & Metal Products |
- |
- |
- |
13 |
1,19 |
1,11 |
134 |
10,03 |
10,31 |
||||
(a) |
Iron and Steel |
- |
- |
- |
2 |
24 |
17 |
52 |
6,02 |
6,91 |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
8 |
1,46 |
97 |
||||
(c) |
Other Metal Products |
- |
- |
- |
11 |
95 |
94 |
74 |
2,55 |
2,43 |
||||
12. |
Engineering |
- |
- |
- |
21 |
1,63 |
1,35 |
133 |
7,88 |
5,36 |
||||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
4 |
25 |
22 |
||||
(b) |
Light Engineering |
- |
- |
- |
5 |
14 |
11 |
47 |
3,62 |
2,40 |
||||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
9 |
1,23 |
95 |
40 |
2,10 |
1,50 |
||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
7 |
27 |
29 |
42 |
1,91 |
1,23 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
3 |
16 |
20 |
41 |
1,29 |
1,25 |
||||
14. |
Other Industries |
- |
- |
- |
90 |
2,74 |
2,52 |
1,525 |
65,23 |
40,93 |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
1 |
14 |
14 |
7 |
37 |
30 |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
2 |
3 |
3 |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
1 |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
1 |
14 |
14 |
4 |
33 |
27 |
||||
16. |
Construction |
- |
- |
- |
16 |
40 |
32 |
50 |
1,25 |
1,20 |
||||
III. |
TRANSPORT OPERATORS |
- |
- |
- |
204 |
2,30 |
1,76 |
898 |
6,23 |
5,18 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
- |
- |
- |
130 |
2,53 |
1,38 |
4,279 |
13,07 |
11,62 |
||||
V. |
PERSONAL LOANS |
- |
- |
- |
1,975 |
7,41 |
6,50 |
15,946 |
67,52 |
63,23 |
||||
1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
320 |
36 |
34 |
2,240 |
2,92 |
2,50 |
||||
2. |
Loans for Housing |
- |
- |
- |
106 |
1,44 |
1,01 |
1,555 |
23,09 |
22,83 |
||||
3. |
Rest of the Personal Loans |
- |
- |
- |
1,549 |
5,61 |
5,14 |
12,151 |
41,52 |
37,90 |
||||
VI. |
TRADE |
- |
- |
- |
624 |
10,43 |
8,95 |
8,771 |
38,63 |
32,87 |
||||
1. |
Wholesale Trade |
- |
- |
- |
77 |
3,41 |
2,97 |
201 |
7,08 |
6,29 |
||||
2. |
Retail Trade |
- |
- |
- |
547 |
7,02 |
5,98 |
8,570 |
31,56 |
26,57 |
||||
VII. |
FINANCE |
- |
- |
- |
4 |
1,30 |
1,30 |
11 |
4,21 |
4,39 |
||||
VIII. |
ALL OTHERS |
- |
- |
- |
|
462 |
2,82 |
2,50 |
|
11,733 |
26,04 |
21,20 |
||
TOTAL BANK CREDIT |
- |
- |
- |
3,981 |
63,69 |
55,83 |
89,222 |
436,40 |
371,87 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
- |
- |
- |
- |
- |
- |
277 |
44 |
37 |
||||
|
2. Other Small Scale Industries |
- |
- |
- |
|
166 |
21,85 |
19,26 |
|
1,804 |
56,44 |
50,31 |
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