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Nagaland

NORTH-EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999


 
 
 
 
 

(Amount in Rupees Lakh)


       

STATE BANK OF INDIA

NATIONALISED BANKS

       

AND ITS ASSOCIATES


 
       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

11,847

15,69

14,72

5,119

6,99

6,79

 

1.

Direct Finance

11,688

14,06

13,09

5,113

6,64

6,45

 

2.

Indirect Finance

159

1,63

1,63

6

34

34

II.

INDUSTRY

2,900

20,98

17,72

1,024

24,67

23,93

 

1.

Mining & Quarrying

1

8

8

1

3

3

 

2.

Food Manufacturing & Processing

102

4,87

1,92

32

1,46

1,44

   

(a)

Rice Mills, Flour & Dal Mills

50

1,20

1,12

10

94

98

   

(b)

Sugar

-

-

-

-

-

-

   

(c)

Edible Oils & Vanaspati

1

-

-

-

-

-

   

(d)

Tea Processing

-

-

-

1

6

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

   

(f)

Others

51

3,67

80

21

46

47

 

3.

Beverage & Tobacco

4

20

17

2

35

23

 

4.

Textiles

72

44

44

12

19

18

   

(a)

Cotton Textiles

8

3

3

2

12

10

   

(b)

Jute Textiles

-

-

-

-

-

-

   

(c)

Handloom Textiles & Khadi

17

8

8

4

3

3

   

(d)

Other Textiles

47

33

33

6

4

4

 

5.

Paper, Paper Products & Printing

14

13

11

4

5

5

 

6.

Leather & Leather Products

3

4

4

1

-

-

 

7.

Rubber & Rubber Products

-

-

-

4

4

4

 

8.

Chemicals & Chemical Products

5

17

13

8

10,74

11,14

   

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

   

(b)

Fertilisers

-

-

-

-

-

-

   

(c)

Drugs & Pharmaceuticals

4

14

11

3

3

3

   

(d)

Non-Edible Oils

1

3

2

-

-

-

   

(e)

Other Chemicals & Chemical Products

-

-

-

5

10,71

11,11

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

 

10.

Manufacture of Cement & Cement Products

4

13

12

-

-

-

 

11.

Basic Metals & Metal Products

3

35

35

5

33

20

   

(a)

Iron & Steel

-

-

-

1

25

14

   

(b)

Non-Ferrous Metals

1

30

30

-

-

-

   

(c)

Other Metal Products

2

5

5

4

8

6

 

12.

Engineering

19

1,21

1,17

7

17

10

   

(a)

Heavy Engineering

-

-

-

-

-

-

   

(b)

Light Engineering

-

-

-

4

15

7

   

(c)

Electrical Machinery & Goods

16

88

84

3

2

2

   

(d)

Electronic Machinery & Goods

3

33

33

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport Equipments

39

54

55

6

4

4

 

14.

Other Industries

2,631

12,68

12,53

930

9,20

8,78

 

15.

Electricity, Gas & Water

-

-

-

1

20

16

   

(a)

Electricity Generation & Transmission

-

-

-

1

20

16

   

(b)

Non-Conventional Energy

-

-

-

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16.

Construction

3

16

11

11

1,87

1,53

III.

TRANSPORT OPERATORS

390

3,35

2,87

219

2,89

2,79

IV.

PROFESSIONAL AND OTHER SERVICES

332

1,62

1,40

294

1,82

1,84

V.

PERSONAL LOANS

5,166

12,84

11,98

1,733

10,59

9,64

 

1.

Loans for Purchase of Consumer Durables

83

20

21

171

49

46

 

2.

Loans for Housing

224

2,76

2,68

182

1,37

1,18

 

3.

Rest of the Personal Loans

4,859

9,88

9,09

1,380

8,73

8,00

VI.

TRADE

3,533

13,90

12,69

1,377

8,66

8,34

 

1.

Wholesale Trade

88

76

55

70

1,01

82

 

2.

Retail Trade

3,445

13,14

12,14

1,307

7,65

7,52

VII.

FINANCE

1

1,44

9

1

3

3

VIII.


ALL OTHERS


320


2,21


2,55


1,626


15,18


14,44


TOTAL BANK CREDIT

24,489

72,04

64,02

11,393

70,83

67,80

OF WHICH:

1.

Artisans & Village Industries

759

1,64

1,53

241

1,02

1,05

 

2.


Other Small Scale Industries


2,068


11,57


11,37


695


5,23


5,10


 
 
 
 
 
 
 
 
 
 
       

FOREIGN BANKS


REGIONAL RURAL BANKS


       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

-

-

-

135

8

6

 

1.

Direct Finance

-

-

-

135

8

6

 

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

26

2

2

 

1.

Mining & Quarrying

-

-

-

-

-

-

 

2.

Food Manufacturing & Processing

-

-

-

-

-

-

   

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

   

(b)

Sugar

-

-

-

-

-

-

   

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

   

(d)

Tea Processing

-

-

-

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

   

(f)

Others

-

-

-

-

-

-

 

3.

Beverage & Tobacco

-

-

-

-

-

-

 

4.

Textiles

-

-

-

-

-

-

   

(a)

Cotton Textiles

-

-

-

-

-

-

   

(b)

Jute Textiles

-

-

-

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

   

(d)

Other Textiles

-

-

-

-

-

-

 

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

 

6.

Leather & Leather Products

-

-

-

-

-

-

 

7.

Rubber & Rubber Products

-

-

-

-

-

-

 

8.

Chemicals & Chemical Products

-

-

-

-

-

-

   

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

   

(b)

Fertilisers

-

-

-

-

-

-

   

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

   

(d)

Non-Edible Oils

-

-

-

-

-

-

   

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

 

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

 

11.

Basic Metals & Metal Products

-

-

-

-

-

-

   

(a)

Iron & Steel

-

-

-

-

-

-

   

(b)

Non-Ferrous Metals

-

-

-

-

-

-

   

(c)

Other Metal Products

-

-

-

-

-

-

 

12.

Engineering

-

-

-

-

-

-

   

(a)

Heavy Engineering

-

-

-

-

-

-

   

(b)

Light Engineering

-

-

-

-

-

-

   

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

   

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

 

14.

Other Industries

-

-

-

26

2

2

 

15.

Electricity, Gas & Water

-

-

-

-

-

-

   

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

7

14

11

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

995

74

61

 

1.

Loans for Purchase of Consumer Durables

-

-

-

740

38

32

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

255

36

29

VI.

TRADE

-

-

-

61

8

8

 

1.

Wholesale Trade

-

-

-

-

-

-

 

2.

Retail Trade

-

-

-

61

8

8

VII.

FINANCE

-

-

-

-

-

-

VIII.


ALL OTHERS


-


-


-


104


7


7


TOTAL BANK CREDIT

-

-

-

1,328

1,13

95

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

 

2.


Other Small Scale Industries


-


-


-


26


2


2


 
 
 
 
 
 
 
 
 
 
       

OTHER SCHEDULED

ALL SCHEDULED

       

COMMERCIAL BANKS


COMMERCIAL BANKS


       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

13


14


15


16


17


18


I.

AGRICULTURE

242

22

24

17,343

22,97

21,81

 

1.

Direct Finance

242

22

24

17,178

21,00

19,83

 

2.

Indirect Finance

-

-

-

165

1,97

1,97

II.

INDUSTRY

13

21

21

3,963

45,88

41,88

 

1.

Mining & Quarrying

-

-

-

2

10

11

 

2.

Food Manufacturing & Processing

-

-

-

134

6,33

3,37

   

(a)

Rice Mills, Flour & Dal Mills

-

-

-

60

2,15

2,10

   

(b)

Sugar

-

-

-

-

-

-

   

(c)

Edible Oils & Vanaspati

-

-

-

1

-

-

   

(d)

Tea Processing

-

-

-

1

6

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

   

(f)

Others

-

-

-

72

4,13

1,27

 

3.

Beverage & Tobacco

-

-

-

6

55

40

 

4.

Textiles

2

2

2

86

65

64

   

(a)

Cotton Textiles

-

-

-

10

15

13

   

(b)

Jute Textiles

-

-

-

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

21

11

11

   

(d)

Other Textiles

2

2

2

55

39

40

 

5.

Paper, Paper Products & Printing

-

-

-

18

18

16

 

6.

Leather & Leather Products

-

-

-

4

4

5

 

7.

Rubber & Rubber Products

-

-

-

4

4

4

 

8.

Chemicals & Chemical Products

-

-

-

13

10,92

11,27

   

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

   

(b)

Fertilisers

-

-

-

-

-

-

   

(c)

Drugs & Pharmaceuticals

-

-

-

7

17

14

   

(d)

Non-Edible Oils

-

-

-

1

3

2

   

(e)

Other Chemicals & Chemical Products

-

-

-

5

10,71

11,11

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

 

10.

Manufacture of Cement & Cement Products

-

-

-

4

13

12

 

11.

Basic Metals & Metal Products

1

1

1

9

69

56

   

(a)

Iron & Steel

-

-

-

1

25

14

   

(b)

Non-Ferrous Metals

-

-

-

1

30

30

   

(c)

Other Metal Products

1

1

1

7

14

12

 

12.

Engineering

1

2

2

27

1,40

1,29

   

(a)

Heavy Engineering

-

-

-

-

-

-

   

(b)

Light Engineering

1

2

2

5

17

9

   

(c)

Electrical Machinery & Goods

-

-

-

19

90

86

   

(d)

Electronic Machinery & Goods

-

-

-

3

33

33

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

45

57

59

 

14.

Other Industries

7

3

2

3,594

21,93

21,35

 

15.

Electricity, Gas & Water

-

-

-

1

20

16

   

(a)

Electricity Generation & Transmission

-

-

-

1

20

16

   

(b)

Non-Conventional Energy

-

-

-

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16.

Construction

2

13

14

16

2,16

1,77

III.

TRANSPORT OPERATORS

6

11

6

622

6,49

5,82

IV.

PROFESSIONAL AND OTHER SERVICES

8

29

29

634

3,74

3,53

V.

PERSONAL LOANS

233

65

63

8,127

24,82

22,86

 

1.

Loans for Purchase of Consumer Durables

17

2

1

1,011

1,10

1,00

 

2.

Loans for Housing

2

2

2

408

4,15

3,89

 

3.

Rest of the Personal Loans

214

60

60

6,708

19,57

17,98

VI.

TRADE

13

6

5

4,984

22,70

21,16

 

1.

Wholesale Trade

-

-

-

158

1,78

1,37

 

2.

Retail Trade

13

6

5

4,826

20,92

19,79

VII.

FINANCE

-

-

-

2

1,47

13

VIII.


ALL OTHERS


45


13


13


2,095


17,59


17,19


TOTAL BANK CREDIT

560

1,66

1,61

37,770

145,66

134,37

OF WHICH:

1.

Artisans & Village Industries

2

-

-

1,002

2,66

2,58

 

2.


Other Small Scale Industries


9


7


8


2,798


16,89


16,57


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