Mizoram
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
3,968 |
4,38 |
4,26 |
320 |
1,19 |
93 |
- |
- |
- |
||||
1. |
Direct Finance |
3,913 |
3,69 |
3,61 |
315 |
1,15 |
89 |
- |
- |
- |
||||
2. |
Indirect Finance |
55 |
69 |
65 |
5 |
4 |
4 |
- |
- |
- |
||||
II. |
INDUSTRY |
1,467 |
14,99 |
10,10 |
327 |
3,48 |
4,24 |
- |
- |
- |
||||
1. |
Mining & Quarrying |
- |
- |
- |
4 |
9 |
14 |
- |
- |
- |
||||
2. |
Food Manufacturing and Processing |
117 |
6,23 |
4,45 |
9 |
4 |
5 |
- |
- |
- |
||||
(a) |
Rice Mills, Flour and Dal Mills |
23 |
8 |
10 |
2 |
1 |
1 |
- |
- |
- |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
1 |
- |
- |
1 |
- |
1 |
- |
- |
- |
||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Processing of Fruits & Vegetables |
1 |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(f) |
Others |
92 |
6,14 |
4,34 |
6 |
3 |
3 |
- |
- |
- |
||||
3. |
Beverage and Tobacco |
- |
- |
- |
4 |
21 |
71 |
- |
- |
- |
||||
4. |
Textiles |
19 |
8 |
6 |
11 |
21 |
17 |
- |
- |
- |
||||
(a) |
Cotton Textiles |
1 |
1 |
1 |
3 |
14 |
8 |
- |
- |
- |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
7 |
3 |
3 |
4 |
2 |
3 |
- |
- |
- |
||||
(d) |
Other Textiles |
11 |
4 |
2 |
4 |
5 |
6 |
- |
- |
- |
||||
5. |
Paper, Paper Products and Printing |
16 |
12 |
9 |
7 |
18 |
18 |
- |
- |
- |
||||
6. |
Leather and Leather Products |
2 |
1 |
1 |
2 |
2 |
2 |
- |
- |
- |
||||
7. |
Rubber and Rubber Products |
2 |
1 |
1 |
2 |
5 |
3 |
- |
- |
- |
||||
8. |
Chemicals and Chemical Products |
3 |
2,12 |
1,88 |
7 |
6 |
4 |
- |
- |
- |
||||
(a) |
Heavy Industrial Chemicals |
1 |
2,10 |
1,87 |
- |
- |
- |
- |
- |
- |
||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
1 |
2 |
2 |
- |
- |
- |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
2 |
2 |
1 |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
2 |
2 |
2 |
4 |
2 |
1 |
- |
- |
- |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
2 |
1 |
1 |
- |
- |
- |
- |
- |
||||
10. |
Manufacture of Cement & Cement Products |
1 |
1 |
- |
2 |
54 |
54 |
- |
- |
- |
||||
11. |
Basic Metals & Metal Products |
9 |
7 |
7 |
7 |
12 |
7 |
- |
- |
- |
||||
(a) |
Iron and Steel |
4 |
5 |
4 |
- |
- |
- |
- |
- |
- |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Other Metal Products |
5 |
2 |
2 |
7 |
12 |
7 |
- |
- |
- |
||||
12. |
Engineering |
21 |
3,72 |
1,05 |
11 |
17 |
36 |
- |
- |
- |
||||
(a) |
Heavy Engineering |
1 |
3,63 |
96 |
3 |
10 |
31 |
- |
- |
- |
||||
(b) |
Light Engineering |
13 |
4 |
4 |
8 |
7 |
5 |
- |
- |
- |
||||
(c) |
Electrical Machinery & Goods |
5 |
4 |
3 |
- |
- |
- |
- |
- |
- |
||||
(d) |
Electronic Machinery & Goods |
2 |
1 |
1 |
- |
- |
- |
- |
- |
- |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
6 |
13 |
10 |
28 |
49 |
53 |
- |
- |
- |
||||
14. |
Other Industries |
1,264 |
2,36 |
2,25 |
220 |
1,16 |
1,24 |
- |
- |
- |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
7 |
6 |
3 |
- |
- |
- |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
1 |
2 |
1 |
- |
- |
- |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
6 |
4 |
2 |
- |
- |
- |
||||
16. |
Construction |
5 |
11 |
12 |
5 |
9 |
12 |
- |
- |
- |
||||
III. |
TRANSPORT OPERATORS |
504 |
3,73 |
2,31 |
51 |
67 |
87 |
- |
- |
- |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
122 |
78 |
85 |
185 |
1,28 |
98 |
- |
- |
- |
||||
V. |
PERSONAL LOANS |
1,184 |
2,24 |
1,73 |
462 |
1,91 |
1,73 |
- |
- |
- |
||||
1. |
Loans for Purchase of Consumer Durables |
104 |
19 |
15 |
33 |
17 |
15 |
- |
- |
- |
||||
2. |
Loans for Housing |
22 |
38 |
35 |
37 |
43 |
38 |
- |
- |
- |
||||
3. |
Rest of the Personal Loans |
1,058 |
1,67 |
1,23 |
392 |
1,30 |
1,20 |
- |
- |
- |
||||
VI. |
TRADE |
1,556 |
4,40 |
3,76 |
415 |
4,41 |
3,89 |
- |
- |
- |
||||
1. |
Wholesale Trade |
153 |
34 |
23 |
20 |
49 |
33 |
- |
- |
- |
||||
2. |
Retail Trade |
1,403 |
4,06 |
3,54 |
395 |
3,92 |
3,56 |
- |
- |
- |
||||
VII. |
FINANCE |
4 |
71 |
45 |
4 |
18 |
17 |
- |
- |
- |
||||
VIII. |
ALL OTHERS |
335 |
76 |
73 |
|
51 |
5,02 |
4,82 |
|
- |
- |
- |
||
TOTAL BANK CREDIT |
9,140 |
31,99 |
24,18 |
1,815 |
18,14 |
17,63 |
- |
- |
- |
|||||
OF WHICH : |
1. Artisans & Village Industries |
303 |
50 |
45 |
13 |
7 |
7 |
- |
- |
- |
||||
|
2. Other Small Scale Industries |
981 |
2,14 |
2,22 |
|
259 |
2,10 |
2,80 |
|
- |
- |
- |
|
|
|
|
|
|
|
|
|||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
5,699 |
3,05 |
2,70 |
- |
- |
- |
9,987 |
8,62 |
7,89 |
||||
1. |
Direct Finance |
5,698 |
3,05 |
2,70 |
- |
- |
- |
9,926 |
7,89 |
7,19 |
||||
2. |
Indirect Finance |
1 |
- |
- |
- |
- |
- |
61 |
74 |
70 |
||||
II. |
INDUSTRY |
1,970 |
1,31 |
1,20 |
- |
- |
- |
3,764 |
19,78 |
15,54 |
||||
1. |
Mining & Quarrying |
- |
- |
- |
- |
- |
- |
4 |
9 |
14 |
||||
2. |
Food Manufacturing and Processing |
21 |
1 |
1 |
- |
- |
- |
147 |
6,28 |
4,51 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
- |
- |
- |
25 |
9 |
11 |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
- |
- |
- |
2 |
1 |
1 |
||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
1 |
- |
- |
||||
(f) |
Others |
21 |
1 |
1 |
- |
- |
- |
119 |
6,18 |
4,38 |
||||
3. |
Beverage and Tobacco |
- |
- |
- |
- |
- |
- |
4 |
21 |
71 |
||||
4. |
Textiles |
2 |
1 |
1 |
- |
- |
- |
32 |
30 |
23 |
||||
(a) |
Cotton Textiles |
- |
- |
- |
- |
- |
- |
4 |
14 |
9 |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
2 |
1 |
1 |
- |
- |
- |
13 |
6 |
6 |
||||
(d) |
Other Textiles |
- |
- |
- |
- |
- |
- |
15 |
10 |
9 |
||||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
- |
- |
- |
23 |
30 |
28 |
||||
6. |
Leather and Leather Products |
- |
- |
- |
- |
- |
- |
4 |
2 |
2 |
||||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
4 |
6 |
4 |
||||
8. |
Chemicals and Chemical Products |
- |
- |
- |
- |
- |
- |
10 |
2,18 |
1,93 |
||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
1 |
2,10 |
1,87 |
||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
- |
- |
- |
1 |
2 |
2 |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
2 |
2 |
1 |
||||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
6 |
4 |
3 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
3 |
3 |
2 |
||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
3 |
55 |
54 |
||||
11. |
Basic Metals & Metal Products |
- |
- |
- |
- |
- |
- |
16 |
19 |
13 |
||||
(a) |
Iron and Steel |
- |
- |
- |
- |
- |
- |
4 |
5 |
4 |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Other Metal Products |
- |
- |
- |
- |
- |
- |
12 |
14 |
9 |
||||
12. |
Engineering |
- |
- |
- |
- |
- |
- |
32 |
3,89 |
1,41 |
||||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
4 |
3,73 |
1,27 |
||||
(b) |
Light Engineering |
- |
- |
- |
- |
- |
- |
21 |
11 |
9 |
||||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
5 |
4 |
3 |
||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
2 |
1 |
1 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
18 |
17 |
13 |
- |
- |
- |
52 |
78 |
76 |
||||
14. |
Other Industries |
1,928 |
1,12 |
1,06 |
- |
- |
- |
3,412 |
4,63 |
4,55 |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
7 |
6 |
3 |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
1 |
2 |
1 |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
6 |
4 |
2 |
||||
16. |
Construction |
1 |
- |
- |
- |
- |
- |
11 |
21 |
24 |
||||
III. |
TRANSPORT OPERATORS |
146 |
1,21 |
1,24 |
- |
- |
- |
701 |
5,61 |
4,43 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
224 |
35 |
17 |
- |
- |
- |
531 |
2,40 |
1,99 |
||||
V. |
PERSONAL LOANS |
115 |
24 |
24 |
- |
- |
- |
1,761 |
4,38 |
3,70 |
||||
1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
- |
- |
- |
137 |
36 |
30 |
||||
2. |
Loans for Housing |
59 |
13 |
13 |
- |
- |
- |
118 |
95 |
86 |
||||
3. |
Rest of the Personal Loans |
56 |
11 |
11 |
- |
- |
- |
1,506 |
3,07 |
2,53 |
||||
VI. |
TRADE |
2,968 |
2,31 |
1,92 |
- |
- |
- |
4,939 |
11,13 |
9,57 |
||||
1. |
Wholesale Trade |
27 |
2 |
2 |
- |
- |
- |
200 |
85 |
57 |
||||
2. |
Retail Trade |
2,941 |
2,30 |
1,90 |
- |
- |
- |
4,739 |
10,28 |
8,99 |
||||
VII. |
FINANCE |
- |
- |
- |
- |
- |
- |
8 |
89 |
62 |
||||
VIII. |
ALL OTHERS |
6 |
- |
- |
|
- |
- |
- |
|
392 |
5,78 |
5,55 |
||
TOTAL BANK CREDIT |
11,128 |
8,46 |
7,47 |
- |
- |
- |
22,083 |
58,60 |
49,29 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
1,326 |
81 |
79 |
- |
- |
- |
1,642 |
1,38 |
1,31 |
||||
|
2. Other Small Scale Industries |
443 |
23 |
21 |
|
- |
- |
- |
|
1,683 |
4,47 |
5,22 |
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