NORTH-EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,121

5,06

4,74

221

1,13

1,08

1.

Direct Finance

3,038

4,02

3,95

221

1,13

1,08

2.

Indirect Finance

83

1,04

80

-

-

-

II.

INDUSTRY

2,677

9,22

8,72

93

2,61

3,89

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

86

1,53

1,27

1

-

-

(a)

Rice Mills, Flour & Dal Mills

17

67

42

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

69

86

86

1

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

62

50

52

6

6

7

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

5

4

4

(d)

Other Textiles

62

50

52

1

3

3

5.

Paper, Paper Products & Printing

41

18

18

4

16

15

6.

Leather & Leather Products

-

-

-

1

1

1

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

3

16

13

1

1

1

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

2

13

10

-

-

-

(e)

Other Chemicals & Chemical Products

1

3

3

1

1

1

9.

Petroleum, Coal Products & Nuclear Fuels

1

6

4

-

-

-

10.

Manufacture of Cement & Cement Products

1

5

5

-

-

-

11.

Basic Metals & Metal Products

14

40

33

4

1,93

3,06

(a)

Iron & Steel

-

-

-

3

1,92

3,06

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

14

40

33

1

1

1

12.

Engineering

13

14

15

2

7

6

(a)

Heavy Engineering

-

-

-

1

4

3

(b)

Light Engineering

8

7

7

1

3

3

(c)

Electrical Machinery & Goods

5

7

7

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

1

2

2

-

-

-

14.

Other Industries

2,452

6,10

5,95

74

37

52

15.

Electricity, Gas & Water

1

4

4

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

4

4

-

-

-

16.

Construction

2

5

4

-

-

-

III.

TRANSPORT OPERATORS

247

3,77

2,98

63

1,02

79

IV.

PROFESSIONAL AND OTHER SERVICES

185

1,39

1,20

59

20

16

V.

PERSONAL LOANS

7,868

16,84

16,06

477

3,48

2,77

1.

Loans for Purchase of Consumer Durables

1,065

1,60

1,51

10

9

8

2.

Loans for Housing

318

5,25

5,23

32

96

83

3.

Rest of the Personal Loans

6,485

9,99

9,32

435

2,42

1,86

VI.

TRADE

3,388

15,56

14,09

136

3,10

2,64

1.

Wholesale Trade

60

3,11

2,85

2

18

6

2.

Retail Trade

3,328

12,46

11,25

134

2,93

2,58

VII.

FINANCE

2

1,54

4

-

-

-

VIII.

ALL OTHERS

231

1,16

95

27

53

39

TOTAL BANK CREDIT

17,719

54,54

48,78

1,076

12,06

11,72

OF WHICH:

1.

Artisans & Village Industries

1,091

2,59

2,55

3

2

2

2.

Other Small Scale Industries

1,595

6,05

5,76

85

59

76

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

3,337

2,97

2,72

1.

Direct Finance

-

-

-

3,337

2,97

2,72

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

1,005

91

89

1.

Mining & Quarrying

-

-

-

1

5

5

2.

Food Manufacturing & Processing

-

-

-

1

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

1

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

1,003

86

84

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

172

3,45

2,53

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

65

12

11

V.

PERSONAL LOANS

-

-

-

828

2,74

2,70

1.

Loans for Purchase of Consumer Durables

-

-

-

403

92

85

2.

Loans for Housing

-

-

-

79

1,00

1,14

3.

Rest of the Personal Loans

-

-

-

346

82

71

VI.

TRADE

-

-

-

1,635

3,13

2,40

1.

Wholesale Trade

-

-

-

3

12

6

2.

Retail Trade

-

-

-

1,632

3,01

2,34

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

141

19

19

TOTAL BANK CREDIT

-

-

-

7,183

13,52

11,55

OF WHICH:

1.

Artisans & Village Industries

-

-

-

308

21

22

2.

Other Small Scale Industries

-

-

-

563

62

60

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

6,679

9,16

8,55

1.

Direct Finance

-

-

-

6,596

8,12

7,75

2.

Indirect Finance

-

-

-

83

1,04

80

II.

INDUSTRY

-

-

-

3,775

12,74

13,50

1.

Mining & Quarrying

-

-

-

1

5

5

2.

Food Manufacturing & Processing

-

-

-

88

1,54

1,28

(a)

Rice Mills, Flour & Dal Mills

-

-

-

17

67

42

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

71

87

86

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

68

57

59

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

5

4

4

(d)

Other Textiles

-

-

-

63

53

55

5.

Paper, Paper Products & Printing

-

-

-

45

34

33

6.

Leather & Leather Products

-

-

-

1

1

1

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

4

16

14

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

2

13

10

(e)

Other Chemicals & Chemical Products

-

-

-

2

4

3

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

6

4

10.

Manufacture of Cement & Cement Products

-

-

-

1

5

5

11.

Basic Metals & Metal Products

-

-

-

18

2,32

3,39

(a)

Iron & Steel

-

-

-

3

1,92

3,06

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

15

40

34

12.

Engineering

-

-

-

15

21

20

(a)

Heavy Engineering

-

-

-

1

4

3

(b)

Light Engineering

-

-

-

9

10

10

(c)

Electrical Machinery & Goods

-

-

-

5

7

7

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

1

2

2

14.

Other Industries

-

-

-

3,529

7,33

7,32

15.

Electricity, Gas & Water

-

-

-

1

4

4

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

4

4

16.

Construction

-

-

-

2

5

4

III.

TRANSPORT OPERATORS

-

-

-

482

8,24

6,30

IV.