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Meghalaya

Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTH - EASTERN REGION

             



 
 
 
 

(Amount in Rupees Lakh)


       

RURAL


 

SEMI-URBAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

1


2


3


 

4


5


6


I.

AGRICULTURE

40,618

23,09

24,11

 

2,449

6,10

5,68

 

1.

Direct Finance

40,089

19,94

21,39

 

2,175

2,71

2,50

 

2.

Indirect Finance

529

3,15

2,73

 

274

3,39

3,18

II.

INDUSTRY

4,643

35,53

15,45

 

1,076

5,63

4,28

 

1.

Mining & Quarrying

3

38

39

 

1

1

1

 

2.

Food Manufacturing and Processing

97

14,21

57

 

13

30

14

   

(a)

Rice Mills, Flour and Dal Mills

12

21

20

 

2

17

10

   

(b)

Sugar

-

-

-

 

-

-

-

   

(c)

Edible Oils and Vanaspati

4

22

17

 

1

-

-

   

(d)

Tea Processing

3

13,59

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

6

5

5

 

-

-

-

   

(f)

Others

72

14

15

 

10

13

4

 

3.

Beverage and Tobacco

-

-

-

 

-

-

-

 

4.

Textiles

5

4

4

 

140

1,58

1,25

   

(a)

Cotton Textiles

-

-

-

 

2

1

1

   

(b)

Jute Textiles

-

-

-

 

-

-

-

   

(c)

Handloom Textiles & Khadi

1

-

-

 

2

1

1

   

(d)

Other Textiles

4

3

3

 

136

1,57

1,24

 

5.

Paper, Paper Products and Printing

2

9

7

 

7

8

8

 

6.

Leather and Leather Products

2

6,27

-

 

-

-

-

 

7.

Rubber and Rubber Products

-

-

-

 

4

6

3

 

8.

Chemicals and Chemical Products

3

6

4

 

10

13

13

   

(a)

Heavy Industrial Chemicals

-

-

-

 

1

1

-

   

(b)

Fertilizers

-

-

-

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

-

-

-

 

-

-

-

   

(d)

Non-Edible Oils

-

-

-

 

-

-

-

   

(e)

Other Chemicals & Chemical Products

3

6

4

 

9

12

13

 

9.

Petroleum, Coal Products & Nuclear Fuels

1

1

1

 

1

-

-

 

10.

Manufacture of Cement & Cement Products

6

10

9

 

-

-

-

 

11.

Basic Metals & Metal Products

11

24

15

 

16

15

19

   

(a)

Iron and Steel

2

5

5

 

-

-

-

   

(b)

Non-Ferrous Metals

1

7

-

 

-

-

-

   

(c)

Other Metal Products

8

12

10

 

16

15

19

 

12.

Engineering

8

9,89

9,66

 

26

1,06

67

   

(a)

Heavy Engineering

2

28

35

 

1

1

-

   

(b)

Light Engineering

5

8

6

 

-

-

-

   

(c)

Electrical Machinery & Goods

-

-

-

 

8

7

4

   

(d)

Electronic Machinery & Goods

1

9,53

9,25

 

17

98

63

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

2

1

1

 

6

5

3

 

14.

Other Industries

4,423

3,09

3,09

 

844

2,00

1,65

 

15.

Electricity, Gas & Water

11

12

12

 

-

-

-

   

(a)

Electricity Generation & Transmission

11

12

12

 

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

 

-

-

-

   

(c)

Gas, Steam & Water Supply

-

-

-

 

-

-

-

 

16.

Construction

69

1,04

1,20

 

8

21

9

III.

TRANSPORT OPERATORS

185

2,17

1,69

 

72

81

63

IV.

PROFESSIONAL AND OTHER SERVICES

335

1,85

1,46

 

133

46

41

V.

PERSONAL LOANS

4,373

5,78

5,07

 

2,352

6,29

5,47

 

1.

Loans for Purchase of Consumer Durables

113

15

11

 

127

22

19

 

2.

Loans for Housing

36

42

31

 

95

90

80

 

3.

Rest of the Personal Loans

4,224

5,21

4,65

 

2,130

5,17

4,48

VI.

TRADE

7,187

6,37

6,14

 

1,849

4,30

4,03

 

1.

Wholesale Trade

108

70

51

 

36

84

79

 

2.

Retail Trade

7,079

5,68

5,63

 

1,813

3,46

3,24

VII.

FINANCE

4

4

4

 

4

2

3

VIII.


ALL OTHERS


585


39,27


38,28


 

512


1,43


1,29


TOTAL BANK CREDIT

57,930

114,10

92,23

 

8,447

25,05

21,82

OF WHICH :

1. Artisans & Village Industries

2,398

1,43

1,42

 

228

28

21

 

2. Other Small Scale Industries


1,769


2,29


2,30


 

645


2,93


2,32


 
 
 
 
 
 
 
 
 
 
     

URBAN


 

METROPOLITAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

7


8


9


 

10


11


12


I.

AGRICULTURE

3,252

6,76

8,18

 

-

-

-

 

1.

Direct Finance

3,250

2,96

2,32

 

-

-

-

 

2.

Indirect Finance

2

3,80

5,86

 

-

-

-

II.

INDUSTRY

716

20,50

18,23

 

-

-

-

 

1.

Mining & Quarrying

34

1,46

1,06

 

-

-

-

 

2.

Food Manufacturing and Processing

22

66

39

 

-

-

-

   

(a)

Rice Mills, Flour and Dal Mills

11

59

33

 

-

-

-

   

(b)

Sugar

-

-

-

 

-

-

-

   

(c)

Edible Oils and Vanaspati

-

-

-

 

-

-

-

   

(d)

Tea Processing

-

-

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

 

-

-

-

   

(f)

Others

11

7

6

 

-

-

-

 

3.

Beverage and Tobacco

2

5

4

 

-

-

-

 

4.

Textiles

6

7

5

 

-

-

-

   

(a)

Cotton Textiles

-

-

-

 

-

-

-

   

(b)

Jute Textiles

-

-

-

 

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

 

-

-

-

   

(d)

Other Textiles

6

7

5

 

-

-

-

 

5.

Paper, Paper Products and Printing

10

10

9

 

-

-

-

 

6.

Leather and Leather Products

1

1

1

 

-

-

-

 

7.

Rubber and Rubber Products

1

3

3

 

-

-

-

 

8.

Chemicals and Chemical Products

3

12

8

 

-

-

-

   

(a)

Heavy Industrial Chemicals

-

-

-

 

-

-

-

   

(b)

Fertilizers

-

-

-

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

-

-

-

 

-

-

-

   

(d)

Non-Edible Oils

-

-

-

 

-

-

-

   

(e)

Other Chemicals & Chemical Products

3

12

8

 

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

2

9

5

 

-

-

-

 

10.

Manufacture of Cement & Cement Products

1

1

1

 

-

-

-

 

11.

Basic Metals & Metal Products

33

21

20

 

-

-

-

   

(a)

Iron and Steel

5

9

6

 

-

-

-

   

(b)

Non-Ferrous Metals

-

-

-

 

-

-

-

   

(c)

Other Metal Products

28

12

13

 

-

-

-

 

12.

Engineering

25

9,42

8,62

 

-

-

-

   

(a)

Heavy Engineering

3

7

5

 

-

-

-

   

(b)

Light Engineering

6

7

6

 

-

-

-

   

(c)

Electrical Machinery & Goods

6

9,17

8,45

 

-

-

-

   

(d)

Electronic Machinery & Goods

10

12

6

 

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

19

58

55

 

-

-

-

 

14.

Other Industries

502

5,17

4,76

 

-

-

-

 

15.

Electricity, Gas & Water

4

15

11

 

-

-

-

   

(a)

Electricity Generation & Transmission

2

10

5

 

-

-

-

   

(b)

Non-Conventional Energy

1

4

5

 

-

-

-

   

(c)

Gas, Steam & Water Supply

1

1

1

 

-

-

-

 

16.

Construction

51

2,36

2,19

 

-

-

-

III.

TRANSPORT OPERATORS

220

3,60

2,71

 

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

637

3,44

3,31

 

-

-

-

V.

PERSONAL LOANS

5,257

15,03

13,21

 

-

-

-

 

1.

Loans for Purchase of Consumer Durables

923

1,28

98

 

-

-

-

 

2.

Loans for Housing

415

2,07

1,94

 

-

-

-

 

3.

Rest of the Personal Loans

3,919

11,68

10,29

 

-

-

-

VI.

TRADE

3,394

11,78

10,59

 

-

-

-

 

1.

Wholesale Trade

91

2,31

1,88

 

-

-

-

 

2.

Retail Trade

3,303

9,47

8,72

 

-

-

-

VII.

FINANCE

7

55

55

 

-

-

-

VIII.


ALL OTHERS


2,175


4,44


4,61


 

-


-


-


TOTAL BANK CREDIT

15,658

66,10

61,39

 

-

-

-

OF WHICH :

1. Artisans & Village Industries

75

23

19

 

-

-

-

 

2. Other Small Scale Industries


477


4,34


3,80


 

-


-


-


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