Meghalaya
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
25,049 |
20,52 |
20,15 |
2,827 |
8,67 |
10,11 |
- |
- |
- |
||||
1. |
Direct Finance |
24,738 |
14,20 |
14,46 |
2,824 |
4,87 |
4,25 |
- |
- |
- |
||||
2. |
Indirect Finance |
311 |
6,32 |
5,69 |
3 |
3,81 |
5,86 |
- |
- |
- |
||||
II. |
INDUSTRY |
4,241 |
30,86 |
8,86 |
909 |
29,65 |
27,87 |
- |
- |
- |
||||
1. |
Mining & Quarrying |
2 |
8 |
7 |
36 |
1,78 |
1,39 |
- |
- |
- |
||||
2. |
Food Manufacturing and Processing |
75 |
14,44 |
61 |
37 |
71 |
47 |
- |
- |
- |
||||
(a) |
Rice Mills, Flour and Dal Mills |
10 |
38 |
29 |
15 |
59 |
34 |
- |
- |
- |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
4 |
22 |
17 |
1 |
- |
- |
- |
- |
- |
||||
(d) |
Tea Processing |
3 |
13,59 |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Processing of Fruits & Vegetables |
6 |
5 |
5 |
- |
- |
- |
- |
- |
- |
||||
(f) |
Others |
52 |
20 |
11 |
21 |
12 |
12 |
- |
- |
- |
||||
3. |
Beverage and Tobacco |
- |
- |
- |
2 |
5 |
4 |
- |
- |
- |
||||
4. |
Textiles |
139 |
1,60 |
1,27 |
11 |
9 |
6 |
- |
- |
- |
||||
(a) |
Cotton Textiles |
1 |
- |
- |
1 |
- |
- |
- |
- |
- |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
1 |
- |
- |
2 |
1 |
1 |
- |
- |
- |
||||
(d) |
Other Textiles |
137 |
1,59 |
1,27 |
8 |
8 |
5 |
- |
- |
- |
||||
5. |
Paper, Paper Products and Printing |
11 |
7 |
6 |
8 |
20 |
19 |
- |
- |
- |
||||
6. |
Leather and Leather Products |
1 |
6,27 |
- |
2 |
1 |
1 |
- |
- |
- |
||||
7. |
Rubber and Rubber Products |
- |
- |
- |
5 |
9 |
6 |
- |
- |
- |
||||
8. |
Chemicals and Chemical Products |
12 |
24 |
21 |
4 |
6 |
5 |
- |
- |
- |
||||
(a) |
Heavy Industrial Chemicals |
1 |
1 |
- |
- |
- |
- |
- |
- |
- |
||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
11 |
23 |
21 |
4 |
6 |
5 |
- |
- |
- |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
4 |
10 |
6 |
- |
- |
- |
||||
10. |
Manufacture of Cement & Cement Products |
3 |
1 |
1 |
4 |
10 |
9 |
- |
- |
- |
||||
11. |
Basic Metals & Metal Products |
22 |
33 |
30 |
36 |
24 |
21 |
- |
- |
- |
||||
(a) |
Iron and Steel |
2 |
3 |
4 |
4 |
9 |
5 |
- |
- |
- |
||||
(b) |
Non-Ferrous Metals |
1 |
7 |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Other Metal Products |
19 |
23 |
26 |
32 |
15 |
16 |
- |
- |
- |
||||
12. |
Engineering |
30 |
1,40 |
1,08 |
29 |
18,98 |
17,88 |
- |
- |
- |
||||
(a) |
Heavy Engineering |
3 |
29 |
35 |
3 |
7 |
5 |
- |
- |
- |
||||
(b) |
Light Engineering |
3 |
6 |
6 |
8 |
9 |
6 |
- |
- |
- |
||||
(c) |
Electrical Machinery & Goods |
8 |
7 |
4 |
6 |
9,17 |
8,45 |
- |
- |
- |
||||
(d) |
Electronic Machinery & Goods |
16 |
98 |
62 |
12 |
9,65 |
9,32 |
- |
- |
- |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
6 |
5 |
3 |
16 |
55 |
52 |
- |
- |
- |
||||
14. |
Other Industries |
3,883 |
6,08 |
5,10 |
634 |
3,53 |
3,69 |
- |
- |
- |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
15 |
27 |
23 |
- |
- |
- |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
13 |
22 |
17 |
- |
- |
- |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
1 |
4 |
5 |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
1 |
1 |
1 |
- |
- |
- |
||||
16. |
Construction |
57 |
30 |
13 |
66 |
2,90 |
2,92 |
- |
- |
- |
||||
III. |
TRANSPORT OPERATORS |
169 |
2,00 |
1,25 |
247 |
3,88 |
3,22 |
- |
- |
- |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
184 |
49 |
44 |
905 |
5,17 |
4,67 |
- |
- |
- |
||||
V. |
PERSONAL LOANS |
8,139 |
12,21 |
10,50 |
2,952 |
11,82 |
10,26 |
- |
- |
- |
||||
1. |
Loans for Purchase of Consumer Durables |
576 |
80 |
55 |
520 |
77 |
65 |
- |
- |
- |
||||
2. |
Loans for Housing |
99 |
1,10 |
96 |
441 |
2,19 |
2,01 |
- |
- |
- |
||||
3. |
Rest of the Personal Loans |
7,464 |
10,32 |
8,98 |
1,991 |
8,87 |
7,61 |
- |
- |
- |
||||
VI. |
TRADE |
6,392 |
6,81 |
6,18 |
4,207 |
13,45 |
12,45 |
- |
- |
- |
||||
1. |
Wholesale Trade |
36 |
59 |
51 |
129 |
3,11 |
2,53 |
- |
- |
- |
||||
2. |
Retail Trade |
6,356 |
6,22 |
5,67 |
4,078 |
10,34 |
9,92 |
- |
- |
- |
||||
VII. |
FINANCE |
2 |
3 |
3 |
12 |
8 |
8 |
- |
- |
- |
||||
VIII. |
ALL OTHERS |
103 |
38,68 |
37,74 |
|
2,816 |
6,10 |
6,18 |
|
- |
- |
- |
||
TOTAL BANK CREDIT |
44,279 |
111,61 |
85,16 |
14,875 |
78,82 |
74,86 |
- |
- |
- |
|||||
OF WHICH : |
1. Artisans & Village Industries |
2,033 |
1,28 |
1,19 |
205 |
40 |
36 |
- |
- |
- |
||||
|
2. Other Small Scale Industries |
1,737 |
5,12 |
4,45 |
|
458 |
4,10 |
3,60 |
|
- |
- |
- |
|
|
|
|
|
|
|
|
|||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
18,442 |
6,75 |
7,71 |
1 |
- |
- |
46,319 |
35,95 |
37,98 |
||||
1. |
Direct Finance |
17,951 |
6,54 |
7,50 |
1 |
- |
- |
45,514 |
25,60 |
26,21 |
||||
2. |
Indirect Finance |
491 |
21 |
21 |
- |
- |
- |
805 |
10,34 |
11,76 |
||||
II. |
INDUSTRY |
1,267 |
67 |
71 |
18 |
48 |
51 |
6,435 |
61,66 |
37,96 |
||||
1. |
Mining & Quarrying |
- |
- |
- |
- |
- |
- |
38 |
1,85 |
1,46 |
||||
2. |
Food Manufacturing and Processing |
20 |
2 |
2 |
- |
- |
- |
132 |
15,17 |
1,10 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
- |
- |
- |
25 |
97 |
63 |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
- |
- |
- |
5 |
22 |
17 |
||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
3 |
13,59 |
- |
||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
6 |
5 |
5 |
||||
(f) |
Others |
20 |
2 |
2 |
- |
- |
- |
93 |
34 |
25 |
||||
3. |
Beverage and Tobacco |
- |
- |
- |
- |
- |
- |
2 |
5 |
4 |
||||
4. |
Textiles |
- |
- |
- |
1 |
- |
- |
151 |
1,69 |
1,34 |
||||
(a) |
Cotton Textiles |
- |
- |
- |
- |
- |
- |
2 |
1 |
1 |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
3 |
1 |
1 |
||||
(d) |
Other Textiles |
- |
- |
- |
1 |
- |
- |
146 |
1,67 |
1,32 |
||||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
- |
- |
- |
19 |
27 |
25 |
||||
6. |
Leather and Leather Products |
- |
- |
- |
- |
- |
- |
3 |
6,28 |
1 |
||||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
5 |
9 |
6 |
||||
8. |
Chemicals and Chemical Products |
- |
- |
- |
- |
- |
- |
16 |
30 |
25 |
||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
1 |
1 |
- |
||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
15 |
29 |
25 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
4 |
10 |
6 |
||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
7 |
11 |
10 |
||||
11. |
Basic Metals & Metal Products |
1 |
2 |
2 |
1 |
- |
- |
60 |
60 |
54 |
||||
(a) |
Iron and Steel |
1 |
2 |
2 |
- |
- |
- |
7 |
15 |
11 |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
1 |
7 |
- |
||||
(c) |
Other Metal Products |
- |
- |
- |
1 |
- |
- |
52 |
39 |
43 |
||||
12. |
Engineering |
- |
- |
- |
- |
- |
- |
59 |
20,38 |
18,96 |
||||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
6 |
36 |
41 |
||||
(b) |
Light Engineering |
- |
- |
- |
- |
- |
- |
11 |
15 |
11 |
||||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
14 |
9,24 |
8,49 |
||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
28 |
10,63 |
9,94 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
5 |
4 |
3 |
27 |
64 |
59 |
||||
14. |
Other Industries |
1,246 |
63 |
67 |
6 |
3 |
3 |
5,769 |
10,27 |
9,50 |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
15 |
27 |
23 |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
13 |
22 |
17 |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
1 |
4 |
5 |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
1 |
1 |
1 |
||||
16. |
Construction |
- |
- |
- |
5 |
40 |
44 |
128 |
3,61 |
3,49 |
||||
III. |
TRANSPORT OPERATORS |
60 |
68 |
55 |
1 |
2 |
1 |
477 |
6,58 |
5,03 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
12 |
4 |
4 |
4 |
4 |
3 |
1,105 |
5,75 |
5,18 |
||||
V. |
PERSONAL LOANS |
420 |
65 |
62 |
471 |
2,42 |
2,36 |
11,982 |
27,10 |
23,74 |
||||
1. |
Loans for Purchase of Consumer Durables |
62 |
7 |
7 |
5 |
1 |
1 |
1,163 |
1,65 |
1,28 |
||||
2. |
Loans for Housing |
3 |
6 |
4 |
3 |
4 |
3 |
546 |
3,39 |
3,05 |
||||
3. |
Rest of the Personal Loans |
355 |
51 |
51 |
463 |
2,37 |
2,32 |
10,273 |
22,06 |
19,42 |
||||
VI. |
TRADE |
1,801 |
1,64 |
1,70 |
30 |
56 |
42 |
12,430 |
22,45 |
20,76 |
||||
1. |
Wholesale Trade |
67 |
10 |
8 |
3 |
6 |
5 |
235 |
3,85 |
3,18 |
||||
2. |
Retail Trade |
1,734 |
1,54 |
1,61 |
27 |
50 |
37 |
12,195 |
18,60 |
17,58 |
||||
VII. |
FINANCE |
- |
- |
- |
1 |
50 |
50 |
15 |
61 |
61 |
||||
VIII. |
ALL OTHERS |
349 |
36 |
26 |
|
4 |
- |
- |
|
3,272 |
45,14 |
44,18 |
||
TOTAL BANK CREDIT |
22,351 |
10,79 |
11,59 |
530 |
4,03 |
3,84 |
82,035 |
205,24 |
175,44 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
460 |
26 |
26 |
3 |
1 |
1 |
2,701 |
1,94 |
1,82 |
||||
|
2. Other Small Scale Industries |
696 |
33 |
37 |
|
- |
- |
- |
|
2,891 |
9,55 |
8,43 |
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