Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,81,147

1374,25

1242,99

5,00,868

709,18

624,11

1.

Direct Finance

9,67,525

1122,53

1021,45

4,98,237

628,31

560,84

2.

Indirect Finance

13,622

251,72

221,54

2,631

80,87

63,27

II.

INDUSTRY

48,216

1372,67

1118,55

49,233

873,50

764,36

1.

Mining & Quarrying

293

40,17

36,50

178

8,79

8,41

2.

Food Manufacturing and Processing

1,905

112,00

98,37

1,945

136,20

108,15

(a)

Rice Mills, Flour and Dal Mills

391

10,90

10,28

536

27,96

25,89

(b)

Sugar

20

33,90

25,75

19

28,53

28,69

(c)

Edible Oils and Vanaspati

275

27,11

23,64

321

38,98

25,54

(d)

Tea Processing

1

1

1

5

5

4

(e)

Processing of Fruits & Vegetables

130

13,47

16,51

54

4,31

3,08

(f)

Others

1,088

26,61

22,18

1,010

36,37

24,92

3.

Beverage and Tobacco

63

13,24

11,72

99

12,05

12,82

4.

Textiles

564

262,80

186,41

1,089

136,30

114,88

(a)

Cotton Textiles

222

169,41

106,51

591

96,86

82,23

(b)

Jute Textiles

14

29

25

13

1,30

1,08

(c)

Handloom Textiles & Khadi

30

4,55

4,82

38

3,74

3,74

(d)

Other Textiles

298

88,56

74,84

447

34,40

27,84

5.

Paper, Paper Products and Printing

518

80,42

49,91

775

55,48

48,97

6.

Leather and Leather Products

133

24,21

23,52

176

2,89

2,56

7.

Rubber and Rubber Products

143

46,51

45,75

266

9,95

9,87

8.

Chemicals and Chemical Products

936

174,87

139,29

1,268

142,58

130,83

(a)

Heavy Industrial Chemicals

122

20,70

15,81

154

18,69

15,40

(b)

Fertilizers

18

7,27

6,74

43

13,19

16,61

(c)

Drugs and Pharmaceuticals

138

55,15

41,54

217

26,82

24,02

(d)

Non-Edible Oils

18

1,39

1,37

55

11,10

9,07

(e)

Other Chemicals & Chemical Products

640

90,35

73,83

799

72,77

65,72

9.

Petroleum, Coal Products & Nuclear Fuels

77

14,59

11,17

66

7,73

5,71

10.

Manufacture of Cement & Cement Products

103

13,24

12,19

194

17,29

14,80

11.

Basic Metals & Metal Products

996

193,33

170,57

1,261

87,27

82,42

(a)

Iron and Steel

294

99,40

89,86

220

33,77

32,45

(b)

Non-Ferrous Metals

42

11,43

9,35

90

16,75

15,69

(c)

Other Metal Products

660

82,50

71,36

951

36,75

34,28

12.

Engineering

878

176,48

142,68

1,370

76,19

63,07

(a)

Heavy Engineering

146

64,43

55,01

204

20,78

17,57

(b)

Light Engineering

364

33,38

21,93

541

23,40

22,14

(c)

Electrical Machinery & Goods

245

25,63

17,68

401

23,41

16,72

(d)

Electronic Machinery & Goods

123

53,04

48,06

224

8,60

6,64

13.

Vehicles, Vehicle Parts & Transport

Equipments

781

48,57

43,73

720

19,24

14,79

14.

Other Industries

40,193

127,83

115,78

38,827

105,97

97,19

15.

Electricity, Gas & Water

92

18,26

6,34

72

11,42

9,83

(a)

Electricity Generation & Transmission

75

17,97

6,01

51

10,84

9,29

(b)

Non-Conventional Energy

3

11

12

2

1

-

(c)

Gas, Steam & Water Supply

14

18

22

19

57

55

16.

Construction

541

26,16

24,63

927

44,16

40,06

III.

TRANSPORT OPERATORS

20,986

124,02

102,30

16,536

103,01

84,22

IV.

PROFESSIONAL AND OTHER SERVICES

1,09,223

132,84

120,29

66,630

140,50

128,33

V.

PERSONAL LOANS

1,38,666

285,70

262,45

1,60,082

397,79

357,80

1.

Loans for Purchase of Consumer Durables

6,244

10,35

9,08

11,041

18,30

14,39

2.

Loans for Housing

10,343

79,98

75,58

14,697

130,03

119,20

3.

Rest of the Personal Loans

1,22,079

195,37

177,79

1,34,344

249,46

224,21

V I.

TRADE

2,58,508

677,84

635,45

1,85,652

377,10

326,34

1.

Wholesale Trade

7,568

421,43

408,55

7,285

67,61

55,02

2.

Retail Trade

2,50,940

256,40

226,90

1,78,367

309,49

271,32

VII.

FINANCE

162

17,09

15,19

138

62,25

48,04

VIII.

ALL OTHERS

61,441

100,33

82,85

57,638

109,52

91,98

TOTAL BANK CREDIT

16,18,349

4084,75

3580,07

10,36,777

2772,85

2425,17

OF WHICH :

1. Artisans & Village Industries

21,434

18,27

16,32

15,444

20,77

18,12

2. Other Small Scale Industries

20,481

257,41

224,47

26,549

333,22

299,08

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

91,067

329,75

276,19

17,319

911,24

678,32

1.

Direct Finance

89,334

197,08

181,24

16,162

278,11

210,59

2.

Indirect Finance

1,733

132,67

94,96

1,157

633,13

467,73

II.

INDUSTRY

41,677

3070,86

2531,62

70,867

42744,16

31915,90

1.

Mining & Quarrying

287

15,61

8,52

286

216,72

175,31

2.

Food Manufacturing and Processing

1,715

309,16

267,05

1,516

1241,55

956,56

(a)

Rice Mills, Flour and Dal Mills

495

59,14

34,68

165

74,07

57,70

(b)

Sugar

30

64,79

66,28

56

114,98

113,75

(c)

Edible Oils and Vanaspati

297

132,01

116,99

206

414,77

298,81

(d)

Tea Processing

25

6,26

5,37

32

44,61

33,89

(e)

Processing of Fruits & Vegetables

55

7,43

7,20

121

63,80

44,92

(f)

Others

813

39,53

36,54

936

529,33

407,50

3.

Beverage and Tobacco

121

26,55

21,54

316

315,85

293,24

4.

Textiles

4,096

351,50

292,73

8,593

6792,68

4929,80

(a)

Cotton Textiles

2,573

184,57

155,58

1,818

2427,27

1875,64

(b)

Jute Textiles

23

1,17

1,64

64

21,14

21,12

(c)

Handloom Textiles & Khadi

74

2,36

1,72

54

51,85

47,78

(d)

Other Textiles

1,426

163,41

133,80

6,657

4292,43

2985,27

5.

Paper, Paper Products and Printing

1,363

91,36

89,51

3,222

877,86

655,93

6.

Leather and Leather Products

279

15,67

12,96

690

183,55

133,84

7.

Rubber and Rubber Products

317

23,76

21,47

841

349,51

256,17

8.

Chemicals and Chemical Products

2,585

552,02

446,06

10,487

8661,50

6324,63

(a)

Heavy Industrial Chemicals

331

122,08

95,96

1,539

2143,53

1545,53

(b)

Fertilizers

39

20,38

14,75

173

485,02

313,85

(c)

Drugs and Pharmaceuticals

447

160,44

134,77

2,517

2610,27

1915,62

(d)

Non-Edible Oils

44

3,42

2,24

81

62,51

53,55

(e)

Other Chemicals & Chemical Products

1,724

245,70

198,34

6,177

3360,16

2496,09

9.

Petroleum, Coal Products & Nuclear Fuels

180

24,98

24,01

556

1852,66

1453,67

10.

Manufacture of Cement & Cement Products

316

27,42

26,23

292

831,50

448,41

11.

Basic Metals & Metal Products

2,630

462,40

402,37

6,405

5030,39

3755,35

(a)

Iron and Steel

780

275,65

252,07

2,211

3974,22

2976,67

(b)

Non-Ferrous Metals

142

27,80

21,65

531

222,12

183,48

(c)

Other Metal Products

1,708

158,94

128,65

3,663

834,06

595,19

12.

Engineering

4,119

650,48

510,69

11,518

7139,07

5289,61

(a)

Heavy Engineering

623

255,67

185,09

2,228

2992,23

2074,65

(b)

Light Engineering

1,808

157,41

121,74

4,498

1363,02

1020,82

(c)

Electrical Machinery & Goods

1,024

110,14

88,41

2,685

1581,79

1183,56

(d)

Electronic Machinery & Goods

664

127,26

115,46

2,107

1202,03

1010,59

13.

Vehicles, Vehicle Parts & Transport

Equipments

1,014

191,63

132,96

1,853

1722,77

1021,35

14.

Other Industries

21,128

230,18

190,32

21,324

5553,96

4423,44

15.

Electricity, Gas & Water

185

15,47

12,09

344

458,95

421,52

(a)

Electricity Generation & Transmission

89

7,07

5,85

279

406,27

369,43

(b)

Non-Conventional Energy

18

1,56

1,70

16

6,28

5,86

(c)

Gas, Steam & Water Supply

78

6,84

4,54

49

46,39

46,23

16.

Construction

1,342

82,65

73,12

2,624

1515,64

1377,08

III.

TRANSPORT OPERATORS

16,118

124,37

103,80

13,706

423,24

362,76

IV.

PROFESSIONAL AND OTHER SERVICES

44,631

214,04

178,06

37,620

2241,94

1770,90

V.

PERSONAL LOANS

1,60,359

619,35

550,27

7,90,615

3168,73

2542,93

1.

Loans for Purchase of Consumer Durables

12,295

22,96

19,81

21,276

56,16

50,74

2.

Loans for Housing

27,565

265,28

239,42

49,947

702,60

622,79

3.

Rest of the Personal Loans

1,20,499

331,11

291,04

7,19,392

2409,97

1869,40

VI.

TRADE

99,293

508,90

429,69

68,577

11763,57

10005,36

1.

Wholesale Trade

6,785

189,30

159,17

18,664

10152,21

8649,40

2.

Retail Trade

92,508

319,59

270,51

49,913

1611,36

1355,96

VII.

FINANCE

221

43,45

27,24

2,952

4683,62

3719,11

VIII.

ALL OTHERS

56,821

327,11

285,04

1,03,963

6739,96

5914,56

TOTAL BANK CREDIT

5,10,187

5237,83

4381,92

11,05,619

72676,46

56909,83

OF WHICH :

1. Artisans & Village Industries

3,780

14,19

12,61

3,541

31,49

27,50

2. Other Small Scale Industries

26,830

850,02

729,54

35,159

4775,45

3423,47