Kerala
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
SOUTHERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
3,89,381 |
531,64 |
506,33 |
4,08,198 |
457,88 |
444,02 |
2 |
1 |
1 |
||||
1. |
Direct Finance |
3,84,429 |
438,90 |
414,80 |
4,07,419 |
431,11 |
422,14 |
- |
- |
- |
||||
2. |
Indirect Finance |
4,952 |
92,73 |
91,53 |
779 |
26,78 |
21,88 |
2 |
1 |
1 |
||||
II. |
INDUSTRY |
80,032 |
1192,12 |
1059,76 |
46,266 |
1262,69 |
1041,38 |
44 |
55,10 |
44,43 |
||||
1. |
Mining & Quarrying |
392 |
12,66 |
7,41 |
104 |
10,76 |
10,20 |
- |
- |
- |
||||
2. |
Food Manufacturing and Processing |
4,145 |
225,13 |
194,94 |
1,943 |
410,76 |
316,80 |
18 |
41,53 |
30,07 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
461 |
10,05 |
8,15 |
253 |
6,46 |
6,09 |
- |
- |
- |
||||
(b) |
Sugar |
3 |
53 |
56 |
5 |
95 |
99 |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
388 |
9,59 |
8,10 |
308 |
21,38 |
17,81 |
- |
- |
- |
||||
(d) |
Tea Processing |
31 |
27,11 |
20,86 |
46 |
52,90 |
42,82 |
16 |
23,93 |
14,48 |
||||
(e) |
Processing of Fruits & Vegetables |
234 |
5,41 |
5,19 |
45 |
90 |
70 |
- |
- |
- |
||||
(f) |
Others |
3,028 |
172,43 |
152,08 |
1,286 |
328,17 |
248,39 |
2 |
17,60 |
15,59 |
||||
3. |
Beverage and Tobacco |
107 |
2,95 |
1,67 |
119 |
9,47 |
8,53 |
1 |
10 |
- |
||||
4. |
Textiles |
1,167 |
59,44 |
52,42 |
1,170 |
157,45 |
131,84 |
- |
- |
- |
||||
(a) |
Cotton Textiles |
93 |
14,05 |
12,41 |
164 |
71,48 |
65,52 |
- |
- |
- |
||||
(b) |
Jute Textiles |
9 |
86 |
91 |
4 |
3 |
3 |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
59 |
79 |
60 |
75 |
5,58 |
4,36 |
- |
- |
- |
||||
(d) |
Other Textiles |
1,006 |
43,74 |
38,50 |
927 |
80,35 |
61,93 |
- |
- |
- |
||||
5. |
Paper, Paper Products and Printing |
828 |
40,45 |
32,30 |
601 |
46,02 |
40,06 |
- |
- |
- |
||||
6. |
Leather and Leather Products |
126 |
2,56 |
2,27 |
132 |
1,57 |
1,26 |
- |
- |
- |
||||
7. |
Rubber and Rubber Products |
949 |
71,63 |
50,32 |
627 |
92,03 |
79,51 |
5 |
6,97 |
6,02 |
||||
8. |
Chemicals and Chemical Products |
1,344 |
161,10 |
148,97 |
1,283 |
131,35 |
103,84 |
3 |
77 |
15 |
||||
(a) |
Heavy Industrial Chemicals |
61 |
14,66 |
14,55 |
45 |
12,61 |
12,34 |
- |
- |
- |
||||
(b) |
Fertilizers |
48 |
65,36 |
45,77 |
26 |
49,54 |
30,74 |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
224 |
8,58 |
7,47 |
247 |
12,23 |
11,98 |
2 |
17 |
15 |
||||
(d) |
Non-Edible Oils |
30 |
10,44 |
11,96 |
27 |
13,00 |
11,21 |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
981 |
62,06 |
69,22 |
938 |
43,97 |
37,56 |
1 |
60 |
- |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
43 |
11,36 |
3,68 |
27 |
3,62 |
3,41 |
- |
- |
- |
||||
10. |
Manufacture of Cement & Cement Products |
210 |
5,91 |
3,32 |
153 |
6,25 |
4,59 |
- |
- |
- |
||||
11. |
Basic Metals & Metal Products |
939 |
63,81 |
68,29 |
761 |
52,88 |
41,57 |
7 |
3,02 |
3,10 |
||||
(a) |
Iron and Steel |
192 |
32,58 |
35,56 |
129 |
12,58 |
14,45 |
- |
- |
- |
||||
(b) |
Non-Ferrous Metals |
65 |
1,58 |
1,35 |
35 |
15,33 |
9,28 |
2 |
62 |
78 |
||||
(c) |
Other Metal Products |
682 |
29,65 |
31,38 |
597 |
24,97 |
17,85 |
5 |
2,40 |
2,32 |
||||
12. |
Engineering |
1,081 |
240,27 |
241,48 |
990 |
149,35 |
145,85 |
4 |
2,04 |
4,61 |
||||
(a) |
Heavy Engineering |
58 |
23,75 |
15,08 |
50 |
4,18 |
3,83 |
1 |
1 |
1 |
||||
(b) |
Light Engineering |
503 |
23,68 |
13,48 |
369 |
12,66 |
10,98 |
- |
- |
- |
||||
(c) |
Electrical Machinery & Goods |
283 |
148,79 |
156,16 |
240 |
55,49 |
53,32 |
3 |
2,03 |
4,60 |
||||
(d) |
Electronic Machinery & Goods |
237 |
44,05 |
56,75 |
331 |
77,02 |
77,72 |
- |
- |
- |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
409 |
12,33 |
10,35 |
491 |
12,39 |
11,39 |
- |
- |
- |
||||
14. |
Other Industries |
67,859 |
241,14 |
219,07 |
37,364 |
138,91 |
111,20 |
5 |
65 |
44 |
||||
15. |
Electricity, Gas & Water |
70 |
19,79 |
6,58 |
45 |
17,20 |
12,25 |
- |
- |
- |
||||
(a) |
Electricity Generation & Transmission |
61 |
19,59 |
6,38 |
35 |
17,02 |
12,09 |
- |
- |
- |
||||
(b) |
Non-Conventional Energy |
2 |
11 |
11 |
3 |
6 |
9 |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
7 |
9 |
9 |
7 |
12 |
7 |
- |
- |
- |
||||
16. |
Construction |
363 |
21,60 |
16,69 |
456 |
22,67 |
19,10 |
1 |
2 |
2 |
||||
III. |
TRANSPORT OPERATORS |
14,150 |
158,01 |
118,46 |
8,403 |
82,53 |
71,25 |
1 |
70 |
27 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,029 |
98,08 |
82,17 |
80,384 |
161,64 |
121,04 |
10 |
80 |
62 |
||||
V. |
PERSONAL LOANS |
2,39,260 |
642,13 |
572,24 |
1,50,390 |
561,34 |
503,76 |
1,476 |
19,59 |
15,37 |
||||
1. |
Loans for Purchase of Consumer Durables |
32,385 |
54,45 |
48,07 |
12,558 |
21,02 |
18,18 |
- |
- |
- |
||||
2. |
Loans for Housing |
23,918 |
181,94 |
164,44 |
22,507 |
167,77 |
155,04 |
30 |
57 |
57 |
||||
3. |
Rest of the Personal Loans |
1,82,957 |
405,74 |
359,73 |
1,15,325 |
372,55 |
330,54 |
1,446 |
19,02 |
14,80 |
||||
VI. |
TRADE |
1,47,108 |
611,61 |
531,82 |
1,05,943 |
582,10 |
457,02 |
52 |
27,04 |
7,03 |
||||
1. |
Wholesale Trade |
5,573 |
317,97 |
283,68 |
3,310 |
369,53 |
270,53 |
47 |
26,63 |
6,64 |
||||
2. |
Retail Trade |
1,41,535 |
293,64 |
248,14 |
1,02,633 |
212,57 |
186,50 |
5 |
41 |
40 |
||||
VII. |
FINANCE |
64 |
10,74 |
8,68 |
223 |
53,28 |
39,50 |
4 |
29 |
23 |
||||
VIII. |
ALL OTHERS |
93,469 |
204,52 |
172,02 |
|
1,56,519 |
262,22 |
241,61 |
|
3 |
2,84 |
2,08 |
||
TOTAL BANK CREDIT |
9,81,493 |
3448,84 |
3051,48 |
9,56,326 |
3423,67 |
2919,59 |
1,592 |
106,35 |
70,03 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
24,244 |
28,36 |
24,25 |
13,375 |
19,80 |
17,04 |
- |
- |
- |
||||
|
2. Other Small Scale Industries |
46,871 |
344,39 |
304,01 |
|
27,199 |
514,36 |
413,24 |
|
1 |
6,00 |
4,16 |
|
|
|
|
|
|
|
|
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
2,72,234 |
156,77 |
153,56 |
1,13,470 |
197,47 |
180,55 |
11,83,285 |
1343,77 |
1284,47 |
||||
1. |
Direct Finance |
2,70,595 |
155,61 |
152,47 |
1,10,270 |
173,86 |
160,76 |
11,72,713 |
1199,48 |
1150,18 |
||||
2. |
Indirect Finance |
1,639 |
1,16 |
1,09 |
3,200 |
23,61 |
19,79 |
10,572 |
144,29 |
134,29 |
||||
II. |
INDUSTRY |
30,077 |
17,70 |
16,18 |
31,441 |
803,43 |
626,19 |
1,87,860 |
3331,03 |
2787,94 |
||||
1. |
Mining & Quarrying |
34 |
22 |
22 |
163 |
6,77 |
6,66 |
693 |
30,41 |
24,49 |
||||
2. |
Food Manufacturing and Processing |
389 |
1,28 |
1,21 |
1,961 |
280,23 |
196,34 |
8,456 |
958,95 |
739,36 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
59 |
36 |
34 |
440 |
14,33 |
11,19 |
1,213 |
31,21 |
25,77 |
||||
(b) |
Sugar |
- |
- |
- |
4 |
26 |
14 |
12 |
1,74 |
1,69 |
||||
(c) |
Edible Oils and Vanaspati |
32 |
28 |
25 |
394 |
11,87 |
9,70 |
1,122 |
43,11 |
35,86 |
||||
(d) |
Tea Processing |
1 |
- |
- |
19 |
9,88 |
7,13 |
113 |
113,82 |
85,30 |
||||
(e) |
Processing of Fruits & Vegetables |
1 |
- |
- |
27 |
90 |
94 |
307 |
7,22 |
6,83 |
||||
(f) |
Others |
296 |
64 |
62 |
1,077 |
243,00 |
167,24 |
5,689 |
761,85 |
583,91 |
||||
3. |
Beverage and Tobacco |
5 |
2 |
2 |
203 |
14,68 |
13,57 |
435 |
27,22 |
23,80 |
||||
4. |
Textiles |
87 |
55 |
52 |
859 |
37,57 |
32,69 |
3,283 |
255,00 |
217,47 |
||||
(a) |
Cotton Textiles |
22 |
16 |
15 |
61 |
8,23 |
9,71 |
340 |
93,93 |
87,79 |
||||
(b) |
Jute Textiles |
- |
- |
- |
17 |
19 |
12 |
30 |
1,08 |
1,06 |
||||
(c) |
Handloom Textiles & Khadi |
1 |
1 |
1 |
53 |
77 |
47 |
188 |
7,14 |
5,44 |
||||
(d) |
Other Textiles |
64 |
38 |
36 |
728 |
28,37 |
22,39 |
2,725 |
152,85 |
123,17 |
||||
5. |
Paper, Paper Products and Printing |
25 |
16 |
16 |
676 |
35,66 |
30,25 |
2,130 |
122,29 |
102,76 |
||||
6. |
Leather and Leather Products |
4 |
3 |
3 |
67 |
2,74 |
2,63 |
329 |
6,90 |
6,19 |
||||
7. |
Rubber and Rubber Products |
13 |
5 |
5 |
626 |
64,71 |
51,37 |
2,220 |
235,39 |
187,27 |
||||
8. |
Chemicals and Chemical Products |
23 |
21 |
19 |
830 |
38,65 |
34,51 |
3,483 |
332,08 |
287,66 |
||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
19 |
61 |
60 |
125 |
27,88 |
27,49 |
||||
(b) |
Fertilizers |
- |
- |
- |
6 |
17 |
16 |
80 |
115,07 |
76,67 |
||||
(c) |
Drugs and Pharmaceuticals |
9 |
5 |
5 |
222 |
18,46 |
17,25 |
704 |
39,49 |
36,91 |
||||
(d) |
Non-Edible Oils |
2 |
1 |
1 |
18 |
44 |
49 |
77 |
23,89 |
23,67 |
||||
(e) |
Other Chemicals & Chemical Products |
12 |
15 |
13 |
565 |
18,98 |
16,00 |
2,497 |
125,75 |
122,92 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
25 |
1,36 |
1,31 |
95 |
16,34 |
8,40 |
||||
10. |
Manufacture of Cement & Cement Products |
9 |
11 |
13 |
195 |
3,08 |
2,80 |
567 |
15,35 |
10,84 |
||||
11. |
Basic Metals & Metal Products |
31 |
23 |
22 |
451 |
9,12 |
7,39 |
2,189 |
129,05 |
120,57 |
||||
(a) |
Iron and Steel |
4 |
3 |
3 |
90 |
3,67 |
2,99 |
415 |
48,86 |
53,03 |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
22 |
21 |
22 |
124 |
17,74 |
11,62 |
||||
(c) |
Other Metal Products |
27 |
20 |
19 |
339 |
5,24 |
4,18 |
1,650 |
62,45 |
55,92 |
||||
12. |
Engineering |
14 |
9 |
8 |
799 |
28,32 |
27,54 |
2,888 |
420,07 |
419,56 |
||||
(a) |
Heavy Engineering |
2 |
1 |
- |
57 |
4,11 |
3,80 |
168 |
32,06 |
22,73 |
||||
(b) |
Light Engineering |
3 |
1 |
1 |
301 |
4,24 |
3,27 |
1,176 |
40,60 |
27,75 |
||||
(c) |
Electrical Machinery & Goods |
8 |
7 |
5 |
187 |
8,88 |
10,06 |
721 |
215,26 |
224,20 |
||||
(d) |
Electronic Machinery & Goods |
1 |
1 |
- |
254 |
11,08 |
10,41 |
823 |
132,16 |
144,88 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
10 |
11 |
10 |
666 |
11,21 |
7,77 |
1,576 |
36,05 |
29,61 |
||||
14. |
Other Industries |
29,428 |
14,54 |
13,22 |
22,223 |
177,35 |
130,00 |
1,56,879 |
572,59 |
473,93 |
||||
15. |
Electricity, Gas & Water |
1 |
- |
- |
31 |
3,96 |
4,04 |
147 |
40,95 |
22,87 |
||||
(a) |
Electricity Generation & Transmission |
1 |
- |
- |
19 |
3,51 |
3,60 |
116 |
40,12 |
22,07 |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
6 |
22 |
22 |
11 |
39 |
42 |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
6 |
23 |
22 |
20 |
44 |
37 |
||||
16. |
Construction |
4 |
8 |
3 |
1,666 |
88,03 |
77,33 |
2,490 |
132,40 |
113,17 |
||||
III. |
TRANSPORT OPERATORS |
998 |
11,11 |
9,41 |
26,660 |
297,35 |
220,71 |
50,212 |
549,69 |
420,09 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
38,257 |
21,43 |
19,77 |
35,822 |
158,89 |
125,97 |
1,72,502 |
440,83 |
349,57 |
||||
V. |
PERSONAL LOANS |
61,601 |
53,92 |
51,15 |
2,92,271 |
598,42 |
553,78 |
7,44,998 |
1875,39 |
1696,31 |
||||
1. |
Loans for Purchase of Consumer Durables |
9,419 |
10,03 |
9,04 |
25,223 |
36,43 |
29,28 |
79,585 |
121,93 |
104,57 |
||||
2. |
Loans for Housing |
2,381 |
9,50 |
8,71 |
17,684 |
143,75 |
128,00 |
66,520 |
503,54 |
456,77 |
||||
3. |
Rest of the Personal Loans |
49,801 |
34,38 |
33,40 |
2,49,364 |
418,24 |
396,49 |
5,98,893 |
1249,92 |
1134,97 |
||||
VI. |
TRADE |
1,17,997 |
84,18 |
77,83 |
66,492 |
693,49 |
550,90 |
4,37,592 |
1998,42 |
1624,61 |
||||
1. |
Wholesale Trade |
56 |
37 |
33 |
4,561 |
351,04 |
272,52 |
13,547 |
1065,53 |
833,69 |
||||
2. |
Retail Trade |
1,17,941 |
83,82 |
77,50 |
61,931 |
342,45 |
278,38 |
4,24,045 |
932,88 |
790,92 |
||||
VII. |
FINANCE |
3 |
3 |
2 |
357 |
26,79 |
17,41 |
651 |
91,12 |
65,83 |
||||
VIII. |
ALL OTHERS |
38,910 |
25,23 |
24,37 |
|
2,96,002 |
351,56 |
319,67 |
|
5,84,903 |
846,37 |
759,75 |
||
TOTAL BANK CREDIT |
5,60,077 |
370,37 |
352,30 |
8,62,515 |
3127,39 |
2595,18 |
33,62,003 |
10476,63 |
8988,57 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
21,136 |
8,49 |
7,60 |
4,176 |
8,87 |
7,58 |
62,931 |
65,51 |
56,47 |
||||
|
2. Other Small Scale Industries |
8,023 |
7,80 |
7,31 |
|
15,705 |
358,95 |
278,71 |
|
97,799 |
1231,49 |
1007,41 |
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